One of the best ways to increase your knowledge on a subject is to put it to a practical test. This is why working on real-world finance topics for presentation is an excellent means to hone your skills. If you’re a finance student looking for finance projects to work on, then look no further because we’ve listed 27 finance projects to inspire you to take a hands-on approach! Check out our free courses to get an edge over the competition.
We have added remarks on certain projects to explain their premises and benefits. You can pick a top 10 finance topics depending on your interests and expertise.
What is Finance?
Finance is a diverse field that includes the management of money, assets, along with investments. However, it revolves around allocating and utilizing resources to achieve specific financial goals. Finance can be broadly categorized into three main areas: personal, corporate, and public finance.
1. Personal Finance
This branch deals with individual financial management. It contains budgeting, saving, investing, planning for retirement, and many more things. On top of that, it also aims to help individuals make informed decisions to secure their financial well-being.
2. Corporate Finance
Corporate finance focuses on financial decisions within organizations. It includes assessing various investment opportunities, raising capital, managing financial risks, and optimizing the allocation of resources to maximize shareholder value. Moreover, corporate finance is important for businesses of all sizes.
3. Public Finance
Public finance pertains to the financial molding, and debt management. Public finance is critical in supporting essential public services and economic stability.
What is The Importance of Finance?
Here are several key reasons why finance is critically important:
1. Resource Allocation
Finance is instrumental in allocating resources efficiently. It helps individuals, businesses, and governments decide where to invest money and how to distribute limited resources. This allocation drives economic growth by channeling funds toward productive activities and innovations.
2. Investment and Economic Growth
Finance fuels investment in new businesses, technologies, and infrastructure. However, this type of investments produces jobs, boost productivity, along with overall economic growth. On top of that, it also allows entrepreneurs and businesses to turn their ideas into reality, contributing to innovation and progress.
3. Risk Management
Finance provides tools and mechanisms for managing various types of financial risk. This includes insurance, hedging, and diversification of investments. Effective risk management stabilizes financial markets and allows businesses to operate in uncertain environments confidently.
4. Wealth Creation
Investments in stocks, bonds, real estate, and other assets, finance enables individuals to build wealth with the passing of time. Moreover, it helps people plan for retirement, fund education, and achieve financial goals. Wealth creation, in turn, reduces income inequality and fosters economic stability.
5. Liquidity and Capital Flows
Finance facilitates the efficient circulation of capital within the economy. It ensures that funds are available when it is required, whether for daily transactions, short-term needs, or long-term investments. Liquid financial markets provide stability and confidence in economic systems.
6. Innovation and Entrepreneurship
Finance plays an important role in nurturing innovation and entrepreneurship. It offers startups with the capital needed to develop new products and services. Venture capital, angel investors, and crowdfunding platforms are all financial mechanisms that support innovation.
7. Government Functioning
Public finance is essential for governments to carry out their functions. Taxes, public spending, and debt management are critical components of government finance. Effective public finance ensures the provision of essential services such as healthcare, education, and infrastructure.
8. Global Trade and Investment
Finance facilitates international trade and investment. It allows companies to expand their operations globally, promoting economic interdependence and international cooperation. Foreign exchange markets and international finance instruments are crucial in this regard.
9. Financial Inclusion
Access to finance is vital for social and economic inclusion. It empowers individuals and businesses to participate in the formal economy, access credit, and build financial stability. Financial inclusion reduces poverty and enhances overall well-being.
10. Transparency and Accountability
Finance boost transparency and accountability in public and private sectors. Financial reporting and auditing standards ensure that stakeholders can assess organizations’ financial health and integrity, fostering trust and confidence.
Interesting Finance Project Ideas
Here are some of the most interesting and helpful finance related project ideas you can use:
1. ICICI Prudential Life Insurance – The Importance of a Strong Brand Image
Remarks – Branding can have a huge impact on a company’s success. Understanding how you create a brand and promote it is vital for the growth and marketing of a business. This finance topics for presentation will help you study the same.
The sub-topics could include-
- ICICI’s current brand image
- What makes ICICI different from other brands.
- How ICICI changed the banking culture for good.
- Strategies to create a brand image.
- Employee and Customer Satisfaction
- Case Study between the ICICI and its competitor showing the above parameters.
All of this should make the project stronger backed by facts and statistics.
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2. What are Non-Performing Assets and How to Deal With Them
Remarks – Non-performing assets put banks at serious financial risk. It is a loan or advance for which the interest or principal payment is overdue. And there aren’t many solutions to this problem. You’ll get to explore all the aspects of this issue.
This is among the best finance project topics for you if you’re interested in the banking sector.
The sub-topics could include-
- How does NPA impact the lending culture of banks?
- Impact of NPAs on the banks.
- Comparative study between banks having less and high NPAs.
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3. Evaluating Portfolio and Making Investment Decisions
This finance topics for presentation will help you understand what a portfolio is and how you should work with it. You’ll study the different strategies for growing a portfolio, making it a great project for those who want to get into portfolio management. It is a great finance research topic for those who want to get into portfolio management.
The sub-topics could include:
- What is a portfolio?
- How to approach the study of portfolios?
- How to assess the difference between a good and bad portfolio?
- What makes a good portfolio?
- What makes a bad portfolio?
- Possible investment options basis the portfolio evaluation.
4. Studying the Home Loans Indian Banks Offer
Remarks – Indian Banking Sector is very unique and dynamic. This project will help you study its effect on the Indian housing sector through its offered loans and how these loans differ from other lending instruments.
This project will study the effect of the Indian Banking Sector on the Indian housing sector. A house is an appreciating asset and it is one of the highest sectors where lending happens in the country.
The sub-topics could include:
- What is a home loan?
- What are other different kinds of loans?
- How is a home loan different from other types of loans.
- What are the interest rates for different banks?
- How to choose the right to procure a loan.
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5. Mutual Funds – What are They and Their Future
Remarks- Mutual funds are becoming more and more popular every day and if you’re interested in them, this is among the best finance topics for you. Mutual funds are getting attention with each passing day. If they interest you then this is going to be a relatable finance research topic for you. A mutual fund refers to an open-end investment fund managed by a dedicated fund manager.
It pools money from many clients including individuals and companies. This is one of the best finance project topics.
The sub-topics could include:
- What are mutual funds?
- What are different types of mutual funds?
- Who are the different providers of mutual funds?
- How to choose among different types of mutual funds?
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6. A Study on Mergers and Acquisitions in the Indian Banking Sector
Remarks – Indian banking sector has seen plenty of mergers and acquisitions. You’ll discover the different M&As that have taken place in this field while doing this project. This project is suitable for students who want to pursue a career in banking.
The sub-topics could include:
- What are mergers and acquisitions
- Why M&As happen?
- Case studies showing the impact of mergers and acquisitions in the past 10 years for at least six companies both globally and nationally.
- How mergers and acquisitions dictate the purchasing style of consumers.
7. The Effect of Different Leadership Styles
Remarks – Leadership is among the most valuable aspects of management. In this project, you’ll study how different leadership styles impact the operations of a company and its revenue. While working on this finance project you will learn about different styles of leadership such as; autocratic, coaching, authoritative, etc.
The sub-topics could include:
- What is leadership and why it is important?
- What are different styles of leadership?
- Which leadership style is useful for which type of situation?
- How does leadership create an impact on an organizational level?
8. Evaluating the Capital at South Central Railway
Remarks – Indian railways are an integral component of the Indian economy. This project on finance topics will make you familiar with capital management in Indian railways. It’s an excellent way to understand how the public sector manages its funds and resources. This makes for one of the best finance related project topics.
The sub-topics could include-
- Why are railways important?
- A brief history of Indian railways and their significance in history?
- Why are they still relevant?
- How much do railways help the economy?
- How railways create an impact on the economy, people’s lives, etc.
9. Evaluating the Performance of Private and Public Mutual Funds
Remarks – Analysing the performance of private and public mutual funds can help you test your analysis skills. Having strong analytical skills is necessary for many finance roles such as investment bankers, financial analysts, advisors, etc. So this project would be suitable for you if you want a career in one of those fields.
Analysis is one of those skills which is applicable in any field. It not only does make one technically sound but it has a bigger role in effective decision-making. It creates an impact in effective business decision-making as well as helps one in progressing towards their career goals.
The sub-topics could include:
- What are mutual funds?
- What are types of mutual funds?
- Why buy mutual funds?
- Merit or demerit of longer tenure and shorter tenured mutual funds?
10. BSE and NASDAQ – A Comparison of the Two Stock Exchanges
Remarks – If you want to pursue a career in wealth management then this is the most relatable finance project topics for you. This project will make you familiar with both of these stock exchanges. You can use their websites to gather most of the required data.
The stock market is volatile and demands one to be mindful yet take risks. It is an art to invest in stocks which need to be learned and practised to get better at it. Also, to read and understanding the two stock exchanges is another skill to have.
The sub-topics could include:
- What is a stock market?
- Different terminologies are associated with the stock market.
- What is a stock exchange?
- Different types of stock exchanges.
- Difference between BSE and NASDAQ
- A comparative study between BSE and NASDAQ.
11. The Impact of Demonetization on Tourism in Goa
Remarks – Goa is a tourism-focused state and demonetization had a huge impact on every industry, including tourism. With this finance topics project, you’d get to study the relation between demonetization and Goa’s tourism sector. You’d understand whether the tourism sector grew or crumbled under the pressures of demonetization.
Demonetisation had a good intention behind it but every citizen perceived it in their own way depending on their situation at that time.
On 8th November 2016, the GOI announce that all the 500 and 1000 banknotes would be demonetised. It basically took away the legal status of these bank notes. They became nothing but a piece of paper, the people were asked to exchange those with the new legal tender issued by GOI.
The sub-topics could include:
- What is demonetisation?
- Impact of demonetisation.
- History of demonetisation nationally or globally.
- Demotisation’s effect on Goa’s tourism.
- How long it take Goa to recover from the effect of demonetisation.
12. Bharti Teletech Limited Profitability Analysis and Documentation (Financial Reporting Project)
Remarks – This is among the best finance project topics for beginners. It will make you acquainted with financial reporting, a necessary aspect of financial management. You’ll also get to know how to read financial reports and documentation.
The sub-topics could include:
- What is financial reporting?
- What are the benefits of financial reporting?
- What are the tools used for financial reporting?
- Bharti Teletech Limited Profitability Analysis and Documentation
13. What is Portfolio Management and How to Perform Portfolio Management
Remarks – Portfolio Management refers to handling investments. It involves the selection, prioritization, and management of a client, individual, or company. In this project, you’d explore what portfolio management is and what you do in this field. You’d learn about financial analysis, decision-making, and financial management through this project.
The sub-topics could include:
- What is a portfolio?
- What makes a good or bad portfolio?
- How to evaluate a portfolio?
- How to manage a portfolio?
- Resources to use to manage a portfolio.
14. Financial Performance Analysis of Indian Private Banks – A Detailed Study
Remarks – Indian private banking sector has evolved a lot since 1947. This finance project will help you study their growth. This finance research topic is the best for you if you’re interested in pursuing a career in the banking sector.
The sub-topics could include:
- History of Indian banks.
- What are the different types of Indian banks?
- Impact of banks on the Indian economy.
- Modernisation of the Indian banks.
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15. Comparative Analysis of Regional Rural Banks in India
Remarks – In a comparative analysis, you get to analyse the different aspects of the given subject and find out the differences and similarities. In this project, you’d be performing a comparative analysis on different regional rural banks in India. You can choose several banks according to the amount of information you find on them.
The sub-topics could include:
- What are RRBs?
- What is the impact of RRBs?
- Different RRBs in India?
- How these RRBs are different from each other?
Also Read: Future Scope of MBA in Finance
16. The Importance of Micro Insurance and The Low Income Group
Remarks – Microinsurance has become popular with the expansion of consumerism in the nation. This project will make you familiar with this concept and its advantages. You’ll study how the low-income group is capitalizing on this opportunity.
The sub-topics could include:
- What is insurance?
- Why is insurance important?
- What are diffrent types of insurances?
- What is microinsurance?
- How is microinsurance important?
17. Financial Project on Management and it’s Importance in an Organisation
Remarks –This project covers the fundamentals and importance of management for an organization. It is a good finance project for beginners familiar with management and who want to enhance their knowledge.
The sub-topics could include:
- What is finance management?
- Why it is important?
- What is management?
- Why is management relevant.
18. The Reverse Mortgage System in India
Remarks – A reverse mortgage is a form of a loan that allows the property owners to borrow money using their property as a security for the loan. This is a project for those who have worked on finance projects in the past. It is suitable for experienced students.
The sub-topics could include:
- What is a mortgage?
- What are the different types of mortgages?
- What is a reverse mortgage?
- Merits of Demerits of a reverse mortgage.
19. Wealth Management and the Public – A Study On the Awareness and Knowledge about Wealth Management in the Common Man
Remarks – This is a Study On the Awareness and Knowledge of Wealth Management in the Common Man. Wealth management can do wonders for a person’s financial well-being. However, how much does the common man know about wealth management? This project will help you understand the financial literacy level in India.
The sub-topics could include:
- What is wealth?
- What is wealth management?
- How to manage wealth?
- Different tools or resources to use for wealth management.
20. Investment Management at Uber
Remarks – Uber is among the most successful startups in the world. If you’re interested in pursuing a career in startups and using your financial expertise there, this is one of the best finance project ideas for you. It will help you understand how successful startups manage their investments and how it helps them succeed more.
If you want to use your financial expertise in startups, then this is one of the best finance topics for you. It will help you to understand how investment management helps startups to succeed and stay in the market. This makes for one of the good MBA finance project topics.
The sub-topics could include:
- What is investment management?
- Why is investment management important?
- How manage investment?
- Why do startups manage their investments?
- Case study
21. The Decision Making Process of Indian Consumers for Life Insurance and The Impact of Technology On It
Remarks –This project will help you test your research skills. You will understand the Indian consumer’s decision-making process for buying insurance. Online insurance comparison sites (such as policy bazaar) have affected this industry considerably. You’ll get to study their impact as well. This makes for one of a good finance research topics.
The sub-topics could include:
- What is insurance?
- Why is insurance important?
- What are different vendors providing life insurance?
- How has technology changed the life insurance culture?
22. What are Dividends and Dividend Policies?
Remarks – This is one of the best finance project ideas for beginners. You’ll get to study dividends, how they work, and what are their policies. It is a small project that will help you get started. This makes for one of the best MBA finance project topics.
The sub-topics could include:
- What are dividends?
- What are the benefits of dividends?
- Different policies for dividends?
- What impact do they create in the long or short term?
23. What is Capital Budgeting? – A Finance Project
Remarks – Capital budgeting is an essential aspect of a business’s financial management. It allows the business to plan future endeavours, restrict expenditures, and generate more revenue. Working on this project will certainly help you in understanding capital budgeting. This makes for one of the best finance related topics.
The sub-topics could include:
- What is capital budgeting?
- Why is it important?
- Different tools and resources for capital budgeting.
24. Studying the Capital Budgeting of Maruti Suzuki
Remarks – Maruti Suzuki is among the most successful automobile companies in India. With this project, you’ll get to study the capital budgeting strategies of this major corporation and if you’re interested in the automobile field, This is one of the good finance related project topics.
The sub-topics could include:
- What is capital budgeting?
- Why is it important?
- Impact of capital budgeting in different sectors.
- Capital budgeting of Maruti Suzuki.
25. Risk and Return Analysis of Aviva Life Insurance Company
Remarks – This is an excellent project for students who want to pursue a career in the insurance sector. You’ll get to test your analysis skills and understand the inner workings of insurance companies in India.
The sub-topics could include:
- What is risk analysis?
- What is risk and return analysis?
- Why is it important?
- Important tools and resources to carry risk and return analysis.
- Case Study- Risk and Return Analysis of Aviva Life Insurance Company
26. The Level of Financial Literacy in India According to Different Economic Classes
Remarks – Financial literacy refers to the knowledge of investment and personal finance. You would get to test out your data analysis skills in this detailed project. You’ll learn how different economic classes of India perceive financial literacy.
The sub-topics could include:
- What is financial literacy?
- Why is it important?
- How conscious are different classes of financial literacy?
- What impact does it create on one’s lifestyle?
27. Perception of People on Pradhan Mantri Jan Dhan Yojana
Remarks – Pradhan Mantri Jan Dhan Yojana the government plan for increasing financial inclusion. You will get to study how this implementation has affected financial inclusion, and what is the perception of the people toward it. It will help you understand how the public sector can impact the personal finances of an individual.
The sub-topics could include:
- What is PMJDY?
- How do people perceive these policies?
- What impact did PMJDY create in people’s lives?
- Did PMJDY achieve its goal?
- How do people perceive PMJDY?
Read: MBA Finance Salary in India
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Conclusion
We hope that you found this article on finance project topics useful. If you have any questions or suggestions regarding this topic, please let us know through the comment section. We’d love to hear from you.
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