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Salary of B.Com Graduates: Based on Specializations & Job Roles [2023]

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18th Feb, 2024
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Salary of B.Com Graduates: Based on Specializations & Job Roles [2023]

Wondering how much is the salary of BCom graduates? Then you’ve come to the right place. Commerce is one of the most popular streams among Indian students. That’s primarily because it offers various career prospects with versatile options. 

This article will discuss all there is to know about BCom salary for freshers according to different specializations. Moreover, this article will discuss the best paying careers for BCom graduates. Let’s get started.

What is a B.Com Course?

The University Grants Commission accepts the B. Com or Bachelor of Commerce curriculum, a three-year undergraduate degree programme (UGC). One may enroll in distance education or an online B.Com course in addition to the full-time delivery option. Among students in the commerce stream of Class 12, it is one of the most sought-after degrees. After jobs and salary options are many, making it the third-most sought-after undergrad degree in India.

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Industries that have B.Com. jobs

Here is a myriad of jobs that provide excellent salaries per month, in both private and government sectors, which you can look out for:

Industries that offer jobs after B.Com.:

  • Accounting and Auditing
  • Commercial Banking
  • Media
  • International Banking
  • Insurance Service
  • Tax Advisory Service
  • Information Technology
  • Telecommunication Services and BPOs
  • Manufacturing Service
  • Financial Service
  • Educational Institute
  • Government Service
  • Automobiles Services
  • Policy Planning

Job titles for B.Com. graduates

After jobs and salary among these titles offer a reliable career opportunity for you:

  •         Investment Banker
  •         Marketing Manager
  •         Chartered Accountant (CA)
  •         Human Resource Manager
  •         Chartered Financial Analyst (CFA)
  •         Business Accountant and Taxation
  •         Retail Manager
  •         Certified Public Accountant (CPA)
  •         Cost Accountant
  •         Company Secretary
  •         Entrepreneur
  •         Actuary
  •         Chief Executive Officer (CEO)
  •         Research Analyst
  •         Personal Financial Advisor

  Learners receive an average Salary hike of 58% with the highest being up to 400%.

Importance of B.Com Education in India

Pursuing B.Com in India opens the door to a lot of opportunities as B.Com graduates can prove to be useful in various industries. This course equips the students with knowledge in accounting, finance, economics, and business management. Armed with this knowledge, the students can explore careers in finance, taxation, banking and other fields related to commerce. graduates are also armed with analytical and problem-solving skills.

They are arguably an important asset for any company. As we all know, since the Indian economy is currently in its booming phase, the B.Com graduates can prove their mettle in understanding and supporting the financial prospects of any business. Their versatility and deep knowledge of financial dynamics collaborate to the nation’s economic growth and development.

Salary of BCom Graduates: Based on Specialization Streams

You might be surprised to discover how different your pay can be according to your chosen specialization. In this section, we’ll look at the average salaries of different BCom specializations:

BCom in Accounting and Finance

The average BCom salary with a specialization in Accounting and FInance is INR 4.9 Lakh per year. Wages for such professionals start from INR 1.7 Lakh per year. However, with experience and expertise, the pay can go up to INR 20 Lakh per year. With this specialization, you can pursue accountancy roles in companies. Prominent employers for this role include Tata Consultancy Services (TCS), Accenture, etc. 


BCom in Law

BCom with a law degree is becoming increasingly popular among students. It allows you to combine the knowledge of two separate domains and pursue unique roles in organizations.

With a BCom and Law degree, you can get an average salary of INR 4.39 Lakh per annum. That’s not all; beginners in this field get around INR 1.92 Lakh per year. On the other hand, senior-level professionals of this field with much experience and expertise are earning around INR 30 Lakh per annum. This means with necessary effort and persistence, and you can bag a high-paying role easily with this specialization. 


B.Com in Statistics (IT)

B.Com. in Statistics is a practical 6-semester program that blends theory with hands-on experience, offering subjects like Actuarial Science, Data Analysis, and more. Covering areas such as analysis, probability theory, and statistical methods, it holds significance in the financial sector.

With the versatility to work in various industries, B.Com. (Statistics) graduates can take exams for prestigious roles such as Indian Statistical Services, Indian Economic Services, and Indian Civil Services.

Individuals can pave a career in jobs such as Data Scientist or Statistician after B.Com, and salary per month for individuals varies depending on the location and experience. For example, the average base salary for a Data Scientist is 10.4 Lakhs Per Annum and the average base salary for a Statistician is 5.5 Lakhs Per Annum.

BCom in Corporate Law

Another novel and popular specialization among BCom students is corporate law. Corporate law is a branch of law that focuses on companies and laws & regulations pertaining to the same. The average BCom salary with corporate law specialization is INR 5.4 Lakh per annum.

This degree enables you to pursue multiple roles in the legal and finance sectors, including Project manager, Finance Manager, Director Risk Management, etc. With enough experience and expertise, your salary can go up to INR 30 Lakh per annum in this sector. 


BCom in Marketing Management

Professionals with a BCom degree with a Marketing & Management specialization earn an average salary of INR 3.57 Lakh per annum. You can pursue many high-paying roles with this degree, such as Management Consultant, Business Development Manager, General Service Manager, and many others.

Marketing is quite a crucial field for any business. That’s why the demand for professionals specializing in Marketing & Management is continually increasing. 

You can find job opportunities in Marketing Companies, Financial Services, Advertising Agencies, and many other sectors with this specialization. The upper limit for professionals with a BCom degree in Marketing & Management is INR 20 Lakh per annum. 


BCom in Economics

Economics is a popular choice among BCom students as a specialization. As Economics covers many financial topics, it fits perfectly well with BCom’s curriculum. Salary of BCom graduates specializing in Economics earns an average salary of INR 6.3 Lakh per annum.

For freshers, this number is around INR 1.8 lakh per year and can go up to INR 20 Lakh per annum for experienced professionals. Prominent employers for these professionals are IBM India, Ernst & Young (EY), Accenture, HCL Technologies, etc. 


BCom in General Business

If you want to learn the ropes of business and its management, then you’d benefit from specializing in General Business. Candidates with BCom in General Business degree earn an average salary of INR 5 Lakh per annum.

Popular roles for this qualification are Associate Auditor, Marketing Consultant, Business Development Associate, Research Analyst, and Assistant Account Manager. This degree allows you to pursue various roles in business, management, and finance. 


Must Read: Career Options after B.Com

Advantages of Pursuing B.Com Degree

Pursuing a B.Com degree in India offers numerous advantages to the students. This program is a popular choice among commerce graduates for the reasons listed below:

  • This program arms the students with an in-depth knowledge of accounting, finance, economics, and business management. This paves way for varied career paths in diverse industries and sectors.
  • B.Com graduates are equipped with analytical and problem-solving skills which makes them reliable assets for finance, banking, taxation and other commerce-related roles.
  • This program offers opportunities to receive real-world experiences through internships which further increases the chances of employment.
  • The expanding economy of India provides job opportunities in different industries and sectors which further ensures more opportunities for their career growth.
  • B.Com program also serves as a foundational course for other professional courses like MBA, CA, and M.Com. These professional courses along with the foundational course of B.Com serve as a power package to score influential designations and higher pay packages in various multinational companies.
  • Owing to broad work profiles and a variety of career paths, jobs after Bcom and salary are wide and plenty. Employees receive competitive compensation packages, with salary ranges different depending on the position. Candidates with just a few years of professional experience may be able to receive lucrative salaries. The pay is based on the kind of business and the position that the student chooses to pursue as a career. The average B.Com salary in India ranges from 2.7 Lakh Per Annum for a Customer Service Associate to a staggering 36.7 Lakh Per Annum for a CFO

Highest Paying Jobs for BCom Candidates

You should know which jobs pay the best salaries so you can learn the required skills to pursue them. Knowing about these roles will help you make better-informed career choices. Let’s talk about the roles which offer the best BCom salary in India:

Chartered Accountant

Chartered Accountancy is one of the most popular career choices among BCom students. To become a Chartered Accountant in India, you must complete a series of exams followed by an internship.

Once you complete jobs salary per month will increase manifold. The organizer of this field’s exams is the Institute of Chartered Accountants of India or ICAI. The CA exam is one of the toughest exams to crack; however, the rewards are worth the effort in this case.

The average salary of a Chartered Accountant in India is INR 7.87 Lakh per year. Freshers earn around INR 4.1 Lakh per year in this field. However, CAs with more than ten years of experience earn around INR 17.7 Lakh per year. More experience in this field enhances your pay substantially. Your location plays a huge role in determining your pay in this field. For example, CAs in Bangalore earn around 17% more than the national average. 


Certified Public Accountant

Certified Public Accountant (CPA in short) is quite similar to Chartered Accountancy. However, its organizer is the American Institute of Certified Public Accountants (AICPA in short). That’s why CPA has a global demand. You must have a bachelor’s degree in Finance / Accounting / Business Administration with a total of 150 hours of education. AICPA holds a four-part exam that you must pass to become a CPA.

CPAs help companies handle auditing, taxation, reporting, and related accounting processes. They provide their clients with understanding their financial health and offer advice to them about improving the same. CPAs have a huge demand as they can get highly lucrative roles in any company’s financial sector. 

The average CPA (Certified Public Accountant) salary in India is INR 7 Lakh per year. Freshers with less than one year’s experience earn around INR 6.14 Lakh per year. On the other hand, a Certified Public Accountant with more than ten years of experience earns around INR 15 Lakh per year. Your location can affect your salary substantially as CPAs in Pune earn around 25% more than the industry average. 


Also Read: Highest Paying Jobs in Commerce Field


Actuaries help insurance companies in determining whether they should issue an insurance policy or not. They help insurance companies determine the suitable premium for a policy. Actuaries rely on heavy statistical analysis and utilize a lot of data to examine the trends and related costs.

They help insurance companies maintain good financial health by striking a balance between risk exposure and issuing policies. You should be proficient in data science and statistical analysis to become a skilled actuary. 

Apart from insurance companies, many financial service companies require actuaries to help them assess investment risks. It is one of the most lucrative sectors for BCom graduates. With a background in Economics, Mathematics, and Business Administration, you can easily enter this field and earn a handsome salary. 

The average Actuary salary in India is INR 9.64 Lakh per year. Freshers earn around INR 3.55 Lakh per year, whereas seasoned and experienced professionals in this sector earn around INR 40 Lakh per year. Like all the careers we have discussed in this article, your pay as an actuary depends on several factors, such as your experience, location, expertise, and employer. 


Cost Accountant

Cost Accountants are among the highest-earning professionals in the commerce field. Their primary aims are analyzing profitability and preparing budgets for their client. They are financial experts who help companies create budgets, manage expenses, and evaluate their financial performance. Generally, manufacturing firms require the expertise of cost accountants the most. 

Cost accountants figure out the real costs for manufacturing a product and its delivery to the end-user. They scrutinize all the related expenses and find which processes, products, and sections (of the business) generate the least profits. Cost accountants work in teams and build financial plans for their company.

They report to the stakeholders and tax authorities. The average salary for a cost accountant in India is INR 5.66 Lakh per year. The starting salary in this field is INR 2 Lakh per year. On the other hand, as you’ll gain experience, you can earn up to INR 10 Lakh per year. 


Research Analyst

Research analysts are in charge of gathering, analyzing, interpreting, and presenting data relevant to their field of work, which may include operations, economics, accounting, or market research. This position requires logical, quantitative, critical thinking, analytical, and problem-solving skills.

Their duty includes doing quantitative and qualitative research as needed by the company, as well as performing statistical analysis as needed. Research analyst can be a great profession to pursue after, salary per month in India is ₹31,568 or 4.4 Lakh Per Annum for freshers.

Investment Banker

Investment bankers are investment specialists who blend financial services sector knowledge, analytical ability, and efficient persuading skills in order to assist institutional clients with capital raising and mergers & acquisitions.

Investment bankers provide corporate finance solutions for a wide range of clients, including startups, existing corporations, and, in some situations, governments.

They are essential to a company’s, organization’s, or other corporate entity’s financial development, whether they work for investment banks or the division of investment banking within a company. A position as an entry-level investment banker or as high-level as executive vice president might be included in the wide phrase “investment banker.”

Investment banking has plentiful jobs after B Com and salary per month in India is ₹72,379 or 8.6 Lakh Per Annum.

Financial Risk Manager

A B.Com degree opens up the alluring prospect of becoming a Financial Risk Manager (FRM), a globally recognized profession. FRMs are essential to a company’s operations because they undertake in-depth studies of business risks, identify possible threats to the company’s assets, and offer strategic solutions to reduce those risks.

Moreover, they play a crucial role in formulating tactics to effectively manage market oscillations, making a substantial contribution to the fiscal stability of establishments.

A financial risk manager is amongst the most lucrative after B.Com jobs and salary of a senior risk manager on average in India is 18.7 Lakh Per Annum.

What other courses can you choose after B.Com.?

Following your B.Com, you can choose from a variety of courses that will help you advance your knowledge and boost your jobs salary per month. Once you complete, you will find various excellent jobs after and salary per month. The question, of course, is which is the most valuable one. The knowledge you get in your early years significantly increases your chances of landing better-paying jobs in the future because these courses after a B. Com are investments in your future.

As a result, you must carefully analyze the courses that are offered after receiving a B.Com. You should take into account the following criteria while making a decision to find the best jobs after and salary:

  1. Advantages and Disadvantages
  2. Preferences and Pursuits
  3. Eligibility criteria
  4. Financial assistance

Courses you can do after B.Com:

 An M.Com degree could be quite helpful for you if you want to work in the academic aspect of the business industry.

The topics covered in your B.Com. are included in the course material. As a result, you will comprehend the material that was taught to you well. Let’s talk about getting an M.Com. if you’re considering it. With a good wage, you can explore a variety of employment opportunities after earning your M.Com. While satisfactory jobs after and salary are available for candidates, can offer an edge to your resume over other candidates.

Master of Business Administration (MBA)

The greatest option after for getting a job and an excellent salary is to pursue an MBA if you want to work in the business sector. If you’re still debating what to do after earning your B.Com., enrolling in an MBA programme at a respected university will help you succeed. You must take the CAT or some alternative MBA test that the college of your choice accepts in order to be admitted to the best college.

Bachelor of Education (B.Ed)

A postgraduate teaching degree called a bachelor’s in education can pave the way for a successful academic career. You are eligible for this course if you graduated from an Indian institution with a GPA of between 50 and 55 percent. Other than MBA, this program is regarded as one of the best options after a B.Com.

Company Secretary (CS)

Students interested in the organization’s stock and investment management can enroll in CS courses. One of the most prominent and advanced degree programs is it. Most people choose it to complement or follow a B.Com. It takes a lot of dedication and effort to pass the exam because computer science is a complicated task to grasp. A corporate secretary acts as a crucial point of contact for the company and its stockholders. The corporate secretary oversees the company’s stock trading.

Chartered Financial Analyst (CFA)

The academic program for Certified Financial Analysts (CFA) is intended for anyone with an interest in investments and the financial system. You must pass the CFA exam if you want to work in this field. Students enrolled in the CFA program will research fundamental accounting principles, business procedures, economic principles, and environmental factors. Those who are contemplating choosing the best career path after earning a B.Com. can choose CFA for excellent jobs after and salary per month.

Digital Marketing

Digital marketing has changed the game in the modern world, particularly on platforms like digital media and e-commerce. Entering the world of digital marketing after earning your B.Com degree is a wise choice if you’re creative.

After graduation, you can either start your own business or smoothly transition into your family’s business, bringing your expertise in commerce-based policies and services. This involvement helps in steering the business towards strategic financial management and accounting practices. The course also emphasizes the importance and benefits of transitioning the business onto the digital platform in today’s digital landscape.

Digital marketing provides plenty of job prospects, from large global enterprises to small firms. The duration of the digital marketing course varies by institute or university, ranging from three months to one year. The extensive curriculum includes SMM, PPC, SEO, SEM, Web Design, Content Marketing, Email Marketing, and other topics.

Legal Advisor

Legal advisors, also known as corporate counsel, are legal professionals engaged by government bodies, major corporations, and various entities to offer legal guidance and services exclusively to the organization and its workforce. Unlike attorneys and advocates who cater to the public, legal advisors serve as in-house lawyers, focusing on the legal needs of their employer.

Legal advisor roles involve working within law firms or being integral members of a legal counsel team specifically hired by companies and enterprises for their specialized legal expertise. In a legal advisor’s career, leaders and CEOs of the company often seek their advice regarding legal aspects before making significant decisions. A company’s legal advisor plays a crucial role in guiding clients toward informed and legally sound decisions.

Tax Consultant

Tax consultants are professionals specializing in tax law and financial advice. Their expertise extends to guiding clients through income tax returns and various financial aspects, including trust, estate, and retirement taxes. Staying updated on the latest tax requirements and legal changes at both federal and state levels is a crucial part of their role.

In addition to assisting individual clients, businesses and their owners often seek tax-related guidance. Corporate tax law tends to be more intricate compared to regulations for individual income. Consequently, many tax consultants focus on providing specialized services for businesses. This may include strategies to minimize a company’s tax liability, ensuring optimal utilization of tax benefits, and more.

Individuals who want to step away from the B.Com general jobs and salary pattern can opt for a career as a tax consultant.

Challenges Faced by B.Com Graduates in India

B.Com graduates face several challenges. There is no doubt that this course equips the students with necessary industry knowledge and hones them into deserving professionals. However, few graduates still face some challenges which are listed below:

  • Competition: This is the primary challenge faced by B.Com graduates in India which results in limited job opportunities.
  • Employer preference: Some employers give more importance to candidates possessing additional qualifications due to which the B.Com graduates do not stand out with a single undergraduate degree.
  • Upskilling: Evolution of industry requirements demands the candidates to constantly upskill themselves. The candidates who don’t do so fail to stand out from several other candidates who have upskilled to remain competitive.
  • Hands-on Experience: This program equips the students with theoretical knowledge. However, some students who do not have internship experiences do not possess the practical knowledge required to excel in this field.
  • Expectations: Fresh graduates often approach their job search with enthusiasm and high hopes of securing their dream position right away. While a lucky few manage to do so, many face obstacles due to limited experience, industry knowledge, and professional connections. At this point, it becomes crucial to adjust expectations and prioritize gaining relevant skills and knowledge.
  • Limited Interview Preparedness: While possessing a degree and industry expertise is significant, educational institutions often fall short in readying you for interviews. It’s crucial to proactively ready yourself for interviews using rehearsal techniques.

Salary: Positions for beginners do not offer a handsome salary and package which might demotivate some of the candidates.

Alternative Career Paths in Technology

If you’ve exhausted yourself looking at the perfect B.Com jobs list and salary specs and still not finding something that fits your preference, you can always make a career switch. After completing your B.Com you can switch to a number of fields such as science or engineering with the help of the numerous courses online and offline that will help you ease into your new preferred field. Some of these alternative career paths that can also potentially offer a hefty B tech IT salary per month include:

Software Engineer

Software engineers utilize their expertise in engineering, computer science, and mathematics to craft, edit, assess, and troubleshoot programs. Hence, B.Com salary per month of experts working in this sector is high. Their job responsibilities fluctuate based on the specific role but can encompass tasks such as:

  • Adapting existing software applications
  • Formulating novel software applications from the ground up
  • Evaluating and devising comprehensive software systems
  • Collaborating with a team of software developers, designers, programmers, coders, and others to integrate components
  • Authoring instructional manuals

As of 2024, the B.Tech Computer Science salary per month for a fresher is higher than the average B.Com salary in India.

Full Stack Developer

A full-stack developer is someone well-versed in handling entire software applications, from system requirements and design to deployment. Software development involves various tech stacks, and a skilled full-stack developer understands and can implement them.

However, being a full-stack developer comes with significant responsibility. Despite the common perception of being a jack of all trades, it’s important to clarify that proficiency is achieved by selecting at least one specialization from each domain and focusing on it. Trying to learn every frontend technology can be overwhelming and may lead to discouragement due to the time invested in learning.

Compared to the base B.Com salary in India, there is potential B.Com scope and salary in this field. A Full Stack developer can earn an average 8.4 Lakhs Per Annum base salary.

Alternatively, if jobs after B.Com and salary are not up to your expectations, you can also pursue degrees such as B.Sc in Medical Laboratory Technology or B.Tech in Computer Science, as both have lucrative salary packages that only get better with experience. For instance, the B SC MLT salary per month for a fresher is approximately ₹16000 or 2.6 Lakh Per Annum , and B Tech Computer Science salary per month for freshers begins at ₹31000 or 3.7 Lakh Per Annum depending on the job role.

Final Thoughts

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You might’ve noticed that some of the roles we discussed in this article required additional qualifications apart from a BCom degree. It would be best if you kept the qualifications of a role in mind while making career choices. 

For example, you can complete a data science course to pursue a career as an actuary. Similarly, you can pursue a corporate law career by completing a corporate law course after your BCom LLB degree. Such professional courses enhance your chances of bagging well-paying roles and boost your career.  

We hope that you found this article on the salary of BCom graduates useful. If you have any questions or suggestions, please let us know through the comments below. We’d love to hear from you. 



Blog Author
Meet Sriram, an SEO executive and blog content marketing whiz. He has a knack for crafting compelling content that not only engages readers but also boosts website traffic and conversions. When he's not busy optimizing websites or brainstorming blog ideas, you can find him lost in fictional books that transport him to magical worlds full of dragons, wizards, and aliens.
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Frequently Asked Questions (FAQs)

1Is accounting and finance different?

Finance and accounting are both areas of specialization within the field of commerce. They are both extremely important to the business world, but they should not be confused or thought of as the same thing. Finance is the process of managing the monetary and financial resources of a company, both for current and its future. An accounting department handles the financial reporting and financial transactions of a business, including keeping track of the money it spends, balancing its accounts, and preparing financial statements. While finance deals primarily with numbers, accounting deals with the practicalities of how to make sure the numbers add up correctly.

2What is corporate law?

Corporate law is the body of law that governs companies and their structure, internal matters, and relationships with the outside world. The field of corporate law, in turn, includes the field of private company law. Private company law is the basis for the discipline of law in private business, and this system includes the laws of public companies and government-owned corporations. Its primary goal is to provide a framework to ensure legal rights and obligations within a corporation. It is the body of law that governs and regulates businesses. It is primarily concerned with the rights and obligations of business entities and the liabilities they assume.

3What is the role of marketing managers?

Marketing management is planning, executing, and monitoring the strategies that are used to promote products and services to customers. It is the area of general marketing concerned with the planning, implementation, and control of advertising and other promotional efforts to promote the sale of products and services. It also involves the study of how different marketing strategies influence the growth of a brand, and how to best use these marketing strategies to generate maximum business impact. Marketing managers plan, implement, and control the various advertising and other promotional efforts, such as advertising on television, radio, the Internet, in newspapers, and ensuring that these efforts are being properly planned, implemented, and controlled in order to meet the needs and expectations of target customers.

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