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Study in Australia Cost (2026)

By upGrad Abroad Team

Updated on Mar 24, 2026 | 14.62K+ views

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Studying in Australia requires careful budgeting, as costs vary by program and city. The study in Australia cost averages AUD 20,000–45,000 per year for tuition and AUD 18,000–27,000 annually for living expenses. The Department of Home Affairs requires proof of AUD 24,505 per year for living costs when applying for a student visa. Together, tuition and living bring the average cost of studying in Australia to around AUD 38,000–70,000 per year, depending on lifestyle and program choice. 

Key Highlights:  

Category  Average Cost (AUD)  Average Cost (INR) 
Total Annual Cost  AUD 38,000–70,000  ₹20–37 lakh 
Tuition Fees  AUD 20,000–45,000 (Bachelor’s/Master’s)  
/AUD 30,000–70,000 (Medicine/Engineering) 

₹10–37 lakh/ 

₹15–36 lakh per year 

Living Expenses  AUD 18,000–27,000/year  
(~AUD 1,500–2,250/month) 

₹9.2–13.8 lakh per year/ 

₹76,500–1.15 lakh per month 

Accommodation  AUD 180–400/week  
(~AUD 720–1,600/month) 

₹9,200–20,400 per week/  

₹36,800–81,800 per month 

Health Insurance (OSHC)  ~AUD 600/year  ~₹30,000/year 
Visa Application Fee  AUD 710 (Subclass 500)  ~₹35,000 
Proof of Funds (Living Costs Requirement)  AUD 24,505/year  ~₹12 lakh/year 

Start your journey to study in Australia with expert guidance from upGrad Study Abroad. 

Tuition Fees in Australia for International Students 

Australia’s higher education system includes public (government-funded but fee-based) and private institutions, including many top universities in Australia. Tuition ranges from AUD 20,000–45,000 per year (₹10–23 lakh), while programs like medicine or engineering can cost AUD 30,000–70,000 (₹15–36 lakh). Living costs require proof of AUD 24,505 annually (₹12.5 lakh) for visas. 

Public Universities in Australia 

Public universities are more affordable compared to private institutions, especially for undergraduate programs. 

University Name  Tuition Fees (AUD/year)  Tuition Fees (INR/year) 
University of Melbourne  AUD 30,000–45,000  ₹15–23 lakh 
University of Sydney  AUD 30,000–46,000  ₹15–24 lakh 
Australian National University (ANU)  AUD 28,000–44,000  ₹14–22 lakh 
University of Queensland  AUD 27,000–42,000  ₹13–21 lakh 
Monash University  AUD 30,000–45,000  ₹15–23 lakh 

Private Universities in Australia 

Private universities generally charge higher tuition, especially for MBA, Medicine, and Engineering programs. 

University Name  Tuition Fees (AUD/year)  Tuition Fees (INR/year) 
Bond University  AUD 30,000–60,000  ₹15–31 lakh 
Torrens University  AUD 25,000–40,000  ₹13–20 lakh 
University of Divinity  AUD 20,000–35,000  ₹10–18 lakh 
Carnegie Mellon University (Australia campus)  AUD 45,000–70,000  ₹23–36 lakh 

Check out: Cost of Living in Australia 2026: Rent, Food & Transport 

Study in Australia Cost by Degree Level 

International students in Australia face tuition fees that vary by program type. The study in Australia cost depends on the level of education and institution type. 

  • Bachelor’s degrees: AUD 20,000–45,000 per year (₹10–23 lakh) 
  • Master’s programs: AUD 22,000–50,000 per year (₹11–26 lakh) 
  • MBA or Medicine/Engineering: AUD 30,000–70,000 annually (₹15–36 lakh) 

1. Bachelor’s Degree (Undergraduate Programs) 

Bachelor in Australia programs varies; Public universities charge tuition fees for international students, while private institutions are slightly higher. 

Program Type  Tuition Fees (AUD/INR)  Duration 
Public Universities  AUD 20,000–45,000 / ₹10–23 lakh per year  3–4 years 
Private Universities  AUD 25,000–50,000 / ₹13–26 lakh per year  3–4 years 

2. Master’s Degree (Postgraduate Programs) 

Public universities of Masters in Australia offer competitive tuition, while private universities charge more for specialized programs.  

Program Type  Tuition Fees (AUD/INR)  Duration 
Public Universities  AUD 22,000–50,000 / ₹11–26 lakh per year  1–2 years 
Private Universities  AUD 25,000–55,000 / ₹13–28 lakh per year  1–2 years 

3. MBA Programs in Australia 

MBA in Australia is mostly offered by private universities and carry higher tuition fees. 

Program Type  Tuition Fees (AUD/INR)  Duration 
Private Universities  AUD 30,000–60,000 / ₹15–31 lakh per year  1–2 years 
Public Universities  AUD 25,000–45,000 / ₹13–23 lakh per year  1–2 years 

4. Medicine & Engineering Programs 

Specialized programs such as medicine and engineering are among the most expensive in Australia. 

Program Type  Tuition Fees (AUD/INR)  Duration 
Public Universities  AUD 30,000–70,000 / ₹15–36 lakh per year  4–6 years 
Private Universities  AUD 35,000–75,000 / ₹18–38 lakh per year  4–6 years 

5. PhD Programs in Australia 

Many public universities waive tuition for funded doctoral students, while private institutions may charge fees. 

Program Type  Tuition Fees (AUD/INR)  Duration 
Public Universities  Often funded, tuition waived / ₹0  3–5 years 
Private Institutions  AUD 20,000–40,000 / ₹10–20 lakh per year  3–5 years 

6. Diplomas & Short-Term Courses 

Vocational and short-term courses provide low-cost study options in Australia. 

Program Type  Tuition Fees (AUD/INR)  Duration 
Vocational Training (Public)  AUD 4,000–22,000 / ₹2–11 lakh per year  1–2 years 
Vocational Training (Private)  AUD 10,000–25,000 / ₹5–13 lakh per year  1–2 years 
Short-Term Certifications  AUD 3,000–10,000 / ₹1.5–5 lakh  3–12 months 
Professional Courses  AUD 5,000–15,000 / ₹2.5–8 lakh  6–12 months 

Check out: Top 11 Level 1 Universities in Australia 

Cost of Education in Australia by Course Type 

Australia’s universities offer diverse programs across disciplines. Public universities are government funded but fee based, while private institutions and specialized programs charge higher tuition. 

1. Engineering & Technical Courses 

Engineering Courses in Australia are among the most expensive, especially at private universities. 

Course Type  Tuition Fees (AUD/INR)  Duration 
Public Universities  AUD 30,000–70,000 / ₹15–36 lakh per year  4–6 years 
Private Institutions  AUD 35,000–75,000 / ₹18–38 lakh per year  4–6 years 

2. Management & Business Courses (MBA, BBA) 

Business Courses in Australia and MBA programs are mostly offered by private universities and carry higher tuition fees. 

Course Type  Tuition Fees (AUD/INR)  Duration 
MBA (Private)  AUD 30,000–60,000 / ₹15–31 lakh per year  1–2 years 
BBA (Private)  AUD 25,000–45,000 / ₹13–23 lakh per year  3 years 

3. Science & Research Based Courses (MS, MSc, MA) 

Public universities offer competitive tuition for science and research programs. 

Course Type  Tuition Fees (AUD/INR)  Duration 
Public Universities  AUD 22,000–45,000 / ₹11–23 lakh per year  2 years 
Private Institutions  AUD 25,000–50,000 / ₹13–26 lakh per year  2 years 

4. Medicine & Healthcare Courses (MBBS, Dentistry, Pharmacy) 

Medicine Courses in Australia are among the highest cost courses. 

Course Type  Tuition Fees (AUD/INR)  Duration 
MBBS (Public)  AUD 30,000–70,000 / ₹15–36 lakh per year  5–6 years 
Private Institutions  AUD 35,000–75,000 / ₹18–38 lakh per year  5–6 years 

5. Arts, Humanities & Social Sciences 

Arts Courses in Australia are more affordable compared to technical and medical fields. 

Course Type  Tuition Fees (AUD/INR)  Duration 
Public Universities  AUD 20,000–35,000 / ₹10–18 lakh per year  3 years (BA) 
Private Institutions  AUD 25,000–40,000 / ₹13–20 lakh per year  3 years 

6. PhD & Doctoral Programs 

Many public universities waive tuition for funded doctoral students, while private institutions may charge fees. 

Course Type  Tuition Fees (AUD/INR)  Duration 
Public Universities  Often funded, tuition waived / ₹0  3–5 years 
Private Institutions  AUD 20,000–40,000 / ₹10–20 lakh per year  3–5 years 

Study in Australia Cost by City 

International students in Australia face different living costs depending on the city. Sydney and Melbourne are the most expensive, while Adelaide and Hobart are more affordable. The average living expenses between AUD 18,000–27,000 annually (₹9–14 lakh), with the Department of Home Affairs requiring proof of AUD 24,505 per year (≈₹12.5 lakh).  

Below is a Best Cities in Australia for International Students breakdown for international students: 

1. Sydney 

Sydney is the most expensive city in Australia, with high accommodation and transport costs. 

Expense Category  Average Monthly Cost (AUD/INR)  Notes 
Accommodation  AUD 1,000–1,600 / ₹51,000–82,000  Central areas are costly. 
Living Expenses  AUD 2,000–2,500 / ₹1.02–1.28 lakh  Includes food, transport, insurance. 
Student Services Fee  AUD 315 / ₹16,000 per year  Mandatory SSAF. 

2. Melbourne 

Melbourne is slightly more affordable than Sydney but still among the higher cost cities. 

Expense Category  Average Monthly Cost (AUD/INR)  Notes 
Accommodation  AUD 900–1,400 / ₹46,000–71,000  Shared flats common. 
Living Expenses  AUD 1,800–2,300 / ₹92,000–1.18 lakh  Balanced lifestyle costs. 
Student Services Fee  AUD 315 / ₹16,000 per year  Covers admin + services. 

3. Brisbane 

Brisbane offers a more affordable lifestyle compared to Sydney and Melbourne. 

Expense Category  Average Monthly Cost (AUD/INR)  Notes 
Accommodation  AUD 700–1,200 / ₹36,000–61,000  Moderate rent. 
Living Expenses  AUD 1,500–2,000 / ₹76,500–1.02 lakh  Includes food and transport. 
Student Services Fee  AUD 315 / ₹16,000 per year  Standard fee. 

4. Adelaide 

Adelaide is one of the most affordable student cities in Australia. 

Expense Category  Average Monthly Cost (AUD/INR)  Notes 
Accommodation  AUD 600–1,000 / ₹31,000–51,000  Lower rents than Sydney. 
Living Expenses  AUD 1,400–1,800 / ₹71,000–92,000  Cheaper lifestyle costs. 
Student Services Fee  AUD 315 / ₹16,000 per year  Covers student services. 

5. Perth 

Perth offers moderate living costs, with affordable accommodation compared to Sydney. 

Expense Category  Average Monthly Cost (AUD/INR)  Notes 
Accommodation  AUD 700–1,200 / ₹36,000–61,000  Affordable compared to Melbourne. 
Living Expenses  AUD 1,500–2,000 / ₹76,500–1.02 lakh  Balanced lifestyle costs. 
Student Services Fee  AUD 315 / ₹16,000 per year  Mandatory SSAF. 

6. Hobart 

Hobart is among the cheapest cities for international students. 

Expense Category  Average Monthly Cost (AUD/INR)  Notes 
Accommodation  AUD 600–900 / ₹31,000–46,000  Lowest rents among major cities. 
Living Expenses  AUD 1,300–1,700 / ₹66,000–87,000  Affordable lifestyle. 
Student Services Fee  AUD 315 / ₹16,000 per year  Standard fee. 

Study in Australia Cost: Additional Expenses 

Beyond tuition and living expenses, students must budget for Accommodation in Australia, which is often the largest monthly expense. Choosing shared flats or university housing can reduce costs significantly. 

Expense Category  Average Cost (AUD/INR)  Notes 
Health Insurance (OSHC)  ~AUD 600 per year / ~₹30,000  Mandatory for all international students. 
Student Services & Amenities Fee (SSAF)  Up to AUD 315 per year / ~₹16,000  Covers student services and campus facilities. 
Student Visa Fee (Subclass 500)  AUD 710 (one time) / ~₹35,000  Required for visa approval. 
Proof of Funds Requirement  AUD 24,505 per year / ~₹12.5 lakh  Mandatory financial evidence for visa applications. 
Books & Study Materials  AUD 500–1,000 per year / ₹25,000–51,000  Depends on course type. 
Miscellaneous Expenses  AUD 200–400 per month / ₹10,000–20,000  Leisure, clothing, personal costs. 

Must Read: Australia Student Visa Processing Time 2026: How Long Does It Really Take? 

Scholarships to Reduce Study Cost in Australia 

Australia offers a wide range of scholarships to reduce study costs for international students. The most prominent are government funded programs like Australia Awards and Research Training Program (RTP), along with university and foundation based grants.  

Below Scholarships in Australia can cover tuition, living expenses, health insurance, and travel. 

Scholarship Program  Coverage (AUD/INR)  Eligibility 
Australia Awards Scholarships (AAS)  Full tuition + living allowance (~AUD 24,000/year ≈ ₹12 lakh) + travel + OSHC  Undergraduate, postgraduate, and research students from partner countries 
Research Training Program (RTP)  Tuition waiver + stipend (~AUD 28,000/year ≈ ₹14.5 lakh)  Master’s by research & PhD students 
Destination Australia Program  Up to AUD 15,000/year (≈₹7.7 lakh)  Students studying in regional universities 
University Scholarships  10–50% tuition waivers (AUD 10,000–25,000 ≈ ₹5–13 lakh)  Merit based for bachelor’s & master’s students 
Private/Foundation Grants  Varies: partial tuition + living support  Offered by foundations & NGOs 

Also Read: Fully Funded Scholarships in Australia for International Students  

Part‑Time Jobs and Income to Offset Study in Australia Cost 

International students in Australia are allowed to work part time while studying, which helps them manage living costs. The government permits students to work up to 40 hours per fortnight (20 hours per week) during study periods, and unlimited hours during official breaks. 

Here are some typical part-time job opportunities in Australia you can consider while studying: 

Average Earnings from Part Time Jobs 

Students typically earn between AUD 20–25 per hour (₹1,020–1,280) depending on the job type and city. 

Job Type  Average Pay (AUD/INR per hour)  Notes 
Retail & Supermarkets  AUD 20–22 / ₹1,020–1,120  Flexible shifts, common for students. 
Restaurants & Cafés  AUD 20–23 / ₹1,020–1,170  Tips may add extra income. 
Tutoring (Private)  AUD 25–30 / ₹1,280–1,540  Popular among English-speaking students. 
Research Assistant  AUD 25–30 / ₹1,280–1,540  Available at universities for master’s/PhD students. 
Internships (Paid)  AUD 2,000–3,000 / ₹1–1.5 lakh per month  Often linked to academic field. 

Key Rules for Student Jobs 

International students must follow work regulations to maintain their visa status. 

Rule/Condition  Details 
Work Limit  40 hours per fortnight (20 hours/week) during study periods; unlimited during breaks. 
Hourly Pay  AUD 20–25/hour (₹1,020–1,280). 
Taxation  Income above AUD 18,200/year is taxable; students must apply for a Tax File Number (TFN). 
Restrictions  Students cannot work full time during the semester. 
Exceptions  PhD and research students may have more flexible work arrangements. 

Check out: Jobs in Australia: A Complete Guide in 2026 

Study in Australia Cost vs Other Countries  

Australia is one of the most popular study destinations, but costs are higher compared to Germany. Public universities in Australia are government funded but fee based, with tuition ranging from AUD 20,000–45,000 per year (₹10–23 lakh) for bachelor’s/master’s programs and AUD 30,000–70,000 (₹15–36 lakh) for medicine/engineering.  

Tuition Fee Comparison: 

Country  Average Tuition Fees (Total)  INR Equivalent 
Australia  AUD 30,000–45,000 (₹15–23 lakh per year; ₹50–75 lakh total for master’s)  ₹50–75 lakh 
Germany  €0–€6,000 (₹0–₹5.4 lakh)  ₹0–₹5.4 lakh 
USA  $40,000–$60,000 (₹80 lakh–₹1.2 crore)  ₹80 lakh–₹1.2 crore 
UK  £20,000–£40,000 (₹50–80 lakh)  ₹50–80 lakh 
Canada  CAD 25,000–40,000 (₹45–70 lakh)  ₹45–70 lakh 

Tips to Reduce Study in Australia Cost and Save Money 

Studying in Australia can be expensive compared to Germany, but international students can reduce costs by making smart choices. Here are practical ways to save money while pursuing higher education in Australia: 

Key Tips 

  • Choose Public Universities → Tuition is lower at public universities, averaging AUD 20,000–45,000 per year (₹10–23 lakh), compared to private institutions charging AUD 25,000–55,000 (₹13–28 lakh). 
  • Apply for Scholarships → Programs like Australia Awards and Research Training Program (RTP) can provide full tuition waivers and stipends of AUD 24,000–28,000 per year (₹12–14.5 lakh). 
  • Opt for Affordable Cities → Living in Adelaide (AUD 1,400–1,800/month, ₹71,000–92,000) is cheaper than Sydney (AUD 2,000–2,500/month, ₹1.02–1.28 lakh). 
  • Use Student Discounts → Save AUD 50–100/month (~₹2,500–5,000) on transport, food, and entertainment with student concession cards. 
  • Share Accommodation → Rent drops from AUD 1,200 (~₹61,000) to AUD 700 (~₹36,000) per month in shared flats. 
  • Work Part Time → Earn AUD 20–25/hour (₹1,020–1,280), up to AUD 800–1,000/month (₹41,000–51,000), within the 40hoursperfortnight limit. 
  • Cook at Home → Save AUD 200–300/month (~₹10,000–15,000) compared to eating out. 
  • Buy Used Books → Reduce costs by AUD 200–400/year (~₹10,000–20,000). 
  • Choose OSHC Wisely → Pay ~AUD 600/year (~₹30,000) for mandatory health insurance instead of higher private premiums. 
  • Budget Smartly → Tracking expenses can save AUD 50–100/month (~₹2,500–5,000). 

Conclusion 

The Study in Australia Cost can be high compared to Germany, but smart planning helps manage expenses. Public universities, scholarships such as Australia Awards and RTP, affordable cities like Adelaide or Hobart, and parttime work opportunities all reduce the financial burden. With average tuition of AUD 20,000–45,000 (₹10–23 lakh) and living costs of AUD 18,000–27,000 (₹9–14 lakh), budgeting wisely ensures students enjoy world class education while keeping costs under control. 

Book a free 1:1 counselling session with upGrad’s expert advisors today and take the first step towards your global education journey!    

FAQs

Is 20k enough to move to Australia?

AUD 20,000 (~₹10.2 lakh) can cover your initial visa, flights, and a few months of living costs. However, the government requires proof of AUD 24,505 (~₹12.5 lakh) annually for student visas. It’s wise to plan for extra funds or parttime work to stay financially secure. 

Can I get PR after 2 years of study in Australia?

Completing two years of study makes you eligible for a Post Study Work Visa. This can later help you transition to Permanent Residency (PR). PR depends on your occupation, work experience, and points under the skilled migration system, not just study duration. 

Can I get a 100% scholarship in Australia?

Yes, fully funded scholarships like Australia Awards cover tuition, living costs, and travel. Research Training Program (RTP) also provides full support for research students. These scholarships can be worth AUD 24,000–28,000 (~₹12–14.5 lakh) annually, but competition is tough. 

Is 3,000 AUD enough to live in Australia?

AUD 3,000 (~₹1.53 lakh) per month is more than enough for most students. It covers rent, food, transport, and leisure even in expensive cities like Sydney. With smart budgeting, you can save or enjoy a comfortable lifestyle. 

How many hours can international students work in Australia?

Students can work up to 40 hours per fortnight (20 hours/week) during study periods. During semester breaks, they can work unlimited hours. With average pay of AUD 20–25/hour (~₹1,020–1,280), this helps offset living costs. 

Do I need IELTS to study in Australia?

Most universities require IELTS or equivalent tests like TOEFL or PTE. Some institutions accept proof of prior study in English medium schools. Always check your chosen university’s requirements before applying. 

What is OSHC in Australia?

OSHC stands for Overseas Student Health Cover, mandatory for all international students. It ensures access to medical services during your stay. Costs average around AUD 600/year (~₹30,000), depending on the provider. 

Can I study in Australia without a scholarship?

Yes, many students self fund their education. Tuition fees range from AUD 20,000–45,000 (~₹10–23 lakh) per year, and living costs add AUD 18,000–27,000 (~₹9–14 lakh). Scholarships are helpful but not mandatory—you can still pursue studies with personal or family funding. 

How long does it take to get a student visa for Australia?

Visa processing usually takes 4–6 weeks, though times vary by country. Applying early and submitting complete documents speeds up approval. The Subclass 500 visa is the standard option for international students. 

What are the cheapest cities to study in Australia?

Adelaide, Hobart, and Brisbane are more affordable compared to Sydney and Melbourne. Rent and daily expenses are lower, making them attractive for budget conscious students. Choosing these cities can save AUD 500–700/month (~₹25,000–36,000). 

Can international students bring family to Australia?

Yes, student visa holders can include dependents such as spouses and children. You must show proof of funds to support them and arrange OSHC for the entire family. This option makes Australia appealing for students with families. 

How much does it cost to study in Australia?

International students typically spend AUD 20,000–45,000 (₹10–25 lakh) per year on tuition, depending on the university and program. Living costs average AUD 21,000 (₹11–12 lakh) annually, covering accommodation, food, transport, and insurance.  

How much will it cost to study in Australia overall?

For a standard undergraduate degree, the total annual cost (tuition + living) is around AUD 35,000–60,000 (₹19–32 lakh). Graduate programs may be slightly lower in tuition but similar in living costs, making budgeting essential.  

How much does it cost to study MBBS in Australia?

MBBS programs are among the most expensive. Tuition fees range from AUD 30,000–85,000 (₹16–56 lakh) per year, with total program costs over 5–6 years reaching AUD 250,000–510,000 (₹1.5–3 crore). Living costs are additional.  

How much does it cost to study physiotherapy in Australia?

Physiotherapy degrees cost AUD 30,000–45,000 (₹16–25 lakh) per year in tuition. With living expenses, students should budget about AUD 50,000–65,000 (₹27–35 lakh) annually. 

upGrad Abroad Team

Study Abroad Expert |190 articles published

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