BS in Business Management at Touro

1. Why should you pursue a BS in Business Management from Touro University?

As businesses evolve rapidly in a digital-first economy, employers are prioritizing professionals who can combine business understanding with technology awareness and strategic thinking.

Growing Demand for Business and Tech Skillsets

Almost 9 out of 10 executives say digital transformation is a top priority, and organizations prefer professionals who can bridge business and technology functions. This program is designed around that intersection; equipping learners with the ability to understand markets, manage operations, and adapt to digital business models. Graduates are positioned for roles that sit at the core of organisational growth and innovation.

Strong Career Growth

Management roles regularly rank among the highest-paying career paths with starting salaries in Europe typically ranging between €40,000 and €55,000, with professionals progressing to €70,000+ within a few years and leadership roles often exceeding €90,000. The program emphasises on building decision-making, leadership, and problem-solving skills that directly influence career progression. This creates a clear pathway from entry-level roles to high-impact managerial positions.

Practical Learning for Real Business Impact

The curriculum integrates applied learning across strategy, marketing, finance, and operations. Learners engage with real-world case studies, business simulations, and project-based work that reflect current industry challenges. This approach ensures education goes beyond theory, and learners develop the ability to analyse situations, make decisions, and deliver measurable outcomes in professional settings.

Leadership & Decision-Making Skills

This program develops strong leadership and decision-making abilities through hands-on learning. Learners learn to solve complex problems and manage real business scenarios. These skills are critical for progressing into managerial roles. As a result, graduates are prepared to take on leadership responsibilities early.

Diverse Career Opportunities

Graduates are prepared for roles such as Business Analyst, Consultant, Operations Manager, and Marketing Strategist across industries including consulting, technology, finance, and startups. These roles are key to organisational success, ensuring strong job demand and long-term career stability. The versatility of the degree allows professionals to adapt across functions and industries aligned with the dynamic market.

2.Will I be supported for TOEFL/IELTS/PTE or other English language exams during this program?

upGrad will help you prepare for the English proficiency test to establish your current English proficiency to be eligible for the Bachelor's program in Germany.

3.When will I go to Touro University, Germany?

Touro University provides two annual intakes for learners entering through the accelerator route - February (Spring) and Fall (September). Though the application process for Touro University will start during the GGU online program, you will be able to go to Touro University in the nearest intake which is at least 3 months away from completion of your GGU program.

4. When will I get an Offer Letter from Touro University?

upGrad will apply for you to Touro University once all the documents are provided by you (as given in the offer letter issued to you by upGrad). Apart from the documents mentioned in the offer letter of Touro University you will have to give proof of English proficiency for application of admission in Touro University. If applicable (case-by-case), upGrad will support you to get your English proficiency scores within 3 months of the start of the batch to accelerate this process.

1. How do I know if the program is right for me?

This program is a good fit for you, if you

• The program is suitable for learners interested in technology, innovation, and practical, hands-on learning, with a focus on solving real-world business challenges.

• It helps learners build understanding across key business areas such as finance, marketing, operations, and strategy, along with data-driven decision-making and business analytics.

• Learners engage in applied learning through case studies, business simulations, and project-based work that reflect real industry scenarios and business challenges.

• Studying in Berlin provides learners exposure to a strong startup ecosystem, supporting innovation, networking opportunities, and broader career pathways across industries.

2. Is there any minimum educational qualification required to take this program?

To be eligible for the program, the following criteria need to be fulfilled:

For GGU:

• You must have appeared for 10 + 2 examinations, (e.g. A level, CBSE, HSC, IBDP, ISC, etc.) with 60% marks or above from any stream.

• Applicants enrolled for any graduate or undergraduate programs shall not be eligible to apply.

For Touro University:

• You must complete the Undergraduate Certificate in Business Management from GGU with a minimum of 2.0 GPA in each course as well as aggregate level.

• Note: While successful completion of the Base Program is expected, the On-Campus University may, at its discretion, permit submission of academic credits from the Base Program after issuance of the enrolment letter or allow completion of any pending credits during the On-Campus Program by taking On-Campus University courses.

• English Proficiency Requirements: IELTS Academic: a minimum of 7.0 overall and in each component, or TOEFL: 94-101 overall.

3. Is work experience required for this course?

Work experience is not mandatory for admission; however, applicants with prior experience may share it.

4. What is the selection process for this program?

There are 3 simple steps in the Admission Process which is detailed below:

STEP 1 - Application and Document Submission - Apply on upGrad.com and submit your documents.

STEP 2 - Shortlisting basis overall performance - Our admissions committee will review your profile. Upon qualifying, an offer letter will be sent to you.

STEP 3 - Enrollment for Access to Prep Content - Make a quick block payment of INR 25,000 to reserve your seat and receive immediate access to the prep content and begin your upGrad journey. Complete balance payment with assistance from our loan partners where required.

5. What are the documents required for the application?

1. Scanned Copy of Passport (Name & Address Page)

2. Scanned copy of Class 10th, 11th & 12th Marksheet

3. Formal Coloured Photograph

4. Latest Resume

5. Statement of Purpose/Personal Essay

6. Two Letters of Recommendation

7. Base Transcript

8. English Proficiency Scorecard (IELTS or TOEFL whichever is applicable)

1. Will upGrad help me in writing Academic and Visa SOP?

Yes. upGrad supports learners with both the Academic and Visa Statement of Purpose. The team also conducts guidance sessions to help you understand how to structure a strong SOP, what universities typically expect, and how to present your academic goals clearly.

2. Can we get a PSW visa if we study this program in India and then for 2 years at the Touro University?

Germany PSW visas are available to all the learners who have completed at least 1 academic year at a German University fully on-campus. As you are studying a full-time course for 2 years, you will be eligible to apply for up to 18 months of PSW after completing your course.

3. How much are living expenses for a year at Touro University?

Living expenses for learners studying at Touro University is 11,904 Euros per annum.

4. What will happen if I am unable to transfer abroad or if my VISA gets rejected?

If a learner is unable to transfer abroad or their visa application is rejected, they may continue to program online and complete the degree remotely, subject to their eligibility, and applicable terms and conditions. Please note that the applicable fees, program structure, and other requirements may differ in such case. Alternatively, the learner may, at their discretion, apply for transfer to one of the partner universities in France, Canada, or the United States, subject to availability, eligibility, admission requirements, acceptance by the relevant partner university, and the applicable terms and conditions. Please note that the applicable tuition fees, program structure, curriculum, duration, and other academic or administrative requirements may differ depending on the partner university. Transfer to an alternative partner university is not guaranteed.

5. What are the part-time working rules for studying in Germany?

As an international learner in Germany, you can work part time. The time permitted in accordance with the immigration is 120 full days or 240 half days in a year. Typical wage in Germany is around 12 Euros per hour.

No cost CC EMI FAQ's

0% EMI with Finance partners /Credit card option availability will vary program wise.

1. Which banks allow using 0% Credit card EMI or Credit card EMI?
No cost EMI is available on credit cards from all major banks (American Express, Bank of Baroda, HDFC Bank, ICICI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered, Axis Bank, Yes Bank, State Bank of India, CITIBANK and HSBC)
2. Is there any minimum transaction limit ?
Yes. 50000 is the minimum.

3. Standard Chartered Bank offers 18 or 24 months No Cost EMI ?
No. ONLY 12 months is available irrespective of the Program enrolled.

4. Will I have to pay any extra amount for the EMI transaction?
If you are availing 0% credit card EMI, upGrad will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI.

5. Are there any fees or down payment?
Certain banks charge nominal processing fees between INR 99 - 500 on 0% Credit Card EMI transaction. If charged, will be billed in the first repayment installment.

6. Can I use my International credit card for 0% credit EMI or Credit Card EMI?
Only the Indian bank credit cards can be used. But you can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions, this will be purely between you and your bank.

7. Are there any charges in case I opt for cancellation/refund from the course after paying balance with no cost EMI ?
Yes, there will be additional charges to the extent of interest paid by the upGrad to the bank, you will be refunded only Principal amount, i.e. the amount actually deducted/blocked from your card. This deduction will be in addition to the amount mentioned in the refund policy shared with your offer letter.

8. Can I Pay Using Multiple Credit Cards ?
Multiple cards can be used to complete the payments using Part payment option make sure to inform the learner, minimum transaction is INR 50000 to opt for 0% CC EMI E.g. Amount to be paid: 150000. I can pay using 2 Credit cards. Yes, Example :
HDFC Card – Part payment – INR 100000
ICICI Card – Part payment – INR 50000

9. How can I opt for Credit card EMI if my bank is not listed in the 0% Credit card EMI or Credit card EMI?
You can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions.

10. Why is the entire amount blocked on my credit card?
Initially your bank will block the entire amount from your available purchase limit and from your next billing cycle, you will be charged the EMI amount. As you start paying your EMI, your credit limit will be released accordingly. For example, if you have made a payment of ₹100000 on 6-months EMI and your credit limit is ₹200,000 then initially your bank will block your credit limit by ₹100000. After payment of your first month EMI of Rs.15000, the blocked amount will come down to ₹85000.

11. Why is interest getting charged on No Cost EMI?
Your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your payment, effectively giving you the benefit of a No cost EMI. The total amount paid during the entire EMI tenure to the bank will be equal to the amount to be paid to upGrad.

Eg. Amount payable to upGrad: INR 405000
Let's say Amount deducted at the time of transaction: INR 379850 (Principal amount) Bank charges interest of 12-15% per annum on INR 379850
[Note: Interest factor is reducing rate and not Flat rate]
EMI AMOUNT = INR 33750 x 12 = INR 405000
Effectively, you have taken loan on 379,850 instead of 405,000