Cost of Living in Glasgow 2025 – A Complete Guide to the City

Due to an increase in living expenses in large Canadian cities, many students and workers have decided to focus on smaller and cheaper cities, such as New Glasgow, Nova Scotia. New Glasgow is a wonderful place for Indian students in Canada because of its peaceful lifestyle, warm community, and much lower costs.

Regardless of whether you are an Indian student who plans to study in Canada, a skilled worker looking for a new place to live, or a family that is thinking about settling down for a long period, knowing the real cost of living in 2025 is very important. 

This guide takes you through all the essentials - how much you will need for rent, groceries, healthcare, and public transport - to help you understand what it takes to live comfortably in Glasgow.

So, is Glasgow so cheap? Here, we will have a look at the monthly living expenses and your day-to-day budget.

Average Cost of Living in Glasgow

In general, the cost of living in New Glasgow is far lower compared with major Canadian cities such as Toronto or Vancouver. This section gives a brief overview of the monthly spending you may have across various key categories:

Cost of Living in Glasgow: Monthly Cost Breakdown

To help you understand better the expenses that you will incur every day, here is a complete breakdown of the monthly expenses of a single person living in New Glasgow.

Category	Monthly Cost (CAD)	Approx. in INR
Housing (Rent)	1,688.00	105,745.04
Food (Groceries + Dining)	791.00	49,552.53
Utilities & Internet	252.00	15,782.76
Transportation	256.00	16,033.28
Clothing & Personal Items	37.00	2,317.31
Miscellaneous	150.00	9,394.50
Total	3,174.00	198,825.42

Source: Numbeo 

Note: These figures are average estimates calculated for reference purposes only. Actual expenses may vary based on lifestyle, location, and exchange rate fluctuations.

Accommodation Costs in Glasgow 

Rental costs in New Glasgow are considerably lower than in Canada’s metro areas, making it an excellent choice for budget-conscious students, professionals, and families.

Type of Accommodation	Monthly Rent (CAD)	Approx. in INR
1-Bedroom (City Centre)	1,500.00	93,945.00
1-Bedroom (Outside Centre)	1,250.00	78,287.50
3-Bedroom (City Centre)	2,200.00	137,786.00
3-Bedroom (Outside Centre)	2,200.00	137,786.00

Source: Numbeo 

Note: These figures are average estimates calculated for reference purposes only. Actual expenses may vary based on lifestyle, location, and exchange rate fluctuations.

Cost of Living in Glasgow: Student Housing vs Private Rentals

For international students in New Glasgow, the choice between student housing and private rentals affects both budget and lifestyle. The table below outlines key differences to help you decide:

Aspect	Student Housing	Private Rentals
Utilities & Wi-Fi	Usually included in rent	Comes as an additional cost
Furnishing	Fully furnished rooms with basic amenities	May be unfurnished or semi-furnished (extra setup cost)
Contract Duration	Semester-based  Fixed terms	6–12 month leases More flexibility in extensions
Location	On or near campus	May need to commute depending on the neighborhood
Living Environment	Shared kitchens and common spaces Higher peer interaction	Independent living More privacy and personal space
Availability	Limited seats Early application recommended	Broader availability year-round, especially for shared flats

Cost of Living in Glasgow: Tips to Save on Rent

Renting can also be the most significant expense in your budget for each month, but with some clever thinking, you can go a long way to cut down your housing costs in New Glasgow. Here, we have some practical strategies:

• Shared Accommodation is a good idea: You can save from 30 to 50% of the rent if you share a multi-bedroom apartment with your roommates.
• Search Outskirts of the City Center: Often, apartments that are only 10-15 minutes away from the center of the town can be 15-25% cheaper than central ones.
• Talk to the Landlord if You Can Get a Discount for Long-Term Renting: Monthly rates are the lowest when renting for 12 months. It is important that you find out from your landlord whether he offers this service.
• Usage of Utilities: Opt for apartments that include utilities (heat, electricity, internet), especially during the winter season.
• Look for Rental Properties During Lower Demand Periods: Winter is the time when rental demand reaches its lowest level (November–February), hence, you may be able to negotiate/reduce your rent.

Cost of Living in Glasgow: Food & Grocery Costs

In New Glasgow, grocery prices are moderate and remain quite stable over time. Imported goods may carry a premium, but everyday staples come at reasonable prices. Cooking at home is a very efficient way in terms of money compared to dining out, and it is also the option preferred by many Indian students and families to save on expenses. 

Here is a list of some grocery items and the approximate prices:

Item	Price (CAD)	Approx. in INR
Milk (1 litre)	2.53	158.46
Bread (500g)	3.75	234.86
Eggs (12)	5.03	315.11
Rice (1 kg, white)	4.00	250.52
Chicken Breast (1 kg)	20.48	1,283.47
Apples (1 kg)	6.59	412.94
Bananas (1 kg)	1.96	122.75
Tomatoes (1 kg)	6.59	412.94
Potatoes (1 kg)	5.49	343.84
Onions (1 kg)	5.49	343.84
Bottled Water (1.5 litres)	2.00	125.26
Local Cheese (500g)	7.05	441.74

Source: Numbeo 

Note: These figures are average estimates calculated for reference purposes only. Actual expenses may vary based on lifestyle, location, and exchange rate fluctuations.

Cost of Living in Glasgow: Eating Out in Glasgow

While home cooking is the most economical choice, eating out occasionally is common and relatively budget-friendly in New Glasgow.

Meal Type	Price (CAD)	Approx. in INR
Meal at an Inexpensive Restaurant	20.00	1,252.80
Three-Course Meal (Mid-Range)	80.00	5,011.20
Coffee (Regular Cappuccino)	5.20	325.73
Fast Food Combo (McDonald’s, etc.)	12.00	751.68

Source: Numbeo 

Note: These figures are average estimates calculated for reference purposes only. Actual expenses may vary based on lifestyle, location, and exchange rate fluctuations.

Cost of Living in Glasgow: Budgeting Tips for Living in Glasgow

When the location of our home changes, our budgeting in mind must be questioned. Although New Glasgow is more affordable than other larger Canadian cities, if you spend your money wisely, it will ensure that your experience is smoother and less stressful. To make your most (and money) in Canada, here are some practical budgeting tips:

• Set a Realistic Monthly Budget: Start by monitoring your income (from home or part-time jobs) and regular expenses such as rent, food, and transportation. Applications like Mint or Google Sheets can make it easy and visual for you.
• Plan Your Meals & Grocery Trips: The more you go down this road of impulse shopping, the less money you will have for the other things you need. Do a weekly grocery list, cook in bulk, and don’t get too much takeout. Buying essentials in bulk from stores like Walmart or No Frills can significantly cut costs.
• Use Public Transport or Walk: The compact layout of New Glasgow means that you can walk or bike to most of the places you want to go. Buses are cheap, and if you keep away from cabs, you can save even more than that monthly.
• Cut Back on Subscriptions: Do a little monitoring once a month: Are you really using the streaming service or going to the gym as often as you think? Cancel the ones you’re not going to use.
• Buy Second-Hand When Possible: You can’t go wrong with used items. They are also good for budget-friendly furniture and clothes. Reliable sources like thrift stores and Facebook Marketplace.

Cost of Living in Glasgow: Transportation Costs  

Transportation in New Glasgow is cost-effective, especially for students and residents who don’t require frequent long-distance travel. While the town does not have a large public transit system like major cities, local buses and taxis are available, and many residents prefer to drive or bike due to short distances and low traffic congestion.

Transport Option	Cost (CAD)	Approx. in INR
Taxi per km (Normal Tariff)	3.22	201

Source: Numbeo 

Note: These figures are average estimates calculated for reference purposes only. Actual expenses may vary based on lifestyle, location, and exchange rate fluctuations.

Cost of Living in Glasgow: Subway, Bus, and Rail Passes

Getting around New Glasgow is both affordable and convenient, especially for people who rely on public transport. While the town doesn't have a subway system, local bus services and regional rail connections provide reliable options for daily commuting and intercity travel. 

Transport Option	Cost (CAD)	Approx. in INR
One-way Local Bus Ticket	2.00	103
Monthly Public Transport Pass	80	5010

Source: Numbeo 

Note: These figures are average estimates calculated for reference purposes only. Actual expenses may vary based on lifestyle, location, and exchange rate fluctuations.

Cost of Living in Glasgow: Owning a Car in Glasgow

For those living in or around New Glasgow, owning a car can offer added convenience, given the limited public transport options in certain areas. While it increases mobility and independence, it's important to understand the full cost of ownership, including insurance, fuel, and maintenance.

Transport Option	Cost (CAD)	Approx. in INR
Gasoline (1 litre)	5.83	365
Basic Used Car (Average)	31,262.97	19,58,074

Source: Numbeo 

Note: These figures are average estimates calculated for reference purposes only. Actual expenses may vary based on lifestyle, location, and exchange rate fluctuations.

Cost of Living in Glasgow: Utilities and Internet Charges 

Monthly utility and internet expenses in New Glasgow are quite affordable. Most rentals do not include utilities, so it’s important to account for them as part of your overall living budget. 

Heating devices are one of the major contributors during the colder months, while electricity and water charges remain fairly stable year-round. High-speed internet is widely available across the town, with providers offering competitive unlimited data plans suitable for students and remote workers.

Cost of Living in Glasgow: Electricity, Gas, Water

When budgeting for housing in New Glasgow, it's important to account for monthly utility expenses. These include electricity, heating, cooling, water, and garbage services:

Expense Type	Monthly Cost (CAD)	Monthly Cost (INR)
Electricity, Heating & Cooling Devices	CAD 60–90	₹3,660–₹5,490
Water & Garbage	CAD 60–90	₹3,660–₹5,490

Source: Numbeo 

Note: These figures are average estimates calculated for reference purposes only. Actual expenses may vary based on lifestyle, location, and exchange rate fluctuations.

Cost of Living in Glasgow: Internet & Mobile Plans

Connectivity is essential for modern life, especially for students, remote workers, and newcomers. Based on recent Numbeo data, here is the average monthly cost of internet and mobile services in New Glasgow:

Service Type	Monthly Cost (CAD)	Approx. in INR
High-Speed Internet (60 Mbps, unlimited)	CAD 96.67	₹5,898
Mobile Plan (calls + 10 GB+ data)	CAD 51.25	₹3,129

Source: Numbeo 

Note: These figures are average estimates calculated for reference purposes only. Actual expenses may vary based on lifestyle, location, and exchange rate fluctuations.

Cost of Living in Glasgow: Healthcare & Insurance Costs 

Healthcare is a vital consideration for international students and new immigrants in Glasgow. While Canada is known for its publicly funded healthcare system, access for international students in Glasgow comes with specific conditions. Understanding the timeline for eligibility and associated costs is key to managing your stay.

Public Health Access for Students & Residents in Glasgow

In Glasgow, international students are not automatically eligible for provincial public health coverage (Medical Services Insurance – MSI) upon arrival. However:

• Students with a valid Study Permit of at least 12 months may become eligible for MSI starting from the 13th month after arriving in the province.
• Applications for MSI can be submitted up to 90 days before reaching eligibility.
• To maintain coverage, students must submit each renewed Study Permit and sign a residency declaration annually.
• Spouses/partners and dependent children under 19, if legally permitted to stay in Canada, are also eligible under the same conditions.

Note: Students who travel outside Glasgow are encouraged to get private travel insurance, as MSI offers limited coverage outside the province.

Private Health Insurance (Initial Requirement)

Since public health coverage is unavailable during the first 12 months of stay, international students must purchase private health insurance. Most institutions in Glasgow offer group health insurance plans that are:

• Mandatory or automatically included in student fees.
• Cost approximately CAD 650/year (₹39,650/year).
• Cover essential medical services, prescriptions, and emergencies.

Cost of Education in Glasgow

The cost of higher education in Glasgow, Nova Scotia, is significantly less expensive than at major Canadian universities. The following breakdown highlights key academic costs for international students studying at institutions accessible to New Glasgow residents.

Tuition Fees in Glasgow

For the 2025–26 academic year, Glasgow Community College (NSCC) is a popular and affordable option. Here's why:

Item	Average Cost (CAD	Approx. in INR
Full-time tuition (annual)	12,860	785,460
Application fee (one-time)	100	6,100
Tuition deposit (one-time)	5,000	305,000
International student surcharge (annual)	1,000	61,000
College services fee (annual)	200	12,200
Co-op tuition (per unit, optional)	1,229	74,969
Health & dental (without MSI, annual)	986	60,146
Health & dental (with MSI, annual)	287	17,507
MyVirtualDoctor fee (annual)	49	2,989

Note: These figures are average estimates calculated for reference purposes only. Actual expenses may vary based on lifestyle, location, and exchange rate fluctuations.

Other Academic Costs

Beyond tuition, you should budget for several additional annual student fees and essential academic expenses:

Expense	Average Cost (CAD	Approx. in INR
Textbooks & supplies (estimate)	1,045	63,645
Technology requirements (e.g., laptop)	960	58,560
Portable/Calculator/Headset	120	7,320

Source: NSCC

Note: These figures are average estimates calculated for reference purposes only. Actual expenses may vary based on lifestyle, location, and exchange rate fluctuations.

Cost of Living in Glasgow: Leisure, Fitness, and Entertainment Costs

While New Glasgow is a quieter town, it offers ample leisure and fitness options at affordable prices. Let’s explore what you can expect to spend on gyms, sports, and entertainment.

Cost of Fitness and Gym Memberships in Glasgow

Maintaining a fitness routine is quite economical in New Glasgow. Monthly gym memberships and occasional court rentals are reasonable and widely accessible through local community centers and private facilities.

Service	Average Cost (CAD)	Approx. Cost (INR)
Monthly Gym Membership (1 Adult)	58.50	3,569
Tennis Court Rental (1 Hour, Weekend)	18.00	1,098

Source: Numbeo 

Note: These figures are average estimates calculated for reference purposes only. Actual expenses may vary based on lifestyle, location, and exchange rate fluctuations.

Cost of Entertainment & Social Life in Glasgow

Entertainment is low-cost and casual in New Glasgow. Be it a movie,  a drink, or a community event, expenses remain student-friendly.

Activity	Average Cost (CAD)	Approx. Cost (INR)
Domestic Beer (0.5L, Restaurant)	5.25 C$	328.71 INR
Imported Beer (0.33L, Restaurant)	6.62 C$	414.77 INR
Cappuccino (Regular)	5.20 C$	325.48 INR

Source: Numbeo 

Note: These figures are average estimates calculated for reference purposes only. Actual expenses may vary based on lifestyle, location, and exchange rate fluctuations.

Cost of Living in Glasgow: Miscellaneous Expenses

From clothing to personal care, everyday items and essentials may seem small, but they add up over time. Here's a breakdown of typical costs to help you budget more effectively.

Cost of Clothing and Shopping in Glasgow

While New Glasgow isn’t a fashion hub, basic apparel and footwear are accessible via local stores or regional shopping centers. 

Clothing Item	New Glasgow (CAD)	New Glasgow (INR)
1 Pair of Jeans (Levi’s or similar)	55.80	~3,403
Summer Dress (Chain store)	47.50	~2,898
Nike Running Shoes (Mid‑Range)	117.50	~7,168
Men’s Leather Business Shoes	148.00	~9,028

Source: Numbeo 

Note: These figures are average estimates calculated for reference purposes only. Actual expenses may vary based on lifestyle, location, and exchange rate fluctuations.

Calculate your cost of living through our expense calculator!

Cost of Living in Glasgow: Scholarships 

Finding scholarships can significantly ease the financial burden for international students. Glasgow offers a variety of funding opportunities at both institutional and provincial levels. Here's a breakdown of some of the most notable options.

Popular Scholarships for International Students

While most provincial grants are tailored toward domestic students. Select bursaries, loan-conversion benefits, and accessibility support are available to international students.

Scholarship / Grant	Value (CAD/year)	INR Approx.	Eligibility & Notes
NS University Student Bursary	CAD 1,283	₹78,263	Auto-applied to tuition for all students in NS universities (domestic + international).
NS Student Loan Grant Portion	Up to CAD 5,200 (40% grant)	₹3.17L	Part of the full-time loan package Non-repayable.
Total Average Student Aid	CAD 12,000–13,000	₹7.32–₹7.93L	Includes repayable loan + grant portions for qualified full-time students.
Part-Time Student Aid	Up to CAD 10,000	₹6.10L	Based on course load (20–59%) Includes federal loans + possible grants.
Canada Grant for Disabilities	Up to CAD 2,800	₹1.7L	Non-repayable For students with documented permanent disabilities.

Education & Part-Time Work Opportunities in New Glasgow

While New Glasgow itself doesn’t have a university campus, it’s a popular base for students attending nearby institutions or pursuing online/hybrid programs. 

Institution Name	Approx. Commute	Type
Nova Scotia Community College (NSCC) – Pictou Campus	~15 minutes	Public college
Dalhousie University	~1.5 hours	Public university
Saint Mary’s University	~1.5 hours	Public university
Mount Saint Vincent University	~1.5 hours	Public university
Acadia University	~2 hours	Public university

Employment in Glasgow

Glasgow has many jobs. It used to have big factories, but now it has new kinds of work. You can find jobs in money, health, schools, shops, and fun places. Many people work for the government or big companies. Glasgow is a good place to find a job and grow your career.

Job Title	Annual Salary Range (CAD)	Annual Salary Range (INR)
It Specialist	45T -  57T	28 - 35L
Doctor	45K - 50K	28 - 31L
Teacher	52T - 83T	32.57 - 52.01L.
Program Officer	73K - $78K	45.73L - 48.87L
Chief Operating Officer	127K -135K	79.55L - 84.56L.

Note: Given the part-time work cap of 20 hours/week under a Canadian study permit, students often look for flexible jobs in retail, food service, or freelancing. Some also commute to Halifax for better-paid part-time jobs or internships. 

Source: Glassdoor

Note: These figures are average estimates calculated for reference purposes only. Actual expenses may vary based on lifestyle, location, and exchange rate fluctuations.

Conclusion

For Indian students and professionals, New Glasgow offers an affordable, stress-free lifestyle with access to quality education and basic amenities. While job options within the town are modest, nearby cities and remote work open new doors.

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