Q: Is there a minimum qualification for this program?

For GGU Students need to have a Bachelors honors degree (from any discipline) with a score of at least 55% and above. All applicants are required to have successfully passed English and Maths in Grade XII with 55% marks, and overall score in Grade XII should be 55% For University of Suffolk The applicant must successfully complete Professional Certificate in Global Business Management from GGU with an aggregate of minimum 3.0 or above CGPA with a minimum passing grade of C- in each course. Learners must undertake an IELTS test with a score of 6.5 overall with no component lower than 5.5

Question 1

Is there a minimum qualification for this program?

Accepted Answer

For GGU

Students need to have a Bachelors honors degree (from any discipline) with a score of at least 55% and above.
All applicants are required to have successfully passed English and Maths in Grade XII with 55% marks, and overall score in Grade XII should be 55%

For University of Suffolk

The applicant must successfully complete Professional Certificate in Global Business Management from GGU with an aggregate of minimum 3.0 or above CGPA with a minimum passing grade of C- in each course.
Learners must undertake an IELTS test with a score of 6.5 overall with no component lower than 5.5

Question 2

What are the application steps ?

Accepted Answer

There are 3 simple steps in the Admission Process which is detailed below:
STEP 1 - Application and Document Submission - Apply on upGrad.com and submit your documents.
STEP 2 - Shortlisting basis overall performance - Our admissions committee will review your profile. Upon qualifying, an offer letter will be sent to you.
STEP 3 - Enrollment for Access to Prep Content - Make a quick block payment of INR 25,000 to reserve your seat and receive immediate access to the prep content and begin your upGrad journey. Complete balance payment with assistance from our loan partners where required.

Question 3

What is the scope of the MSc International Business and Management with University of Suffolk?

Accepted Answer

This MSc International Business and Management degree is an ideal degree for anyone looking for a career in management with an international scope and to build a professional network around the globe. Students in this program will receive dual certification, a Professional Certificate in Global Business Management Program from GGU, and an MSc International Business and Management from University of Suffolk. Students will study for 7.5 months online with GGU to complete the Professional Certificate in Global Business Management program and will be transferred to the University of Suffolk after meeting the eligibility criteria as mentioned in the brochure.

Question 4

Which topics are going to be covered as part of the program?

Accepted Answer

The program will be delivered on a new technology platform to create a superior learning experience for participants who want to be on the cutting edge of the management. With this program, Golden Gate University, USA & University of Suffolk, UK together seek to develop the next generation of leaders. The topics that are going to be covered are Fundamentals of Business, Management and Leadership, Marketing Management, Foundations of Business Analytics, Corporate Finance and much more.

Question 5

What type of learning experience should I expect?

Accepted Answer

The content will be a mix of interactive lectures from industry leaders as well as world-renowned faculty. Additionally, the programme comprises live lectures and Zoom sessions dedicated to solving your academic queries and reinforcing learning. The on-campus curriculum is focused on classroom teaching as well as a thesis towards the last semester.

Question 6

Is any certification granted at the end of the program?

Accepted Answer

Post successful completion of the program, a Professional Certificate in Global Business Management would be awarded from Golden Gate University and a Master's degree in MSc International Business and Management shall be conferred upon by the University of Suffolk, UK.

Question 7

Why should you pursue MSc International Business and Management from University of Suffolk?

Accepted Answer

It’s an innovative, dynamic, and flexible programme that critically considers the development of International Business and Management in a globalized world.
The dual accreditation scheme allows students to earn ILM Level 7 Certificate in Leadership and Management in addition to an MSc degree at the University of Suffolk.
An overview of a wide variety of business roles makes this programme perfect for new or recent graduates looking to become well-versed in international marketing and global businesses.
Over 9 out of 10 graduates are in employment or further study 15 months after completing their degree, per Higher Education Statistics Agency (HESA) Graduate Outcomes Survey, 2019.
Upon course completion, students can look forward to finding employment with London’s (only an hour away from Suffolk) top management graduate recruiters, such as Amazon, KPMG, IBM, Accenture, Deloitte, EY, PwC, Google, and many others.
The national average salary for an International Business Manager is £47,047 in the UK, per Glassdoor 2023. This is 39% more than the national average for graduates in the country.
Be mentored by a course leader with vast experience in redesigning several postgraduate programmes and having research interests in employee perceptions, the real lived experience, template analysis and the global financial crisis.
A practical focus and the opportunity to interact with the university’s ever-growing network of businesses.

Question 8

Can international students work in the UK while studying?

Accepted Answer

A student who has been granted a residence permit for studies is allowed to work in paid employment in any field for an average of 20 hours per week. The number of working hours can be exceeded some weeks, as long as the average working hours are no more than 20 hours per week at the end of the year.

Question 9

When will I go to the University of Suffolk?

Accepted Answer

The University of Suffolk will have two intakes for students coming through this route. The intake of the year will be the January and September intake. Though the application process for the University of Suffolk will start during the Golden Gate University online program, you will be able to go to University of Suffolk in the nearest intake which is at least 2 months away from completion of your Golden Gate University program.

Question 10

When will I get an Offer Letter from the University of Suffolk?

Accepted Answer

The application process for the University of Suffolk will start during the Golden Gate University online program. The application window will open four months prior to the commencement date of the University of Suffolk start date. After successful application - i.e. sharing the requested application documents and paying the semester fees, the conditional offer will be shared by the University of Suffolk.

Question 11

What is the list of documents which are required to make an application to the University of Suffolk for a final offer letter?

Accepted Answer

Class 10th and 12th Marksheets
Graduation Marksheet or Transcripts
Graduation Degree
One Academic Reference
Copy of Passport
Statement of Purpose
Photographs
Resume
English Proficiency Score Card

Question 12

Will upGrad help me in writing Academic and Visa SOP?

Accepted Answer

Yes, upGrad will help with your Academic and Visa SOP and will also organize training on how to write a good SOP.

Question 13

How much are living expenses for a year in the UK?

Accepted Answer

Living expenses in the UK for international students are approximately GBP 12,276 per annum. The same needs to be reflected in your bank account.

Question 14

What is the time commitment expected for the program?

Accepted Answer

At least 12-15 hours per week of time commitment is expected to be able to graduate from the online program. The on-campus program in the UK is full-time and will have an appropriate workload.

Question 15

How will my doubts/questions be addressed in an online Program?

Accepted Answer

Peer-to-peer discussion forum where you can post your queries and your peers/faculty/teaching assistants answer your queries within a day. Regular Q&A sessions with faculty to get clarification on conceptual doubts.

Question 16

No cost CC EMI FAQ's

Accepted Answer

0% EMI with Third Party Credit Facilitators /Credit card option availability will vary program wise.

1. Which banks allow using 0% Credit card EMI or Credit card EMI?
No cost EMI is available on credit cards from all major banks (American Express, Bank of Baroda, HDFC Bank, ICICI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered, Axis Bank, Yes Bank, State Bank of India, CITIBANK and HSBC)

2. Is there any minimum transaction limit ?
Yes. 50000 is the minimum.

3. Standard Chartered Bank offers 18 or 24 months No Cost EMI ?
No. ONLY 12 months is available irrespective of the Program enrolled.

4. Will I have to pay any extra amount for the EMI transaction?
If you are availing 0% credit card EMI, upGrad will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI.

5. Are there any fees or down payment?
Certain banks charge nominal processing fees between INR 99 - 500 on 0% Credit Card EMI transaction. If charged, will be billed in the first repayment installment.

6. Can I use my International credit card for 0% credit EMI or Credit Card EMI?
Only the Indian bank credit cards can be used. But you can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions, this will be purely between you and your bank.

7. Are there any charges in case I opt for cancellation/refund from the course after paying balance with no cost EMI ?
Yes, there will be additional charges to the extent of interest paid by the upGrad to the bank, you will be refunded only Principal amount, i.e. the amount actually deducted/blocked from your card. This deduction will be in addition to the amount mentioned in the refund policy shared with your offer letter.

8. Can I Pay Using Multiple Credit Cards ?
Multiple cards can be used to complete the payments using Part payment option make sure to inform the student, minimum transaction is INR 50000 to opt for 0% CC EMI E.g. Amount to be paid: 150000. I can pay using 2 Credit cards. Yes, Example :
HDFC Card – Part payment – INR 100000
ICICI Card – Part payment – INR 50000

9. How can I opt for Credit card EMI if my bank is not listed in the 0% Credit card EMI or Credit card EMI?
You can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions.

10. Why is the entire amount blocked on my credit card?
Initially your bank will block the entire amount from your available purchase limit and from your next billing cycle, you will be charged the EMI amount. As you start paying your EMI, your credit limit will be released accordingly. For example, if you have made a payment of ₹100000 on 6-months EMI and your credit limit is ₹200,000 then initially your bank will block your credit limit by ₹100000. After payment of your first month EMI of Rs.15000, the blocked amount will come down to ₹85000.

11. Why is interest getting charged on No Cost EMI?
Your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your payment, effectively giving you the benefit of a No cost EMI. The total amount paid during the entire EMI tenure to the bank will be equal to the amount to be paid to upGrad.

Eg. Amount payable to upGrad: INR 405000
Let's say Amount deducted at the time of transaction: INR 379850 (Principal amount) Bank charges interest of 12-15% per annum on INR 379850
[Note: Interest factor is reducing rate and not Flat rate]
EMI AMOUNT = INR 33750 x 12 = INR 405000
Effectively, you have taken loan on 379,850 instead of 405,000

Question 17

Is there any deferral or refund policy for this program?

Accepted Answer

Refund Policy:
1. Students must pay an applicable Caution Amount for the enrollment to the Program. This Caution Amount will be adjustable against the total Program fee payable by the student.
2. Once the student has made a partial or full payment of Program fee, such student can claim a refund for this amount at any time before the cohort commencement date by raising a refund request through ‘My applications’ page on our website (www.upgrad.com), stating the specific reason for the refund. The refund shall be subject to a deduction of INR. 20,000/- towards processing fee. If less than INR. 20,000/- have been paid in total, students shall not be eligible for any refund in such a case.
3. Students shall not be eligible for a refund (under any circumstances) if the refund request is raised postprogram/Batch Start Date. In such a case, the student will continue to pay the EMI of his loan (if applicable), as the loan cannot be canceled. This is also applicable to students who could not complete their payment and could not get enrolled in their opted cohort. However, the student can request a PreProgram deferral as per the policy defined below for the same.
4. Studentshall not be eligible for refund of any amount paid towards the Program in case any discrepancy is identified between your application and self-attested documents including but not limited to wrong details about your grades or any other incorrect information provided in your application.
5. In case of a valid refund request post obtaining the loan from a third party credit facility provider, we would like to clarify that the responsibility of canceling the loan will lie with the student as upGrad is not privy to such arrangements between the student and the third party credit facility provider.
6. If students do not provide documents as per the timeline mentioned in the offer letter, they will be deferred to the next batch but they will not be eligible for any refunds.

Deferral Policy: (Pre- Program Commencement)
1. If a Learner, due to unavoidable circumstances is unable to commence with the cohort and requests for a deferral before the Cohort Commencement Date, Learner will have an option to defer to another batch.
2. However, the learner will be required to pay 50% of the Total Program Fee amount (inclusive of taxes) before the deferral can be approved. Till this condition is complied with, the Learner will be assumed to be continuing in the same cohort.
3. A Learner can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the Learner enrolled for.
4. The Learner has time till the current Cohort Commencement Date to make the payment of the 50% of the Total Program Fee, post which the deferral request will expire. Once the deferral window expires and the Learner asks for a refund after the Cohort Commencement Date, the above-mentioned applicable refund policy will apply.
5. The fee applicable to the deferred Learner will be as per prevailing Total Program Fee for the batch Learner as opted to defer to (No additional deferral fee is required to be paid).

Deferral Policy: (Post Program Commencement)
1. If a learner is facing severe issues in dedicating time to the course, Learner will have an option to defer to another batch.A Learner can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the Cohort Commencement Date of the initial batch the Learner enrolled for.
2. The Learner will be required to pay a deferral fee of 5% of the Total Program Fee (inclusive of taxes) if any along with the differential program fees between the two cohorts.
3. The deferral request will be approved once the deferral fee is paid.
4. Till this condition is complied, the Learner will be assumed to be continuing in the same cohort.
5. The Learner has 7 days (including holidays and weekends) from the date of deferral request to make the payment of the deferral fee, post which the deferral request will expire, and the learner will continue as part of the current cohort.
6. If the Learner completes the deferral payment, the Learner’s login will be disabled, The Learner will leave the deferred cohort and the Learner will start learning on the new cohort from the point of the last assignment that was graded in the deferred cohort. All grades and progress till that point will be carried forward as it is to the new cohort.
7. The deferral can only be requested during the batch for which the Learner has enrolled is ongoing. Once the batch has been completed, deferral requests shall not be entertained. For clarification, the batch completion here shall mean the “last grace deadline” as communicated by upGrad. Case Deferral fee Before Program Commencement 50% program fee (including taxes) to be paid upfront- no additional deferral fee to be paid Post Program Commencement (0-7 days after program start date) 5% of the program fee (including taxes) to be paid within 7 days as deferral fee Post Program Commencement (8 days after program start date) Will have to continue as a part of the current cohort.

Case	Deferral fee
Before Program Commencement	50% program fee (including taxes) to be paid upfront- no additional deferral fee to be paid
Post Program Commencement (0-7 days after program start date)	5% of the program fee (including taxes) to be paid within 7 days as deferral fee
Post Program Commencement (8 days after program start date)	Will have to continue as a part of the current cohort

MSc International Business and Management

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