COURSES
MBAData Science & AnalyticsDoctorate Software & Tech AI | ML MarketingManagement
Professional Certificate Programme in HR Management and AnalyticsPost Graduate Certificate in Product ManagementExecutive Post Graduate Program in Healthcare ManagementExecutive PG Programme in Human Resource ManagementMBA in International Finance (integrated with ACCA, UK)Global Master Certificate in Integrated Supply Chain ManagementAdvanced General Management ProgramManagement EssentialsLeadership and Management in New Age BusinessProduct Management Online Certificate ProgramStrategic Human Resources Leadership Cornell Certificate ProgramHuman Resources Management Certificate Program for Indian ExecutivesGlobal Professional Certificate in Effective Leadership and ManagementCSM® Certification TrainingCSPO® Certification TrainingLeading SAFe® 5.1 Training (SAFe® Agilist Certification)SAFe® 5.1 POPM CertificationSAFe® 5.1 Scrum Master Certification (SSM)Implementing SAFe® 5.1 with SPC CertificationSAFe® 5 Release Train Engineer (RTE) CertificationPMP® Certification TrainingPRINCE2® Foundation and Practitioner Certification
Law
Job Linked
Bootcamps
Study Abroad
Master of Business Administration (90 ECTS)Master of Business Administration (60 ECTS)Master in Computer Science (120 ECTS)Master in International Management (120 ECTS)Bachelor of Business Administration (180 ECTS)B.Sc. Computer Science (180 ECTS)MS in Data AnalyticsMS in Project ManagementMS in Information TechnologyMasters Degree in Data Analytics and VisualizationMasters Degree in Artificial IntelligenceMBS in Entrepreneurship and MarketingMSc in Data AnalyticsMS in Data AnalyticsMaster of Science in AccountancyMS in Computer ScienceMaster of Science in Business AnalyticsMaster of Business Administration MS in Data ScienceMS in Information TechnologyMaster of Business AdministrationMS in Applied Data ScienceMaster of Business AdministrationMS in Data AnalyticsM.Sc. Data Science (60 ECTS)Master of Business AdministrationMS in Information Technology and Administrative Management MS in Computer Science Master of Business Administration MBA General Management-90 ECTSMSc International Business ManagementMS Data Science MBA Business Technologies MBA Leading Business Transformation Master of Business Administration MSc Business Intelligence and Data ScienceMS Data Analytics MS in Management Information SystemsMSc International Business and ManagementMS Engineering ManagementMS in Machine Learning EngineeringMS in Engineering ManagementMSc Data EngineeringMSc Artificial Intelligence EngineeringMPS in InformaticsMPS in Applied Machine IntelligenceMS in Project ManagementMPS in AnalyticsMS in Project ManagementMS in Organizational LeadershipMPS in Analytics - NEU CanadaMBA with specializationMPS in Informatics - NEU Canada Master in Business AdministrationMS in Digital Marketing and MediaMS in Project ManagementMaster in Logistics and Supply Chain ManagementMSc Sustainable Tourism and Event ManagementMSc in Circular Economy and Sustainable InnovationMSc in Impact Finance and Fintech ManagementMS Computer ScienceMS in Applied StatisticsMS in Computer Information SystemsMBA in Technology, Innovation and EntrepreneurshipMSc Data Science with Work PlacementMSc Global Business Management with Work Placement MBA with Work PlacementMS in Robotics and Autonomous SystemsMS in Civil EngineeringMS in Internet of ThingsMSc International Logistics and Supply Chain ManagementMBA- Business InformaticsMSc International ManagementMS Computer Science with AIML ConcentrationMBA in Strategic Data Driven ManagementMaster of Business AdministrationMSc Digital MarketingMBA Business and MarketingMaster of Business AdministrationMSc Digital MarketingMSc in Sustainable Luxury and Creative IndustriesMSc in Sustainable Global Supply Chain ManagementMSc in International Corporate FinanceMSc Digital Business Analytics MSc in International HospitalityMSc Luxury and Innovation ManagementMaster of Business Administration-International Business ManagementMS in Computer EngineeringMS in Industrial and Systems EngineeringMSc International Business ManagementMaster in ManagementMSc MarketingMSc Business ManagementMSc Global Supply Chain ManagementMS in Information Systems and Technology with Business Intelligence and Analytics ConcentrationMSc Corporate FinanceMSc Data Analytics for BusinessMaster of Business AdministrationMaster of Business Administration 60 ECTSMaster of Business Administration 90 ECTSMaster of Business Administration 60 ECTSMaster of Business Administration 90 ECTSBachelors in International Management
For College Students

Master of Business Administration from CSU, USA & Advanced General Management program from IMT Ghaziabad

Dual Credentials

12 months on-campus in Colorado State University, USA

11 months online with IMT Ghaziabad

Start date for online program

Coming Soon

in degree cost

Save upto INR 44 Lakhs

Eligible to apply for up to 36 months OPT

F-1 VISA and OPT

    About the Program

    Blended Program

    Blended Program

    Study 11 months online with IMT Ghaziabad and 2nd Year on-campus at CSU, USA

    Student Support

    Student Support

    Student Support is available. You can write to us via studentsupport@upgrad.com Or for urgent queries, use the "Talk to Us" option on the Learn platform

    End-to-end counseling and visa assistance

    End-to-end counseling and visa assistance

    End-to-end counselling and visa assistance: upGrad team will help you with application to Colorado State University USA, securing confirmed offer letter & support with US visa application.

    Program Overview

    Key Highlights

    Get an MBA Degree from Colorado State University and AGMP certificate from IMT Ghaziabad
    Get an MBA Degree from Colorado State University and AGMP certificate from IMT Ghaziabad
    25% Tuition Discount for upGrad Students
    25% Tuition Discount for upGrad Students
    Colorado State University is Accredited by The Higher Learning Commission in 1925, which signifies academic excellence and fiscal stability.
    Colorado State University is Accredited by The Higher Learning Commission in 1925, which signifies academic excellence and fiscal stability.
    The CSU College of Business which is accredited by AACSB in 2023. The recognition is achieved by only 5% of B-Schools worldwide.
    The CSU College of Business which is accredited by AACSB in 2023. The recognition is achieved by only 5% of B-Schools worldwide.
    Eligible to apply for up to 36-months STEM OPT after graduation
    Eligible to apply for up to 36-months STEM OPT after graduation
    In-built IELTS prep to be provided by upGrad
    In-built IELTS prep to be provided by upGrad
    Dedicated Student Success Team
    Dedicated Student Success Team

    Syllabus

    Top-tier content curated by leading faculty and industry leaders in the form of videos, cases and projects, assignments and live sessions.
     

    download Syllabus

    Top Subjects You Will Learn

    Marketing Management, Accounting and Finance, Decision Scieview more

    Job Opportunities

    CEO, CFO, Marketing Manager, Logistics Manager, Sales Managview more

    Who Is This Programme For

    Engineers (Freshers and with any experience), Software and Iview more

    Minimum Eligibility

    For IMT Ghaziabad
    •Bachelor's degree in any discip
    view more

    Certificate

    Advanced General Management Program from IMT Ghaziabad
    Become part of the 10,000+ community of management leaders with associated alumni status from IMT Ghaziabad
    Advanced General Management Program from IMT Ghaziabad
    Click to zoom
    • Get certified from one of India's top B-schools
    • Join 10,000+ strong IMT Alumni Network
    • Gain industry relevant skills & advance your career

    Explore our Learning Platform

    Learn on an AI-powered & personalised platform with best-in-class content, live sessions & mentoring from leading industry experts.
    Explore our Learning Platform

    Syllabus

    Top-tier content curated by leading faculty and industry leaders in the form of videos, cases and projects, assignments and live sessions.
     

    Download Brochure
    23
    Months
    300
    Hours of Learning
    60+
    Live Sessions
    10+
    Case Studies and Assignments

    Marketing Management (Year 1)

    4 Weeks
    1 Assignment/Project
    • Marketing Strategy
    • Consumer Behaviour
    • Marketing Channels

    Business Communication (Year 1)

    4 Weeks
    1 Assignment/Project
    • Effective Communication
    • Build a Personal Brand

    Decision Sciences (Year 1)

    4 Weeks
    1 Assignment/Project
    • Business Analytics Fundamentals
    • Hypothesis Testing
    • Regression Analysis

    Accounting and Finance (Year 1)

    4 Weeks
    1 Assignment/Project
    • Accounting Fundamentals - I
    • Accounting Fundamentals - II
    • Project Evaluation
    • New Heritage Doll Company Simulation

    Business Economics (Year 1)

    4 Weeks
    1 Assignment/Project
    • Micro Economics
    • Macro Economics

    Sales and Distribution (Year 1)

    4 Weeks
    1 Assignment/Project
    • Fundamentals of Sales
    • Territory Management
    • Channel Management
    • Team and Customer Management

    OB, HR Legal (Year 1)

    4 Weeks
    1 Assignment/Project
    • Individual, Group & Organisational Behaviour
    • Human Resource Management
    • Business Law and Ethics

    Supply Chain Management (Year 1)

    4 Weeks
    1 Assignment/Project
    • Operations Management
    • Supply Chain Management

    Business Strategy (Year 1)

    4 Weeks
    1 Assignment/Project
    • Fundamentals of Strategy
    • Growth Strategy

    Elective Course (choose any one) (Year 1)

    4 Weeks
    1 Assignment/Project
    • Business Analytics Specialization
    • Leadership Strategy Specialization
    • Market Research Specialization
    • Accounting and Finance Specialization
    • Supply Chain Specialization
    • HR Specialization

    Leadership, Engagement and People Performance (Year 1)

    2 Weeks
    1 Assignment/Project
    • What defines a leader?
    • Leading teams effectively
    • Leadership as a way of life

    Leading Change for Sustainable Futures (Year 1)

    2 Weeks
    1 Assignment/Project
    • Change Management from an individual perspective
    • Change Management from an Organizational perspective
    • Reimagining Change

    Enterprise and Risk management (Year 1)

    2 Weeks
    1 Assignment/Project
    • Understanding Risks in an Organization
    • Tackling Risks

    Digital Business Innovation (Year 1)

    2 Weeks
    1 Assignment/Project
    • Digital Innovation
    • Digital Business Transformation
    • Digital Businesses

    Foundational Core Courses (Year 2)

    24 credits
    • Foundations for Business Impact (2 credits)
    • Quantitative Business Analysis (2 credits)
    • Accounting Concepts (2 credits)
    • Managerial Accounting (2 credits)
    • Leadership and Teams (2 credits)
    • Managing Human Capital (2 credits)
    • Information Management (2 credits)
    • Business Economics for the World Market* (2 credits)
    • Financial Principles and Practice (2 credits)
    • Supply Chain Management* (2 credits)
    • Marketing Management* (2 credits)
    • Integrative Applications for Business Impact (2 credits)

    Flex Core Classes (Year 2)

    8 credits

      Financial Competency (Year 2)

      • Financial Reporting and Analysis (2 credits)
      • Financial Markets and Investments (2 credits)
      • Enterprise Valuation (2 credits)

      Data Analytics Competency (Year 2)

      • Dynamic Decision Making* (2 credits)
      • Business Intelligence (3 credits)
      • Applied Data Mining and Analytics in Business (3 credits)
      • Data Analytics (2 credits)

      Leadership Competency (Year 2)

      • Building Value thru Creativity and Innovation (2 credits)
      • Marketing Strategy and Planning (2 credits)

      Business for a Better World Competency (Year 2)

      • Ethical, Legal, and Regulatory Issues (2 credits)
      • Managing Diversity in a Global Context (2 credits)

      Note-Select one course from the Financial competency, one course from the Data Analytics competency, and 2 courses from the Leadership, Innovation, and Business

        ELECTIVE COURSES** (Year 2)

          *A maximum of 8 credits will be waived for learners who have successfully completed the IMT-G AGMP course with the requisite grade point.

            **4 additional credits (Electives) would be waived for learners who have successfully completed the IMT-G AGMP course with the requisite grade point.

              Please refer to the brochure for more details.

                Industry Projects

                Learn through real-life industry projects sponsored by top companies across industries
                • Engage in collaborative projects with student-mentor interaction
                • Benefit by learning in person with Expert Mentors
                • Get personalised subjective feedback on your submissions to facilitate improvement

                The upGrad Advantage

                benefits

                Student Support

                Student Support
                Student Support is available. You can write to us via studentsupport@upgrad.com Or for urgent queries, use the "Talk to Us" option on the Learn platform.
                  benefits

                  Expert Feedback & Learning

                  Expert Feedback & Learning
                  TA sessions
                    Regular live sessions by experts to clarify concept related doubt
                      Receive unparalleled guidance from industry mentors, teaching assistants and graders
                        benefits

                        Q&A Forum

                        Q&A Forum
                        Peer-to-peer discussion forum where you can post your queries and your peers/faculty/teaching assistants answer your queries within a day. Regular Q&A sessions with faculty to get clarification on conceptual doubts.

                          Admission Process

                          There are 3 simple steps in the Admission Process which is detailed below:

                          Online Program Fee -

                          ₹ NaN (No taxes applicable)

                          View Plans

                          On-Campus Program at Colorado State University- USD 46,110 (Indicative Tuition Fee)

                          Indicative Living cost per annum in USA is USD 13,728

                          CSU- upGrad Merit Scholarship

                          4900 USD Scholarship- Learners are entitled to apply for this scholarship based on their overall credentials at the time of campus transfer.

                          Empowering learners of tomorrow

                          Over 1,00,000 students go to USA to learn every year. Connect with our counselors to know how you can be next!

                          Start Referring

                          Refer someone and Earn up to INR 50,000 Cashback/Vouchers, on every successful enrollment!

                          Your friend also gets an instant scholarship!

                          upGrad does not grant credit; credits are granted, accepted or transferred at the sole discretion of an educational institution. upGrad does not make any representations regarding the recognition or equivalence of the credits or credentials awarded, unless otherwise expressly stated. If you intend to pursue a post graduate or doctorate degree upon completion of this course or apply for employment which requires specific credits, we advise you to enquire further regarding the suitability of this degree for your academic and/or professional requirements before enrolling.

                          Frequently Asked Questions

                          Course Curriculum

                          What is the scope of the Master of Business Administration program?

                          The Master of Business Administration is an engaging yet rigorous 11 months online with IMT-Ghaziabad and 12-months on-campus at the Colorado State University, USA program designed for students to develop practical knowledge and skills, establish a professional network, and accelerate entry into the field of Financial Management, Information Management and Data Analytics. The student as part of this program will receive dual certification - an Advanced General Management Program from IMT Ghaziabad and a Master’s degree in Master of Business Administration from Colorado State University, USA.

                          What should I expect from a Master of Business Administration?

                          The Master of Business Administration program equips students with the skills needed to meet the high demand in the field of Business. The curriculum focuses on essential areas such as management, marketing management, strategic management, data analytics, and leadership. With diverse options, students can tailor their studies to align with their interests and career goals. Additionally, the program facilitates the development of a strong professional network, allowing students to connect with industry leaders. Graduates of the program can pursue rewarding careers as Chief Financial Officer, Marketing Manager, Logistics Manager or Sales Manager. Upon program completion, students also have the opportunity to apply for OPT in the USA, and receive support from Colorado State University Career Services to kickstart their careers in the United States.

                          Which topics are going to be covered as part of the online coursework?

                          The programme will be delivered on a new technology platform to create a superior learning experience for participants who want to be on the cutting edge of the management. With this programme, IMT-G & Colorado State University, USA, together seek to develop the next generation of leaders. The topics that are going to be covered in the initial online program are Marketing Management, Business Communication, Accounting & Finance, Decision Sciences, Business Economics, OB, HR Legal, Sales & Distribution, Business Strategy, Supply Chain Management.

                          What type of learning experience should I expect?

                          The program comprises live lectures dedicated to solving your academic queries and reinforcing learning. The on-campus learning experience will offer students the opportunity to engage directly with faculty.

                          Is any certification granted at the end of the program?

                          Post successful completion of the online program, an Advanced General Management Program certificate would be awarded from IMT Ghaziabad and on completion of the on-campus degree program, a Master's degree in Master of Business Administration shall be conferred upon by Colorado State University.

                          Can I sign up only for a few specific modules if I am interested in it?

                          No, the program is designed to be completed in its entirety, and cannot be taken as standalone modules.

                          About Colorado State University, USA

                          Why should you pursue a Master of Business Administration from Colorado State University, USA?

                          Some of the reasons why students should consider pursuing an MBA at Colorado State University are:

                          • CSU’s MBA program equips students with the requisite analytical and interpersonal leadership skills for astute managerial decision-making. 
                          • CSU’s Impact MBA option provides advanced skills and knowledge to those interested in corporate sustainability and driving positive change through their ventures. 
                          • Students get to participate in summer fellowships at reputed companies as a part of  Impact MBA, thereby providing opportunities to apply classroom learning in a real-world setting.
                          • Students can pursue several business certifications in a variety of areas to upskill themselves, such as the Entrepreneurship and Innovation Certification. 
                          • Approximately 40% of the MBA curriculum is electives, so students have many learning options depending on their interests. 
                          • The provision of career services ensures meaningful networking and employment opportunities for students. 
                          • The multicultural environment of the program fosters a global perspective, enhancing students’ ability to make decisions and implement organizational strategies on a global scale. 

                          Can international students work to pay for their educational expenses?

                          All students in the USA with a valid F-1 Visa are not eligible to work off-campus. Rather, such students are eligible to work on-campus as graduate assistants or research assistants or other on-campus ad-hoc jobs and receive compensation, beginning in their first semester. The list of available positions will be provided in advance of the Fall semester (please note the number of these positions are limited and not guaranteed).

                          Will I be supported for TOEFL/IELTS/PTE or other English language exams during this program?

                          Yes, upGrad will help you prepare for the English proficiency test to establish your current English proficiency to be eligible for the Master's program in the USA.

                          When will I go to Colorado State University, USA?

                          Colorado State University offers 2 intakes for students coming through the accelerator route. The first intake of the year will be the January (spring) intake and the second intake of the year will be September (Fall). Though the application process for Colorado State University will start during the IMT Ghaziabad online program, you will be able to go to Colorado State University in the nearest intake which is at least 3 months away from completion of your IMT Ghaziabad program.

                          When will I get an Offer Letter from Colorado State University?

                          upGrad will apply for you to Colorado State University once all the documents are provided by you (as given in the offer letter issued to you by upGrad). Apart from the documents mentioned in the offer letter of Colorado State University you will have to give proof of English proficiency for application of admission in Colorado State University. upGrad will support you to get your English proficiency scores within 3 months of the start of the batch to accelerate this process.

                          Selection Criteria

                          How do I know if the program is right for me?

                          • Fit for Academics: Ideal for those with a strong academic foundation, CSU's MBA program provides a valuable edge for roles like CEO, CFO, and Marketing Manager.
                          • Career Excellence: Tailored for aspiring leaders, the program fosters hands-on learning, innovation, and impactful decision-making skills crucial for managerial success.
                          • Distinctive Opportunities: CSU’s MBA offers unique features, including Impact MBA for corporate sustainability, summer fellowships for real-world application, a multicultural environment for a global perspective, and a broad range of electives for personalized learning

                          Is there any minimum educational qualification required to take this program?

                          To be eligible for the program, the following criteria need to be fulfilled:

                          For IMT Ghaziabad:

                          • Bachelor's degree in any discipline with a minimum score of 65% marks or above. The awarding University must hold a NAAC rating of A or higher (in years 2020/2021/2022/2023).
                          • Maximum backlogs (ATKTs) accepted will be 10.

                           

                          For Colorado State University:

                          • The applicants must successfully complete the Advanced General Management Program from IMT, Ghaziabad with an aggregate of 65% and above and a minimum of 65% in each course.
                          • English Proficiency Requirements are TOEFL iBT >= 80 or IELTS score >= 6.5 or PTE >= 58 or Duolingo >= 120.

                          Is work experience required for this course?

                          A relevant professional work experience is recommended but not mandatory.

                          What is the selection process for this program?

                          There are 4 simple steps in the Admission Process which is detailed as.
                          Step 1- Complete Application -Complete your application and submit the required details. The Admissions Committee will then review your application - which include your work experience & educational background.
                          Step 2- Apply for the Scholarship- Submit your Statement of Purpose to join an IMTG program.
                          Step 3- Get Shortlisted & Receive the Offer Letter- Upon qualifying, an Offer Letter will be sent to you confirming your admission to the course.
                          Step 4- Block your Seat - Block your seat with an initial payment of INR 25,000 to enroll into the Program. Begin your leadership journey.

                          What are the list of documents required for the application ?

                          You can start the application process by submitting the application. Applications have already started for the next cohort. 

                          • Scanned Copy of the Class 12th marksheet & Certificate
                          • Scanned Copy of the Undergraduate degree, Transcript and Semester Marksheets
                          • Scanned Copies of passport
                          • Statement of Purpose
                          • Three letters of recommendation (Academic/Professional)
                          • Resume
                          • Proof of English Proficiency (TOEFL iBT, IELTS, PTE, Duolingo etc.)

                          Visa

                          Will upGrad help me in writing Academic and Visa SOP?

                          Yes, upGrad will help with your Academic and Visa SOP and will also organize training on how to write a good SOP.

                          How much are living expenses for a year in the USA?

                          Living expenses in the USA for international students are approximately USD 13,728 per annum. The same needs to be reflected in your bank account.

                          Time Commitment

                          What is the time commitment expected for the Program?

                          At least 12-15 hours per week of time commitment is expected to be able to graduate from the online program. On-campus program in the USA is full-time and will have an appropriate workload.

                          How will my doubts/questions be addressed in an online Program?

                          Peer-to-peer discussion forum where you can post your queries and your peers/faculty/teaching assistants answer your queries within a day. Regular Q&A sessions with faculty to get clarification on conceptual doubts. 

                          Payment

                          No cost CC EMI FAQ's

                          0% EMI with Finance partners /Credit card option availability will vary program wise.

                           

                          1. Which banks allow using 0% Credit card EMI or Credit card EMI?

                          No cost EMI is available on credit cards from all major banks (American Express, Bank of Baroda, HDFC Bank, ICICI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered, Axis Bank, Yes Bank, State Bank of India, CITIBANK and HSBC)

                           

                          2. Is there any minimum transaction limit ?

                          Yes. 50000 is the minimum.

                           

                          3. Standard Chartered Bank offers 18 or 24 months No Cost EMI ?

                          No. ONLY 12 months is available irrespective of the Program enrolled.

                           

                          4. Will I have to pay any extra amount for EMI transaction?

                          If you are availing 0% credit card EMI, upGrad will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI.

                           

                          5. Are there any fees or down payment?

                          Certain banks charge nominal processing fees between INR 99 - 500 on 0% Credit Card EMI transaction. If charged, will be billed in the first repayment installment.

                           

                          6. Can I use my International credit card for 0% credit EMI or Credit Card EMI?

                          Only the Indian bank credit cards can be used. But you can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions, this will be purely between you and your bank.

                           

                          7. Are there any charges in case I opt for cancellation/refund from the course after paying balance with no cost EMI ?

                          Yes, there will be additional charges to the extent of interest paid by the upGrad to the bank, you will be refunded only Principal amount, i.e. the amount actually deducted/blocked from your card. This deduction will be in addition to the amount mentioned in the refund policy shared with your offer letter.

                           

                          8. Can I Pay Using Multiple Credit Cards ?

                          Multiple cards can be used to complete the payments using Part payment option make sure to inform the learner, minimum transaction is INR 50000 to opt for 0% CC EMI E.g. Amount to be paid: 150000. I can pay using 2 Credit cards. Yes, Example :

                          HDFC Card – Part payment – INR 100000

                          ICICI Card – Part payment – INR 50000

                           

                          9. How can I opt for Credit card EMI if my bank is not listed in the 0% Credit card EMI or Credit card EMI?

                          You can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions.

                           

                          10. Why is the entire amount blocked on my credit card?

                          Initially your bank will block the entire amount from your available purchase limit and from your next billing cycle, you will be charged the EMI amount. As you start paying your EMI, your credit limit will be released accordingly. For example, if you have made a payment of ₹100000 on 6-months EMI and your credit limit is ₹200,000 then initially your bank will block your credit limit by ₹100000. After payment of your first month EMI of Rs.15000, the blocked amount will come down to ₹85000.

                           

                          11. Why is interest getting charged on No Cost EMI?

                          Your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your payment, effectively giving you the benefit of a No cost EMI. The total amount paid during the entire EMI tenure to the bank will be equal to the amount to be paid to upGrad.

                           

                          Eg. Amount payable to upGrad: INR 405000

                          Let's say Amount deducted at the time of transaction: INR 379850 (Principal amount) Bank charges interest of 12-15% per annum on INR 379850

                          [Note: Interest factor is reducing rate and not Flat rate]

                          EMI AMOUNT = INR 33750 x 12 = INR 405000

                          Effectively, you have taken loan on 379,850 instead of 405,000

                          Refund Policy

                          Is there any deferral or refund policy for this program?

                          Refund Policy: (Programs with prep-session component)

                          • Students must pay applicable caution money for the enrolment in the Program. This caution amount will be adjustable against the total Program fee payable by the student.
                          • You can claim a refund for the amount paid towards the Program at any time, before the Cohort Commencement Date, by visiting www.upgrad.com and submitting your refund form via the "My Application" section under your profile. Processing fee of INR. 20,000/- will be levied. If less than INR. 20,000/- have been paid in total, the student shall not be eligible for any refund in such case.
                          • The student shall not be eligible for any refund under any circumstances if any such refund requests are raised post Cohort Commencement Date and the student will continue to pay the EMI for a loan (if applicable) and such loan cannot be cancelled. This is also applicable for those students who could not complete their payment and could not be enrolled in the cohort opted for. However, the student can raise a request for Pre-Program deferral as per the policy defined below for the same.
                          • In case of a refund, the student will be solely responsible for any cancellation of the loan, including but not limited to applicable loan cancellation charges levied on the total cancelled loan amount.
                          • Students must pay the full fee within 7 days of payment of Caution Money or Cohort Commencement Date, whichever is earlier, otherwise, the admission letter will be rescinded.
                          • The refund will be processed within 30 working days of commencement of the program after being duly approved by the Academic Committee.

                           

                          Deferral Policy: (Pre-Program Commencement)

                          • If a student, due to unavoidable circumstances is unable to commence with the cohort and requests for a deferral before the cohort starts, we provide the opportunity for the student to defer to another batch.
                          • However, the student will be required to pay 50% of the total course fee amount (inclusive of taxes) before the deferral can be approved. Till this is completed, the student will be assumed to be continuing in the same cohort.
                          • A student can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the student enrolled for.
                          • The student has time till the current cohort launch date to make the payment of the 50% program fee, post which the deferral request will expire. Once the deferral window expires and the student now asks for a refund, the above-mentioned applicable refund policy will apply.
                          • The fee applicable to the deferred student will be as per the prevailing fee for the batch student as opted to defer to (No additional deferral fee is required to be paid).

                           

                          Deferral Policy: (Post Program Commencement)

                          • If a student is facing severe issues in dedicating time to the course, we provide the opportunity for the student to defer to another batch.
                          • A student can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the student enrolled for.
                          • The student will be required to pay a deferral fee of 10% of the total course amount fee + Taxes if any along with the differential program fees between the two cohorts.
                          • The deferral request will be approved once the deferral fee is paid.
                          • Till this is completed, the student will be assumed to be continuing in the same cohort.
                          • The student has 7 days (including holidays and weekends) from the date of deferral request to make the payment of the deferral fee post which the deferral request will expire, and the student will continue as part of the current cohort.
                          • If the student completes the deferral payment, the student’s login will be disabled, the student will leave the deferred cohort and the student will start learning on the new cohort from the point of the last assignment that was graded in the deferred cohort. All grades and progress till that point will be carried forward as it is to the new cohort. For clarification, the grades of the graded assignments will be carried forward, whether the student had submitted these grading during the initial stage.
                          • The deferral can only be requested during the batch for which the student has enrolled is ongoing. Once the batch has been completed, deferral requests shall not be entertained. For clarification, the batch completion here shall mean the “last grace deadline” as communicated by upGrad.

                          Disclaimer

                          Disclaimer

                          1. upGrad facilitates program delivery and is not a college/university in itself. Credits and credentials are awarded by the university. Please refer to relevant terms and conditions before applying. The University program is accredited/recognised in the country where the University is established.
                          2. The student assumes full responsibility for all expenses associated with visas, travel, and related costs. upGrad does not provide any assurance or make representations regarding visa approval or the procurement of the visa.
                          3. The above statistics depend on various factors and individual results may vary. Past performance is no guarantee of future results.