Master of Business Administration (MBA) O.P. Jindal Global University

MBA in Digital Finance

This future-oriented MBA program is suitable for a working professional/business owner/entrepreneur and for job-market aspirants who are looking to work in companies and jobs of the future.

Bachelor's Degree in science / engineering / business administration / commerce/ mathematics. Minimum marks of 50% marks for all candidates. Work experience preferred but not mandatory. The following entrance exams would be considered for exemption based on scores and validity of the exam. Valid for 1 year - CAT; MAT; CMAT; ATMA; XAT; - 50 percentile and above. Valid for 5 years - GRE; NMAT; GMAT. If you have not taken any of these exams, then you would need to take the Jindal Management Aptitude Test (JMAT).

Yes, as part of the admission process, there is an entrance exam. 

If you have taken any of the the below exams, based on the below criteria you could be exempted from the National Level Entrance Exam.

• CAT; MAT; CMAT; ATMA;(spacing) XAT; - Valid scores of last 1 year accepted
• NMAT - Valid scores of last 5 years accepted
• GMAT - Valid scores of last 5 years accepted
• GRE - Valid scores of last 5 years accepted
• Please note that supporting documents for the test exam scores will have to be provided at the time of admission for your candidature to remain valid.
• If you haven't attempted any of the above exams, you will be required to give the Jindal Global University - "Jindal Management Aptitude Test (JMAT)", based on which your application would be reviewed for acceptance into to the program.

The admissions process is completely online. Following are the key steps in the application process:

Step 1 - Submit the Application Form

Step 2 - Entrance Test

Take the JMAT online aptitude test. Students scored the marks as below are exempted from appearing for JMAT- Online National Level entrance exam. CAT / MAT / XAT / CMAT / ATMA– 50 Percentile & Above NMAT– Minimum Score > 160 GRE– 300, GMAT– 450

Step 3 - Document and Video SOP Submission

Submit your academic documents and video SOP to be reviewed by O.P Jindal's admission committee.

Step 4 - Offer Letter and Enrollment

After reviewing your application, test scores and Video SOP you will receive an Offer Letter. You can enroll into the program by paying the block amount towards the program.

Yes,  you would be required to submit documents as part of the process.

• The provisional offer of admission to the program is subject to submission of self-attested documents to validate the information given in the online application. These are to be submitted within 14 days of paying the block amount, or the notified last date of admission, whichever is earlier.
• In case of discrepancies between the application and self-attested documents, the admission offer stands canceled.

The list of documents to be submitted are as below:

• Graduation Degree Certificate
• Graduation Marksheets
• Scorecard of any of the following: CAT, MAT, CMAT, ATMA, XAT, NMAT, GRE, GMAT (Note: this is required only if the candidate is seeking admission into the MBA in Digital Banking program on the basis of their scores of any of these national-level entrance exams).

Post successful completion of this program, you will get a MBA in Digital Finance from O.P. Jindal Global University

Overall, this program will have video content broken down into small easy-to-complete segments that you can watch on the go-across devices. The remaining hours of engagement will be a mix of industry projects, live instructor sessions, mentoring sessions and online and offline meetups.

You can learn this programme from any city in India and abroad.

The curriculum is developed by the best Faculty Members from Jindal Global Business School with special inputs by industry experts, which makes it extremely relevant to working professionals. 

Along with it, our Support Services, Career Assistance, and Live Sessions make it a classroom experience, which no one else in the market can offer.

Our programs have a strong experiential component that will prepare you to apply your learning in the job.  Learn - Experience - Apply.  Case Studies and industry projects will help you to experience real-life challenges in Management. These will enable you to step into the shoes of leading roles in the BFSI industry and put to use the theoretical learning in an experiential manner.  Post this program, these will serve as a portfolio of projects you can illustrate to advance your career. 

Every quarter, offline networking events called upGrad BaseCamps are conducted in major cities of Delhi, Mumbai, Bangalore, etc. 

These BaseCamps help you network with your peer group, learn from the best of industry experts. Alumni of all batches of the programme are invited to these events, which help you make connections with your fellow participants, along with engagement in group projects, industry interaction and much more. 

• Student Support is available 7 days a week, 24*7
• You can write to us via studentsupport@upgrad.com  Or for urgent queries, use the "Talk to Us"  option on the Learn platform.

Following are the career preparations & mentoring services provided by upGrad:

• Resume review: Obtain specific, personalized inputs on your resume structure and content.
• Build LinkedIn Profile: Build your LinkedIn Profile, in order to attract potential recruiters
• Personalized Industry Mentorship: Get mentored on the career front by an experienced Legal Professional
• Career Mentor: A dedicated career mentor to monitor & guide you on your career transition journey
• Mock Interviews & Just-In-Time-Interviews: Get company and role-specific preparation with mock interviews right before your actual interviews
• Company Specific Preparation: Get company specific guidance to ensure you're interview-ready for the company of your choice.

Following are the career opportunities  services provided by upGrad:

• upGrad Job Fairs: Regular hiring drives in major cities across India, giving you the opportunity to interview with upGrad's hiring partners.
• Job Opportunities Portal: Gain exclusive access to upGrad's job openings each quarter.
• Continued Career Support: Access our continued career support, even after completion of the programme.

The programme duration is for 24 months (2 years) and the fee structure is outlined below.

Year 1 - Admission Timelines:

• Block Amount of INR 25,000 to be paid within 2 days of receiving this offer letter or the notified last date of admission whichever is earlier.
• Learners opting for self-payment modes will need to pay the remainder of the 1st year tuition fees of INR 1,75,000/- (rupees one lac seventy-five thousand), within 7 days of block amount payment, or the notified last date of admission, whichever is earlier.
• Learners opting for loan facilities will need to apply for the remainder of the Year 1 tuition fees (i.e  INR 1.75 Lac) within 7 days of the block amount, or the last notified date of admission, whichever is earlier.

Year 2 - Admission Timelines:

• Learners would be required to pay Year 2 fees of INR 1.75 lacs, 15 days prior to the start of classes of  Year 2.
• Towards the end of Year 1, you will receive communication regarding specific deadlines for Year 2 fee payments.
• You may choose to pay your Year 2 fees via any of the payment options available.

Fees Structure (INR)

Total Tuition Fee (Year 1 + Year 2) Amount (INR) 3,50,000/-  (Net)

Yes, now you can pay the tuition fees with 'No Cost EMI' option. We also have other EMI options, for paying as per your convenience.

In order to facilitate the learners to pay the tuition fees in equal monthly installments we have tied up with various loan providers.

Please refer to the Tuition Fee section on this webpage for more details.

Refund Policy: (Programs without prep-session component)

• The timelines for the refund application would be calculated from the formally notified last date of admission.
• You can request for a refund for the programme, as per the guidelines given in the below table:

 *Subject to a deduction of INR 5000/- towards processing charges from the refundable amount

• Learners need to request for a refund by applying on www.upgrad.com and completing the entire refund application process within the deadlines communicated in the above table
• The quantum of refund applicable will be based on the slabs communicated in the above table and the date on which the fully completed application was received

• In the event a learner has opted for loan facilities, the learner will need to upfront pay the percentage of total tuition fee that the University is eligible to retain, post which the loan will be cancelled and any EMI deducted, refunded.

• Please note that:
  • The percentage of tuition fee to be deducted by the University will be determined by the above table.
  • Any EMI already deducted, will be refunded by the loan partner post deduction of 1% of the loan amount

• Refund shall be processed to an eligible Learner within 15 working days from the date of receipt of the duly completed refund form from him/her in this regard.

Deferral Policy: 

• There is no deferral policy for this program.

0% EMI with Finance partners /Credit card option availability will vary program wise.

1. Which banks allow using 0% Credit card EMI or Credit card EMI?
No cost EMI is available on credit cards from all major banks (American Express, Bank of Baroda, HDFC Bank, ICICI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered, Axis Bank, Yes Bank and State Bank of India).

2. Is there any minimum transaction limit ?
Yes. 50000 is the minimum.

3. Standard Chartered Bank offers 18 or 24 months No Cost EMI ?
No. ONLY 12 months is available irrespective of the Program enrolled.

4. Will I have to pay any extra amount for EMI transaction?
If you are availing 0% credit card EMI, upGrad will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI.

5. Are there any fees or down payment?
Certain banks charge nominal processing fees between INR 99 - 500 on 0% Credit Card EMI transaction. If charged, will be billed in the first repayment installment.

6. Can I use my International credit card for 0% credit EMI or Credit Card EMI?
Only the Indian bank credit cards can be used. But you can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions, this will be purely between you and your bank.

7. Are there any charges in case I opt for cancellation/refund from the course after paying balance with no cost EMI ?
Yes, there will be additional charges to the extent of interest paid by the upGrad to the bank, you will be refunded only Principal amount, i.e. the amount actually deducted/blocked from your card. This deduction will be in addition to the amount mentioned in the refund policy shared with your offer letter.

8. Can I Pay Using Multiple Credit Cards ?
Multiple cards can be used to complete the payments using Part payment option make sure to inform the learner, minimum transaction is INR 50000 to opt for 0% CC EMI E.g. Amount to be paid: 150000. I can pay using 2 Credit cards. Yes, Example :
HDFC Card – Part payment – INR 100000
ICICI Card – Part payment – INR 50000

9. How can I opt for Credit card EMI if my bank is not listed in the 0% Credit card EMI or Credit card EMI?
You can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions.

10. Why is the entire amount blocked on my credit card?
Initially your bank will block the entire amount from your available purchase limit and from your next billing cycle, you will be charged the EMI amount. As you start paying your EMI, your credit limit will be released accordingly. For example, if you have made a payment of ₹100000 on 6-months EMI and your credit limit is ₹200,000 then initially your bank will block your credit limit by ₹100000. After payment of your first month EMI of Rs.15000, the blocked amount will come down to ₹85000.

11. Why is interest getting charged on No Cost EMI?
Your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your payment, effectively giving you the benefit of a No cost EMI. The total amount paid during the entire EMI tenure to the bank will be equal to the amount to be paid to upGrad.

Eg. Amount payable to upGrad: INR 405000
Let's say Amount deducted at the time of transaction: INR 379850 (Principal amount) Bank charges interest of 12-15% per annum on INR 379850
[Note: Interest factor is reducing rate and not Flat rate]
EMI AMOUNT = INR 33750 x 12 = INR 405000
Effectively, you have taken loan on 379,850 instead of 405,000