COURSES
MBAData Science & AnalyticsDoctorate Software & Tech AI | ML MarketingManagement
Professional Certificate Programme in HR Management and AnalyticsPost Graduate Certificate in Product ManagementExecutive Post Graduate Program in Healthcare ManagementExecutive PG Programme in Human Resource ManagementMBA in International Finance (integrated with ACCA, UK)Global Master Certificate in Integrated Supply Chain ManagementAdvanced General Management ProgramManagement EssentialsLeadership and Management in New Age BusinessProduct Management Online Certificate ProgramStrategic Human Resources Leadership Cornell Certificate ProgramHuman Resources Management Certificate Program for Indian ExecutivesGlobal Professional Certificate in Effective Leadership and ManagementCSM® Certification TrainingCSPO® Certification TrainingLeading SAFe® 5.1 Training (SAFe® Agilist Certification)SAFe® 5.1 POPM CertificationSAFe® 5.1 Scrum Master Certification (SSM)Implementing SAFe® 5.1 with SPC CertificationSAFe® 5 Release Train Engineer (RTE) CertificationPMP® Certification TrainingPRINCE2® Foundation and Practitioner Certification
Law
Job Linked
Bootcamps
Study Abroad
Master in International Management (120 ECTS)MS in Data AnalyticsMS in Project ManagementMS in Information TechnologyMasters Degree in Data Analytics and VisualizationMasters Degree in Artificial IntelligenceMBS in Entrepreneurship and MarketingMSc in Data AnalyticsMS in Data AnalyticsMS in Computer ScienceMaster of Science in Business AnalyticsMaster of Business Administration MS in Data ScienceMS in Information TechnologyMaster of Business AdministrationMS in Applied Data ScienceMaster of Business Administration | STEMMS in Data AnalyticsM.Sc. Data Science (60 ECTS)Master of Business AdministrationMS in Information Technology and Administrative Management MS in Computer Science Master of Business Administration MBA General Management-90 ECTSMSc International Business ManagementMS Data Science Master of Business Administration MSc Business Intelligence and Data ScienceMS Data Analytics MS in Management Information SystemsMSc International Business and ManagementMS Engineering ManagementMS in Machine Learning EngineeringMS in Engineering ManagementMSc Data EngineeringMSc Artificial Intelligence EngineeringMPS in InformaticsMPS in Applied Machine IntelligenceMS in Project ManagementMPS in AnalyticsMS in Project ManagementMS in Organizational LeadershipMPS in Analytics - NEU CanadaMBA with specializationMPS in Informatics - NEU Canada Master in Business AdministrationMS in Digital Marketing and MediaMSc Sustainable Tourism and Event ManagementMSc in Circular Economy and Sustainable InnovationMSc in Impact Finance and Fintech ManagementMS Computer ScienceMS in Applied StatisticsMaster in Computer Information SystemsMBA in Technology, Innovation and EntrepreneurshipMSc Data Science with Work PlacementMSc Global Business Management with Work Placement MBA with Work PlacementMS in Robotics and Autonomous SystemsMS in Civil EngineeringMS in Internet of ThingsMSc International Logistics and Supply Chain ManagementMBA- Business InformaticsMSc International ManagementMBA in Strategic Data Driven ManagementMSc Digital MarketingMBA Business and MarketingMaster of Business AdministrationMSc in Sustainable Global Supply Chain ManagementMSc Digital Business Analytics MSc in International HospitalityMSc Luxury and Innovation ManagementMaster of Business Administration-International Business ManagementMS in Computer EngineeringMS in Industrial and Systems EngineeringMSc International Business ManagementMaster in ManagementMSc MarketingMSc Business ManagementMSc Global Supply Chain ManagementMS in Information Systems and Technology with Business Intelligence and Analytics ConcentrationMSc Corporate FinanceMSc Data Analytics for BusinessMaster of Business AdministrationMaster of Business AdministrationMaster of Business AdministrationMSc in International FinanceMSc in International Management and Global LeadershipMaster of Business AdministrationBachelor of BusinessMaster of Business Administration 60 ECTSMaster of Business Administration 90 ECTSMaster of Business Administration 90 ECTSBachelor of Business AnalyticsBachelor of Information TechnologyMaster of Business AdministrationMBA Business AnalyticsMSc in Marketing Analytics and Data IntelligenceMS Biotechnology Management and EntrepreneurshipMSc in Luxury and Fashion Management
For College Students

University Title given by UGC

Institute of Eminence (IoE)

Credentials given by NAAC

University - A Grade

27-30 hrs/week

-- Months

Program Start Date

Coming Soon

upGrad 5 Cr Fund

Merit Based Scholarship

Eligibility Criteria

LL.B. Degree Mandatory

    Program Overview

    Key Highlights

    Learn from JGLS - India's #1 Law School, as per the QS World University Ranking 2021
    Learn from JGLS - India's #1 Law School, as per the QS World University Ranking 2021
    First-of-its-kind LL.M. through Blended Learning, for working professionals
    First-of-its-kind LL.M. through Blended Learning, for working professionals
    Blended Learning Experiences
    Blended Learning Experiences
    World Class Faculty Members & Industry Experts
    World Class Faculty Members & Industry Experts
    Cutting Edge Curriculum, for next generation law professionals
    Cutting Edge Curriculum, for next generation law professionals
    Dissertation and industry case studies
    Dissertation and industry case studies
     LL.M.  Degree from JGLS
    LL.M. Degree from JGLS
    Triple alumni status from JGU, JGLS & upGrad
    Triple alumni status from JGU, JGLS & upGrad
    upGrad 360° Career Support - job fairs, mock interviews etc.
    upGrad 360° Career Support - job fairs, mock interviews etc.
    Networking Events with fellow legal professionals
    Networking Events with fellow legal professionals
    Upgrad LLM Scholarship fund to grand merit based scholarships
    Upgrad LLM Scholarship fund to grand merit based scholarships

    The launch of this first-of-its-kind LL.M. Program in Corporate & Financial Law by Jindal Global Law School is a historic and pioneering initiative.

    - Prof. (Dr.) C. Raj Kumar, Founding Vice Chancellor - O.P. Jindal Global University (JGU), Founding Dean - JGLS.

    Top Subjects You Will Learn

    Advanced Company Law, Practitioner’s Approach to Competitionview more

    Job Opportunities

    Aspirational profiles and roles in top notch Corporate Law Fview more

    Who Is This Program For?

    Litigation Professionals, Legal Professionals working in Lawview more

    Minimum Eligibility

    - Bachelor’s degree in Law; LL.B. 3/5 year graduates and finview more

    Syllabus

    Best-in-class content by leading faculty members and industry leaders in the form of videos, live sessions, industry case studies and projects.

    Download Syllabus

    Instructors

    Learn from leading law faculty members and industry leaders worldwide

    Syllabus

    Best-in-class content by leading faculty and industry leaders in the form of videos, cases and projects, assignments and live sessions. 
    (Recommended:  20+ learning  content hours per week + 5-7 library & research hours per week)

    Designed for LL.B. degree graduates.

     

    *The university reserves the right to edit the syllabus at a later date based on academic requirements.

    Download Brochure
    800+
    Hours of Learning Content
    90+
    Hours of Live Sessions
    10+
    Industry Case Studies
    8+
    Weeks Long - Dissertation
    10+
    Assignments
    24
    Total Credits

    Legal Research Methodology

    6 Weeks
    • Legal Research & Writing
    • The Legal System: Foundations, Institutions & Processes
    • Statutory Law & Interpretation
    • Case Law & Precedents
    • Judicial Public Policy Making: Common Law & Judicial Activism
    • Research in a Law Firm: Due Diligence, Memos & Advices

    Law and Justice in the Globalizing World

    6 Weeks
    • Globalisation and its Effects on the Development of International Commercial & Economic Law
    • Challenges of Globalization to Law & Justice
    • Formulation & Settlement of Transnational Norms & Practices
    • Individual Rights vis-à-vis Free Market Principles & State Capitalism

    Comparative Public Law

    6 Weeks
    • Promoter-driven Company Ownership versus Dispersed Shareholding
    • Cross-border Investment & Investor Protection vis-à-vis State
    • Anti-corruption, Anti-bribery statutes & Governance norms
    • Rules for Gender Diversity & Inclusive Corporate Leadership
    • Corporate Scams and their Global Recessionary Impact
    • Corporate Criminal Liability & Human Rights

    Advanced Company Law

    4 Weeks
    • Corporate Governance, Director & Promoter Liability
    • Due Diligence, Public Offerings & Corporate Takeovers
    • Insider Trading, Fraudulent & Unfair Trade Practices
    • Case Studies on Oppression & Mismanagement
    • Case Studies on Corporate Restructuring

    A Practitioner’s Approach to Competition Law in India

    4 Weeks
    • Relevant Product & Geographical Market
    • Anti-competitive Horizontal & Vertical Agreements
    • Dominance and Abuse
    • Competition Law in the Digital Economy
    • Competitive Dimensions of M&A

    Commercial Contract Drafting

    4 Weeks
    • Structure of a Contract
    • Contractual clauses: Covenants & Conditions, Representations & Warranties, Terminations & Remedies
    • Boilerplate Language & Provisions
    • Contract interpretations

    Mergers, Acquisitions, and Private Equity

    4 Weeks
    • Types of M&A, Structuring M&A transactions, Due Diligence, and Mitigating M&A risk
    • Term Sheets, Share Transfer Agreements, Share Subscription Agreements, Share Holder Agreements
    • Cross Border M&A
    • Public M&A
    • PIPE deals

    Law of Banking and Finance

    4 Weeks
    • Evolution & Framework of India’s Financial System
    • Principles Governing Corporate Debt Finance
    • Available routes of Corporate Finance
    • Legal aspects of Banking & Financial Transactions

    Corporate Insolvency Law

    4 Weeks
    • Corporate debt resolution & insolvency process
    • Categories of Creditors and their rights in insolvency proceedings
    • Insolvency Litigation & stakeholder participation
    • Deal-making & debt acquisitions

    Dissertation

    8 Weeks

      Explore our Learning Platform

      Learn on an AI-powered & personalised platform with best-in-class content, live sessions & mentoring from leading industry experts.
      Explore our Learning Platform

      Industry Project & Other Case Studies

      Learn through the industry projects and other case studies, across industries.

      The upGrad Advantage

      benefits

      Learning Support

      Learning Support
      Industry Mentors
      • Receive unparalleled guidance from industry mentors and teaching assistants
      • Receive one-on-one feedback on submissions and personalised feedback on improvement
      Student Support
      • upGrad buddy: Your upGrad buddy will help personalize your learning experience by periodically engaging with you to ensure you are on track with upcoming deadlines, offer guidance, resolve non-academic queries, and lend a helping hand wherever required.
      • Student Support Team: Student support is available 7 days a week, 24*7. You can write to us via studentsupport@upgrad.com or for urgent queries use the " Talk to Us" option on the learn platform.
      benefits

      Doubt Resolution

      Doubt Resolution
      Q&A Forum
      • Timely doubt resolution by industry experts and peers
      • 100% expert verified responses to ensure quality learning
      Expert Feedback
      • Personalised expert feedback on assignments and projects
      • Regular live sessions by experts to clarify concept-related doubts
      benefits

      Networking

      Networking
      Group Assessments
      • Opportunity to interact and learn from your peers through group assessments
      • Also, helps in promoting a collaborative work .environment and simulating working in professional teams
      Industry Networking
      • Live sessions by experts on various industry topics
      • One-on-one discussion and feedback sessions with industry mentors

      upGrad Career Impact

      Selection Process

      Tuition Fee

      ₹ NaN (Incl. Taxes)*

      View Plans
      *EMI starting from just ₹8,192 per month. Merit Based Scholarship available.

      Empowering learners of tomorrow

      Learn from India’s #1 law school, Jindal Global Law School. LL.B. degree mandatory.

      JGLS Alumni Work at

      Aspire to work at top law firms and corporates in India and around the world

      Why pursuing this LL.M. degree is worth it

      Hear it straight from one of our learners, Dhrumil Sanghvi, as he shares how he reached his career goals by upskilling and how this program turned out to be the best career decision he ever made.

      Student Reviews - JGLS Alumni

      **Source for India's # 1 Law School : QS World University Rankings 2021.

      - Based on upGrad NPS response data obtained from ~1252 learners, between 2nd Oct'21 to 18th Oct'21 for upGrad courses*. The review was performed by Deloitte Touche Tohmatsu India LLP. upGrad is a platform to facilitate program delivery by educational institutions and is not a college or a university itself. *programs.upgrad.com/disclaimer_courselist
      Start Referring

      Refer someone you know and receive gift vouchers worth INR 3,000!*

      *Referral offer is valid only on the LL.M. in Corporate & Financial Law.

      Frequently Asked Questions

      Course Eligibility

      Who is this program for?

      Litigation Professionals, Legal Professionals working in Law Firms, Fresh Law Graduates, Legal Professionals working in legal department in corporate, Academic or Research Professionals, Legal Professionals in Government roles.

      Is there a minimum qualification for this program?

      • Bachelor’s degree in Law; LL.B. 3/5 year graduates and final year candidates may apply.
      • Students who have a valid score for other exams like LSAT India 2021, CLAT PG 2021, DU LLM 2021 or LSAT International 2018,19,20,21 at the time of application form submission, then you need not appear for Online JSAT-LAW exam.

      What is the selection process?

      The selection process is completely online. Following are the key steps in the application process:


      • Step 1: Submit the application form
      • Step 2: Online entrance examination (JSAT-LAW) or other eligibility tests as mentioned above. Review and shortlisting of candidates on the basis of test, SoP, resume, and telephonic interview.
      • Step 3: Shortlisted candidates receive offer letter.

      Course Curriculum and Other Program Features

      What are the Unique Features of this LL.M. Program ?

      Following are the unique features of this LL.M. Program:

       

      ·  Cutting-edge curriculum developed by academics, industry professionals & regulators

       

      ·  Comprehensive and interdisciplinary approach to the management and control of companies to achieve synergy of financial growth, health, and stability

       

      ·  Focus on legal, regulatory, and economic challenges faced by companies

       

      ·  Contemporary and cutting-edge corporate research opportunities through our core and specialized courses and webinars

       

      ·  Skill-based learning approach equips students to apply principles in the context of corporate and financial transactions

      What are the Key Learnings from the this LL.M. Program ?

      Following are the Key Learnings from this LL.M. Program:

       

      ·  Critically analyze business opportunities, legal statutes and cases, and strategic business decisions

       

      ·  Understand the corporate legal environment procedures, taught by faculty members who have first-hand industry experience

       

      ·  Interpret, assimilate, and draft commercial contracts

       

      ·  Identify key issues in M&A, due diligence and risk assessment of corporate transactions

       

      ·  Review foreign investment laws, compare and contrast them with Indian investment laws, and analyse different investment strategies

       

      ·  Negotiate and draft key corporate transaction documents such as due diligence reports and terms sheets

       

      ·  Practice before specialized regulatory bodies such as the Securities and Exchange Board of India, the Competition Commission of India and the National Company Law Tribunals

      What kind of certification will I get after completion of this course?

      Post successful completion of this program, you will get an LL.M. degree from Jindal Global Law School (JGLS). 

      How much time do I need to spend to achieve success in the program?

      Overall, this program will have video content broken down into small easy-to-complete segments that you can watch on the go-across devices. The remaining hours of engagement will be a mix of industry case studies, live instructor sessions, mentoring sessions and online and offline meetups.

       

      You will need to spend around 20+ hours per week in terms of asynchronous learning, live sessions & assessments. 

       

      We would also recommend you to put around 5-7 hours per week  in terms of your research and library work to get optimum results and learning.

      Can I do the LL.M. Program from my city?

      You can learn this program from any city in India and abroad.

       

      This LL.M. program through blended learning is specifically designed for working professionals. 

      How do I know that this program’s curriculum is the best?

      The curriculum is developed by the best of Faculty Members from JGLS, with special inputs by industry experts & regulators. This makes our program extremely relevant to working law professionals.

       

      The well designed curriculum, helps the students in following ways:

       

      Students enrolled in the program would master the art of critical reasoning and will gain a comprehensive perspective into companies and conglomerates. Through a detailed study of company law, mergers and acquisitions (M&A), banking, corporate insolvency, and competition regulation, the program enables students to appreciate and deal with issues surrounding cross-border corporate and financial transactions.

       

      Through faculty members with hands-on industry experience, the program will provide students with an insight into the internal workings of a corporate environment. Each course is tailor-made to bring students at par with the mindset, rigor, and demands of such an environment. The course modules range from fundamentals of commercial legal research to specialized modules dealing with risk assessment in transactions. Students will learn from a broadened approach to law, with traditional approaches complementing the non-traditional, and Indian legal practice complementing international best practices. This approach ensures that students graduate with a holistic understanding to help them become the finest of legal minds. 

       

      This LL.M. program encourages inter-disciplinary learning between ‘corporate laws’ and 'financial and economic laws’. We provide a unique opportunity for students to understand various modes of investment, associated risk, decision making process and underlying challenges and impediments. It will help the students in understanding restructuring, risk and return, M&A, etc. for financial stability of companies.

       

      Along with it, our Support Services, Career Assistance, and Live Sessions make it a classroom like experience, which no one else in the market can offer.

      What are the background of the faculty members for the LL.M. Program ?

      The faculty members of the LL.M. program have got an excellent blend of following the credentials:

       

      Strong academic pedagogy: The faculty members have done their education in law - bachelors, masters and in some of the cases doctorates from the best of universities in India and abroad.

       

      Rich Industry Experience: All the faculty members have more than a decade experience in the industry. The experience is rich & diverse in terms of working with top notch corporate, corporate legal firms, government, judiciary, publications, research papers in India & around the world.

       

      Extensive Foreign Exposure: Almost all of the faculty members have got an extensive foreign exposure in terms of their education and industry practice.

       

      Note: 

      Detailed Profile of the Faculty Members: To go through the detailed profile of the faculty members, request you to visit the World Class Faculty section on this webpage and click on the arrow mark given on the right bottom of their photographs.

      How would the Dissertation or the industry case studies help me?

      Dissertation : The Dissertation would be a 8 weeks course. The project would be from across different areas & industries. The topic for the project has to be approved by the JGLS dissertation committee. The project would be done under the guidance of a mentor having rich industry experience. It would help you apply one or more concepts learnt during the entire LL.M. program. This experience would thus equip the learners to take up any such challenging project in the corporate or legal firms in the future.

       

      Industry Case Studies:

      Our programs have a strong experiential component that will prepare you to apply your learning in the job.  Learn - Experience - Apply.  Case Studies across industries will help you to experience real-life challenges in the field of Corporate & Financial Law. Practical experience that you would gain here, would certainly help you to advance in your career. 

      What kind of networking events are conducted?

      Live Sessions & Classroom Experiences provide the opportunities for networking with legal experts and fellow law professionals.

       

      Apart from that every quarter, networking events called upGrad Base Camps are conducted to facilitate interaction among the peers and also with the legal experts.

      What kind of additional support does upGrad offer?

      • upGrad buddy: Your upGrad buddy will help personalize your learning experience by periodically engaging with you to ensure you are on track with upcoming deadlines, offer guidance, resolve non-academic queries, and lend a helping hand wherever required.
      • Student Support Team: Student support is available 7 days a week, 24*7. You can write to us via studentsupport@upgrad.com or for urgent queries use the " Talk to Us" option on the learn platform.
        You can drop an email on studentsupport@upgrad.com and expect a response within 24 hours. For any urgent queries, please click on the Call Back button on the learning platform and our team will reach out to you within 2 working hours.
      • Discussion Forums: Extensive academic support through the Discussion Forum. Just like in a university, your batch-mates will help you with any academic queries. This will happen via the Discussion Forum.
      • Doubt Resolution: Other than your peers, you also have TAs (Teaching Associates) for any academic query. Your academic queries will be resolved by the Faculty and TAs in 36-48 hours. These queries will also be resolved via the discussion forum only.
      • Career Mentor: A career mentor to help you get ready from career perspective in terms of building your resume and LinkedIn profile, mock interviews, company specific preparations etc.

      Career Support

      What are the career preparation & mentoring services provided ?

      Following are the career preparations & mentoring services provided by upGrad:

      • Resume review: Obtain specific, personalized inputs on your resume structure and content.
      • Build LinkedIn Profile: Build your LinkedIn Profile, in order to attract potential recruiters
      • Personalized Industry Mentorship: Get mentored on the career front by an experienced Legal Professional
      • Career Mentor: A dedicated career mentor to monitor & guide you on your career transition journey
      • Mock Interviews & Just-In-Time-Interviews: Get company and role-specific preparation with mock interviews right before your actual interviews
      • Company Specific Preparation: Get company specific guidance to ensure you're interview-ready for the company of your choice.

      What are the career opportunities provided ?

      Following are the career opportunities  services provided by upGrad:

      • upGrad Job Fairs: Regular hiring drives in major cities across India, giving you the opportunity to interview with upGrad's hiring partners.
      • Job Opportunities Portal: Gain exclusive access to upGrad's job openings each quarter.
      • Continued Career Support: Access our continued career support, even after completion of the program.

      Payment and Policies

      How much do I pay to block my seat?

      You need to pay ₹ 25,000/- to block your seat.

      Are there any easy EMI options to pay the tuition fees ?

      Yes, now you can pay the tuition fees with 'No Cost EMI' option. We also have other EMI options, for paying as per your convenience.

       

      In order to facilitate the learners to pay the tuition fees in equal monthly instalments, we have tied up with various loan providers.

       

      Please refer to the Tuition Fee section on this webpage for more details.

       

       

      Is there any deferral or refund policy for this Program?

      Refund Policy: 

       

      • Once the learner has made partial or full payment of the Program fee and wants to withdraw his admission from the Program, learner has to raise a refund request through ‘My Applications’ page on our website www.upgrad.com or to the University and completing the entire refund application process within the deadlines as set out more particularly in ‘Table-A’ below.
      • For the cases where refund applications are accepted, the timelines for the refund application would be calculated from the formally notified last date of admission
      • Learner can request for a refund for the Program fee, as per the timelines given below in ‘Table-A’.
      • The eligibility of the refund amount will be based on the slabs as specified below in ‘Table-A’ and the date on which the fully completed application was received. The percentage of refund as mentioned below in ‘Table-A’ shall be calculated on the total amount paid by the learner towards the Program fee as on the date of refund request.

       

      TABLE-A

      Sr. No.Point of time when notice of withdrawal of admission is served to the University or to upGradPercentage of Refund 
      1.One month before formally notified date of admission100% (Without any deduction)
      2.Before the formally notified last date of admissions100% (Subject to deduction of Rs. 1,000 towards processing fee)
      3.Less than 15 days after the formally notified last date of admission80% 
      4.More than 15 days but less than 30 days after formally notified last date of admission50%
      5.More than 30 days after the formally notified last date of admission0%
      • In case a learner has raised a request for a refund and is eligible for the refund as per Sr. No. 2 of Table-A mentioned above, such learner will be refunded the amount as specified in the slab subject to a deduction of Rs. 1,000/- towards processing fee.
      • In the event where a learner has opted for a loan option from a credit facility provider, to pay the Program fee, in such cases, the learner will have to comply with the policies of such credit facility provider, i.e., pay upfront, the applicable loan cancellation charges levied by credit facility provider, post which the loan will be cancelled and the EMIs deducted shall be refunded as per the eligibility mentioned in ‘Table-A’.
      • The refund for an eligible request learner shall be processed within 30 working days from the date of receipt of the duly completed refund form if the request is raised as per Point No. 1 of the Refund Policy.
      • This ‘Refund Policy’ is as per the guidelines prescribed by University Grants Commission (UGC) and the University and upGrad reserves the right to change the Policy based on the changes made by UGC in future. Please check this Policy periodically for changes.

       

      Deferral Policy: 

      • There is no deferral policy for this program.

      New Payment Option Available - No Cost Credit EMI Option

      Which banks allow using 0% Credit card EMI or Credit card EMI?

      No cost EMI is available on credit cards from all major banks (American Express, Bank of Baroda, HDFC Bank, ICICI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered, Axis Bank, Yes Bank) 

      Will I have to pay any extra amount for EMI transaction?

      If you are availing 0% credit card EMI, upGrad will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI. 

      Are there any fees or down payment?

      Certain banks charge nominal processing fees between INR 99 - 500 on 0% Credit Card EMI transaction. If charged will be billed in the first repayment installment. 

      Can I use my International credit card for 0% credit EMI or Credit Card EMI?

      Only the Indian bank Credit cards can be used. But you can pay the amount using the Credit card option in one shot / part payments and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions, this will be purely between you and your bank. 

      Are there any charges in case I opt for cancellation/refund from the course after paying balance with no cost EMI ?

      Yes, there will be additional charges to the extent of interest paid by the upGrad to the bank, you will be refunded only Principal amount, i.e. the amount actually deducted/blocked from your card. This deduction will be in addition to the amount mentioned in the refund policy shared with your offer letter. 

      How can I opt for Credit card EMI if my bank is not listed in the 0% Credit card EMI or Credit card EMI?

      You can pay the amount using the Credit card option in one shot / part payments and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions.

      Why is the entire amount blocked on my credit card?

      Initially your bank will block the entire amount from your available purchase limit and from your next billing cycle, you will be charged the EMI amount. As you start paying your EMI, your credit limit will be released accordingly. For example, if you have made a payment of ₹100000 on 6-months EMI and your credit limit is ₹200,000 then initially your bank will block your credit limit by ₹100000. After payment of your first month EMI of Rs.15000, the blocked amount will come down to ₹85000.

      Why is interest getting charged on No Cost EMI?

      Your bank will charge you interest. However this interest charge has been provided to you as an upfront discount at the time of your payment, effectively giving you the benefit of a No cost EMI. The total amount paid during the entire EMI tenure to the bank will be equal to the amount to be paid to upGrad. 

       

      Eg. Amount payable to upGrad: INR 405000 

      Lets say Amount deducted at the time of transaction: INR 379850 (Principal amount) 

      Bank charges interest of 12-15% per annum on INR 379850 

      [Note: Interest factor is reducing rate and not Flat rate] 

      EMI AMOUNT = INR 33750 x 12 = INR 405000 

      effectively , you have taken loan on 379,850 instead of 405,000 

      upGrad Learner Support

      For Indian Nationals
      For Foreign Nationals
      We are available 24*7