Q: How much do I pay to block my seat?

You need to pay INR 35,000 to block your seat for the online Doctorate of Business Administration from ESGCI

Q: Are EMI options available?

Yes, please speak with our admission counsellor from the Doctor of Business Administration Course From ESGCI to know more.

Question 1

Who is this program for?

Accepted Answer

Experienced professionals seeking an accelerated doctoral research journey.
Mid-level managers aiming for senior leadership roles and personal development.
Enthusiastic learners pursuing leadership-focused doctoral subjects with robust academic support

Question 2

What is the minimum eligibility for this program?

Accepted Answer

Master's Degree (or equivalent) or Bachelors Degree with 3+ years of work experience

Question 3

What is the admission process?

Accepted Answer

Following are the key steps in the application process for the Doctorate Degree in Business Administration:

1. Submit application
Complete your application by providing work experience and educational background. The admissions committee will review your application, including all required documentation.
2. Shortlisting update
Our admissions committee will review and accept your application. Upon acceptance, an offer letter will be sent to you confirming your admission to the Doctorate of Business Administration Program.
3. Block your seat
Reserve your program spot by paying the required program deposit (INR 35,000) in full by the date specified in your offer letter to begin your doctoral journey.

Question 4

How much do I pay to block my seat?

Accepted Answer

You need to pay INR 35,000 to block your seat for the online Doctorate of Business Administration from ESGCI

Question 5

Are EMI options available?

Accepted Answer

Yes, please speak with our admission counsellor from the Doctor of Business Administration Course From ESGCI to know more.

Question 6

What is the programme fee?

Accepted Answer

The program fee is INR 8,00,000 inclusive of all taxes*

Question 7

What is the refund policy for this program?

Accepted Answer

Refund Policy:
You can claim a refund for the amount paid towards the Program at any time, before the Program Start Date, by visiting www.upgrad.com and submitting your refund form via the "My Application" section under your profile. You can request your Admissions Counselor to help you in applying and withdrawing for a refund by sending them an email with the reasons listed. A processing fee of Rs. 10,000 will be levied. No refund is permitted once the batch starts.

Question 8

Which banks allow using 0% Credit card EMI or Credit card EMI?

Accepted Answer

No cost EMI is available on credit cards from all major banks (American Express, Bank of Baroda, HDFC Bank, ICICI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered, Axis Bank, Yes Bank, State Bank of India, CITIBANK and HSBC)

Question 9

Is there any minimum transaction limit ?

Accepted Answer

Yes. 50,000 is the minimum.

Question 10

Standard Chartered Bank offers 18 or 24 months No Cost EMI ?

Accepted Answer

No. ONLY 12 months is available irrespective of the Program enrolled.

Question 11

Will I have to pay any extra amount for EMI transaction?

Accepted Answer

If you are availing 0% credit card EMI, upGrad will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI.

Question 12

Are there any fees or down payment?

Accepted Answer

Certain banks charge nominal processing fees between INR 99 - 500 on 0% Credit Card EMI transaction. If charged, will be billed in the first repayment installment.

Question 13

Can I use my International credit card for 0% credit EMI or Credit Card EMI?

Accepted Answer

Only the Indian bank credit cards can be used. But you can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions, this will be purely between you and your bank.

Question 14

Are there any charges in case I opt for cancellation/refund from the course after paying balance with no cost EMI ?

Accepted Answer

Yes, there will be additional charges to the extent of interest paid by the upGrad to the bank, you will be refunded only Principal amount, i.e. the amount actually deducted/blocked from your card. This deduction will be in addition to the amount mentioned in the refund policy shared with your offer letter.

Question 15

Can I Pay Using Multiple Credit Cards ?

Accepted Answer

Multiple cards can be used to complete the payments using Part payment option make sure to inform the learner, minimum transaction is INR 50000 to opt for 0% CC EMI E.g. Amount to be paid: 150000. I can pay using 2 Credit cards. Yes, Example :
HDFC Card – Part payment – INR 100000
ICICI Card – Part payment – INR 50000

Question 16

How can I opt for Credit card EMI if my bank is not listed in the 0% Credit card EMI or Credit card EMI?

Accepted Answer

You can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions.

Question 17

Why is the entire amount blocked on my credit card?

Accepted Answer

Initially your bank will block the entire amount from your available purchase limit and from your next billing cycle, you will be charged the EMI amount. As you start paying your EMI, your credit limit will be released accordingly. For example, if you have made a payment of ₹100000 on 6-months EMI and your credit limit is ₹200,000 then initially your bank will block your credit limit by ₹100000. After payment of your first month EMI of Rs.15000, the blocked amount will come down to ₹85000.

Question 18

Why is interest getting charged on No Cost EMI?

Accepted Answer

Your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your payment, effectively giving you the benefit of a No cost EMI. The total amount paid during the entire EMI tenure to the bank will be equal to the amount to be paid to upGrad.

Eg. Amount payable to upGrad: INR 405000
Let's say Amount deducted at the time of transaction: INR 379850 (Principal amount) Bank charges interest of 12-15% per annum on INR 379850
[Note: Interest factor is reducing rate and not Flat rate]
EMI AMOUNT = INR 33750 x 12 = INR 405000
Effectively, you have taken loan on 379,850 instead of 405,000

Doctorate of Business Administration from ESGCI International School of Management Paris

Doctorate of Business Administration, ESGCI Paris

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