Major firms and unions have agreed to average wage hikes of around 5.3% to 5.5%, marking the third straight year of strong salary growth.
Small and medium-sized companies are also raising wages, often alongside extra benefits like lunch subsidies and bonuses
Japan remains a popular choice for students, professionals, and families due to its excellent infrastructure, global work culture, and safe living environment. However, the Cost of Living in Japan can be considerably higher than in India. As of 2025, the average monthly cost for a single person is ¥133,600 (79,543 INR), while a family of four may spend about ¥472,278 (281,182 INR), excluding rent.
Rent is a major contributor to expenses, 229% higher than in India. A one-bedroom apartment in the city centre ranges from ¥87,000 to ¥190,000 (51,800 to 113,200 INR), while a three-bedroom can cost up to ¥400,000 (238,000 INR). Daily essentials like meals (¥1,000 or 595 INR), monthly transport passes (¥8,300 or 4,942 INR), and utilities (¥25,000 or 14,875 INR) quickly add up.
Despite being 157.9% more expensive than India, Japan offers high-quality living, efficient public services, and global exposure that make it a worthwhile investment.
Understanding the monthly cost of living in Japan is essential for students, working professionals, and families planning to move for education, career opportunities, or long-term stays. On average:
A single person may spend around ¥93,000 (54,723 INR) per month
A family of 3 typically spends ¥150,000 to ¥250,000 (88,318 – 147,197 INR) per month.
H3: Monthly Cost Breakdown for Single Person
Expense Category
Monthly Cost (JPY)
Approx. in INR
Accommodation (shared/private)
¥30,000 – ¥60,000
17,660 – 35,320
Food & Groceries
¥25,000 – ¥30,000
14,716 – 17,660
Transportation
¥8,000 – ¥10,000
4,714 – 5,893
Utilities & Internet
¥6,000 – ¥8,000
3,536 – 4,714
Mobile Phone
¥1,000 – ¥3,000
589 – 1,768
Misc. & Entertainment
¥10,000 – ¥15,000
5,893 – 8,839
Estimated Total
¥90,000 – ¥120,000
52,991 – 70,655
Source: numbeo
Note: The amounts mentioned in the table are approximate and may vary depending on the currency exchange rates.
H3: Monthly Cost Breakdown for Families (2–3 Members)
Expense Category
Monthly Cost (JPY)
Approx. in INR
Accommodation (1–2 BHK)
¥70,000 – ¥120,000
41,207 – 70,655
Food & Groceries
¥50,000 – ¥70,000
29,433 – 41,207
Transportation
¥12,000 – ¥18,000
7,072 – 10,608
Utilities & Internet
¥10,000 – ¥15,000
5,893 – 8,839
Mobile Phone & Internet
¥5,000 – ¥8,000
2,946 – 4,714
Childcare/School (optional)
¥25,000 – ¥100,000
14,716 – 58,864
Misc. & Entertainment
¥15,000 – ¥30,000
8,839 – 17,660
Estimated Total
¥150,000 – ¥250,000
88,318 – 147,197
Source: numbeo
Note: The amounts mentioned in the table are approximate and may vary depending on the currency exchange rates.
H2: Accommodation Costs in Japan
Accommodation is one of the biggest monthly expenses in Japan. Costs can vary widely depending on the type of housing and the city. Here's a breakdown of typical monthly rent prices:
Accommodation Type
Monthly Rent (in JPY)
Approx. Cost (in INR)
1BHK (City Centre)
¥86,992
INR 51,110
1BHK (Outside Centre)
¥60,337
INR 35,450
3BHK (City Centre)
¥190,038
INR 111,635
3BHK (Outside Centre)
¥119,600
INR 70,240
Note: Rent in Tokyo and Osaka is generally on the higher end, while cities like Fukuoka, Nagoya, and Sapporo offer more budget-friendly options.
Source: numbeo
Note: The amounts mentioned in the table are approximate and may vary depending on the currency exchange rates.
H2: Tuition Fees in Japan
The cost of tuition in Japan varies based on the type of institution you choose. Below is an overview of average tuition fees:
Textbooks and Study Materials: ¥20,000 – ¥50,000 annually (INR 11,800 – 29,400)
For those considering studying in Japan, upGrad provides comprehensive guides on living and studying in Japan.
H2: Utility Bills in Japan
Utility bills are an essential part of living expenses in Japan, and the costs can vary depending on your usage, accommodation type, and location. On average, monthly utility bills for a standard one-bedroom apartment in Japan range from ¥10,000 to ¥20,000 (INR 5,900 – 11,800).
Here’s a breakdown of common utilities and their average costs:
Utility
Average Monthly Cost (¥)
INR Equivalent
Electricity
¥3,000 – ¥7,000
INR 1,800 – 4,100
Water
¥1,500 – ¥3,000
INR 900 – 1,800
Gas
¥2,000 – ¥5,000
INR 1,200 – 2,900
Internet/Phone
¥3,000 – ¥5,000
INR 1,800 – 2,900
Source: numbeo
Note: The fees mentioned in the table are approximate and may vary depending on the currency exchange rates.
H2: Transportation Costs in Japan
Mode of Transport
Average Cost (¥)
INR Equivalent
Train (Per Ride)
¥200 – ¥500
INR 118 – 295
Monthly Train Pass
¥10,000 – ¥20,000
INR 5,900 – 11,800
Bus (Per Ride)
¥200 – ¥500
INR 118 – 295
Taxi (Base Fare)
¥410 – ¥730
INR 240 – 430
Bicycle Rental
¥500 – ¥1,000
INR 295 – 590
Source: numbeo
Note: The amounts mentioned in the table are approximate and may vary depending on the currency exchange rates.
Japan’s public transportation system is highly efficient but can also be costly, especially in major cities. Here’s an overview of typical transportation costs:Tips to Save on Transportation:
Commuter Passes: Monthly commuter passes for trains and buses can help save significantly if you're traveling frequently
Japan Rail Pass: For long-distance travel, the JR Pass can be a cost-effective option for foreigners visiting multiple cities.
Food & Grocery Expenses in Japan
Food costs in Japan can vary widely based on your lifestyle, dining preferences, and location. On average, monthly food expenses for an individual range from ¥30,000 to ¥50,000 (INR 17,600 – 29,400). Here’s a breakdown of typical food and grocery costs:
Item
Average Cost (¥)
INR Equivalent
Groceries (Monthly)
¥15,000 – ¥25,000
INR 8,800 – 14,700
Eating Out (Per Meal)
¥700 – ¥1,500
INR 410 – 880
Takeout/Delivery (Per Meal)
¥800 – ¥1,500
INR 470 – 880
Coffee (Cafe)
¥300 – ¥500
INR 170 – 295
Source: numbeo
Note: The amounts mentioned in the table are approximate and may vary depending on the currency exchange rates.
Tips to Save on Food:
Cook at Home: Preparing meals at home is a cost-effective option, with groceries being cheaper than eating out.
Shop at Discount Stores: Japanese supermarkets, including 100-yen stores, offer affordable groceries and snacks.
Bento Boxes: Pre-packed meals from convenience stores (konbini) like 7-Eleven or Lawson are affordable and convenient.
Healthcare Costs in Japan
Healthcare in Japan is of high quality, but it can be expensive without insurance. The Japanese government provides a robust National Health Insurance (NHI) system, which helps to reduce medical expenses significantly for residents. Here’s an overview of healthcare costs:
National Health Insurance (NHI):
Monthly Premium: ¥1,000 – ¥3,000 (INR 590 – 1,800) depending on income and city.
Covered Costs: The NHI covers 70% of medical bills, with the remaining 30% to be paid by the insured person.
Typical Healthcare Costs:
Service
Cost (¥)
INR Equivalent
Doctor's Consultation (Per Visit)
¥2,000 – ¥5,000
INR 1,200 – 2,900
Dental Checkup
¥3,000 – ¥5,000
INR 1,800 – 2,900
Basic Prescription Medication
¥500 – ¥2,000
INR 295 – 1,200
Emergency Room Visit
¥5,000 – ¥10,000
INR 2,900 – 5,900
Source: numbeo
Note: The amounts mentioned in the table are approximate and may vary depending on the currency exchange rates.
Private Healthcare:
Private healthcare in Japan can be more expensive and is typically used by those with more significant medical needs or those who prefer private care. It is not as widely used as the national system due to higher costs.
Entertainment & Leisure Costs in Japan
Japan offers a wide range of entertainment and leisure activities, from cultural experiences to modern attractions. The cost of entertainment can vary depending on your preferences, but here’s a general overview:
Activity
Average Cost (¥)
INR Equivalent
Movie Ticket
¥1,800 – ¥2,000
INR 1,060 – 1,180
Gym Membership (Per Month)
¥6,000 – ¥12,000
INR 3,500 – 7,100
Concert/Live Show Ticket
¥3,000 – ¥8,000
INR 1,800 – 4,700
Theme Park Admission
¥6,000 – ¥8,000
INR 3,500 – 4,700
Karaoke (Per Hour)
¥500 – ¥1,000
INR 295 – 590
Museum or Art Gallery Entry
¥500 – ¥1,000
INR 295 – 590
Source: numbeo
Note: The amounts mentioned in the table are approximate and may vary depending on the currency exchange rates.
Tips to Save on Entertainment Costs:
Discount Days: Many museums, galleries, and theme parks offer discounts on certain days of the month.
Free Attractions: Japan offers free activities such as visiting parks, temples, and public events.
City-Wise Cost of Living in Japan
The cost of living in Japan varies greatly depending on the city you choose. Major urban centres like Tokyo and Osaka tend to be more expensive, especially in terms of rent and transportation. In contrast, cities like Fukuoka, Kyoto, and Sapporo offer a more affordable lifestyle while still maintaining excellent infrastructure and amenities.
City
Avg. Monthly Cost (JPY)
Approx. INR Equivalent
Tokyo
¥120,000 – ¥160,000
INR 66,000 – INR 88,000
Osaka
¥100,000 – ¥130,000
INR 55,000 – INR 71,500
Kyoto
¥90,000 – ¥120,000
INR 49,500 – INR 66,000
Fukuoka
¥80,000 – ¥100,000
INR 44,000 – INR 55,000
Sapporo
¥75,000 – ¥95,000
INR 41,250 – INR 52,250
Nagoya
¥85,000 – ¥105,000
INR 46,750 – INR 57,750
Source: numbeo
Note: The amounts mentioned in the table are approximate and may vary depending on the currency exchange rates.
Pro Tip: Smaller cities like Sapporo and Fukuoka offer a lower cost of living.
Budget-Friendly Tips for Living in Japan
The cost of living in Japan can be affordable with the right budgeting strategies. Here are some practical tips to help you save money without compromising your experience:
Choose Shared or Company Housing: Shared apartments or company-sponsored housing can significantly lower monthly rent, especially in major cities like Tokyo or Osaka.
Cook at Home: Eating out frequently can add up. Cooking at home can reduce your food expenses by 30–40%, with meals costing far less than the usual ¥700 (INR 385) per serving in restaurants.
Use Monthly Commuter Passes: Public transport is efficient but can be costly. Monthly commuter passes can offer substantial savings if you travel frequently.
Shop at 100-Yen Stores: These discount shops offer everything from daily essentials to groceries at affordable rates.
Look for Discount Programs: Many stores, transportation services, and entertainment venues offer seasonal or age-based discounts; keep an eye out.
Split Rent by Sharing Accommodation: Sharing a living space with flatmates can cut down rent and utility bills, especially in high-rent cities.
Enroll in Public Healthcare: Japan’s National Health Insurance (NHI) covers up to 70% of medical expenses, making healthcare more accessible and affordable.
Conclusion
Understanding the cost of living in Japan is essential for anyone planning to move for studies, work, or with family. With monthly expenses averaging around ¥133,601 (79,543 INR) for individuals and ¥472,277 (281,182 INR) for a family of four, your lifestyle, city of residence, and housing choices play a big role in shaping your budget. While major cities like Tokyo and Osaka offer dynamic opportunities, they also come with higher living costs.
On the other hand, rural areas and smaller cities provide more affordable options. With smart financial planning through budgeting, choosing shared accommodations, leveraging public transport, applying for scholarships, and seeking part-time work, living comfortably in Japan is entirely achievable. Whether you're a student, a working professional, or moving with your family, Japan offers a rewarding experience for those who prepare wisely.
Frequently Asked Questions (FAQs)
Is it expensive to live in Japan?
Japan can be moderately expensive depending on where you live and your lifestyle. Cities like Tokyo and Osaka have higher costs compared to rural areas. However, with smart budgeting and local knowledge, living comfortably is achievable. Expenses like food and transport are generally affordable.
Is Japan more costly than India?
Yes, overall living costs in Japan are higher than in India, especially for housing and services. However, Japan offers high-quality infrastructure, healthcare, and public services in return. The value you receive for what you pay is often seen as reasonable by many expats.
What is the cost of living in Japan for Indian citizens?
The average monthly cost of living in Japan for Indian citizens ranges from INR 52,000 to INR 70,000 (¥90,000 – ¥120,000). This includes rent, food, transportation, and utilities. Costs may vary significantly depending on the city and lifestyle.
How much money is needed to live comfortably in Japan?
To live comfortably in Japan, a single person may need between ¥150,000 to ¥200,000 (INR 96,000 – INR 1,28,000) monthly, while families might require ¥300,000 or more (INR 1,92,000+). Comfort includes eating out occasionally, good housing, and leisure activities.
Can I live on $2000 a month in Japan?
Yes, $2000 (~¥320,000 or INR 2,04,800) per month is enough for a comfortable life for one person in most parts of Japan. This amount can also sustain a small family with modest spending, especially if living outside major city centers.
Are part-time jobs enough to cover living expenses in Japan?
Many international students rely on part-time jobs paying around ¥900 to ¥1,200/hour (INR 576 – INR 768/hour). While not enough for luxury living, it can cover food, local transport, and partial rent. More hours or jobs may be needed for full support.
What is the cost of living in Japan per month in rupees?
On average, an individual spends around INR 54,000 per month (approximately ¥93,000) in Japan. This estimate includes essential expenses such as accommodation, groceries, transport, and mobile services, offering a practical overview of urban life costs.
What is the living cost in Japan for international students?
International students in Japan usually spend INR 50,000 to INR 65,000 per month (¥85,000 – ¥110,000). This budget covers accommodation (hostels or shared apartments), meals, mobile bills, and basic public transport. Many students opt for part-time work to manage expenses.
Can couples live comfortably in Japan on a shared income?
Yes, couples often manage costs better by sharing rent and utilities. A combined monthly income of ¥300,000 to ¥400,000 (INR 1,92,000 – INR 2,56,000) can provide a stable and comfortable lifestyle, even in cities, with careful budgeting.
How do taxes affect cost of living in Japan?
Japan has a 10% consumption tax on most goods and services. Local income and resident taxes can vary but usually take about 10%–20% of your monthly income. For instance, if you earn ¥300,000 (INR 1,92,000), expect ¥30,000–¥60,000 (INR 19,200–38,400) in taxes.
Is eating out expensive in Japan?
Eating out is reasonably priced. Meals at casual places like ramen shops or convenience stores cost around ¥500 to ¥800 (INR 320 – INR 512). Mid-range restaurant meals can be ¥1,000 to ¥2,000 (INR 640 – INR 1,280), offering good quality and hygiene.
Ireland( study abroad expert) |54 articles published
Honey Gupta is a leading consultant with over 10 years of experience in helping students navigate the complexities of studying overseas, with a specialized focus on Ireland. Honey brings a wealth of a...
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