Accommodation in Belgium for Students in 2025

Finding accommodation in Belgium is one of the first big steps when you plan to study in Belgium as an Indian student. From affordable university halls to private apartments and homestays, Belgium offers options that suit various budgets and lifestyles. Knowing the costs, locations, and types of housing will help you make informed decisions before your move. Rent changes depending on where you live, and the cost of living in Belgium in 2025 is something you should plan for early. Good options exist if you know where to look.  

In this guide, you'll read more about the types of accommodation in Belgium, approximate rent and living costs, how to find housing, legal and financial aspects of renting, tips for securing affordable options, and the most student-friendly cities. We’ll also answer common questions to help you plan your stay with confidence. 

If you're planning to study in Belgium, Explore Bachelor’s Programs Abroad and Master’s Programs Abroad to find courses in Belgium. 

Student Accommodation in Belgium 

Finding the right accommodation is a crucial part to Study in Belgium. The country offers a variety of housing options, catering to different budgets, preferences, and durations of stay. Understanding the main types can help you make informed decisions. 

1. University-Provided Housing 
Many Belgian universities offer halls of residence for students. These dorms are usually close to campus and fully furnished. They often include shared facilities such as kitchens, laundry rooms, and study areas. University housing is ideal for first-time international students as it provides a community environment. 

2. Private Apartments 
Private rentals are widely available, ranging from single rooms in shared flats to entire studio apartments. Renting privately gives more independence but usually comes with higher costs. Utilities may or may not be included, so it’s important to clarify before signing a lease. 

3. Shared Flats and Rooms 
Sharing a flat with other students is a common and cost-effective option. Rent is divided among roommates, and this setup encourages social interaction. Shared flats often come fully furnished and may include shared responsibilities for cleaning and bills. 

4. Homestays 
Living with a local family allows students to experience Belgian culture first-hand. Homestays are usually fully furnished, with meals sometimes included. This option is especially beneficial for students new to the country or looking to improve their language skills. 

5. Short-Term Options 
For exchange students or those in short programs, temporary housing like serviced apartments, hostels, or Airbnbs can be a flexible solution. These options are generally more expensive but allow freedom without long-term commitments. 

Tips for Finding Accommodation: 

• Start your search early to secure the best options. 
• Compare rent, utilities, and amenities before deciding. 
• Verify listings to avoid scams. 

Need broader options? Check Student Accommodation Abroad. 

Left Graph shows total revenue growth from 2025 to 2029 (US$21.74bn to US$26.05bn).

Right Graph shows the consistent annual growth rate (4.62% every year).

Types of Student Accommodation in Belgium 

Belgium offers a range of accommodation options for students, each tailored to different budgets and lifestyles. Understanding them helps you choose wisely. 

University Halls of Residence 

University halls are common for first-year and international students. They are conveniently located near campus, furnished, and often feature shared kitchens, laundry facilities, and study areas. 

City	App. Rent (€/Month)	App. Rent (INR/Month)
Brussels	350–500	₹30,000–₹43,000
Leuven	300–450	₹26,000–₹39,000
Ghent	320–480	₹28,000–₹41,000

Note: The amount mentioned in the table are approximate and may vary depending on the currency exchange rates. 

Private Student Apartments 

Private apartments give more independence but are usually costlier. Studios and 1-bedroom options are available, furnished or unfurnished. 

City	App. Rent (€/Month)	App. Rent (INR/Month)
Brussels	600–900	₹52,000–₹78,000
Leuven	500–800	₹43,000–₹69,000
Ghent	550–850	₹48,000–₹74,000

Note: The amounts mentioned in the table are approximate and may vary depending on the currency exchange rates. 

Shared Flats 

Sharing flats helps reduce costs and encourages social interaction. Utilities and responsibilities are split among roommates.  

City	App. Rent/Person (€/Month)	App. Rent/Person (INR/Month)
Brussels	300–500	₹26,000–₹43,000
Leuven	250–400	₹22,000–₹35,000
Ghent	280–450	₹24,000–₹39,000

Note: The amounts mentioned in the table are approximate and may vary depending on the currency exchange rates. 

Homestays 

Homestays offer cultural immersion, sometimes including meals. Rooms are furnished, and you get a family environment. 

Feature	Rent (€/Month)	Rent (INR/Month)
erage	400–700	₹35,000–₹61,000

Note: The amounts mentioned in the table are approximate and may vary depending on the currency exchange rates. 

Short-Term Accommodation 

Short-term options like serviced apartments, hostels, or Airbnb are ideal for exchange students. 

Type	Rent (€/Month)	Rent (INR/Month)
Serviced Apartment	700–1,200	₹61,000–₹1,05,000
Hostel	500–800	₹43,000–₹69,000
Airbnb	600–1,200	₹52,000–₹1,05,000

Note: The amounts mentioned in the table are approximate and may vary depending on the currency exchange rates. 

Thinking about Belgium for studies? Here's everything you need to know: Study in Belgium for Indian Students. 

Approximate Cost of Living and Rent in Belgium 

Understanding the Cost of Living in Belgium is essential for planning your stay in Belgium. Rent, utilities, food, and transportation are the main expenses, and costs vary by city. 

1. Rent 

Rent is the biggest monthly expense. University halls are cheaper, while private apartments or short-term options are more expensive. 

Approximate Rent in Major Cities:  

City	Rent (€/Month)	Rent (INR/Month)
Brussels	350–900	₹30,000–₹78,000
Leuven	300–800	₹26,000–₹69,000
Ghent	320–850	₹28,000–₹74,000
Antwerp	350–900	₹30,000–₹78,000
Liège	280–700	₹24,000–₹61,000

Note: The amounts mentioned in the table are approximate and may vary depending on the currency exchange rates. 

2. Utilities 

Electricity, water, heating, and internet typically cost between 70–150 €/month, depending on usage. 

Approximate Monthly Utilities:  

Type	Cost (€/Month)	Cost (INR/Month)
Utilities (Electricity, Water, Heating)	70–120	₹6,000–₹10,500
Internet	30–50	₹2,600–₹4,300

Note: The amounts mentioned in the table are approximate and may vary depending on the currency exchange rates. 

3. Food & Groceries 

Students can save by cooking at home. On Approximate, groceries cost 150–250 €/month. Dining out occasionally adds to the budget. 

Approximate Food Costs:  

Item	Cost (€/Month)	Cost (INR/Month)
Groceries	150–250	₹13,000–₹22,000
Eating Out	80–150	₹7,000–₹13,000

Note: The amounts mentioned in the table are approximate and may vary depending on the currency exchange rates. 

4. Transportation 

Belgium has excellent public transport. Monthly passes range from 40–60 €, depending on the city. Students often get discounted rates. 

Tips for Saving: 

• Choose housing near public transport to save on commuting. 
• Cook meals at home instead of eating out frequently. 
• Share flats to split rent and utilities. 

How to Find Student Accommodation in Belgium 

Finding the right student accommodation in Belgium requires planning and using the right resources. There are several methods available, depending on whether you prefer university-supported options, private rentals, or community networks. 

1. Through University Platforms 

Most Belgian universities provide housing portals or student services offices to help students find dorms or nearby apartments. This is usually the safest and most reliable option for first-year students. 

Tips: 

• Apply early, especially for popular cities like Brussels or Leuven. 
• Check deadlines for international students. 

University Housing Examples:  

University	Type of Accommodation	App. Rent (€/Month) / INR
KU Leuven	University Hall	300–450 € / ₹26,000–₹39,000
Ghent University	Student Dorm	320–480 € / ₹28,000–₹41,000
ULB Brussels	University Hall	350–500 € / ₹30,000–₹43,000

Note: The amounts mentioned in the table are approximate and may vary depending on the currency exchange rates. 

2. Online Housing Portals 

Several trusted websites list student apartments, shared flats, and short-term stays. Always verify listings to avoid scams. 

Popular Websites: 

• HousingAnywhere 
• Student.be 
• Immoweb 

Online Housing Portals:  

Website	Type of Accommodation	App. Rent (€/Month) / INR
HousingAnywhere	Shared flats, private rooms	250–850 € / ₹22,000–₹74,000
Student.be	Student apartments	280–800 € / ₹24,000–₹69,000
Immoweb	Private rentals	300–900 € / ₹26,000–₹78,000

Note: The amounts mentioned in the table are approximate and may vary depending on the currency exchange rates. 

3. Student Housing Agencies 

Professional agencies can help international students find verified apartments. Fees vary, but they provide safety and support. 

Tips: 

• Always check the agency’s reviews. 
• Ask about hidden fees and contract terms. 

4. Social Media and Student Networks 

Many students find housing through Facebook groups, WhatsApp communities, and university student networks. This method can be cost-effective but requires caution. 

Tips: 

• Meet landlords or roommates in person if possible. 
• Never pay deposits without proper documentation. 

Legal and Financial Aspects of Renting in Belgium 

When renting in Belgium, understanding legal and financial rules is essential. This ensures you avoid disputes, hidden costs, and other issues while staying within the law. 

Lease Agreements and Deposits 

Every rental agreement in Belgium is formalized with a written lease. Deposits are usually required, typically equivalent to 1–3 months’ rent. 

Item	Cost (€/Month)	Cost (INR/Month)
Security Deposit	300–900 €	₹26,000–₹78,000
Approximate Lease Duration	6–12 months	–

Tips: 

• Always read the lease carefully. 
• Ensure all terms are included in writing. 
• Keep a copy of the contract for reference. 

Utilities and Maintenance 

Utilities (electricity, water, heating, and internet) may or may not be included in the rent. Maintenance costs are usually the tenant’s responsibility unless stated otherwise. 

Utilities Cost:  

Utility	Cost (€/Month)	Cost (INR/Month)
Electricity, Water, Heating	70–120 €	₹6,000–₹10,500
Internet	30–50 €	₹2,600–₹4,300

Note: The amounts mentioned in the table are approximate and may vary depending on the currency exchange rates. 

Tenant Rights and Responsibilities 

• Tenants have the right to safe and habitable accommodation. 
• Rent increases are regulated for certain types of contracts. 
• Tenants must maintain the property and report damages promptly. 

Visa and Residence Requirements 

International students need to ensure their accommodation is registered with the local municipality, which is required for residence permits. Some landlords provide help with this process. 

Tips: 

• Confirm your housing registration before arrival. 
• Keep proof of address for visa and banking purposes. 

Tips for Finding Affordable Accommodation in Belgium 

Finding affordable student housing in Belgium requires a combination of planning, research, and smart strategies. Here are some practical tips to help you save money without compromising comfort. 

1. Start Early 

The earlier you begin your search, the better the options. Popular cities like Brussels, Leuven, and Ghent fill up quickly, especially at the start of semesters. 

Tip: Apply at least 2–3 months before your program starts. 

2. Compare Multiple Options 

Don’t settle for the first listing. Compare university dorms, private apartments, and shared flats to find the best price-to-value ratio. 

Cost Comparison Example:  

Accommodation Type	App. Rent (€/Month)	App. Rent (INR/Month)
University Hall	300–500	₹26,000–₹43,000
Private Apartment	500–900	₹43,000–₹78,000
Shared Flat	250–450	₹22,000–₹39,000

Note: The amounts mentioned in the table are approximate and may vary depending on the currency exchange rates. 

3. Consider Suburban Locations 

Housing slightly outside the city center can be cheaper. Belgium has excellent public transport, so commuting is easy and affordable. 

Tip: Check monthly transportation costs (40–60 € / ₹3,500–₹5,200). 

4. Verify Listings 

Always verify property listings before paying deposits. Scams do exist, especially for private rentals and online listings. 

Tip: Request in-person or video inspections and a proper rental contract. 

5. Energy Efficiency and Utilities 

Choosing energy-efficient apartments can save money on electricity and heating. Some older apartments may appear cheaper but have higher monthly utility costs. 

Tip: Ask landlords about Approximate monthly utility bills before signing the lease. 

Student-Friendly Cities in Belgium 

Belgium has several cities that are particularly welcoming for students. These cities combine quality education, affordable accommodation, vibrant social life, and good public transport. Choosing the right city can make a big difference to your study experience. 

1. Brussels 

Brussels is the capital city and a hub for international students. It offers a mix of cultural diversity, top universities, and plenty of student housing options. 

Brussels at a Glance:  

Category	App. Cost (€/Month)	App. Cost (INR/Month)
Rent (Private/University)	350–900	₹30,000–₹78,000
Food & Groceries	150–250	₹13,000–₹22,000
Transport	50	₹4,300

Tip: Consider areas like Ixelles or Etterbeek for student-friendly rentals. 

Note: The amounts mentioned in the table are approximate and may vary depending on the currency exchange rates. 

2. Leuven 

Leuven is known for KU Leuven, one of Europe’s top universities. The city has a large student population, making it lively and affordable. 

Leuven at a Glance:  

Category	App. Cost (€/Month)	App. Cost (INR/Month)
Rent (Private/University)	300–800	₹26,000–₹69,000
Food & Groceries	120–200	₹10,000–₹17,500
Transport	40	₹3,500

Tip: Student dorms are popular and cost-effective in Leuven.  

Note: The amounts mentioned in the table are approximate and may vary depending on the currency exchange rates. 

3. Ghent 

Ghent combines historic charm with a modern student lifestyle. It’s a medium-sized city with affordable rents and good public transport. 

Ghent at a Glance:  

Category	App. Cost (€/Month)	App. Cost (INR/Month)
Rent (Private/University)	320–850	₹28,000–₹74,000
Food & Groceries	130–220	₹11,000–₹19,000
Transport	45	₹3,900

Tip: Shared flats are very common and reduce monthly expenses. 

Note: The amounts mentioned in the table are approximate and may vary depending on the currency exchange rates. 

4. Antwerp 

Antwerp is a bustling city with strong international connections. Universities here provide diverse programs and students benefit from vibrant city life. 

Antwerp at a Glance:  

Category	App. Cost (€/Month)	App. Cost (INR/Month)
Rent (Private/University)	350–900	₹30,000–₹78,000
Food & Groceries	140–230	₹12,000–₹20,000
Transport	50	₹4,300

Tip: Consider suburbs for more affordable accommodation while staying connected via public transport. 

Note: The amounts mentioned in the table are approximate and may vary depending on the currency exchange rates. 

5. Liège 

Liège is one of the most affordable student cities in Belgium. It’s ideal for students looking for lower rents while still enjoying city amenities. 

Liège at a Glance: 

Category	App. Cost (€/Month)	App. Cost (INR/Month)
Rent (Private/University)	280–700	₹24,000–₹61,000
Food & Groceries	120–200	₹10,000–₹17,500
Transport	40	₹3,500

Tip: University dorms and shared flats are great options for affordable living in Liège. 

Note: The amounts mentioned in the table are approximate and may vary depending on the currency exchange rates. 

Why Choose Belgium for Higher Studies 

Belgium is one of the most attractive destinations for international students, and there’s a good reason for it. From high-quality education to cultural diversity, studying here offers more than just academics. 

1. Quality of Education 
Belgium has some of Europe’s top universities, including KU Leuven, Ghent University, and the University of Liège. These institutions offer programs in English, French, and Dutch, making them accessible to international students. Many courses emphasize research and practical knowledge, ensuring you get hands-on experience. 

2. Affordable Tuition 
Compared to other European countries, tuition fees in Belgium are reasonable. Public universities, in particular, have low fees for EU students, and international students also find them more affordable than countries like the UK or the US. 

3. Multicultural Environment 
Belgium is a melting pot of cultures. Studying here allows you to meet students from all over the world. This international exposure helps you develop soft skills and build a global network early in your career. 

4. Strategic Location 
Located in the heart of Europe, Belgium makes it easy to travel to neighboring countries like France, Germany, and the Netherlands. This is ideal for students who want to explore Europe during weekends or holidays. 

5. Student-Friendly Accommodation Options 
Belgium’s cities are home to various student housing options, from university dorms to private apartments. Most cities are safe and well-connected, making it easy for students to commute to campuses and enjoy city life. 

Quick Tips: 

• Language Flexibility: Many courses are in English, especially at the master’s level. 
• Affordable Cities: Leuven and Liège are cheaper than Brussels or Antwerp for accommodation. 
• Student Communities: Join student networks early for guidance on housing and lifestyle. 

Conclusion 

Choosing the right accommodation in Belgium is one of the most important steps for a successful student life in Belgium. From university halls to private apartments, shared flats, and homestays, there are options to suit every budget and lifestyle. 

Understanding the Approximate costs of rent, utilities, and living expenses, along with legal obligations, helps you plan your stay efficiently. Cities like Brussels, Leuven, Ghent, Antwerp, and Liège offer diverse experiences, combining academic excellence with cultural exposure. 

By starting your housing search early, comparing options, and leveraging university resources, online portals, and student networks, you can secure safe, affordable, and convenient accommodation. Planning not only saves money but also ensures a smoother transition into student life in Belgium. 

Wondering about other affordable destinations? Here's a useful post on How to Study in Europe for Free.

Still deciding if Belgium is the right fit? Check out these Reasons to Study in Belgium.