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IMT Ghaziabad

MBA by Liverpool Business School

Fast forward your career with an online MBA from one of the U.K.'s finest B-schools - Liverpool Business School. Develop world-class business acumen with Gen AI integrated curriculum and open yourself up to global opportunities.
Start upskilling at just Rs. 10,625 per month.
5 out of 6 learners get positive career growth
upGrad Results reviewed by Deloitte
MBA Degree | Liverpool Business School
IMT Ghaziabad

Offline Events in 2-3 key cities every few months

Job Fairs & Networking events

Liverpool MBA + IMT-Ghaziabad Certification

Dual Credentials

12+ hrs/week

-- Months

Leadership, Marketing, Finance, HR, Analytics, Supply Chain

Choose your elective

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    MBA by Liverpool Business School Program Overview

    Key Highlights

    Up-to-date modules integrated with Generative AI
    Up-to-date modules integrated with Generative AI
    Job Fairs every few months & upGrad Career Portal access
    Job Fairs every few months & upGrad Career Portal access
    360° Career Support: Resume Building, Mock Interviews, Coaching & more
    360° Career Support: Resume Building, Mock Interviews, Coaching & more
    1:1 Mentorship, Doubt Resolutions & 24x7 Student Support
    1:1 Mentorship, Doubt Resolutions & 24x7 Student Support
    15+ Harvard Business Case Studies and Simulations
    15+ Harvard Business Case Studies and Simulations
    On-campus immersion at Liverpool (Optional)
    On-campus immersion at Liverpool (Optional)
    WES Recognized & AACSB member
    WES Recognized & AACSB member
    Blended Learning with Live & Recorded Classes
    Blended Learning with Live & Recorded Classes
    Alumni status from Liverpool Business School & Associate Alumni status from IMT-G
    Alumni status from Liverpool Business School & Associate Alumni status from IMT-G

    Deep dive into a domain of your choice with elective courses, industry projects and thesis. The Liverpool MBA is crafted to develop your business expertise, enrich your abilities in decision-making and communication, and ultimately propel your professional growth as a global management leader.

    LBS_testimonial__1581430299500

    Syllabus

    Best-in-class content by leading faculty and industry leaders in the form of videos, cases and projects. Now integrated with Generative AI modules.

    Download Syllabus

    Job Fairs & Networking

    Online MBA with unbeatable Offline benefits:

    - Attend
    view more

    Who Is This Program For?

    Experienced Managers and Business Owners/Entrepreneurs who aview more

    Extensive Career Support

    upGrad offers multiple career services to help you acceleratview more

    Minimum Eligibility

    1. Bachelor’s degree issued by any university under UGC withview more

    Liverpool MBA

    IMT-G Certification

    MBA Degree
    Earn an MBA from one of UK's Top B-Schools– Liverpool Business School, as you acquire the skills you need to fuel your success in the world of business.
    MBA Degree
    Click to zoom
    • Master the foundations of business administration and management
    • Earn a WES Recognized MBA
    • Become a part of a global alumni network

    Explore our Learning Platform

    Learn on an AI-powered & personalised platform with best-in-class content, live sessions & mentoring from leading industry experts.
    Explore our Learning Platform

    Discover Alumni similar to your profile

    Find upGrad alumni profiles and know more about their career path, electives and more!

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    VIEW ALL PROFILES

    Top 3 reasons why you should do the online MBA program from Liverpool Business School?

    • Legacy & Reputation: Liverpool has been a centre for academic excellence since 1823. The history and evolution from the Mechanics & Apprentices library to the Liverpool John Moores’ University in 1992 shows the ability of the educational institution to adapt to the changing times.

    • Global MBA: There are two clear advantages of doing an MBA from a foreign university: a. Well rounded program with updated curriculum from Liverpool Business School. b. The brand is well recognized by recruiters across the globe.

    • Networking Opportunity: The program offers a 6 day immersive experience in the city of Liverpool as well the university itself. Interaction with batchmates across cohorts, on-campus students and professors shall be a lifelong network of professional support.

    Top 3 reasons why you should do the online MBA program from Liverpool Business School?

    MBA by Liverpool Business School Faculty & Industry Instructors

    Learn from leading management faculty and industry leaders worldwide

    Dr. Olatunde Durowoju

    Dr. Olatunde Durowoju

    Professor
    LJMU
    Dr Olatunde’s research interests are in operations, supply chain management and quality management. He has published his work in several academic journals, conferences and edited several books.
    Dr. H M Belal

    Dr. H M Belal

    Professor
    LJMU
    Dr Belal is lecturer of Operations/Quality Management. He is a Certified Management & Business Educator (CMBE). His principal research focuses on business operations and service innovation.
    Prof. Paulo Lisboa

    Prof. Paulo Lisboa

    Professor
    LJMU
    With over 250 peer-reviewed publications, Prof. Paulo is the editor of the first worldwide book on applications of neural networks.
    Prof. Dhiya Al-Jumeily

    Prof. Dhiya Al-Jumeily

    Professor
    LJMU
    With over 300 peer-reviewed scientific international publications, Prof. Dhiya is a renowned management faculty member.
    Rajiv Bagayetkar

    Rajiv Bagayetkar

    Director - Product Specialist
    Nielsen
    A product specialist with decades of experience, Rajiv works as a Brand Health & Communication expert at a leading media company.
    Sunil Bharadwaj

    Sunil Bharadwaj

    Deputy General Manager- Strategy and Supply Chain
    Raymond
    Sunil is a Supply Chain and Operations Excellence professional with nearly two decades of experience in the industry.
    Prof. Abhishek

    Prof. Abhishek

    Associate Professor
    IMT
    With more than a decade of experience under his belt, Prof. Abhishek is a subject matter expert in all things marketing.
    Prof. Harvinder Singh

    Prof. Harvinder Singh

    Professor
    IMT
    An expert in the business domain, Prof. Harvinder has been awarded “The Best Professor in Marketing Management” by the World Education Congress.
    Prof. Puja Aggarwal Gulati

    Prof. Puja Aggarwal Gulati

    Professor (Finance)
    IMT
    An expert at all things finance, Prof. Puja has years of experience in teaching with her core interests in IFRS and stocks.
    Chris Oates

    Chris Oates

    Adjunct Faculty
    upGrad
    Chris, who holds a Ph.D. in International Relations from the University of Oxford, is a founder of a political risk consultancy ‘Two Lanterns Advisory’.
    Dr. Gabriela Czanner

    Dr. Gabriela Czanner

    Faculty
    LJMU
    Dr. Gabriela is one of Liverpool John Moores University's expert faculty and is a Postdoctoral Research Fellow at the University of Warwick, University of Oxford.
    Dr. Shibani Belwalkar

    Dr. Shibani Belwalkar

    Leadership Coach & Visiting Faculty
    NMIMS
    An author and faculty member at NMIMS, Dr. Shibani is a behavioral coach and leading organizational culture transformation expert.
    Denis Oakley

    Denis Oakley

    Growth Mentor
    Denis Oakley & Co
    With his proven expertise in business and management strategy, Denis has helped over 200 technology startups grow and succeed.
    Frank Strenk

    Frank Strenk

    President
    cypress risk advisors
    With years of experience in devising effective risk strategies, Frank is a leading expert who helps businesses navigate and embrace disruptions.

    Syllabus

    Best-in-class content by leading faculty and industry leaders in the form of videos, cases and projects, assignments and live sessions. Now integrated with Generative AI modules.

    Download Brochure
    18
    Months
    15+
    Industry Projects
    4
    Month Long Industry Project
    45+
    Live Sessions

    Marketing Management - I

    4 Weeks
    1 Assignment
    • Marketing Strategy
    • Consumer Behaviour
    • Marketing Channels

    Business Communication

    4 Weeks
    1 Assignment
    • Effective Communication
    • Building a Personal Brand

    Accounting and Finance

    4 Weeks
    • Accounting Fundamentals - I
    • Accounting Fundamentals - II
    • Project Evaluation
    • New Heritage Doll Company Simulation

    Decision Sciences

    4 Weeks
    1 Assignment
    • Business Analytics Fundamentals
    • Hypothesis Testing
    • Regression Analysis

    Business Economics

    4 Weeks
    1 Assignment
    • Micro Economics
    • Macro Economics

    Behavioral Science, HR, Business Law

    4 Weeks
    1 Assignment
    • Individual, Group and Organisational Behaviour
    • Human Resource Management
    • Business Law

    Marketing Management 2

    4 Weeks
    1 Assignment
    • Qualitative Market Research
    • Quantitative Market Research
    • Relationship Marketing

    Sales & Distribution Management

    4 Weeks
    1 Assignment
    • Fundamentals of Sales
    • Territory Management
    • Channel Management
    • Team and Customer Management

    Operations & Supply Chain Management

    4 Weeks
    1 Assignment
    • Operations Management
    • Supply Chain Management

    Business Strategy

    4 Weeks
    1 Assignment
    • Fundamentals of Strategy
    • Growth Strategy

    Leadership, Engagement and People Performance

    2 Weeks
    1 Project
    • What defines a leader?
    • Leading teams effectively
    • Leadership as a way of life

    Digital Innovation in Business

    2 Weeks
    1 Project
    • Digital Innovation
    • Digital Business Transformation
    • Digital Businesses

    Leading Change for Sustainable Futures

    2 Weeks
    1 Project
    • Change Management from an individual perspective
    • Change Management from an Organisational perspective
    • Reimagining Change

    Enterprise and Risk Management

    2 Weeks
    1 Project
    • Understanding Risks in an Organisation
    • Tackling Risks

    Research Methodology

    3 Months
    • Types of research
    • Research Process
    • Research Project Management
    • Report Writing and Presentation

    Thesis Project

    3 Months
    • Thesis Project

    Opt for the Generative AI for Marketing Professionals Live Bootcamp Program.

    Personalized Content Generation

    Personalized Content Generation

    Generative AI can be used to create various forms of content, including blog posts, social media posts, product descriptions, and email campaigns. This technology enables marketers to quickly generate high-quality content at scale, saving time and resources.

    Creative Design for Visual Marketing

    Creative Design for Visual Marketing

    In the realm of graphic design and visual content, generative AI can assist in generating logos, website layouts, and even video content. This technology can create unique designs based on specific parameters, providing marketers with fresh and creative materials.

    Customer Segmentation & A/B Testing

    Customer Segmentation & A/B Testing

    AI-driven clustering algorithms can help marketers segment customers into distinct groups based on behavior, preferences, and demographics. AI will also create collaterals required to test all the segments basis differential communication.This enables more targeted and effective marketing campaigns for each segment.

    Market Research & Other data Analysis

    Market Research & Other data Analysis

    Generative AI can assist marketers in extracting insights from unstructured data sources, such as customer reviews, social media posts, and surveys, providing valuable feedback and sentiment analysis

    Career Outcomes

    A quick summary of the placement support recieved by this program's alumni

    salary hike
    400%
    Maximum Salary Hike
     salary hike
    43%
    Average Salary Hike
    Jobs
    300+
    Hiring Partners
    chart

    To view more details, download our career transition report

    Download Careers Report

    An online MBA with an unparalleled offline exposure

    Build connections with your peers through offline networking basecamps. Get offline campus placements, experience campus life in the UK with on-campus immersions, and enjoy the flexibility of online learning without compromising on offline exposure.

    Know More about the Immersion Program

    Click Below

    Day Wise Itinerary and Payment Details

    To explore more about the LBS immersion program, click here

    The upGrad Advantage

    benefits

    Industry-Leading Course Curriculum & Content

    Industry-Leading Course Curriculum & Content
    Case-based Pedagogy
    • 15+ Harvard Cases and Simulations, and 50+ Caselets overall
    • Learn from industry cases for practical application
    Courses taught by Industry Experts
    • Industry Experts teach sessions in every course to keep it industry-relevant
    Blended Learning
    • Mix of Live Classes & Recorded lectures for your convenience
    benefits

    Extensive Learning Support

    Extensive Learning Support
    Expert Feedbacks & Supervisors
    • Personalised expert feedback on assignments and projects
    • Additional live classes by experts to clarify concept-related doubts
    • A dedicated thesis supervisor for one-on-one supervision on your research project.
    Doubt Resolution & Feedbacks
    • Student Support is available 7 days a week, 24*7. You can write to us via studentsupport@upgrad.com Or for urgent queries, use the "Talk to Us" option on the Learn platform.
    • Quick doubt resolution by industry experts & peers on forums
    benefits

    Job Fairs & Networking Events

    Job Fairs & Networking Events
    Maximize career transitions through Job Fairs
    • Held across 2-3 key cities every few months
    • Interview with our hiring partners and connect with them
    Network with hiring partners and fellow MBA learners
    • Network with your MBA program peers, juniors and seniors
    • Meet other upGrad MBA learners for cross-learning
    • Meet industry experts, upGrad teams and alumni in fun-filled Networking Basecamps!
    benefits

    Unparalleled Career Services

    Unparalleled Career Services
    Personalised Mentorship & Coaching
    • Mentorship by industry experts to help you determine your Career Path & Options
    • One-on-one coaching to help you get the best career transition
    Mock Interviews, Resume Building Support
    • Get on-demand mock interviews for when you have to prepare for interviews
    • Use our AI-driven Top Resume Buiding tools to impress recruiters
    benefits

    Campus Immersion at Liverpool, UK

    Campus Immersion at Liverpool, UK
    Experience the campus life at Liverpool
    • Experience the campus life, on campus
    • Interact with faculty members on-campus
    • Gain real-world exposure by learning in an authentic setting
    • Engage with a vibrant community of professionals
    • *Included in the program fee with Immersion

    Our Learners Work At

    Top companies from all around the world have recruited upGrad alumni
    Zivame
    Fractal Analytics
    Kantar
    Flipkart
    Star
    American Express
    Nykaa
    Zomato
    HDFC bank
    PWC
    capgemini
    IBM
    Amazon
    Accenture
    microsoft
    Myntra
    ola

    Career Services

    Financing this Global MBA is easy

    • Take the next step towards your application with a payment plan that caters to your needs.

    • No hassle of hefty student loans

    • Flexible EMI plans available

    • Note: Applications for Easy EMI are completed offline with the assistance of our counselors or finance operations executives.

    Financing this Global MBA is easy

    *Learn With Easy EMI Plans. EMI Options starting at Rs. Rs.10,625/month. Scholarship available for limited seats!

    Program Fee without immersion - INR 5,00,000 INR 4,50,000 (incl. taxes)

    View Plans

    EMI Options starting at Rs.15,875/month

    Program Fee with immersion - INR 7,10,000 INR 6,60,000 (incl. taxes)

    *Immersion refers to the campus visit program at Liverpool, UK campus organised by upGrad in collaboration with the university.

    The credit facility is provided by a third party credit facility provider and any arrangement with such third party is outside upGrad's purview..

    Empowering learners of tomorrow

    MBA by Liverpool Business School Admission Process

    Step 1

    Complete Application

    Fill the Global MBA application form.

    Step 2

    Receive the offer letter post shortlist

    The candidates will be evaluated based on their professional experience and academic scores.

    Step 3

    Block your seat and Complete the Payment

    Block your seat by paying a caution amount and pay the balance fee.

    Student Reviews

    Aravind Vorungati

    Aravind Vorungati

    Vice President - Products, Zoreum Blockchain Labs8 years experience
    I joined the program couple of months back and the course content and experience so far is meaningful and insightful. Live sessions with industry leaders are organized every weekend to enable us to correlate concepts learned to real world and Harvard Business School simulation projects for practice.
    Q__1591728527957
    Detailed Review
    Shaifali Aggarwal

    Shaifali Aggarwal

    Senior Software Engineer, Qwikcilver Solutions Pvt Ltd5 years experience
    For me, the program is a perfect fit as it allows me to continue my current job and complete MBA at the same time. For me more than a job, learning is important. Also, content is suitable for me considering I already have 5+ years of experience.
    Q__1591728527957
    Detailed Review
    Akshay Mathur

    Akshay Mathur

    Business Head, Aujas Networks Pvt Ltd16 years experience
    Absolutely, go for it If you are a working professional and who can devote minimum 5–6 hrs a week towards online learning. The beauty of this program is its practical learning aspect with various case studies, simulations and live lectures on weekends. Apply these learnings your professional world and you would see the difference.
    Q__1591728527957
    Detailed Review
    Start Referring

    Refer someone and Earn upto INR 50,000 Cashback/Vouchers, on every successful enrollment

    Your friend also gets an instant Scholarship / Free course!

    Start Referring

    Based on upGrad NPS response data obtained from ~1252 learners, between 2nd Oct'21 to 18th Oct'21 for upGrad courses*. The review was performed by Deloitte Touche Tohmatsu India LLP. upGrad is a platform to facilitate program delivery by educational institutions and is not a college or a university itself. *programs.upgrad.com/disclaimer_courselist

    Frequently Asked Questions

    Course Eligibility

    Who is this program for?

    Liverpool Business School's MBA Program is designed for working professionals who do not want to take time off from work but still wish to pursue a world-class management education from a Global Business School.

    The curriculum in the Liverpool Business School online MBA program is designed to meet the needs of working professionals early in their careers looking to advance their careers in their field or transition to a different field.

    Working Professionals/Business Owners/Entrepreneurs with 1-5 years of full-time work experience use this MBA Liverpool degree to increase their career growth by 10x. 

    Is there an eligibility criteria for this program?

    Yes, there is an eligibility criteria for the Liverpool MBA upGrad.  Bachelor’s degree issued by any university under UGC with a minimum of 50% marks and at least 2 years of full-time work experience by the second year of the course.

    What is the admission process?

    The admissions process is completely online for the Liverpool University MBA offered by the upGrad. The following are the key steps in the application process: 

     

    Step 1 - Complete Application: Fill out the Global MBA application form.

    Step 2 - Get shortlisted and receive the offer letter: The candidates will be evaluated based on their profile, i.e. professional experience and academic scores.

    Step 3 - Block your seat and Complete the Payment: Upon receiving the offer letter, block your seat by paying a caution amount and paying the balance fee.

    Course Curriculum

    What kind of certification will I get after completion of this course?

    Post successful completion of this program, you will get an

    • Masters of Business Administration (MBA) Degree from Liverpool Business School, UK
    • Advanced General Management Program from IMT-Ghaziabad

    How much time do I need to spend to achieve success in the program?

    You will need to spend 12+ hrs/week to get optimum results and learn while you pursue the MBA degree online.

     

    Overall, this program will have video content broken down into small easy-to-complete segments that you can watch on the go-across devices. The remaining hours of engagement will be a mix of industry projects, live instructor sessions, mentoring sessions and online and offline meetups.

    Can I do the MBA Program from my city?

    You can learn this program of MBA Liverpool Business School from any city in India and abroad. 

    How do I know that this program’s curriculum is the best?

    The curriculum of the Liverpool University MBA  is developed by the best International Faculty Members from Liverpool Business School, and IMT Ghaziabad Faculty Members, with special inputs from industry experts, which makes it extremely relevant to working professionals. 

     

    Along with it, our Support Services, Career Assistance, and Live Sessions make it a classroom experience, which no one else in the market can offer.

    How would these real-industry projects help me?

    Our programs have a strong experiential component that will prepare you to apply your learning on the job.  Learn - Experience - Apply.  Case Studies and industry projects will help you to experience real-life challenges in Management. These will enable you to step into the shoes of leading managers at companies and put to use the theoretical learning in an experiential manner.  Post this programme, these will serve as a portfolio of projects you can illustrate to advance your career.  

    What kind of offline networking events are conducted?

    Every quarter, offline networking events called upGrad BaseCamps are conducted in major cities of Delhi, Mumbai, Bangalore, etc. 

     

    These BaseCamps help you network with your peer group, learn from the best industry experts. Alumni of all batches of the programme are invited to these events, which help you make connections with your fellow participants, along with engagement in group projects, industry interaction and much more.

    What kind of support does upGrad offer?

    • Student Support is available 7 days a week, 24*7
    • You can write to us via studentsupport@upgrad.com  Or for urgent queries, use the "Talk to Us"  option on the Learn platform
    • Additionally, an upGrad buddy will enhance the learners’ experience by engaging with them to ensure they are on track with upcoming deadlines, submissions, offer guidance, and resolve their non-academic queries.
    • Extensive academic support through the Discussion Forum, weekly TA-Sessions. Just like in a university, your batchmates will help you with any academic queries. This will happen via the Discussion Forum.
    • Other than your peers, you also have TAs (Teaching Associates) for any academic query. Your academic queries will be solved by the Faculty and TAs in 36-48 hours.

    Payment

    How much do I pay to block my seat?

    You need to pay ₹ 25,000 to block your seat. 

    Is there any deferral or refund policy for this Program?

    Refund Policy: (Programs without prep-session component)

    • Student must pay applicable caution money for the enrollment of the course. This will be adjustable against the total course fee payable by the student.
    • You can claim a refund for the amount paid towards the Program at any time, before the Program Start Date, by visiting www.upgrad.com and submitting your refund form via the "My Application" section under your profile. You can request your Admissions Counselor to help you in applying and withdrawing for a refund by sending them an email with reasons listed.
    • There shall be no refund applicable once the program has started. This is applicable even for those students who could not complete their payment, and could not be enrolled in the batch opted for. However, the student can avail pre-deferral as per the policy defined below for the same.
    • Once the student pays block amount, "any" refund shall be subject to deduction of ₹10,000 processing charges.
    • Student has to pay the full fee within 7 days of payment of caution money or cohort start date, whichever is earlier, otherwise, the admission letter will be rescinded and processing fee of ₹10,000 will be levied.
    • Refund shall be processed to an eligible student within 30 working days from the date of receipt of written application from him/her in this regard.
       

    Deferral Policy: (Post Program Commencement)

    • If a student is facing severe issues in dedicating time to the course, we provide the opportunity for the student to defer to another batch. (Deferral = Leave Of Absence (LOA))
    • A student can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year to either of the next two consecutive cohorts from the start date of the initial batch in which the student was originally enrolled for.
    • The student has to apply for a deferral within a window of 14 days before the submission deadline. This is to make sure the student is not using the LOA as a means to avoid Academic Failure. If the submission is done after the deadline, then a Non-Attempt at Assessment will be applied against the submission and the marks for the same module will be capped at 50%. The student has to submit a valid proof along with the LOA form. Acceptance of Leave of Absence Claim is subject to approval by the University.
    • The student will be required to pay a deferral fees of INR 30,000 along with the differential program fees between the two cohorts, if any.
    • The deferral request will be approved once the deferral fee is paid.
    • Till this is completed, the student will be assumed to be continuing in the same cohort.
    • The student has 7 days (including holidays and weekends) from the date of deferral request to make the payment of the deferral fee post which the deferral request will expire, and the student will continue as part of the current cohort.
    • If the student completes the deferral payment, the student's login will be disabled, the student will leave the deferred cohort and the student will start learning on the new cohort from the point of the last assignment that was graded in the deferred cohort. All grades and progress until that point will be carried forward as it is to the new cohort. For clarification, the grades of the graded assignments will be carried forward, whether or not the student had submitted these grading during the initial stage.
    • The deferral can only be requested during the batch for which the student has enrolled is ongoing. Once the batch has completed, deferral requests shall not be entertained. For clarification, the batch completion here shall mean the "last grace deadline" as communicated by upGrad.

     

    Deferral Policy: (Pre Program Commencement)

    • If a student, due to unavoidable circumstances, is unable to commence with the cohort and requests for a deferral before the cohort starts, we provide the opportunity for the student to defer to another cohort.
    • To do so, the student will be required to pay 50% of the total Program fee amount (inclusive of taxes) before the deferral can be approved. Till this is completed, the student will be assumed to be continuing in the same cohort.
    • A student can request for deferral to any of the cohorts starting in the next 3 months from the start date of the initial batch in which the student was originally enrolled. For the first deferral request, subject to the point no. 2 of the Pre-Program Deferral Policy, no additional charges shall be levied.
    • If a student wants to defer his enrolment a second time, such student will have to make an additional payment of Rs.10,000 as Deferral fee, and this amount shall be non-refundable under any circumstances. Once this payment is done, students will be eligible to defer to any of the cohorts starting in the next 3 months from the current cohort.
    • The student has time till the current cohort launch date to make the payment of the balance 50% Program fee, post which the deferral request will expire. Once the deferral window expires and if such a student wants to withdraw his or her enrolment from the said Program, the refund policy will be applicable.
    • The student shall be liable to pay the differential Program fees between the two cohorts if any.

    No Cost Credit Card EMI FAQ's

    0% EMI with Finance partners /Credit card option availability will vary program wise.

    1. Which banks allow using 0% Credit card EMI or Credit card EMI?
    No cost EMI is available on credit cards from all major banks (American Express, Bank of Baroda, HDFC Bank, ICICI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered, Axis Bank, Yes Bank, State Bank of India, CITIBANK and HSBC).

    2. Is there any minimum transaction limit ?
    Yes. 50000 is the minimum.

    3. Standard Chartered Bank offers 18 or 24 months No Cost EMI ?
    No. ONLY 12 months is available irrespective of the Program enrolled.

    4. Will I have to pay any extra amount for EMI transaction?
    If you are availing 0% credit card EMI, upGrad will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI.

    5. Are there any fees or down payment?
    Certain banks charge nominal processing fees between INR 99 - 500 on 0% Credit Card EMI transaction. If charged, will be billed in the first repayment installment.

    6. Can I use my International credit card for 0% credit EMI or Credit Card EMI?
    Only the Indian bank credit cards can be used. But you can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions, this will be purely between you and your bank.

    7. Are there any charges in case I opt for cancellation/refund from the course after paying balance with no cost EMI ?
    Yes, there will be additional charges to the extent of interest paid by the upGrad to the bank, you will be refunded only Principal amount, i.e. the amount actually deducted/blocked from your card. This deduction will be in addition to the amount mentioned in the refund policy shared with your offer letter.

    8. Can I Pay Using Multiple Credit Cards ?
    Multiple cards can be used to complete the payments using Part payment option make sure to inform the learner, minimum transaction is INR 50000 to opt for 0% CC EMI E.g. Amount to be paid: 150000. I can pay using 2 Credit cards. Yes, Example :
    HDFC Card – Part payment – INR 100000
    ICICI Card – Part payment – INR 50000

    9. How can I opt for Credit card EMI if my bank is not listed in the 0% Credit card EMI or Credit card EMI?
    You can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions.

    10. Why is the entire amount blocked on my credit card?
    Initially your bank will block the entire amount from your available purchase limit and from your next billing cycle, you will be charged the EMI amount. As you start paying your EMI, your credit limit will be released accordingly. For example, if you have made a payment of ₹100000 on 6-months EMI and your credit limit is ₹200,000 then initially your bank will block your credit limit by ₹100000. After payment of your first month EMI of Rs.15000, the blocked amount will come down to ₹85000.

    11. Why is interest getting charged on No Cost EMI?
    Your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your payment, effectively giving you the benefit of a No cost EMI. The total amount paid during the entire EMI tenure to the bank will be equal to the amount to be paid to upGrad.

    Eg. Amount payable to upGrad: INR 405000
    Let's say Amount deducted at the time of transaction: INR 379850 (Principal amount) Bank charges interest of 12-15% per annum on INR 379850
    [Note: Interest factor is reducing rate and not Flat rate]
    EMI AMOUNT = INR 33750 x 12 = INR 405000
    Effectively, you have taken loan on 379,850 instead of 405,000

    upGrad Learner Support

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    We are available 24*7

    Disclaimer

    upGrad does not grant credit; credits are granted, accepted or transferred at the sole discretion of the relevant educational institution offering the diploma or degree. We advise you to enquire further regarding the suitability of this program for your academic and professional requirements before enrolling. upGrad does not make any representations regarding the recognition or equivalence of the credits or credentials awarded, unless otherwise expressly stated.
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