Accommodation in Singapore: Dormitories, Rentals, and Budget Options

Accommodation in Singapore is one of the biggest decisions you’ll face when moving to the city. The average rent for expats in Singapore 2025 ranges from SGD 2,500 to SGD 5,000 (₹1.55 lakh–₹3.1 lakh), depending on the neighborhood and housing type. Students also need to plan early, as student accommodation options in Singapore can fill up fast near major universities. Families looking for larger homes often explore best areas to live in Singapore for families to balance costs and school access.

This blog covers the real cost of living in Singapore for students and expats, shares housing tips for living in Singapore on a budget, and explains how to find cheap and furnished apartments across the city.

If you’re planning to study in Singapore, here are a few resources to start with:

– Explore Bachelor’s Programs Abroad and Master’s Programs Abroad to find programs in Singapore.

– Need help planning your housing? Start with this Student Accommodation Abroad Guide.

Average Rent in Singapore for Students, Professionals, and Families (2025)

Group	Average Monthly Rent
Students	SGD 600–SGD 1,200 (₹37,000–₹74,000)
Professionals	SGD 1,200–SGD 2,500 (₹74,000–₹1.55 lakh)
Families	SGD 2,500–SGD 4,500 (₹1.55 lakh–₹2.79 lakh)

Want to know which programs are popular? Here’s a list of Best Courses in Singapore for Indian Students.

Planning postgrad studies? Here’s a guide to PG Courses in Singapore.

Despite the overall cooling trend, rental rates in key downtown areas remain high.

As of Q1 2025, tenants in District 2 (Chinatown and Tanjong Pagar) are paying a median monthly rent of $6,800 SGD for a three-bedroom condominium unit.

Singapore’s private residential rental market has faced back-to-back declines. Rents dropped 2.1% in the final quarter of 2023, followed by another 1.9% dip in the first quarter of 2024.

This downward trend comes as more private homes enter the market, raising vacancy rates — especially a sharp 10% vacancy in prime areas like the Core Central Region.

Finding Student Accommodation in Singapore

Student accommodation in Singapore is in high demand, especially during intake months. Students often choose between university hostels, shared flats, or private student residences depending on their budget and lifestyle. Rent prices vary based on location, room type, and whether meals or utilities are included.

Common Types of Student Housing in Singapore

Here’s a quick look at the main options for student housing in Singapore:

Type of Housing	Features	Average Monthly Rent
University Hostels	On-campus, basic facilities, shared rooms	SGD 250–700 (₹15,000–₹41,000)
Shared Apartments	Rented rooms with kitchen access, common areas	SGD 500–1,000 (₹31,000–₹62,000)
Private Halls	Furnished rooms, student-only buildings, more amenities	SGD 900–1,600 (₹56,000–₹99,000)

The cost of student accommodation in Singapore depends on the university, location, and whether you choose on-campus or private housing.

Popular Student Areas in Singapore

Students often live close to major universities for easier access to classes, libraries, and part-time jobs. Here are some popular areas:

• Buona Vista – near NUS, with many shared apartments
• Dover – convenient for students at polytechnics and universities
• Clementi – great mix of hostels and affordable rentals
• Serangoon & Novena – accessible, quieter neighborhoods preferred by international students

Many students search for the best areas to live in Singapore for students that offer both comfort and convenience.

On-Campus vs Off-Campus Housing in Singapore

Students choosing between university hostels vs private accommodation in Singapore should think about cost, distance, and independence.

Criteria	On-Campus	Off-Campus
Cost	Usually cheaper	Varies widely
Flexibility	Limited	More options
Privacy	Shared rooms	More private options available

On-campus housing is usually more affordable and closer to classes. However, off-campus options give you more privacy and choice in location.

Where to Find Student Housing Online in Singapore

Students often use these trusted platforms to search for student accommodation in Singapore:

• Student.com – global platform for student-only housing
• 99.co – popular for local listings and shared flats
• RentInSingapore.com.sg – helpful for furnished and short-term rentals
• University Housing Portals – for hostel and dormitory applications

Search filters like price range, furnishing, and proximity to school help narrow down the right accommodation faster.

Apply Early to Secure a Good Place in Singapore

Student housing in Singapore fills up quickly. It’s best to start looking 3–4 months before your intake begins.

Early applications often get better rates and better locations. Last-minute searches leave fewer choices and higher prices.

Students moving to Singapore should plan their housing well in advance to avoid paying too much or staying far from campus.

Explore Fully Funded Scholarships in Singapore if you’re looking to reduce costs.

Also check out broader Study Abroad Scholarships that you may be eligible for.

Accommodation Options for Working Professionals and Expats in Singapore

Accommodation options for working professionals and expats in Singapore depend heavily on lifestyle needs, budget, and proximity to business hubs. Many professionals choose between HDB flats, condos, and serviced apartments when relocating to the city. 

Types of Housing Preferred by Professionals in Singapore

Here’s a quick comparison of common housing types:

Housing Type	Features	Average Monthly Rent
HDB Flats	Affordable public housing, basic amenities	SGD 2,000–3,500 (₹1.24 lakh–₹2.17 lakh)
Condominiums	Private gyms, pools, gated communities	SGD 3,500–7,000 (₹2.17 lakh–₹4.34 lakh)
Serviced Apartments	Fully furnished, flexible lease terms	SGD 4,500–8,000 (₹2.79 lakh–₹4.96 lakh)

Professionals searching for affordable options often pick HDB flats in Singapore for expats, while those wanting amenities prefer condos.

Best Areas to Live for Expats in Singapore

The right location makes daily life much easier. These are popular spots for expats:

• Orchard Road: High-end condos close to shopping and offices
• Tiong Bahru: Heritage area, mix of HDBs and private flats
• Holland Village: Relaxed vibe, popular among young professionals
• Novena: Close to medical hubs and good public transport
• East Coast: Family-friendly with seaside access

Many expats search for the best areas to live in Singapore for expats based on commute, lifestyle, and schooling options.

Typical Rent Range for Professionals in Singapore

The average rent for expats in Singapore 2025 varies depending on housing type and location:

• HDB flats: SGD 2,000–3,500 (₹1.24 lakh–₹2.17 lakh) per month
• Condos: SGD 3,500–7,000 (₹2.17 lakh–₹4.34 lakh) per month
• Serviced apartments: SGD 4,500–8,000 (₹2.79 lakh–₹4.96 lakh) per month

Central areas command higher rent, while neighborhoods farther from the CBD offer better deals.

Average Commute Times and MRT Access in Singapore

Singapore’s public transport system makes commuting smooth. On average:

Area	Commute to CBD	MRT Access
Orchard	5–10 minutes	Orchard MRT
Tiong Bahru	10–15 minutes	Tiong Bahru MRT
Novena	10–15 minutes	Novena MRT
East Coast	20–30 minutes	Future Thomson-East Coast Line

Expats often prioritize housing near MRT stations in Singapore to reduce travel time.

Rental Agreements and Visa Holders in Singapore

Expats renting in Singapore must show proof of a valid work visa before signing a lease. Most rental agreements:

• Run for 12 or 24 months
• Require a security deposit equal to 1–2 months’ rent
• Include terms on early termination and renewal

The rental process for expats moving to Singapore usually involves a Letter of Intent (LOI), tenancy agreement, and deposit payment before move-in.

See why many students prefer global degrees in Advantages of Studying Abroad.

Interested in free education opportunities? Read this guide on How to Study Abroad for Free.

Explore the Singapore Study Guide to understand city life, accommodation tips, and budgeting.

Family Accommodation in Singapore: What to Expect

Family accommodation in Singapore offers a wide range of choices depending on budget, family size, and schooling needs. Families often choose between condos with amenities, HDB 3-4 room flats, or landed properties when settling long-term. 

Family-Friendly Housing Options in Singapore

Here’s a look at popular housing types for families:

Housing Type	Features	Average Monthly Rent
Condos with Amenities	Pools, playgrounds, gyms, gated security	SGD 3,500–7,000 (₹2.17 lakh–₹4.34 lakh)
Landed Properties	Detached houses with gardens, private space	SGD 7,000–12,000 (₹4.34 lakh–₹7.44 lakh)
HDB 3–4 Room Flats	Affordable public housing with basic amenities	SGD 2,200–3,800 (₹1.36 lakh–₹2.36 lakh)

Families searching for affordable family housing in Singapore often start with HDB flats or suburban condos.

Best Neighborhoods for Families in Singapore

Choosing the right neighborhood is crucial for daily convenience and children's schooling. Top family-friendly areas include:

• Bukit Timah – Close to top international schools, green spaces
• East Coast – Seaside living, great parks, good transport links
• Holland Village – Vibrant community, family cafés, international groceries
• Serangoon Gardens – Affordable landed houses, strong expat community
• Novena – Central location with good healthcare access

Families often choose the best neighborhoods for families in Singapore based on proximity to schools, parks, and community centers.

Rent Expectations for Families in Singapore

Families planning to live in Singapore should expect these monthly rent ranges:

• Condos with amenities: SGD 3,500–7,000 (₹2.17 lakh–₹4.34 lakh)
• Landed properties: SGD 7,000–12,000 (₹4.34 lakh–₹7.44 lakh)
• HDB 3–4 room flats: SGD 2,200–3,800 (₹1.36 lakh–₹2.36 lakh)

Budget planning early is important because family accommodation tends to cost higher near international schools and CBD areas.

Access to International Schools, Healthcare, and Parks in Singapore

Family housing choices often revolve around access to key facilities:

• International Schools:
  Singapore hosts over 30 top-ranked international schools, mainly near Bukit Timah, East Coast, and Orchard areas.
• Healthcare Services:
  Hospitals like Mount Elizabeth and Parkway East provide world-class care. Most neighborhoods have clinics within 5–10 minutes.
• Parks and Playgrounds:
  Popular spots include East Coast Park, West Coast Park, and Botanic Gardens, offering outdoor activities for families.

Living close to international schools in Singapore makes daily routines much smoother for expat families.

Lifestyle Facilities for Families in Singapore

Neighborhoods designed for families usually include:

Facility	Example
Shopping Malls	VivoCity, Parkway Parade, Forum the Shopping Mall
Playgrounds and Parks	Tiong Bahru Park, Pasir Ris Park, West Coast Park
Community Centers	Bukit Timah CC, Marine Parade CC

Family accommodation in Singapore often comes with easy access to malls, sports clubs, childcare centers, and weekend activities.

Cost vs Space Trade-Offs for Families in Singapore

Families moving to Singapore must weigh cost against space:

• Condos near the city offer convenience but smaller living areas.
• Landed houses provide more space but require higher rent and are farther from the CBD.
• Suburban HDBs balance space and budget well but may involve longer commute times.

Finding the right balance between space, budget, and lifestyle needs is key to settling happily in Singapore as a family.

Find out how Singapore’s education system ranks among the Best Education Systems in the World.

Curious about the exams students prepare for? Check this list of Toughest Exams in the World.

Tips for Finding Affordable Accommodation in Singapore

Affordable accommodation in Singapore is available when you plan early and stay flexible with choices. So it’s important to look at all options carefully and compare rental terms before making a decision.

Here’s a quick guide to help you:

Tip	Why It Helps	Extra Advice
Start your search 4–5 months before moving	More choices, better rates	Apply early to secure university hostels or shared flats
Look at areas outside the CBD	Suburbs often offer larger spaces for less rent	Consider Jurong, Tampines, or Hougang
Explore shared living options	Splitting rent and bills lowers monthly expenses	Shared apartments are popular for students and young professionals
Use trusted rental websites	Verified listings avoid last-minute confusion	Platforms like 99.co, Student.com, PropertyGuru are reliable
Set a clear monthly budget	Helps avoid overspending on housing	Include utilities and transport in your calculation

Affordable student accommodation options in Singapore and rental flats for expats become easier to find when you plan early and stay open to multiple areas.

How upGrad Abroad Supports Students Moving to Singapore

upGrad Abroad helps students by offering expert IELTS and TOEFL preparation resources, guidance on strong SOP and LOR writing, and personalized university shortlisting based on budget and career goals. Students also get complete visa documentation support, tips for finding student accommodation options in Singapore, and career counseling after landing.

Want to start your Singapore study journey with full support?

Connect with upGrad Abroad today and move closer to studying at top universities!

Still figuring out where to stay or which program to choose in Singapore? Book a free counseling session and get expert advice for your study abroad plans.

You can also explore free short courses to build your academic profile while you prepare to move.

Conclusion: Is Accommodation in Singapore Worth the Cost for Students and Expats?

Accommodation in Singapore offers excellent access to universities, modern infrastructure, safe communities, and strong job opportunities. However, housing near city centers often costs more compared to suburban areas.

Pros:

• Top-quality education and healthcare nearby
• Fast public transport and walkable neighborhoods
• Wide range of housing choices for every budget

Cons:

• Higher rental prices in central locations
• Smaller living spaces compared to some countries

Final Verdict:

With smart planning and early applications, accommodation in Singapore offers good value for students and expats ready to explore one of Asia’s best cities.