Question 1

What is the eligibility criteria for the internship with HDFC Life?

Accepted Answer

To be eligible for the internship, you must:

Successfully complete the course and earn the program certification
Be currently pursuing an undergraduate degree or have graduated within the last two years
Have completed at least the 12th standard (or equivalent qualification)
Possess basic proficiency in English
Be at least 18 years old at the time of enrollment

Learners who meet these criteria and opt in for the internship will be contacted directly by HDFC Life for the next steps.

Question 2

Who is this program for?

Accepted Answer

This program is designed for undergraduate students, recent graduates, and career switchers who want to enter the BFSI sector. No prior experience required. You just need to -

Have successfully completed at least the 12th standard (or equivalent qualification)
Be at least 18 years old at the time of enrolment
Possess basic proficiency in English (listening and speaking), as the Program content and instructions are in English

Question 3

Do I need any prior experience to enroll?

Accepted Answer

Not at all, this program is designed for beginners looking to enter the BFSI industry. You don’t need any prior experience in finance or insurance - just a willingness to learn and build a career in the sector.

Question 4

What makes this different from other finance courses?

Accepted Answer

This is a role-specific certification developed in collaboration with HDFC Life. It combines industry insights, real-world applications, and a direct internship opportunity - making it far more practical than generic finance courses.

Question 5

Is this an IRDAI certified program?

Accepted Answer

No, this is not an IRDAI-certified or IC-38 training program, and it does not qualify you as a licensed insurance agent. However, it is developed in collaboration with HDFC Life and offers industry-recognized certification, hands-on learning, and a direct paid internship* opportunity to boost your employability in the BFSI sector.

Question 6

What is the learning format?

Accepted Answer

The program is 100% online and self-paced, allowing learners to study at their convenience. It includes video lectures, assessments, and hands-on case studies.

Question 7

What assessments do I need to complete to earn the certification?

Accepted Answer

To be certified, you must:

a) Attempt all 4 practice assessment provided during the program

b) Score 70% or more in the final proctored exam, while adhering to proctoring guidelines

Question 8

What kind of roles will this certification help me get?

Accepted Answer

The certification prepares you for entry-level roles in insurance sales, financial advisory, and relationship management.

Question 9

Will I be guaranteed a job with HDFC Life or upGrad after completing the program?

Accepted Answer

No, the course does not promise a job with upGrad or HDFC Life. The program offers a 4-month paid internship* at HDFC Life to eligible learners. High-performers during the internship phase will improve their chances of employment with HDFC Life as a Sales Professional. The certification improves your employability in the larger BFSI industry.

Question 10

What happens after I receive the internship offer?

Accepted Answer

Candidates will get an official internship offer letter from HDFC Life via email. Once the offer is accepted, the candidate needs to share the relevant documents (identity proof, educational proofs, cancelled cheque, etc.). On verification of these documents, the accepted candidate will receive details of the Internship - start date, branch location, reporting manager details, etc.

Question 11

Where will my internship take place?

Accepted Answer

Candidates will complete the internship in person at their mapped HDFC Life branch. The branch location will be mentioned in the internship offer letter sent by HDFC Life, based on the city preference indicated by the candidate. The master list of cities where HDFC Life will offer internship will be displayed for the candidate to make a choice.

Question 12

Is the internship paid?

Accepted Answer

Yes, the internship offers a success-based stipend. Interns will receive payments upon meeting the defined success criteria throughout the internship.

Question 13

When does the internship start? Can I defer it?

Accepted Answer

The internship start date will be mentioned in your official offer letter from HDFC Life. If you’re not immediately available, you can opt to defer your internship by a defined period - this option will be available when you confirm your interest in the internship.

Question 14

Is there any third-party or alternate way through which fees can be collected for this program?

Accepted Answer

No. upGrad does not authorize any third-party agents to collect fees for this program. The only official method to proceed is through this upGrad webpage. Please do not share your details or make any payments elsewhere.

Question 15

Is there an EMI option for payment?

Accepted Answer

No, upGrad does not provide an EMI option for this program.

Insurance Fundamentals Program

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