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Post Graduate Certificate in Product Management

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Post Graduate Certificate in Product Management

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Study Abroad

Master of Business Administration 90 ECTS

The Master of Business Administration 90 ECTS program commences with a rigorous 6-months online curriculum, delivered by SRH University of Applied Sciences, offering an academically enriching and flexible learning environment. Upon completion of the online phase, students will engage in an intensive 12-months on-campus residency at SRH University of Applied Sciences in Germany.

Pathway: 6 months
On-campus: 12 months

  • Ngày bắt đầu lộ trình
    31st May'2025
  • Nhập học nước ngoài
    Oct'2025
Apply NowDownload Syllabus
SRHUNIVERSITY
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SRH_2021 (1)
SRH University of Applied Sciences
  • Pathway Start Date 31st May'2025
  • Abroad Intake Oct'2025
Unlock global career opportunities

Start in Vietnam, Complete in Germany

  • 40% Reduction

    compare with 100% on-campus program

  • No Entrance Test

    Start today without a GMAT / GRE score

  • Upto 36 Months

    Eligible for PGWP/Post Study Work/OPT visa

  • SRH's programs have earned the prestigious FIBAA Premium Seal in 2024 for exceeding top-quality academic standards.
  • SRH offers Erasmus + Semester Abroad & internships opportunities across 100+ partner universities.
  • SRH has been accredited by the German Council of Science and Humanities (Wissenschaftsrat) in 2019 for, ensuring institutional credibility and strong industry recognition.
  • SRH DLU achieved a perfect 5-star rating in the "Online Learning" category of the globally recognized QS Stars Ranking (2025).
  • SRH Fernhochschule is system-accredited and holds the German Accreditation Council's quality seal since 2019, ensuring top-tier education and degree recognition.
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Master of Business Administration (90 ECTS)

What Is This Course About?

About the program

  • SRH’s MBA program is designed for ambitious professionals seeking to make an impact. With a strong foundation in business fundamentals and five industry-aligned specializations—General Management, Healthcare Management, International Human Resource Management, Marketing Intelligence, and Sustainable Innovation & Entrepreneurship—this program delivers a cutting-edge learning experience.
  • The unique CORE learning model ensures hands-on, project-based education, bridging theory with real-world application. Backed by prestigious accreditations and strong industry connections, SRH’s MBA empowers learners with the strategic mindset, leadership skills, and global exposure to excel in today’s competitive business landscape.

About SRH University of Applied Sciences

  • SRH University of Applied Sciences is a state-accredited and one of Germany’s oldest and largest private universities. With a strong emphasis on practical learning, the university follows the renowned CORE principle—an innovative study model designed to develop real-world competencies and equip students for the future. In fact, as part of one of Germany’s leading education and healthcare networks, the university fosters strong industry connections, ensuring learners gain direct access to top companies and career opportunities.

Career Opportunity

  • Human Resources Manager: EUR 65,000 Annually
  • Analytics Manager: EUR 60,000 Annually
  • Healthcare Manager: EUR 85,000 Annually
  • Senior Financial Analyst: EUR 63,572 Annually
  • Management Consultant: EUR 60,633 Annually
  • Healthcare Administrator: EUR 88,408 Annually
  • International Marketing Manager: EUR 66,000 Annually
  • Finance Manager: EUR 63,049 Annually
  • Project Manager: EUR 75,000 Annually

Certicate from SRH

From University shortlisting to visa approvals, upGrad supports you at every step.

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Pathway Curriculum - SRH University of Applied Sciences

MBA Semester 1

Eligibility:
- Applicants must hold a 4 year or 3 year Bachelors Degree (except B.A/B.Sc. General) in any discipline with a minimum of 60% marks or a German GPA of 3.0 and below in their Bachelors Degree.
- The awarding university should have an H+ status on Anabin. To check H+ please visit (https://anabin.kmk.org/no_cache/filter/institutionen.html).
- 2 years of Full Time Work Experience after graduation.
- English Proficiency Requirements are IELTS Academic>= 6.5 overall with no sectional score lower than 6 or TOEFL iBT >= 87 or TOEIC Listening/Reading >=785, Speaking 160, Writing 150 or Duolingo >=110 or Cambridge CAE or CPE (grade A, B, or C) or PTE >= 59.

Vietnam
Online
Duration 6 Months
Download Brochure

Vì sao bạn nên chọn chương trình DBA về Công nghệ Mới nổi

On-Campus Curriculum - SRH University of Applied Sciences

Master of Business Administration (90 ECTS)

Eligibility:
- The student must successfully complete the MBA Semester 1 from the SRH University of Applied Sciences with an aggregate of minimum 50% and above and 50% in each individual course.
- English Proficiency Requirements are IELTS Academic>= 6.5 overall with no sectional score lower than 6 or TOEFL iBT >= 87 or TOEIC Listening/Reading >=785, Speaking 160, Writing 150 or Duolingo >=110 or Cambridge CAE or CPE (grade A, B, or C) or PTE >= 59.

Germany
On-Campus
Duration 1 Year
EUR 15,120 Tuition Fee
EUR 11,904 per annum Cost of Living
Download Brochure

How upGrad Supports You Throughout Your Study Abroad Journey

At upGrad, we provide end-to-end personalized support to ensure every learner not only chooses the right path but also transitions smoothly to studying overseas and beyond.

Choosing the Right Program, University, and Country
  • 1-on-1 personalized counseling sessions to understand learner's academic background, career aspirations, and financial situation.
  • Guidance on selecting the most suitable program (field of study, specialization).
  • Matching learners with the best-fit universities based on eligibility, program strength, global rankings, and post-study work opportunities.
  • Advising on destination country choice based on visa friendliness, career outcomes, and budget alignment.
  • Dedicated support in preparing strong Statements of Purpose (SOP) and supporting admission essays, customized to program and university expectations.
 
  • Access to professional IELTS trainers and structured preparation materials.
  • Personalized study plans focusing on learner's target score and university requirements.
  • Practice tests, writing evaluations, and speaking practice sessions included.
 
  • Visa document checklist tailored for each destination country.
  • Guidance on financial documentation and affidavit support if required.
  • Mock visa interview preparation sessions.
  • End-to-end application filing guidance to minimize errors and rejection risks.
 
  • Guidance on affordable and safe student housing options close to campus.
  • Support in understanding tuition payment plans, installment options, and scholarships.
  • Assistance in financial planning: MPower
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Pathway Pricing: : 150,000,000 VND 175,000,000

Blockseat: 12,000,000 VND

This price is for Pathway Duration

How to apply for SRH University of Applied Sciences - Master of Business Administration (90 ECTS)

Apply Now
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*More details under the referral policy under Support Section

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Frequently Asked Questions

1. What is the scope of the Master of Business Administration 90 ECTS program?

The Master of Business Administration 90 ECTS is an engaging and rigorous MBA Program available in a hybrid format - divided into two components - 6 months online and 12 months on-campus (with SRH University of Applied Sciences, Germany). This program is designed for students to develop practical knowledge and skills, establish a professional network, and accelerate entry into the field of Healthcare Management or Marketing, HR Management or General Management & Leadership among others.
The Master of Business Administration 90 ECTS is an engaging and rigorous MBA Program available in a hybrid format - divided into two components - 6 months online and 12 months on-campus (with SRH University of Applied Sciences, Germany). This program is designed for students to develop practical knowledge and skills, establish a professional network, and accelerate entry into the field of Healthcare Management or Marketing, HR Management or General Management & Leadership among others.
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The Master of Business Administration 90 ECTS at SRH is dedicated to practical learning where students engage in real-world projects, industry collaborations, and in-depth research to develop innovative solutions for current business challenges. The program also fosters entrepreneurial thinking and transformation management, ensuring graduates are prepared to lead organizations through change. Whether you are aiming for a role as an International Marketing Manager, Analytics Manager, Finance Manager, or Management Consultant, this degree provides the expertise and strategic mindset to excel in high-impact careers.
The Master of Business Administration 90 ECTS at SRH is dedicated to practical learning where students engage in real-world projects, industry collaborations, and in-depth research to develop innovative solutions for current business challenges. The program also fosters entrepreneurial thinking and transformation management, ensuring graduates are prepared to lead organizations through change. Whether you are aiming for a role as an International Marketing Manager, Analytics Manager, Finance Manager, or Management Consultant, this degree provides the expertise and strategic mindset to excel in high-impact careers.
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The program will be delivered on a new technology platform to create a superior learning experience for participants who want to be on the cutting edge of management. The topics that are going to be covered are Strategic Management, Organisational Behaviour, Fundamentals of Management and Economics, Corporate Social Responsibility and Business Ethics and many more.
The program will be delivered on a new technology platform to create a superior learning experience for participants who want to be on the cutting edge of management. The topics that are going to be covered are Strategic Management, Organisational Behaviour, Fundamentals of Management and Economics, Corporate Social Responsibility and Business Ethics and many more.
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The online learning experience will be a mix of interactive lectures from industry leaders and acclaimed faculty. Additionally, the program comprises live lectures dedicated to solving your academic queries and reinforcing learning. The on-campus learning experience will offer students the opportunity to engage directly with faculty and gain access to state-of-the-art laboratories and research facilities. 
 
The online learning experience will be a mix of interactive lectures from industry leaders and acclaimed faculty. Additionally, the program comprises live lectures dedicated to solving your academic queries and reinforcing learning. The on-campus learning experience will offer students the opportunity to engage directly with faculty and gain access to state-of-the-art laboratories and research facilities. 
 
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Post successful completion of the program, a Master of Business Administration Degree shall be conferred upon by SRH University of Applied Sciences.
Post successful completion of the program, a Master of Business Administration Degree shall be conferred upon by SRH University of Applied Sciences.
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No, the program is designed to be completed in its entirety, and cannot be pursued as standalone modules.
No, the program is designed to be completed in its entirety, and cannot be pursued as standalone modules.
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1. Why should you pursue a Master of Business Administration 90 ECTS from the SRH University of Applied Sciences?

  1. Top-Tier Academic Excellence – SRH is among Germany’s most prestigious private universities, FIBAA, and the German Accreditation Council, ensuring globally recognized degrees.
  2. Innovative CORE Learning Model – Experience a competence-based MBA Program, hands-on, project-based study approach that enhances problem-solving, leadership, and decision-making skills in real-world business scenarios.
  3. Future-Ready Specializations – Choose from cutting-edge MBA tracks, including Healthcare Management, International HR, Marketing Intelligence, General Management, and Sustainable Innovation & Entrepreneurship.
  4. Powerful Industry Connections – Gain access to 3,500+ corporate partners, real-world internships, and networking opportunities with top global companies.
  5. Global Career Acceleration – With 97% of SRH graduates securing jobs within a year and career support from a dedicated placement team, learners step into leadership roles with confidence.
  1. Top-Tier Academic Excellence – SRH is among Germany’s most prestigious private universities, FIBAA, and the German Accreditation Council, ensuring globally recognized degrees.
  2. Innovative CORE Learning Model – Experience a competence-based MBA Program, hands-on, project-based study approach that enhances problem-solving, leadership, and decision-making skills in real-world business scenarios.
  3. Future-Ready Specializations – Choose from cutting-edge MBA tracks, including Healthcare Management, International HR, Marketing Intelligence, General Management, and Sustainable Innovation & Entrepreneurship.
  4. Powerful Industry Connections – Gain access to 3,500+ corporate partners, real-world internships, and networking opportunities with top global companies.
  5. Global Career Acceleration – With 97% of SRH graduates securing jobs within a year and career support from a dedicated placement team, learners step into leadership roles with confidence.
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As per current immigration norms, students may work part-time for a maximum of 120 full days or 240 half days annually. upGrad does not guarantee the availability of part-time work, and visa norms are subject to change at the discretion of the German authorities.
As per current immigration norms, students may work part-time for a maximum of 120 full days or 240 half days annually. upGrad does not guarantee the availability of part-time work, and visa norms are subject to change at the discretion of the German authorities.
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Yes, upGrad will help you prepare for the English proficiency test to establish your current English proficiency to be eligible for the Master's program in Germany.

Yes, upGrad will help you prepare for the English proficiency test to establish your current English proficiency to be eligible for the Master's program in Germany.

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The SRH University of Applied Sciences, Germany will have 2 intakes for students coming through this accelerator pathway. The intakes will be in April and October. Though the application process for the SRH University of Applied Sciences, Germany will start during the online program, you will be able to go to the SRH University of Applied Sciences, Germany in the nearest intake available. Subject to learner meeting eligibility criteria set by University for transfer to on-campus experience.
The SRH University of Applied Sciences, Germany will have 2 intakes for students coming through this accelerator pathway. The intakes will be in April and October. Though the application process for the SRH University of Applied Sciences, Germany will start during the online program, you will be able to go to the SRH University of Applied Sciences, Germany in the nearest intake available. Subject to learner meeting eligibility criteria set by University for transfer to on-campus experience.
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upGrad will apply for a conditional offer letter at the SRH University of Applied Sciences, Germany once all the required documents are provided by you (as given in the offer letter issued to you by upGrad). Apart from the documents mentioned in the offer letter from SRH University of Applied Sciences, Germany, you will have to submit the proof of English proficiency for making an application to SRH University of Applied Sciences, Germany. upGrad will support you to get your English proficiency scores within 3 months of the start of the batch to accelerate this process. Once you submit the APS certificate and English Language Proficiency scorecard you will get an unconditional offer letter from the SRH University of Applied Sciences.

upGrad will apply for a conditional offer letter at the SRH University of Applied Sciences, Germany once all the required documents are provided by you (as given in the offer letter issued to you by upGrad). Apart from the documents mentioned in the offer letter from SRH University of Applied Sciences, Germany, you will have to submit the proof of English proficiency for making an application to SRH University of Applied Sciences, Germany. upGrad will support you to get your English proficiency scores within 3 months of the start of the batch to accelerate this process. Once you submit the APS certificate and English Language Proficiency scorecard you will get an unconditional offer letter from the SRH University of Applied Sciences.

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Yes, students who enroll in the May 31, 2025 batch are eligible for the October 2025 intake, provided they complete their APS certification by July 2025.
Yes, students who enroll in the May 31, 2025 batch are eligible for the October 2025 intake, provided they complete their APS certification by July 2025.
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There are a total of 4 courses that will be taught by upGrad. The duration of each course is 4 weeks. In total, the student would have to complete 16 weeks of live lectures after which they can start preparing or transitioning into their on-campus journey. The course- Seminar would entail 5 weeks of live lectures to be taught by the university itself. 
There are a total of 4 courses that will be taught by upGrad. The duration of each course is 4 weeks. In total, the student would have to complete 16 weeks of live lectures after which they can start preparing or transitioning into their on-campus journey. The course- Seminar would entail 5 weeks of live lectures to be taught by the university itself. 
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1. How do I know if the program is right for me?

This program is right for:
  • Those with a strong academic foundation, offering a valuable edge in the Master of Business Administration (90 ECTS) program.
  • Individuals aspiring to excel in roles such as International Marketing Manager, Analytics Manager, Finance Manager, Project Manager, Senior Financial Analyst.
  • The Master of Business Administration (90 ECTS) program fosters hands-on learning, enabling participants to cultivate their distinctive leadership approach, spearhead innovation, steer organizational change, and attain exceptional outcomes.
This program is right for:
  • Those with a strong academic foundation, offering a valuable edge in the Master of Business Administration (90 ECTS) program.
  • Individuals aspiring to excel in roles such as International Marketing Manager, Analytics Manager, Finance Manager, Project Manager, Senior Financial Analyst.
  • The Master of Business Administration (90 ECTS) program fosters hands-on learning, enabling participants to cultivate their distinctive leadership approach, spearhead innovation, steer organizational change, and attain exceptional outcomes.
Đọc thêm
For SRH University of Applied Sciences (Online):
  • Applicants must hold a 4 year or 3 year Bachelors Degree (except B.A/B.Sc. General) in any discipline with a minimum of 60% marks or a German GPA of 3.0 and below in their Bachelors Degree.
  • The awarding university should have an H+ status on Anabin. To check H+ please visit (https://anabin.kmk.org/no_cache/filter/institutionen.html). 
  • 2 years of Full Time Work Experience after graduation.
For SRH University of Applied Sciences, Germany (On-campus):
  • The student must successfully complete the MBA Semester 1 from the University of Applied Management with an aggregate of minimum 50% or above and 50% in each individual course.
  • English Proficiency Requirements are IELTS Academic>= 6.5 overall with no sectional score lower than 6 or TOEFL iBT >= 87 or TOEIC Listening/Reading >=785, Speaking 160, Writing 150 or Duolingo >=110 or Cambridge CAE or CPE (grade A, B, or C) or PTE >= 59.
For SRH University of Applied Sciences (Online):
  • Applicants must hold a 4 year or 3 year Bachelors Degree (except B.A/B.Sc. General) in any discipline with a minimum of 60% marks or a German GPA of 3.0 and below in their Bachelors Degree.
  • The awarding university should have an H+ status on Anabin. To check H+ please visit (https://anabin.kmk.org/no_cache/filter/institutionen.html). 
  • 2 years of Full Time Work Experience after graduation.
For SRH University of Applied Sciences, Germany (On-campus):
  • The student must successfully complete the MBA Semester 1 from the University of Applied Management with an aggregate of minimum 50% or above and 50% in each individual course.
  • English Proficiency Requirements are IELTS Academic>= 6.5 overall with no sectional score lower than 6 or TOEFL iBT >= 87 or TOEIC Listening/Reading >=785, Speaking 160, Writing 150 or Duolingo >=110 or Cambridge CAE or CPE (grade A, B, or C) or PTE >= 59.
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2 Years of professional work experience is required.
2 Years of professional work experience is required.
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The list of documents that are required to make an application to the University of Applied Management for a final offer letter are:
  • Marksheets from 10th and 12th (Optional)
  • Graduation Degree and Semester-wise marksheets
  • Graduation Transcripts
  • Passport
  • Statement of Purpose/Cover letter
  • Resume
  • Photograph
  • Proof of English Proficiency scorecard 
  • APS Certificate
  • Work Experience Letter
The list of documents that are required to make an application to the University of Applied Management for a final offer letter are:
  • Marksheets from 10th and 12th (Optional)
  • Graduation Degree and Semester-wise marksheets
  • Graduation Transcripts
  • Passport
  • Statement of Purpose/Cover letter
  • Resume
  • Photograph
  • Proof of English Proficiency scorecard 
  • APS Certificate
  • Work Experience Letter
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There are 3 simple steps in the Admission Process which is detailed below:

  • Step 1 - Application and Document Submission Apply on upGrad.com and submit your documents.
  • Step 2 - Shortlisting basis overall performance Our admissions committee will review your profile. Upon qualifying, an offer letter will be sent to you.
  • Step 3 - Enrollment for Access to Prep Content Make a quick block payment of INR 25,000 to reserve your seat and receive immediate access to the prep content and begin your upGrad journey. Complete balance payment with assistance from our loan partners where required.

There are 3 simple steps in the Admission Process which is detailed below:

  • Step 1 - Application and Document Submission Apply on upGrad.com and submit your documents.
  • Step 2 - Shortlisting basis overall performance Our admissions committee will review your profile. Upon qualifying, an offer letter will be sent to you.
  • Step 3 - Enrollment for Access to Prep Content Make a quick block payment of INR 25,000 to reserve your seat and receive immediate access to the prep content and begin your upGrad journey. Complete balance payment with assistance from our loan partners where required.
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1. Will upGrad help me in writing Academic and Visa SOP?

upGrad will help with your Academic and Visa SOP and organize training on how to write a good SOP.
upGrad will help with your Academic and Visa SOP and organize training on how to write a good SOP.
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Living expenses in Germany for international students are approximately 11,904 Euros per annum.
 
Living expenses in Germany for international students are approximately 11,904 Euros per annum.
 
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1. What is the time commitment expected for the program?

Up to 12-15 Hours/Week of time commitment is expected to be able to graduate from the Program.
 
Up to 12-15 Hours/Week of time commitment is expected to be able to graduate from the Program.
 
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Our Student Support is available. You can write to us via studentsupport@upgrad.com Or for urgent queries, use the "Talk to Us" option on the Learn platform.Additionally, an upGrad buddy will enhance the learners’ experience by engaging with them to ensure they are on track with upcoming deadlines, and submissions. They will offer guidance, and resolve their non-academic queries.Peer-to-peer discussion forum where you can post your queries and your peers/faculty/teaching assistants answer them within a day. Regular Q&A sessions with faculty to get clarification on conceptual doubts.
Our Student Support is available. You can write to us via studentsupport@upgrad.com Or for urgent queries, use the "Talk to Us" option on the Learn platform.Additionally, an upGrad buddy will enhance the learners’ experience by engaging with them to ensure they are on track with upcoming deadlines, and submissions. They will offer guidance, and resolve their non-academic queries.Peer-to-peer discussion forum where you can post your queries and your peers/faculty/teaching assistants answer them within a day. Regular Q&A sessions with faculty to get clarification on conceptual doubts.
Đọc thêm

1. No cost CC EMI FAQ's

0% EMI with Finance partners /Credit card option availability will vary program wise.
0% EMI with Finance partners /Credit card option availability will vary program wise.
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No cost EMI is available on credit cards from all major banks (American Express, Bank of Baroda, HDFC Bank, ICICI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered, Axis Bank, Yes Bank, State Bank of India, CITIBANK and HSBC)

No cost EMI is available on credit cards from all major banks (American Express, Bank of Baroda, HDFC Bank, ICICI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered, Axis Bank, Yes Bank, State Bank of India, CITIBANK and HSBC)

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Yes. 50000 is the minimum.
Yes. 50000 is the minimum.
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No. ONLY 12 months is available irrespective of the Program enrolled.
No. ONLY 12 months is available irrespective of the Program enrolled.
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If you are availing 0% credit card EMI, upGrad will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI.
If you are availing 0% credit card EMI, upGrad will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI.
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Certain banks charge nominal processing fees between INR 99 - 500 on 0% Credit Card EMI transaction. If charged, will be billed in the first repayment installment.
Certain banks charge nominal processing fees between INR 99 - 500 on 0% Credit Card EMI transaction. If charged, will be billed in the first repayment installment.
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Only the Indian bank credit cards can be used. But you can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions, this will be purely between you and your bank.
Only the Indian bank credit cards can be used. But you can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions, this will be purely between you and your bank.
Đọc thêm
Yes, there will be additional charges to the extent of interest paid by the upGrad to the bank, you will be refunded only Principal amount, i.e. the amount actually deducted/blocked from your card. This deduction will be in addition to the amount mentioned in the refund policy shared with your offer letter.
Yes, there will be additional charges to the extent of interest paid by the upGrad to the bank, you will be refunded only Principal amount, i.e. the amount actually deducted/blocked from your card. This deduction will be in addition to the amount mentioned in the refund policy shared with your offer letter.
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Multiple cards can be used to complete the payments using Part payment option make sure to inform the learner, minimum transaction is INR 50000 to opt for 0% CC EMI E.g. Amount to be paid: 150000. I can pay using 2 Credit cards. Yes, Example :
HDFC Card – Part payment – INR 100000
ICICI Card – Part payment – INR 50000
Multiple cards can be used to complete the payments using Part payment option make sure to inform the learner, minimum transaction is INR 50000 to opt for 0% CC EMI E.g. Amount to be paid: 150000. I can pay using 2 Credit cards. Yes, Example :
HDFC Card – Part payment – INR 100000
ICICI Card – Part payment – INR 50000
Đọc thêm
You can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions.
You can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions.
Đọc thêm
Initially your bank will block the entire amount from your available purchase limit and from your next billing cycle, you will be charged the EMI amount. As you start paying your EMI, your credit limit will be released accordingly. For example, if you have made a payment of ₹100000 on 6-months EMI and your credit limit is ₹200,000 then initially your bank will block your credit limit by ₹100000. After payment of your first month EMI of Rs.15000, the blocked amount will come down to ₹85000.
Initially your bank will block the entire amount from your available purchase limit and from your next billing cycle, you will be charged the EMI amount. As you start paying your EMI, your credit limit will be released accordingly. For example, if you have made a payment of ₹100000 on 6-months EMI and your credit limit is ₹200,000 then initially your bank will block your credit limit by ₹100000. After payment of your first month EMI of Rs.15000, the blocked amount will come down to ₹85000.
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Your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your payment, effectively giving you the benefit of a No cost EMI. The total amount paid during the entire EMI tenure to the bank will be equal to the amount to be paid to upGrad.

Eg. Amount payable to upGrad: INR 405000
Let's say Amount deducted at the time of transaction: INR 379850 (Principal amount) Bank charges interest of 12-15% per annum on INR 379850
[Note: Interest factor is reducing rate and not Flat rate]
EMI AMOUNT = INR 33750 x 12 = INR 405000
Effectively, you have taken loan on 379,850 instead of 405,000
Your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your payment, effectively giving you the benefit of a No cost EMI. The total amount paid during the entire EMI tenure to the bank will be equal to the amount to be paid to upGrad.

Eg. Amount payable to upGrad: INR 405000
Let's say Amount deducted at the time of transaction: INR 379850 (Principal amount) Bank charges interest of 12-15% per annum on INR 379850
[Note: Interest factor is reducing rate and not Flat rate]
EMI AMOUNT = INR 33750 x 12 = INR 405000
Effectively, you have taken loan on 379,850 instead of 405,000
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1. Is there any deferral or refund policy for this program?

Refund Policy:
  • Students must pay an applicable Caution Amount for the enrollment to the Program. This Caution Amount will be adjustable against the total Program fee payable by the student.
  • Once the student has made a partial or full payment of Program fee, such student can claim a refund for this amount at any time before the cohort commencement date by raising a refund request through ‘My applications’ page on our website (www.upgrad.com), stating the specific reason for the refund. The refund shall be subject to a deduction of INR. 20,000/- towards processing fee. If less than INR. 20,000/- have been paid in total, students shall not be eligible for any refund in such a case.
  • Students shall not be eligible for a refund (under any circumstances) if the refund request is raised post-program/Batch Start Date. In such a case, the student will continue to pay the EMI of his loan (if applicable), as the loan cannot be canceled. This is also applicable to students who could not complete their payment and could not get enrolled in their opted cohort. However, the student can request a Pre-Program deferral as per the policy defined below for the same.
  • Student shall not be eligible for refund of any amount paid towards the Program in case any discrepancy is identified between your application and self-attested documents including but not limited to wrong details about your grades or any other incorrect information provided in your application.
  • In case of a valid refund request post obtaining the loan from a third party credit facility provider, we would like to clarify that the responsibility of canceling the loan will lie with the student as upGrad is not privy to such arrangements between the student and the third party credit facility provider.
  • If students do not provide documents as per the timeline mentioned in the offer letter, they will be deferred to the next batch but they will not be eligible for any refunds.
  • You shall not be eligible for refund of any amount paid towards the Program in case any discrepancy is identified between your application and self-attested documents including but not limiting to wrong details about your grades or any other incorrect information provided in your application.
Deferral Policy: (Pre- Program Commencement) 
  • If a student, due to unavoidable circumstances is unable to commence with the cohort and requests for a deferral before the cohort starts, we provide the opportunity for the student to defer to another batch.  However, if a student is deferring from his assigned cohort batch mentioned in the offer letter, the student will not be eligible for any refund post the deferral.
  • However, the student will be required to pay 50% of the total course fee amount (inclusive of taxes) before the deferral can be approved. Till this is completed, the student will be assumed to be continuing in the same cohort.
  • A student can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the student enrolled for.
  • The student has time till the current cohort launch date to make the payment of the 50% program fee, post which the deferral request will expire. Once the deferral window expires and the student now asks for a refund, the above-mentioned applicable refund policy will apply.
  • The fee applicable to the deferred student will be as per prevailing fee for the batch student as opted to defer to (No additional deferral fee is required to be paid).

 Deferral Policy: (Post Program Commencement) 
  • If a student is facing severe issues in dedicating time to the course, we provide the opportunity for the student to defer to another batch.
  • A student can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the student enrolled for.
  • The student will be required to pay deferral fees of 10% of the total course amount fee + Taxes if any along with the differential program fees between the two cohorts.
  • The deferral request will be approved once the deferral fee is paid.
  • Till this is completed, the student will be assumed to be continuing in the same cohort.
  • The student has 7 days (including holidays and weekends) from the date of deferral request to make the payment of the deferral fee post which the deferral request will expire, and the student will continue as part of the current cohort.
  • If the student completes the deferral payment, the student’s login will be disabled, the student will leave the deferred cohort and the student will start learning on the new cohort from the point of the last assignment that was graded in the deferred cohort. All grades and progress till that point will be carried forward as it is to the new cohort. For clarification, the grades of the graded assignments will be carried forward, whether the student had submitted these grading during the initial stage.
  • The deferral can only be requested during the batch for which the student has enrolled is ongoing. Once the batch has been completed, deferral requests shall not be entertained. For clarification, the batch completion here shall mean the “last grace deadline” as communicated by upGrad.
Deferral policy applicable only for International Institute of Information Technology, Bangalore (“IIIT Bangalore”) 
  • The first deferral request to any program offered by IIIT Bangalore (pre-program commencement or post-program commencement) shall be free for one time.
  • The Executive Post Graduate Program learners should complete the course in a maximum duration of 3 years from the initial batch start date.
  • The Advanced Certificate Program learners should complete the course in a maximum duration of 2 years from the initial batch start date.
  • The Professional Advanced Certificate Program learners should complete the course in a maximum duration of 2 years from the initial batch start date.
Refund Policy:
  • Students must pay an applicable Caution Amount for the enrollment to the Program. This Caution Amount will be adjustable against the total Program fee payable by the student.
  • Once the student has made a partial or full payment of Program fee, such student can claim a refund for this amount at any time before the cohort commencement date by raising a refund request through ‘My applications’ page on our website (www.upgrad.com), stating the specific reason for the refund. The refund shall be subject to a deduction of INR. 20,000/- towards processing fee. If less than INR. 20,000/- have been paid in total, students shall not be eligible for any refund in such a case.
  • Students shall not be eligible for a refund (under any circumstances) if the refund request is raised post-program/Batch Start Date. In such a case, the student will continue to pay the EMI of his loan (if applicable), as the loan cannot be canceled. This is also applicable to students who could not complete their payment and could not get enrolled in their opted cohort. However, the student can request a Pre-Program deferral as per the policy defined below for the same.
  • Student shall not be eligible for refund of any amount paid towards the Program in case any discrepancy is identified between your application and self-attested documents including but not limited to wrong details about your grades or any other incorrect information provided in your application.
  • In case of a valid refund request post obtaining the loan from a third party credit facility provider, we would like to clarify that the responsibility of canceling the loan will lie with the student as upGrad is not privy to such arrangements between the student and the third party credit facility provider.
  • If students do not provide documents as per the timeline mentioned in the offer letter, they will be deferred to the next batch but they will not be eligible for any refunds.
  • You shall not be eligible for refund of any amount paid towards the Program in case any discrepancy is identified between your application and self-attested documents including but not limiting to wrong details about your grades or any other incorrect information provided in your application.
Deferral Policy: (Pre- Program Commencement) 
  • If a student, due to unavoidable circumstances is unable to commence with the cohort and requests for a deferral before the cohort starts, we provide the opportunity for the student to defer to another batch.  However, if a student is deferring from his assigned cohort batch mentioned in the offer letter, the student will not be eligible for any refund post the deferral.
  • However, the student will be required to pay 50% of the total course fee amount (inclusive of taxes) before the deferral can be approved. Till this is completed, the student will be assumed to be continuing in the same cohort.
  • A student can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the student enrolled for.
  • The student has time till the current cohort launch date to make the payment of the 50% program fee, post which the deferral request will expire. Once the deferral window expires and the student now asks for a refund, the above-mentioned applicable refund policy will apply.
  • The fee applicable to the deferred student will be as per prevailing fee for the batch student as opted to defer to (No additional deferral fee is required to be paid).

 Deferral Policy: (Post Program Commencement) 
  • If a student is facing severe issues in dedicating time to the course, we provide the opportunity for the student to defer to another batch.
  • A student can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the student enrolled for.
  • The student will be required to pay deferral fees of 10% of the total course amount fee + Taxes if any along with the differential program fees between the two cohorts.
  • The deferral request will be approved once the deferral fee is paid.
  • Till this is completed, the student will be assumed to be continuing in the same cohort.
  • The student has 7 days (including holidays and weekends) from the date of deferral request to make the payment of the deferral fee post which the deferral request will expire, and the student will continue as part of the current cohort.
  • If the student completes the deferral payment, the student’s login will be disabled, the student will leave the deferred cohort and the student will start learning on the new cohort from the point of the last assignment that was graded in the deferred cohort. All grades and progress till that point will be carried forward as it is to the new cohort. For clarification, the grades of the graded assignments will be carried forward, whether the student had submitted these grading during the initial stage.
  • The deferral can only be requested during the batch for which the student has enrolled is ongoing. Once the batch has been completed, deferral requests shall not be entertained. For clarification, the batch completion here shall mean the “last grace deadline” as communicated by upGrad.
Deferral policy applicable only for International Institute of Information Technology, Bangalore (“IIIT Bangalore”) 
  • The first deferral request to any program offered by IIIT Bangalore (pre-program commencement or post-program commencement) shall be free for one time.
  • The Executive Post Graduate Program learners should complete the course in a maximum duration of 3 years from the initial batch start date.
  • The Advanced Certificate Program learners should complete the course in a maximum duration of 2 years from the initial batch start date.
  • The Professional Advanced Certificate Program learners should complete the course in a maximum duration of 2 years from the initial batch start date.
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Disclaimer

  1. The above statistics depend on various factors and individual results may vary. Past performance is no guarantee of future results.
  2. The student assumes full responsibility for all expenses associated with visas, travel, and related costs. upGrad does not provide any assurance or make representations regarding visa approval or the procurement of the visa.
  3. upGrad does not grant credit; credits are granted, accepted or transferred at the sole discretion of an educational institution. upGrad does not make any representations regarding the recognition or equivalence of the credits or credentials awarded, unless otherwise expressly stated. If you intend to pursue a post graduate or doctorate degree upon completion of this course or apply for employment which requires specific credits, we advise you to enquire further regarding the suitability of this degree for your academic and/or professional requirements before enrolling.
  4. Please note that the financial support provided by a third-party loan facilitator for the program is in the form of a Personal Loan, not an Educational Loan. This distinction means that the loan does not come with tax benefits or other amenities. We strongly advise all learners to carefully consider this information before proceeding with enrollment.
  5. The estimates provided on savings are indicative and may vary based on the program, scholarships, and promotions available. Actual savings will depend on individual circumstances.