Question 1

Course Curriculum

Accepted Answer

1. What is the scope of the BSc Computer Science program?

The BSc Computer Science is an engaging yet rigorous program designed to equip applicants with the technical knowledge, practical skills, and industry exposure needed to build successful careers in technology. The program comprises 12 months of online learning with Golden Gate University followed by 36 months of on-campus study at Schiller International University, Germany. As part of the program, applicants will receive an Undergraduate Certificate in Computer Science from Golden Gate University and a BSc Computer Science from Schiller International University, Germany.

2. What should I expect from the BSc Computer Science Program at Schiller International University?

The BSc Computer Science program at Schiller International University combines strong academic foundations with practical, project-based learning. Applicants gain expertise in core computer science concepts alongside emerging fields such as artificial intelligence, machine learning, cybersecurity, and data analytics. Through real-world projects and applied coursework, applicants develop the technical and problem-solving skills required by today's technology industry. The program also provides a global learning environment that fosters cross-cultural collaboration and international perspectives. Graduates are equipped with future-relevant skills to pursue careers in a rapidly evolving digital economy.

3. Which topics are going to be covered as part of the online coursework?

The online coursework is designed to build a strong foundation in computer science, data analytics, business, and quantitative skills. Applicants will study topics including Media Communication, Computer Science I & II, Introduction to Business & Data Analytics, Business Intelligence & Data Mining, Introduction to Python Programming, Statistics, Calculus I, Management Principles, and Introduction to Psychology. These courses provide applicants with the technical, analytical, and professional skills needed to succeed in the field of computer science and technology.

4.What type of learning experience should I expect from online coursework?

The online learning experience will be a mix of interactive lectures from industry leaders as well as acclaimed faculty. Additionally, the program comprises live lectures dedicated to solving your academic queries and reinforcing learning. The on-campus learning experience will offer applicants the opportunity to engage directly with faculty.

5. Is any certification granted at the end of the program?

Post successful completion of the online program, an Undergraduate Certificate in Computer Science would be awarded from GGU, and on completion of the on-campus degree program, a bachelor's degree in BSc Computer Science shall be conferred upon by Schiller International University.

Question 2

About Schiller International University, Germany

Accepted Answer

1. Why should you pursue a BSc Computer Science from Schiller International University?

In the current job market that is driven by technology and data, this program is designed to deliver measurable career outcomes. The curriculum equips learners with crucial skills, global exposure, and access to high-growth job markets.

High Employability

Learners graduate with skills key to roles such as Software Engineer, AI Engineer, and Data Scientist. Tech roles in Germany offer average starting salaries of around €55,000 per year, with steady career progression with experience.

Study in Europe’s Largest Tech Economy
Study in a country known for its strong industrial base, innovation ecosystem, and global companies like SAP, Siemens, and Bosch. With structured post-study work opportunities and a stable economy, Germany provides a clear pathway from education to long-term career growth.

Graduate With Future Ready Skills
Build a strong base in AI, machine learning, cybersecurity, and data analytics; all fields driving global demand, with digital transformation spending projected to reach $3.9 trillion by 2027.

Experience Hands-On, Practical Learning
Work on real-world projects, from developing applications to designing secure systems, ensuring you graduate with job-ready skills.

Global Career Mobility
Get an internationally recognised degree with potential exposure to global campuses and multicultural environments, opening doors to careers across countries and industries.

2. Will I be supported for TOEFL/IELTS/PTE or other English language exams during this program?

upGrad will help you prepare for the English proficiency test to establish your current English proficiency to be eligible for the Bachelor's program in Germany.

3. When will I go to Schiller International University, Germany?

Schiller International University provides two annual intakes for learners entering through the accelerator route - January (Spring) and Fall (September). Though the application process for Schiller International University will start during the GGU online program, you will be able to go to Schiller International University in the nearest intake which is at least 3 months away from completion of your GGU program.

4. When will I get an Offer Letter from Schiller International University?

upGrad will apply for you to Schiller International University once all the documents are provided by you (as given in the offer letter issued to you by upGrad). Apart from the documents mentioned in the offer letter of Schiller International University you will have to give proof of English proficiency for application of admission in Schiller International University. If applicable (case-by-case), upGrad will support you to get your English proficiency scores within 3 months of the start of the batch to accelerate this process.

Question 3

Selection Criteria

Accepted Answer

1. How do I know if the program is right for me?

This program is a good fit for you, if you

Are interested in technology and innovation, particularly in fields such as software development, artificial intelligence, cybersecurity, and data analytics.

Enjoy practical, hands-on learning, including working on real-world projects and solving complex technical challenges.

Value an international learning experience, with exposure to diverse perspectives and a global academic environment.

Want to develop future-ready skills, combining strong computer science foundations with knowledge of emerging technologies and industry-relevant applications.

2. Is there any minimum educational qualification required to take this program?

For GGU:

Applicants who have appeared for 10 + 2 examinations, (e.g. A level, CBSE, HSC, IBDP, ISC, etc.) with 55% marks or above from any stream.

Applicants enrolled for any graduate or undergraduate programs shall not be eligible to apply.

For Schiller International University:

You must complete an Undergraduate Certificate in Computer Science from GGU with an aggregate of 2.0 GPA in each course as well as aggregate level.

English Proficiency Requirements are: IELTS: 7.0 overall, or TOEFL: 94-101 overall.

3. Is work experience required for this course?

Work experience is not mandatory for admission; however, applicants with prior experience may share it.

4. What is the selection process for this program?

There are 3 simple steps in the Admission Process which is detailed below:

STEP 1 - Application and Document Submission - Apply on upGrad.com and submit your documents.

STEP 2 - Shortlisting basis overall performance - Our admissions committee will review your profile. Upon qualifying, an offer letter will be sent to you.

STEP 3 - Enrollment for Access to Prep Content - Make a quick block payment of INR 25,000 to reserve your seat and receive immediate access to the prep content and begin your upGrad journey. Complete balance payment with assistance from our loan partners where required.

5. What are the documents required for the application?

Scanned Copy of Passport (Name & Address Page)

Scanned copy of Class 10th, 11th, & 12th Marksheet

Formal Coloured Photograph

Latest Resume

Base Transcript

Statement of Purpose

Two Letters of Recommendation

English Proficiency Scorecard

Question 4

Visa Assistance

Accepted Answer

1. Will upGrad help me in writing Academic and Visa SOP?

Yes. upGrad supports learners with both the Academic and Visa Statement of Purpose. The team also conducts guidance sessions to help you understand how to structure a strong SOP, what universities typically expect, and how to present your academic goals clearly.

2. Can we get a PSW visa if we study this program in India and then for up to 3 years at the Schiller International University?*

Germany PSW visas are available to all the learners who have completed at least 1 academic year at a German University fully on-campus. As you are studying a full-time course for up to 3 years, you will be eligible to apply for up to 18 months of PSW after completing your course. Additionally, since SIU offers intercampus mobility options, you would have an opportunity to apply for up to 3 years of OPT in the United States if you transfer to SIU's Tampa Campus in your final year of the studies.

3. How much are living expenses for a year at Schiller International University?

Living expenses for learners studying at Schiller International University is 11,904 Euros per annum.

4. What will happen if I am unable to transfer abroad or if my VISA gets rejected?

If a learner is unable to transfer abroad or faces a visa rejection, they can continue the program online and complete the degree remotely as per eligibility (terms, including applicable fees, may differ in such cases).

5. What are the part-time working rules for studying in Germany?

As an international learner in Germany, you can work part time. The time permitted in accordance with the immigration is 120 full days or 240 half days in a year. Typical wage in Germany is around 12 Euros per hour.

Question 5

Payments

Accepted Answer

No cost CC EMI FAQ's

0% EMI with Finance partners /Credit card option availability will vary program wise.

1. Which banks allow using 0% Credit card EMI or Credit card EMI?
No cost EMI is available on credit cards from all major banks (American Express, Bank of Baroda, HDFC Bank, ICICI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered, Axis Bank, Yes Bank, State Bank of India, CITIBANK and HSBC)
2. Is there any minimum transaction limit ?
Yes. 50000 is the minimum.

3. Standard Chartered Bank offers 18 or 24 months No Cost EMI ?
No. ONLY 12 months is available irrespective of the Program enrolled.

4. Will I have to pay any extra amount for the EMI transaction?
If you are availing 0% credit card EMI, upGrad will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI.

5. Are there any fees or down payment?
Certain banks charge nominal processing fees between INR 99 - 500 on 0% Credit Card EMI transaction. If charged, will be billed in the first repayment installment.

6. Can I use my International credit card for 0% credit EMI or Credit Card EMI?
Only the Indian bank credit cards can be used. But you can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions, this will be purely between you and your bank.

7. Are there any charges in case I opt for cancellation/refund from the course after paying balance with no cost EMI ?
Yes, there will be additional charges to the extent of interest paid by the upGrad to the bank, you will be refunded only Principal amount, i.e. the amount actually deducted/blocked from your card. This deduction will be in addition to the amount mentioned in the refund policy shared with your offer letter.

8. Can I Pay Using Multiple Credit Cards ?
Multiple cards can be used to complete the payments using Part payment option make sure to inform the learner, minimum transaction is INR 50000 to opt for 0% CC EMI E.g. Amount to be paid: 150000. I can pay using 2 Credit cards. Yes, Example :
HDFC Card – Part payment – INR 100000
ICICI Card – Part payment – INR 50000

9. How can I opt for Credit card EMI if my bank is not listed in the 0% Credit card EMI or Credit card EMI?
You can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions.

10. Why is the entire amount blocked on my credit card?
Initially your bank will block the entire amount from your available purchase limit and from your next billing cycle, you will be charged the EMI amount. As you start paying your EMI, your credit limit will be released accordingly. For example, if you have made a payment of ₹100000 on 6-months EMI and your credit limit is ₹200,000 then initially your bank will block your credit limit by ₹100000. After payment of your first month EMI of Rs.15000, the blocked amount will come down to ₹85000.

11. Why is interest getting charged on No Cost EMI?
Your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your payment, effectively giving you the benefit of a No cost EMI. The total amount paid during the entire EMI tenure to the bank will be equal to the amount to be paid to upGrad.

Eg. Amount payable to upGrad: INR 405000
Let's say Amount deducted at the time of transaction: INR 379850 (Principal amount) Bank charges interest of 12-15% per annum on INR 379850
[Note: Interest factor is reducing rate and not Flat rate]
EMI AMOUNT = INR 33750 x 12 = INR 405000
Effectively, you have taken loan on 379,850 instead of 405,000

Question 6

Refund Policy

Accepted Answer

Is there any Refund or Deferral Policy for the program?

Refund Policy:

1. Payment of Caution Amount: You must pay the applicable Caution Amount as mentioned in the Offer Letter issued to You for successful enrolment to the Study Abroad Pathway. This Caution Amount will be adjustable against the Total Program Fee for the Study Abroad Pathway payable by You.

2. Pre-Cohort Commencement of the Base Program: Once you have made a partial or full payment of Total Program Fee for the Study Abroad Pathway, You may claim a refund for the amount paid by You towards the Total Program Fee for the Study Abroad Pathway at any time before the Cohort Commencement Date of the Base Program by raising a refund request through “My Applications” page on the upGrad website (www.upgrad.com), stating the specific reason for the refund.

a. The refund shall be subject to a deduction of INR. 20,000/- towards processing fee (“Refund Processing Fee”) by upGrad.

b. In case you have paid less than INR. 20,000/-, You shall not be eligible for any refund in such a case. The amount already paid by you will be considered as the amount paid towards the Refund Processing Fee.

3. Post-Cohort Commencement of the Base Program: You shall not be eligible for refund (under any circumstances) if the refund request is raised post the Cohort Commencement Date of the Base Program.

a. In such a case, You will continue to pay the EMI of Your loan or any financing facility that You may have availed in respect of the Study Abroad Pathway from the third-party service provider (if applicable) as upGrad is not a party to any such arrangements between You and the third-party credit facility provider and holds no obligation in this regard.

However, You can request a Pre-Program Deferral as per the policy defined below for the same.

4. Refund Ineligibility Due to Discrepancies: You will not be eligible for a refund of any amount paid towards the Total Program Fee for the Study Abroad Pathway if any discrepancy is identified between Your application and self-attested documents. This includes, but is not limited to, incorrect details about Your grades or any other inaccurate information provided in Your application as part of the Eligibility Criteria for the Base Program.

5. Loan Cancellation Responsibility and Indemnity: In the event of a valid refund request after obtaining a loan and/or credit facility from a third-party credit facility provider, You will be solely responsible for cancelling the loan.

a. upGrad is not a party to any such arrangements between You and the third-party credit facility provider and holds no obligation in this regard.

b. You agree to indemnify, defend, and hold harmless upGrad, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, losses, damages, costs, or expenses (including legal fees) arising out of or in connection with Your loan arrangement, including but not limited to any failure to cancel the loan or any disputes with the third-party credit facility provider.

6. Deferred Enrolment Due to Incomplete Documentation: If You fail to submit the required documents within the timeline specified in the Offer Letter, Your enrolment will be deferred to the next cohort. You will not be eligible for any refunds in such a case.

Deferral Policy:

Pre-Program Commencement:

1. Pre-Program Deferral Option: If You are unable to start the Base Program as per the originally enrolled cohort due to unavoidable circumstances, You may request a deferral before the Cohort Commencement Date of the Base Program subject to upGrad’s approval. Please note that upGrad reserves the right to grant or deny such requests at its discretion. In such a case, You will have the option to defer to a later cohort for the Base Program.

2. Applicable Program Fee for Deferred Cohort: The Total Program Fee for the Study Abroad Pathway applicable to You will be based on the prevailing Total Program Fee for the cohort to which You have deferred. No additional deferral fee will be required.

3. Liability for Differential Program Fee: If there is a difference in the Total Program Fee for the Study Abroad Pathway between your originally enrolled cohort and the deferred cohort, You will be required to pay the differential amount.

4. Deferrals Subject to Cohort Availability: All deferrals shall be subject to the availability of future cohorts of the Base Program. In the event that no future cohort of the Base Program is available, no deferral option shall be granted.

Post Program Commencement:

1. Deferral Due to Time Constraints: If You are facing significant difficulties in dedicating time to the Base Program, You can request for a deferral to a subsequent cohort, subject to upGrad’s approval. Please note that upGrad reserves the right to grant or deny such requests at its discretion.

2. Deferral Request Limit and Timeline: You may request a deferral only once during the Base Program, and it must be to a cohort commencing within one year from the Cohort Commencement Date of the Base Program of your originally enrolled cohort.

3. One-Time Deferral Policy: You may avail the deferral option only once during the Program period. No subsequent deferral requests will be entertained by upGrad.

4. Post-Program Deferral Fee: To process Your deferral request, You must pay an additional deferral fee of 10% of Total Program Fee for the Study Abroad Pathway, inclusive of taxes (“Post-Program Deferral Fee”). The Post -Program Deferral Fee is over and above the Total Program Fee for the Study Abroad Pathway and cannot be adjusted against it. The deferral request will be approved only after upGrad receives the Post-Program Deferral Fee.

5. Continuation in Originally enrolled Cohort Until Approval: Until the Post-Program Deferral Fee is paid, and the deferral request is approved by upGrad, You will be considered part of your originally enrolled cohort and must continue as per the Base Program requirements.

6. Payment Deadline for Post-Program Deferral Fee: You must complete the payment of the Post-Program Deferral Fee within seven days (including holidays and weekends) from the date of Your deferral request. If the payment of the Post-Program Deferral Fee is not made within this period, the deferral request will expire, and You will continue as part of the originally enrolled cohort.

7. Liability for Differential Program Fee: If there is a difference in the Total Program Fee for the Study Abroad Pathway between Your originally enrolled cohort and the deferred cohort, You will be required to pay the differential amount between the Program Fee for the Study Abroad Pathway paid by You and the Total Program Fee for the Study Abroad Pathway for the deferred cohort

8. Deferral Confirmation and Learning Progress: Once you have completed the payment of the Post-Program Deferral Fee, Your login access will be disabled for the originally enrolled cohort. You will exit the originally enrolled cohort and begin learning in the deferred cohort from the last graded assignment in the originally enrolled cohort. All grades and progress up to that point will be carried forward to the deferred cohort without any changes.

9. Deferral Request Deadline: A deferral request can only be made while Your originally enrolled cohort is ongoing. Once the originally enrolled cohort has been completed, deferral requests will not be entertained. For clarification, cohort completion refers to the “last grace deadline” as communicated by upGrad.

10. Deferrals Subject to Cohort Availability: All deferrals shall be subject to the availability of future cohorts of the Base Program. In the event that no future cohort of the Base Program is available, no deferral option shall be granted.

Question 7

Admissions

Accepted Answer

1. Are Golden Gate University Worldwide degree programs recognized by the International School of Management?

Golden Gate University Programs are designed and delivered as per regulations set forth by WSCUC - WASC Senior College and University Commission (The official accreditation body of HEIs in California). As an officially accredited University in the United States, International School of Management, Germany will accept transfer credits from GGU for their Undergraduate degree program, namely B.Sc. Applied Data Science and Business Analytics. The same has been established and effectuated with an official agreement between the two universities.

2. Can I join this program without a TOEFL/IELTS/Score and attempt TOEFL/IELTS after joining the program?

Yes, you can join this program without an TOEFL/IELTS score & upGrad will help you prepare for the Language Proficiency Test to enhance your current English proficiency to be deemed eligible for a B.Sc.Applied Data Science and Business Analytics in Germany.

3. Can we get a TOEFL/IELTS waiver, if we study through upGrad?

To study at the International School of Management, you will have to meet University English Proficiency Requirements. upGrad will prepare you to meet these English proficiency requirements through specific study material.

4. Is it possible for me to submit an application for the program even if I achieved a GPA below 3.0 in my GGU certificate program?

Applicants with GPA below 3.0 will be required to take an admission test, which includes assessments in Mathematics and English (at a B2 level), as well as participate in an interview. To begin the admission process, students should complete the online registration. It is essential for students to prepare for and submit the required assessments by the deadline specified in the instructions.

5. What is a conditional offer letter and how is it different from a confirmed offer letter?

Conditional offer letters will be issued to you by the International School of Management based on documents submitted by upGrad. These documents will be class 10th & 12th marksheets, passports. The conditional offer letter will be converted into a confirmed offer once students meet the conditions mentioned in the conditional offer letter. These conditions will be English proficiency conditions, successful completion of the course at Golden Gate University and any other condition which the University deems fit.

6. What are the documents needed for the Application?

Scanned copy of Passport
Scanned copy of Class 10th & 12th Marksheet and Certificate
Resume
Letter of motivation
Copy of your national ID card
Proof of English language skills (min. level B2)
Digital passport photo (1 picture, colored, jpg. format, high resolution)
School-leaving certificate qualifying you to study at a higher education institution. The original must be submitted by the start of your studies.
Medium of Instruction is mandatory

7. Are there any additional fees required to enroll in the program offered by the International School of Management, Germany?

Yes, an enrollment fee of EUR 1,500 is required to secure admission into the program.

Question 8

About the Bachelor’s STEM Program at ISM

Accepted Answer

1. How can I apply for the program?

Applications can be submitted online via upGrad.com.
Based on the confirmation of eligibility, a provisional offer letter will be issued.
Student needs to pay required fees to upGrad.com
Once the tuition fee is received and documents have been verified, a confirmation of enrollment into this program shall be received.

2. What are the course options available for a Bachelor’s STEM Program at the International School of Management?

At International School of Management, you will have the option to pursue the following course-

B.Sc. Applied Data Science & Business Analytics
BSc Information Systems

3. What type of learning experience should I expect?

The content will be a mix of interactive lectures from industry leaders as well as world-renowned faculty. Additionally, the program comprises live lectures or hangout sessions dedicated to solving your academic queries and reinforcing learning. Once you reach Germany, you will get face to face learning from Professors. On completion of the program, you will have the option to apply for PSW in Germany as well as get support from the International School of Management, Germany and Career Services to build a career in Germany.

4. Is any certification granted at the end of the program?

Post successful completion of the 1-year program, a transcript will be issued from Golden Gate University, US and a bachelor's degree in B.Sc. Applied Data Science and Business Analytics from International School of Management, Germany.

5. Are the International School of Management Courses recognized and accredited by any governing bodies?

Yes, all the International School of Management courses are indefinitely accredited by FIBAA (State Accreditation).

6. How will the International School of Management help in finding internships and job opportunities after I complete a course?

International School of Management has a career development center where you will get assistance in regard to career services such as resume development, mock interviews etc. Also this career development center also organizes career fairs where company officials visit campuses and interact with the students. Outside of the centralized career development center, individual programs have their own specialized career services professionals who help students with internships and similar experiential learning opportunities.

Question 9

University Partners

Accepted Answer

1. Do we get a conditional offer letter at the initial stage or after completion of the 1st year with Golden Gate University WORLDWIDE?

Once you enroll in the Bachelor’s STEM program (Applied Data Science and Business Analytics, ISM) with upGrad and provide all the required documents, upGrad will submit applications to the University partner (ISM) on your behalf. University partner (ISM) will release a conditional offer letter within one month of application submission.

2. What would be the alternate option if I could not get a conditional offer letter from one of upGrad’s partner universities?

This is a highly unlikely scenario. In case you do not get a conditional offer letter from International School of Management, you may apply to our other partner schools in USA, Canada or France (based on your eligibility) or continue studying online from Golden Gate University.

3. How many intakes are available at the International School of Management?

International School of Management offers two intakes for students. The first intake of the year will be March (Spring) intake & the second would be September (Fall) intake.

Question 10

Visa

Accepted Answer

1. Will upGrad help me in writing Academic and Visa SOP?

Yes, upGrad will help with your Academic and Visa SOP and will also organize training on how to write a good SOP.

2. Can we get a PSW visa if we study this program in India and then for 2 years at the International School of Management?

Germany PSW visas are available to all the students who have completed at least 1 academic year at a German University fully on-campus. As you are studying a full time course for 2 years, you will be eligible to apply for up to 18 months of PSW after completing your course.

3. How much are living expenses for a year at the International School of Management?

Living expenses for students studying at ISM is 11,904 Euros per annum.

4. Do living costs differ based on the campus I choose?

Irrespective of the difference in living costs across ISM campuses, the German Visa process will require you to create a Block Account of 11,904 Euros as the annual living expenses (as prescribed by the German Government).

5. What will be the alternate pathway, if I could not get a visa from Germany after completion of the program?

As you will be studying at the Golden Gate University Worldwide program, you will be able to successfully complete the course through Golden Gate University Worldwide. In case you do not secure a Germany VISA, you may transfer to our other University partners in France, Canada or the United States, subject to your eligibility.

6. What are the part-time working rules for studying in Germany?

As an international student in Germany, you can work part time. The time permitted in accordance with the immigration is 120 full days or 240 half days in a year. Typical wage in Germany is around 10 Euros per hour.

Question 11

Refund Policy

Accepted Answer

Is there any deferral or refund policy for this program?

Refund Policy:
1. Student can claim a refund for the amount paid towards the Program at any time, before the Cohort Commencement Date, by visiting www.upgrad.com and submitting duly filled refund form via the "My Application" section under profile. Processing fee of USD 225/- will be levied while processing the refund. If a Student has paid less than USD 225/- while registering for the program, the Student shall not be eligible for any refund in such case.
2. Student shall not be eligible for any refund under any circumstances if refund request is raised post Cohort Commencement Date and Student will continue to pay the monthly EMI for loan (if applicable)* and such loan cannot be canceled. This is also applicable for those Students who could not complete their payment and could not be enrolled in the cohort opted for. However, the Student can raise a request for Pre-Program deferral as per the policy defined below for the same.
3. In case of a refund as per point 1 of this policy, the Student will be solely responsible for any cancellation of loan, including but not limited to applicable loan cancellation charges levied on the total canceled loan amount. These charges will be decided by the third-party financial institution that has granted given loan to the Student and upGrad will have no role to play in deciding the quantum of these charges.
4. Students must pay the full fee within 7 days of payment of Caution Money or Cohort Commencement Date, whichever is earlier, otherwise the admission letter will be rescinded.
5. Request for refund should be sent via email in the prescribed Refund Request Form, post completing the steps as per point 1 of this Refund Policy. The refund will be processed within 30 working days of commencement of the program after being duly approved by the upGrad Admissions Team.

Case	Fee Deducted/Charge
Before Program Commencement	USD 225/- (processing fee)
Post Program Commencement	No Refund Possible

*Disclaimer - Loans for educational purposes are provided by third-party financial institutions, and upGrad Education Private Limited is not involved in these agreements and is not privy to the terms negotiated between the students and the credit facility provider.

Deferral Policy: (Pre- Program Commencement)
- If a student, due to unavoidable circumstances is unable to commence with the cohort and requests for a deferral before the Cohort Commencement Date, Student will have an option to defer to another batch.
- However, the Student will be required to pay 50% of the Total Program Fee amount (inclusive of taxes) before the deferral can be approved. Till this condition is complied with, the student will be assumed to be continuing in the same cohort.
- A Student can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the Student enrolled for.
- The Student has time till the current Cohort Commencement Date to make the payment of the 50% of the Total Program Fee, post which the deferral request will expire. Once the deferral window expires and the Student asks for a refund after the Cohort Commencement Date, the above-mentioned applicable refund policy will apply.
- The fee applicable to the deferred Student will be as per prevailing Total Program Fee for the batch Student as opted to defer to (No additional deferral fee is required to be paid).

Deferral Policy: (Post Program Commencement)
- If a student is facing severe issues in dedicating time to the course, Student will have an option to defer to another batch.
- A Student can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the Cohort Commencement Date of the initial batch the student enrolled for.
- The student will be required to pay a deferral fee of 10% of the Total Program Fee (inclusive of taxes) if any along with the differential program fees between the two cohorts.
- The deferral request will be approved once the deferral fee is paid.
- Till this condition is complied, the student will be assumed to be continuing in the same cohort.
- The student has 7 days (including holidays and weekends) from the date of deferral request to make the payment of the deferral fee, post which the deferral request will expire, and the Student will continue as part of the current cohort.
- If the Student completes the deferral payment, the student’s login will be disabled, The Student will leave the deferred cohort and the student will start learning on the new cohort from the point of the last assignment that was graded in the deferred cohort. All grades and progress till that point will be carried forward as it is to the new cohort .
- The deferral can only be requested during the batch for which the student has enrolled is ongoing. Once the batch has been completed, deferral requests shall not be entertained. For clarification, the batch completion here shall mean the “last grace deadline” as communicated by upGrad.

Case	Deferral fee
Before Program Commencement	50% program fee (including taxes) to be paid
50% program fee (including taxes) to be paid	10% of the program fee (including taxes) to be paid within 7 days as deferral fee
Post Program Commencement (8 days after program start date)	Will have to continue as a part of the current cohort

Question 12

Admissions

Accepted Answer

1. Are Golden Gate University Worldwide degree programs recognized by the International School of Management?

Golden Gate University Programs are designed and delivered as per regulations set forth by WSCUC - WASC Senior College and University Commission (The official accreditation body of HEIs in California). As an officially accredited University in the United States, International School of Management, Germany will accept transfer credits from GGU for their Undergraduate degree program, namely B.Sc. Applied Data Science and Business Analytics. The same has been established and effectuated with an official agreement between the two universities.

2. Can I join this program without a TOEFL/IELTS/Score and attempt TOEFL/IELTS after joining the program?

Yes, you can join this program without an TOEFL/IELTS score & upGrad will help you prepare for the Language Proficiency Test to enhance your current English proficiency to be deemed eligible for a B.Sc. Applied Data Science and Business Analytics in Germany.

3. Can we get a TOEFL/IELTS waiver, if we study through upGrad?

To study at the International School of Management, you will have to meet University English Proficiency Requirements. upGrad will prepare you to meet these English proficiency requirements through specific study material.

4. Is it possible for me to submit an application for the program even if I achieved a GPA below 3.0 in my GGU certificate program?

Applicants with GPA below 3.0 will be required to take an admission test, which includes assessments in Mathematics and English (at a B2 level), as well as participate in an interview. To begin the admission process, students should complete the online registration. It is essential for students to prepare for and submit the required assessments by the deadline specified in the instructions.

5. What is a conditional offer letter and how is it different from a confirmed offer letter?

Conditional offer letters will be issued to you by the International School of Management based on documents submitted by upGrad. These documents will be class 10th & 12th marksheets, passports. The conditional offer letter will be converted into a confirmed offer once students meet the conditions mentioned in the conditional offer letter. These conditions will be English proficiency conditions, successful completion of the course at Golden Gate University and any other condition which the University deems fit.

6. What are the documents needed for the Application?

Scanned copy of Passport
Scanned copy of Class 10th & 12th Marksheet and Certificate
Resume
Letter of motivation
Copy of your national ID card
Proof of English language skills (min. level B2)
Digital passport photo (1 picture, colored, jpg. format, high resolution)
School-leaving certificate qualifying you to study at a higher education institution. The original must be submitted by the start of your studies.
Medium of Instruction is mandatory

Question 13

About the Bachelor’s STEM Program at ISM

Accepted Answer

1. How can I apply for the program?

Applications can be submitted online via upGrad.com.
Based on the confirmation of eligibility, a provisional offer letter will be issued.
Student needs to pay required fees to upGrad.com
Once the tuition fee is received and documents have been verified, a confirmation of enrollment into this program shall be received.

2. What are the course options available for a Bachelor’s STEM Program at the International School of Management?

At International School of Management, you will have the option to pursue the following course-

B.Sc. Applied Data Science & Business Analytics
BSc Information Systems

3. What type of learning experience should I expect?

The content will be a mix of interactive lectures from industry leaders as well as world-renowned faculty. Additionally, the program comprises live lectures or hangout sessions dedicated to solving your academic queries and reinforcing learning. Once you reach Germany, you will get face to face learning from Professors. On completion of the program, you will have the option to apply for PSW in Germany as well as get support from the International School of Management, Germany and Career Services to build a career in Germany.

4. Is any certification granted at the end of the program?

Post successful completion of the 1-year program, a transcript will be issued from Golden Gate University, US and a bachelor's degree in B.Sc. Applied Data Science and Business Analytics from International School of Management, Germany.

5. Are the International School of Management Courses recognized and accredited by any governing bodies?

Yes, all the International School of Management courses are indefinitely accredited by FIBAA (State Accreditation).

6. How will the International School of Management help in finding internships and job opportunities after I complete a course?

International School of Management has a career development center where you will get assistance in regard to career services such as resume development, mock interviews etc. Also this career development center also organizes career fairs where company officials visit campuses and interact with the students. Outside of the centralized career development center, individual programs have their own specialized career services professionals who help students with internships and similar experiential learning opportunities.

Question 14

University Partners

Accepted Answer

1. Do we get a conditional offer letter at the initial stage or after completion of the 1st year with Golden Gate University WORLDWIDE?

Once you enroll in the Bachelor’s STEM program (Applied Data Science and Business Analytics, ISM) with upGrad and provide all the required documents, upGrad will submit applications to the University partner (ISM) on your behalf. University partner (ISM) will release a conditional offer letter within one month of application submission.

2. What would be the alternate option if I could not get a conditional offer letter from one of upGrad’s partner universities?

This is a highly unlikely scenario. In case you do not get a conditional offer letter from International School of Management, you may apply to our other partner schools in USA, Canada or France (based on your eligibility) or continue studying online from Golden Gate University.

3. How many intakes are available at the International School of Management?

International School of Management offers two intakes for students. The first intake of the year will be March (Spring) intake & the second would be September (Fall) intake.

Question 15

Visa

Accepted Answer

1. Will upGrad help me in writing Academic and Visa SOP?

Yes, upGrad will help with your Academic and Visa SOP and will also organize training on how to write a good SOP.

2. Can we get a PSW visa if we study this program in India and then for 2 years at the International School of Management?

Germany PSW visas are available to all the students who have completed at least 1 academic year at a German University fully on-campus. As you are studying a full time course for 2 years, you will be eligible to apply for up to 18 months of PSW after completing your course.

3. How much are living expenses for a year at the International School of Management?

Living expenses for students studying at ISM is 11,904 Euros per annum.

4. Do living costs differ based on the campus I choose?

Irrespective of the difference in living costs across ISM campuses, the German Visa process will require you to create a Block Account of 11,904 Euros as the annual living expenses (as prescribed by the German Government).

5. What will be the alternate pathway, if I could not get a visa from Germany after completion of the program?

As you will be studying at the Golden Gate University Worldwide program, you will be able to successfully complete the course through Golden Gate University Worldwide. In case you do not secure a Germany VISA, you may transfer to our other University partners in France, Canada or the United States, subject to your eligibility.

6. What are the part-time working rules for studying in Germany?

As an international student in Germany, you can work part time. The time permitted in accordance with the immigration is 120 full days or 240 half days in a year. Typical wage in Germany is around 10 Euros per hour.

Question 16

Refund Policy

Accepted Answer

Is there any deferral or refund policy for this program?

Refund Policy:
1. Student can claim a refund for the amount paid towards the Program at any time, before the Cohort Commencement Date, by visiting www.upgrad.com and submitting duly filled refund form via the "My Application" section under profile. Processing fee of USD 225/- will be levied while processing the refund. If a Student has paid less than USD 225/- while registering for the program, the Student shall not be eligible for any refund in such case.
2. Student shall not be eligible for any refund under any circumstances if refund request is raised post Cohort Commencement Date and Student will continue to pay the monthly EMI for loan (if applicable)* and such loan cannot be canceled. This is also applicable for those Students who could not complete their payment and could not be enrolled in the cohort opted for. However, the Student can raise a request for Pre-Program deferral as per the policy defined below for the same.
3. In case of a refund as per point 1 of this policy, the Student will be solely responsible for any cancellation of loan, including but not limited to applicable loan cancellation charges levied on the total canceled loan amount. These charges will be decided by the third-party financial institution that has granted given loan to the Student and upGrad will have no role to play in deciding the quantum of these charges.
4. Students must pay the full fee within 7 days of payment of Caution Money or Cohort Commencement Date, whichever is earlier, otherwise the admission letter will be rescinded.
5. Request for refund should be sent via email in the prescribed Refund Request Form, post completing the steps as per point 1 of this Refund Policy. The refund will be processed within 30 working days of commencement of the program after being duly approved by the upGrad Admissions Team.

Case	Fee Deducted/Charge
Before Program Commencement	USD 225/- (processing fee)
Post Program Commencement	No Refund Possible

*Disclaimer - Loans for educational purposes are provided by third-party financial institutions, and upGrad Education Private Limited is not involved in these agreements and is not privy to the terms negotiated between the students and the credit facility provider.

Deferral Policy: (Pre- Program Commencement)
- If a student, due to unavoidable circumstances is unable to commence with the cohort and requests for a deferral before the Cohort Commencement Date, Student will have an option to defer to another batch.
- However, the Student will be required to pay 50% of the Total Program Fee amount (inclusive of taxes) before the deferral can be approved. Till this condition is complied with, the student will be assumed to be continuing in the same cohort.
- A Student can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the Student enrolled for.
- The Student has time till the current Cohort Commencement Date to make the payment of the 50% of the Total Program Fee, post which the deferral request will expire. Once the deferral window expires and the Student asks for a refund after the Cohort Commencement Date, the above-mentioned applicable refund policy will apply.
- The fee applicable to the deferred Student will be as per prevailing Total Program Fee for the batch Student as opted to defer to (No additional deferral fee is required to be paid).

Deferral Policy: (Post Program Commencement)
- If a student is facing severe issues in dedicating time to the course, Student will have an option to defer to another batch.
- A Student can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the Cohort Commencement Date of the initial batch the student enrolled for.
- The student will be required to pay a deferral fee of 10% of the Total Program Fee (inclusive of taxes) if any along with the differential program fees between the two cohorts.
- The deferral request will be approved once the deferral fee is paid.
- Till this condition is complied, the student will be assumed to be continuing in the same cohort.
- The student has 7 days (including holidays and weekends) from the date of deferral request to make the payment of the deferral fee, post which the deferral request will expire, and the Student will continue as part of the current cohort.
- If the Student completes the deferral payment, the student’s login will be disabled, The Student will leave the deferred cohort and the student will start learning on the new cohort from the point of the last assignment that was graded in the deferred cohort. All grades and progress till that point will be carried forward as it is to the new cohort .
- The deferral can only be requested during the batch for which the student has enrolled is ongoing. Once the batch has been completed, deferral requests shall not be entertained. For clarification, the batch completion here shall mean the “last grace deadline” as communicated by upGrad.

Case	Deferral fee
Before Program Commencement	50% program fee (including taxes) to be paid
50% program fee (including taxes) to be paid	10% of the program fee (including taxes) to be paid within 7 days as deferral fee
Post Program Commencement (8 days after program start date)	Will have to continue as a part of the current cohort

BSc Computer Science at SIU

Schiller International University

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₹49 Lakhs*

€50K

18 Months

Sep 2027

One degree, infinite global possibilities

Start online, complete on-campus in Germany

Curriculum designed for your success

Online

Golden Gate University Worldwide

Undergraduate Certificate in Computer Science

On-Campus

Schiller International University