Question 1

About the Program

Accepted Answer

1. What is the scope of M.Sc. Business Intelligence & Data Science with upGrad?

The M.Sc. Business Intelligence & Data Science is an engaging yet rigorous course split into 2 parts - 7 months online course (with IMTG) and 16-months on-campus program (International School of Management, Germany) designed for students to develop practical knowledge and skills, establish a professional network, and accelerate entry into the field of Data Management ,Leadership Skills, Business Analytics, Computational Engineering, operations research, transportation, value chains, sustainability, and smart mobility. As part of this program, the student will receive double credentials - a Professional General Management Program from IMT-G and a Masters degree in M.Sc. Business Intelligence & Data Science from International School of Management.

2. What type of learning experience should I expect?

The content will be a mix of interactive lectures from industry leaders as well as world-renowned faculty. Additionally, the program comprises live lectures or hangout sessions dedicated to solving your academic queries and reinforcing learning. Once you reach Germany, you will get face to face learning from Professors. On completion of the program, you will have the option to apply for PSW in Germany as well as get support from the International School of Management, Germany and Career Services to build a career in Germany.

3. Is any certification granted at the end of the program?3

Post successful completion of the program, an PGM Program certificate would be granted from IMT Ghaziabad, and an M.Sc. Business Intelligence & Data Science from International School of Management, Germany.

4. Can I sign up only for a few specific modules if I am interested in it?

No, the program is designed to be completed in its entirety and cannot be taken as standalone modules.

Question 2

Admissions

Accepted Answer

1. Is there a minimum qualification for this program?

For IMTG

All Bachelor's degrees with minimum 50% or above marks are acceptable except General BA/ General B.Sc. degrees (without specialization)
The learner must have a prior background (academic or professional) in quantitative fields - Mathematics, Statistics or Analytics.
Bachelor’s degree awarding university/institute should be H+. To check H+ please visit (https://anabin.kmk.org/no_cache/filter/institutionen.html)

For ISM
• The applicant must successfully complete Professional General Management Program from IMTG with an aggregate of minimum 70% marks or above.• Students with less than 3 GPA marks will have to pass the ISM admission test*
• TOEFL (iBT) is 80 or above or IELTS 6 and also required Medium of Instruction English (not older than 5 years) till the time student reached on-campus Note: *Test comprises a Case Study and an Interview.

Applicants must have a UG degree in which at least 15 credits have been obtained in the field of business (e.g., business administration, economics, business information systems; or related fields), of those credits or in addition to those credits at least 10 credits must have been earned in quantitative courses (e.g., mathematics, statistics, computer science, technology, market research, econometrics; or related fields). Qualified professional experience both in business and in quantitative fields can be used to compensate for a lack of subject-specific ECTS points.

2. Can I still apply for the program if I have scored less than 70% in my IMT degree?

Students with less than 70% marks or above will have to pass the admission test consisting of a Case Study and an Interview. Students need to register online for the Admission test. Students need to register online for the Admission test. Students receive three topics after the registration and they need to work out a small essay and a PowerPoint presentation. Please make sure that the students prepare and submit the written elaboration within the deadline indicated in the instruction.

3. Can I apply for the program if I am in my last year of an undergraduate degree?

Yes, you can apply for the program but you will join the batch which is just after completion of your bachelor's degree.

4. What is the admission process?

Step 1 - Application and Document SubmissionApply on upGrad.com and submit your documents.
Step 2 - Shortlisting basis overall performanceOur admissions committee will review your profile. Upon qualifying, an offer letter will be sent to you.
Step 3 - Enrollment for Access to Prep Content Make a quick block payment of INR 25,000 to reserve your seat and receive immediate access to the prep content and begin your upGrad journey. Complete balance payment with assistance from our loan partners where required.

5. Will I get a conditional offer letter from the International School of Management, Germany?

Once you provide us with all the required documents, we will apply to the International School of Management, Germany on your behalf and get your conditional offer letter.

6. What are the documents needed for the application?

Scanned copy of Marksheet and Under Graduation degree
Scanned copy of Passport
Scanned copy of Graduation Transcript
Scanned copy of passport size photographs
Updated Resume
Letter of Motivation/SOP
External proof of knowledge of foreign languages
Proof of English Proficiency as per the criteria mentioned above in the document (TOEFL/IELTS)
Medium of Instruction

Question 3

About Germany

Accepted Answer

1. What are the part-time working rules in Germany?

As a student, you can work part time. The time permitted in accordance with the immigration is 120 full days or 240 half days in a year. Typical wage in Germany is around 10 Euros per hour.

2. What are the living costs per year in Germany?

The indicative cost of living is 11,904 Euros per year.

3. What are the post-study work visa rules in Germany?

Germany allows for the application of up to 18 months of a post-study work visa after completing a degree from Germany.

Question 4

About International School of Management

Accepted Answer

1. Can you give more details on the International School of Management, Germany?

The International School of Management (ISM) features among Germany's leading private business schools. Founded in 1990, the ISM has seven campuses in Munich, Dortmund, Cologne, Frankfurt, Stuttgart, Hamburg, and Berlin and is home to over 3850 students. A personal learning atmosphere and practical orientation are the key contributors to ISM's success factors in tandem with intensive training of soft skills and teaching professional skills. This includes exciting practical projects and internships and lecturers from the business world. These success factors are reflected in all ISM's programs – Bachelor's, Master’s, and MBA. The university is state-accredited unlimitedly, and all study programs are recognized by the quality of the Accreditation Council and the Foundation for International Business Administration (FIBAA). ISM has a professor-to-student ratio of 1:7, and by learning in small groups, students can get all their queries answered, focus on their personal development goals, and be prepared for a prolific international career.

2. Why should I study at the International School of Management, Germany?

High-quality education: Top-ranked teaching and unlimited state accreditation (FIBAA). More than 30 years of educational competence
Globally connected: Network of 190 partner universities for your semester abroad
Learn from the Industry Experts: German, international, and guest lecturers from the business world.
Diversity: Students of 84 nationalities; 30% international students
Personal Teaching Atmosphere: small study groups, focusing on interdisciplinary, practically oriented content and case studies
Seven campuses in major German cities

3. When will I go to the International School of Management, Germany?

The International School of Business provides two intake opportunities for students entering through the accelerator route: March intake for the Dortmund campus and October intake for all other available campuses.

4. Which topics are going to be covered as part of the program?

The programme will be delivered on a new technology platform to create a superior learning experience for participants who want to be on the cutting edge of management. With this programme, IMTG & International School of Management, Germany together seeks to develop the next generation of leaders. The topics that are going to be covered Marketing Management, Business Communication, Accounting & Finance, Business Economics, OB, HR Management and Legal, Sales & Distribution, Operations and Supply Chain.

5. Can international students work to pay for their educational expenses?

As a student, you have the opportunity to engage in part-time employment while pursuing your studies. The duration allowed under immigration regulations is 120 full days or 240 half days annually. In Germany, the average hourly wage is approximately 10 Euros.

6. Will I be supported for TOEFL/IELTS/PTE or other English language exams during this program?

Yes, upGrad will help you prepare for the English proficiency test to establish your current English proficiency to be eligible for the Master's program in Germany.

Question 5

Time Commitment

Accepted Answer

1. What is the time commitment expected for the program?

At least 12-15 hours per week of time commitment is expected to be able to complete this program.

2. How will my doubts/questions be addressed in an online program?

Peer-to-peer discussion forum where you can post your queries and your peers/faculty/teaching assistants answer your queries within a day. Regular Q&A sessions with faculty to get clarification on conceptual d

Question 6

Payment

Accepted Answer

No cost CC EMI FAQ's

0% EMI with Third Party Credit Facilitators /Credit card option availability will vary program wise.

1. Which banks allow using 0% Credit card EMI or Credit card EMI?
No cost EMI is available on credit cards from all major banks (American Express, Bank of Baroda, HDFC Bank, ICICI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered, Axis Bank, Yes Bank, State Bank of India, CITIBANK and HSBC)

2. Is there any minimum transaction limit ?
Yes. 50000 is the minimum.

3. Standard Chartered Bank offers 18 or 24 months No Cost EMI ?
No. ONLY 12 months is available irrespective of the Program enrolled.

4. Will I have to pay any extra amount for the EMI transaction?
If you are availing 0% credit card EMI, upGrad will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI.

5. Are there any fees or down payment?
Certain banks charge nominal processing fees between INR 99 - 500 on 0% Credit Card EMI transaction. If charged, will be billed in the first repayment installment.

6. Can I use my International credit card for 0% credit EMI or Credit Card EMI?
Only the Indian bank credit cards can be used. But you can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions, this will be purely between you and your bank.

7. Are there any charges in case I opt for cancellation/refund from the course after paying balance with no cost EMI ?
Yes, there will be additional charges to the extent of interest paid by the upGrad to the bank, you will be refunded only Principal amount, i.e. the amount actually deducted/blocked from your card. This deduction will be in addition to the amount mentioned in the refund policy shared with your offer letter.

8. Can I Pay Using Multiple Credit Cards ?
Multiple cards can be used to complete the payments using Part payment option make sure to inform the student, minimum transaction is INR 50000 to opt for 0% CC EMI E.g. Amount to be paid: 150000. I can pay using 2 Credit cards. Yes, Example :
HDFC Card – Part payment – INR 100000
ICICI Card – Part payment – INR 50000

9. How can I opt for Credit card EMI if my bank is not listed in the 0% Credit card EMI or Credit card EMI?
You can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions.

10. Why is the entire amount blocked on my credit card?
Initially your bank will block the entire amount from your available purchase limit and from your next billing cycle, you will be charged the EMI amount. As you start paying your EMI, your credit limit will be released accordingly. For example, if you have made a payment of ₹100000 on 6-months EMI and your credit limit is ₹200,000 then initially your bank will block your credit limit by ₹100000. After payment of your first month EMI of Rs.15000, the blocked amount will come down to ₹85000.

11. Why is interest getting charged on No Cost EMI?
Your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your payment, effectively giving you the benefit of a No cost EMI. The total amount paid during the entire EMI tenure to the bank will be equal to the amount to be paid to upGrad.

Eg. Amount payable to upGrad: INR 405000
Let's say Amount deducted at the time of transaction: INR 379850 (Principal amount) Bank charges interest of 12-15% per annum on INR 379850
[Note: Interest factor is reducing rate and not Flat rate]
EMI AMOUNT = INR 33750 x 12 = INR 405000
Effectively, you have taken loan on 379,850 instead of 405,000

Question 7

Refund Policy

Accepted Answer

1. Is there any deferral or refund policy for this program?

Refund Policy: (Programs with prep-session component)
- Students must pay applicable caution money for the enrolment to the Program. This caution amount will be adjustable against the total Program fee payable by the student.
- You can claim a refund for the amount paid towards the Program at any time, before the Cohort Commencement Date, by visiting www.upgrad.com and submitting your refund form via the "My Application" section under your profile. Processing fee of Rs. 20,000/- will be levied. If less than Rs. 20,000/- have been paid in total, the student shall not be eligible for any refund in such case.
- The student shall not be eligible for any refund under any circumstances if any such refund requests are raised post Cohort Commencement Date and student will continue to pay the EMI for the loan (if applicable) and such loan cannot be cancelled. This is also applicable for those students who could not complete their payment and could not be enrolled in the cohort opted for. However, the student can raise a request for Pre-Program deferral as per the policy defined below for the same.
- In case of a refund, the student will be solely responsible for any cancellation of the loan, including but not limited to applicable loan cancellation charges levied on the total cancelled loan amount.
- Students must pay the full fee within 7 days of payment of Caution Money or Cohort Commencement Date, whichever is earlier, otherwise, the admission letter will be rescinded.
- Request for refund must be sent via e-mail in the prescribed The refund will be processed within 30 working days of commencement of the program after being duly approved by the Academic Committee.

Deferral Policy: (Pre- Program Commencement)
-If a student, due to unavoidable circumstances is unable to commence with the cohort and requests for a deferral before the cohort starts, we provide the opportunity for the student to defer to another batch.
-However, the student will be required to pay 50% of the total course fee amount (inclusive of taxes) before the deferral can be approved. Till this is completed, the student will be assumed to be continuing in the same cohort.
-A student can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the student enrolled for.
- The student has time till the current cohort launch date to make the payment of the 50% program fee, post which the deferral request will expire. Once the deferral window expires and the student now asks for a refund, the above-mentioned applicable refund policy will apply.
- The fee applicable to the deferred student will be as per prevailing fee for the batch student as opted to defer to (No additional deferral fee is required to be paid).

Deferral Policy: (Post Program Commencement)
-If a student is facing severe issues in dedicating time to the course, we provide the opportunity for the student to defer to another batch.
-A student can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the student enrolled for.
-The student will be required to pay deferral fees of 10% of the total course amount fee + Taxes if any along with the differential program fees between the two cohorts.
-The deferral request will be approved once the deferral fee is paid.
-Till this is completed, the student will be assumed to be continuing in the same cohort.
- The student has 7 days (including holidays and weekends) from the date of deferral request to make the payment of the deferral fee post which the deferral request will expire, and the student will continue as part of the current cohort.
- If the student completes the deferral payment, the student’s login will be disabled, the student will leave the deferred cohort and the student will start learning on the new cohort from the point of the last assignment that was graded in the deferred cohort. All grades and progress till that point will be carried forward as it is to the new cohort. For clarification, the grades of the graded assignments will be carried forward, whether the student had submitted these grading during the initial stage.
- The deferral can only be requested during the batch for which the student has enrolled is ongoing. Once the batch has been completed, deferral requests shall not be entertained. For clarification, the batch completion here shall mean the “last grace deadline” as communicated by upGrad.

MSc Business Intelligence & Data Science

ISM, Germany

-------

₹14 Lakhs*

€51K

1.5 Years

Sep 2026

One degree, infinite global possibilities

Start online, complete on-campus in Germany

Curriculum designed for your success

Online

Golden Gate University

Professional Certificate in Global Business Management

On-Campus

International School of Management, Germany