COURSES
MBAData Science & AnalyticsDoctorate Software & Tech AI | ML MarketingManagement
Professional Certificate Programme in HR Management and AnalyticsPost Graduate Certificate in Product ManagementExecutive Post Graduate Program in Healthcare ManagementExecutive PG Programme in Human Resource ManagementMBA in International Finance (integrated with ACCA, UK)Global Master Certificate in Integrated Supply Chain ManagementAdvanced General Management ProgramManagement EssentialsLeadership and Management in New Age BusinessProduct Management Online Certificate ProgramStrategic Human Resources Leadership Cornell Certificate ProgramHuman Resources Management Certificate Program for Indian ExecutivesGlobal Professional Certificate in Effective Leadership and ManagementCSM® Certification TrainingCSPO® Certification TrainingLeading SAFe® 5.1 Training (SAFe® Agilist Certification)SAFe® 5.1 POPM CertificationSAFe® 5.1 Scrum Master Certification (SSM)Implementing SAFe® 5.1 with SPC CertificationSAFe® 5 Release Train Engineer (RTE) CertificationPMP® Certification TrainingPRINCE2® Foundation and Practitioner Certification
Law
Job Linked
Bootcamps
Study Abroad
Master of Business Administration (90 ECTS)Master of Business Administration (60 ECTS)Master in Computer Science (120 ECTS)Master in International Management (120 ECTS)Bachelor of Business Administration (180 ECTS)B.Sc. Computer Science (180 ECTS)MS in Data AnalyticsMS in Project ManagementMS in Information TechnologyMasters Degree in Data Analytics and VisualizationMasters Degree in Artificial IntelligenceMBS in Entrepreneurship and MarketingMSc in Data AnalyticsMBA - Information Technology ConcentrationMS in Data AnalyticsMaster of Science in AccountancyMS in Computer ScienceMaster of Science in Business AnalyticsMaster of Business Administration MS in Data ScienceMS in Information TechnologyMaster of Business AdministrationMS in Applied Data ScienceMaster of Business AdministrationMS in Data AnalyticsM.Sc. Data Science (60 ECTS)Master of Business AdministrationMS in Information Technology and Administrative Management MS in Computer Science Master of Business Administration MBA General Management-90 ECTSMSc International Business ManagementMS Data Science MBA Business Technologies MBA Leading Business Transformation Master of Business Administration MSc Business Intelligence and Data ScienceMS Data Analytics MS in Management Information SystemsMSc International Business and ManagementMS Engineering ManagementMS in Machine Learning EngineeringMS in Engineering ManagementMSc Data EngineeringMSc Artificial Intelligence EngineeringMPS in InformaticsMPS in Applied Machine IntelligenceMS in Project ManagementMPS in AnalyticsMBA International Business ManagementMS in Project ManagementMS in Organizational LeadershipMPS in Analytics - NEU CanadaMBA with specializationMPS in Informatics - NEU Canada Master in Business AdministrationMS in Digital Marketing and MediaMS in Project ManagementMaster in Logistics and Supply Chain ManagementMSc Sustainable Tourism and Event ManagementMSc in Circular Economy and Sustainable InnovationMSc in Impact Finance and Fintech ManagementMS Computer ScienceMS in Applied StatisticsMS in Computer Information SystemsMBA in Technology, Innovation and EntrepreneurshipMSc Data Science with Work PlacementMSc Global Business Management with Work Placement MBA with Work PlacementMS in Robotics and Autonomous SystemsMS in Civil EngineeringMS in Internet of ThingsMSc International Logistics and Supply Chain ManagementMBA- Business InformaticsMSc International ManagementMS Computer Science with AIML ConcentrationMBA in Strategic Data Driven ManagementMaster of Business AdministrationMBA with SpecializationMBA Business AnalyticsMSc Digital MarketingMBA Business and MarketingMaster of Business AdministrationMSc Digital MarketingMSc in Sustainable Luxury and Creative IndustriesMSc in Sustainable Global Supply Chain ManagementMSc in International Corporate FinanceMSc Digital Business Analytics MSc in International HospitalityMSc Luxury and Innovation ManagementMaster of Business Administration-International Business ManagementMS in Computer EngineeringMS in Industrial and Systems EngineeringMSc International Business ManagementMaster in ManagementMSc MarketingMSc Business ManagementMSc Global Supply Chain Management
For College Students

MBA from Clark University & Advanced General Management program from IMT Ghaziabad

Dual Credentials

12 months on-campus in Clark University, US

11 months online with IMT Ghaziabad

Batch Start Date

Coming Soon

QS World University Rankings by Subject 2023

751 - 800

in degree cost

Save up to INR 30 Lakhs

Eligibility

Apply for Upto 3 years of OPT

    About the Program

    Blended Program

    Blended Program

    Study 1st Year online with IMT Ghaziabad and upGrad, 2nd Year on-campus at Clark University, US

    Student Support

    Student Support

    Student Support is available. You can write to us via studentsupport@upgrad.com Or for urgent queries, use the "Talk to Us" option on the Learn platform

    End-to-end counseling and visa support

    End-to-end counseling and visa support

    End-to-end counselling and visa support: upGrad team will help you with application to Clark University US, securing confirmed offer letter & support with US visa application.

    Program Overview

    Key Highlights

    Get an MBA  Degree from Clark University and AGMP certificate from IMT Ghaziabad
    Get an MBA Degree from Clark University and AGMP certificate from IMT Ghaziabad
    Eligible to apply for upto 36-months OPT after graduation (STEM Concentrations)
    Eligible to apply for upto 36-months OPT after graduation (STEM Concentrations)
    STEM MBA degree available with MBA Finance and MBA Information Management & Business Analytics from an AACSB accredited B-School - Top 5% Elite B-Schools in the World
    STEM MBA degree available with MBA Finance and MBA Information Management & Business Analytics from an AACSB accredited B-School - Top 5% Elite B-Schools in the World
    Alumni status from Clark University & Associate alumni status from IMT Ghaziabad
    Alumni status from Clark University & Associate alumni status from IMT Ghaziabad
    Clark has ranked #97 for Best Universities as per the U.S. News & World Report
    Clark has ranked #97 for Best Universities as per the U.S. News & World Report
    Clark has been named as Princeton Review's Best Business School (2021)
    Clark has been named as Princeton Review's Best Business School (2021)
    upGrad end to end support for applications and visa
    upGrad end to end support for applications and visa
    Clark's MBA was recently ranked by Fortune in 2022 among the Top 75 MBA programs
    Clark's MBA was recently ranked by Fortune in 2022 among the Top 75 MBA programs
    GMAT waiver for IMT Ghaziabad learners
    GMAT waiver for IMT Ghaziabad learners
    In-built IELTS prep to be provided by upGrad
    In-built IELTS prep to be provided by upGrad
    World Class Faculty Members & Industry Experts
    World Class Faculty Members & Industry Experts
    upGrad Dedicated Student Success Mentor
    upGrad Dedicated Student Success Mentor
    One-on-One with Industry Mentors
    One-on-One with Industry Mentors
    Career Essential Soft Skills Program
    Career Essential Soft Skills Program
    Timely Doubt Resolution
    Timely Doubt Resolution

    “Our aim is simple: We strive to create high-impact, hands-on experiences that prepare students for meaningful and productive careers.”

    Ronnie Screwvala, Co-Founder, upGrad

    upGrad__1638356741614

    Syllabus

    Best-in-class content by leading faculty and industry leaders in the form of videos, cases, and projects.

    download Syllabus

    Top Subjects You Will Learn

    Marketing Management, Business Communication, Accounting andview more

    Job Opportunities

    Operations Manager, Financial Analyst, Management Consultantview more

    Who Is This Programme For

    Sales and Marketing Executives, Managers and Entrepreneurs lview more

    Minimum Eligibility

    For IMT Ghaziabad
    • Applicants with a 4 year bach
    view more

    Certificate

    Advanced General Management Program from IMT Ghaziabad
    Become part of the 10,000+ community of management leaders with associated alumni status from IMT Ghaziabad
    Advanced General Management Program from IMT Ghaziabad
    Click to zoom
    • Get certified from one of India's top B-schools
    • Join 10,000+ strong IMT Alumni Network
    • Gain industry relevant skills & advance your career

    Explore our Learning Platform

    Learn on an AI-powered & personalised platform with best-in-class content, live sessions & mentoring from leading industry experts.
    Explore our Learning Platform

    Syllabus

    Best-in-class content by leading faculty and industry leaders in the form of videos, cases and projects, assignments and live sessions

    Download Brochure
    23
    Months
    320+
    Hours of Learning
    60+
    Live Sessions
    10+
    Case Studies and Assignments

    Marketing Management (Year 1)

    4 Weeks
    1 Assignment/Project
    • Marketing Strategy
    • Consumer Behaviour
    • Marketing Channels

    Business Communication (Year 1)

    4 Weeks
    1 Assignment/Project
    • Effective Communication
    • Build a Personal Brand

    Decision Sciences (Year 1)

    4 Weeks
    1 Assignment/Project
    • Business Analytics Fundamentals
    • Hypothesis Testing
    • Regression Analysis

    Accounting and Finance (Year 1)

    4 Weeks
    1 Assignment/Project
    • Accounting Fundamentals - I
    • Accounting Fundamentals - II
    • Project Evaluation
    • New Heritage Doll Company Simulation

    Business Economics (Year 1)

    4 Weeks
    1 Assignment/Project
    • Micro Economics
    • Macro Economics

    Sales and Distribution (Year 1)

    4 Weeks
    1 Assignment/Project
    • Fundamentals of Sales
    • Territory Management
    • Channel Management
    • Team and Customer Management

    OB, HR Legal (Year 1)

    4 Weeks
    1 Assignment/Project
    • Individual, Group & Organisational Behaviour
    • Human Resource Management
    • Business Law and Ethics

    Supply Chain Management (Year 1)

    4 Weeks
    1 Assignment/Project
    • Operations Management
    • Supply Chain Management

    Business Strategy (Year 1)

    4 Weeks
    1 Assignment/Project
    • Fundamentals of Strategy
    • Growth Strategy

    Elective Course (choose any one) (Year 1)

    4 Weeks
    1 Assignment/Project
    • Business Analytics Specialization
    • Leadership Strategy Specialization
    • Market Research Specialization
    • Accounting and Finance Specialization
    • Supply Chain Specialization
    • HR Specialization

    Leadership, Engagement and People Performance (Year 1)

    2 Weeks
    1 Assignment/Project
    • What defines a leader?
    • Leading teams effectively
    • Leadership as a way of life

    Leading Change for Sustainable Futures (Year 1)

    2 Weeks
    1 Assignment/Project
    • Change Management from an individual perspective
    • Change Management from an Organizational perspective
    • Reimagining Change

    Enterprise and Risk management (Year 1)

    2 Weeks
    1 Assignment/Project
    • Understanding Risks in an Organization
    • Tackling Risks

    Digital Business Innovation (Year 1)

    2 Weeks
    1 Assignment/Project
    • Digital Innovation
    • Digital Business Transformation
    • Digital Businesses

    Core Courses, Clark University (Year 2)

    • Foundations of Financial Accounting**
    • Information Systems for Analytics
    • Financial Management
    • Responsible Management in a Global Economy
    • Organizational Leadership*
    • Strategic Decision Making
    • Marketing Management*
    • Operations and Supply Chain Management*
    • Data Driven Decision Making
    • *Courses will be waived for all learners on the basis of successful completion of the AGMP IMT-Ghaziabad Program
    • **This course will be waived if learner successfully completes IMT-Ghaziabad AGMP program with Accounting and Finance elective

    Concentrations (Choose any 3 courses with the help of your course advisor), Clark University (Year 2)

    • Finance* (STEM) - 3 Courses
    • Accounting - 3 Courses
    • Expanded Accounting - 3 Courses
    • Information Management and Business Analytics* (STEM) - 3 Courses
    • Management - 3 Courses
    • Marketing - 3 Courses
    • Social Change and Sustainability - 3 Courses
    • *STEM Concentrations

    Internship (can be completed anywhere in the world), Clark University (Year 2)

      For more details about the curriculum refer to the brochure

        Industry Projects

        Learn through real-life industry projects sponsored by top companies across industries
        • Engage in collaborative projects with student-mentor interaction
        • Benefit by learning in person with Expert Mentors
        • Get personalised subjective feedback on your submissions to facilitate improvement

        The upGrad Advantage

        benefits

        Student Support

        Student Support
        Student Support is available. You can write to us via studentsupport@upgrad.com Or for urgent queries, use the "Talk to Us" option on the Learn platform.
          benefits

          Expert Feedback & Learning

          Expert Feedback & Learning
          TA sessions
            Regular live sessions by experts to clarify concept related doubt
              Receive unparalleled guidance from industry mentors, teaching assistants and graders
                benefits

                Q&A Forum

                Q&A Forum
                Peer-to-peer discussion forum where you can post your queries and your peers/faculty/teaching assistants answer your queries within a day. Regular Q&A sessions with faculty to get clarification on conceptual doubts.

                  Admission Process

                  There are 3 simple steps in the Admission Process which is detailed below:

                  Online Program Fee -

                  ₹ NaN (No taxes applicable)

                  View Plans

                  On-Campus Program at Clark University- USD 23,280 (Indicative Tuition Fee)

                  Indicative Living cost per annum in US is USD 20,000*

                  *Note: Living cost includes USD 4,330 to cover the cost of books, insurance and miscellaneous expenses.

                  Empowering learners of tomorrow

                  Over 1,00,000 students go to USA to learn every year. Connect with our counselors to know how you can be next!

                  Student Reviews

                  Start Referring

                  Refer someone and Earn up to INR 50,000 Cashback/Vouchers, on every successful enrollment!

                  Your friend also gets an instant scholarship!

                  upGrad does not grant credit; credits are granted, accepted or transferred at the sole discretion of an educational institution. upGrad does not make any representations regarding the recognition or equivalence of the credits or credentials awarded, unless otherwise expressly stated. If you intend to pursue a post graduate or doctorate degree upon completion of this course or apply for employment which requires specific credits, we advise you to enquire further regarding the suitability of this degree for your academic and/or professional requirements before enrolling.

                  Frequently Asked Questions

                  Admissions

                  Is there a minimum qualification for this program?

                  • Applicants with a 4 year bachelor's degree need to have minimum 65% marks. Maximum backlogs (ATKTs) accepted will be 4.
                  • Applicants with a 3 year bachelor's degree need to have minimum 60% marks. Maximum backlogs (ATKTs) accepted will be 4.
                  • Applicants having a 4-year Undergraduate degree are preferred. However, if a learner has completed 3 years of Undergraduate, then the awarding University must hold a NAAC rating of A or higher (in years 2020/2021/2022). The Undergraduate Degree must be completed with first class.

                  What are the English proficiency requirements for going to Clark University?

                  English Proficiency requirements are as follows:
                   

                  TOEFL (ETS code 5969): 85 overall with sub-score minimum of 20, or IELTS: 6.5 overall with sub-score minimum of 6, or Duolingo: 120 with sub-score minimum of 100, or PTE: 53. 

                  Will I be supported for TOEFL/IELTS/PTE or other English language exams during the 1st Year of Masters Degree?

                  Yes, upGrad will help you prepare for the English proficiency test to establish your current English proficiency to be eligible for the Master’s program in the US.

                  How will Clark University help in finding internships and job opportunities after I complete a course ?

                  Clark University helps students through the decision-making process by talking to you about your specific goals, interests, and skills and what kind of jobs you can get with different majors.

                  Course Curriculum

                  What is the scope of the Master of Business Administration with Clark University?

                  This MBA degree is an ideal degree for anyone looking for a career in management with an international scope and to build a professional network around the globe. Students in this program will receive dual certification, a AGM Program from IMT Ghaziabad, and a Master of Business Administration from Clark University. Students will study for 11 months online with IMT to complete the AGM program and will be transferred to Clark University after meeting the eligibility criteria as mentioned in the brochure.

                  What should I expect from the Master of Business Administration program?

                  • Respond strategically to business challenges and opportunities.
                  • Assess ethical implications of business activities.
                  • Develop, implement and evaluate solutions to business problems.
                  • Formulate business decisions and systematic analysis that reflects critical thinking.
                  • Demonstrate effective skills to collaborate with diverse groups of people.

                  Which topics are going to be covered as part of the program?

                  The program will be delivered on a new technology platform to create a superior learning experience for participants who want to be on the cutting edge of the management. With this program, IMT Ghaziabad & Clark University, US together seeks to develop the next generation of leaders. The topics that are going to be covered Marketing Management, Business Communication, Accounting & Finance, Decision Sciences, Business Economics, OB, HR Legal, Sales & Distribution, Business Strategy, Supply Chain Management.

                  What type of learning experience should I expect?

                  The content will be a mix of interactive lectures from industry leaders as well as world-renowned faculty. Additionally, the programme comprises live lectures or hangout sessions dedicated to solving your academic queries and reinforcing learning. On-campus curriculum is focused on classroom teaching as well as thesis towards the last semester.

                  Is any certification granted at the end of the program?

                  Post successful completion of the program, a Advanced General Management Program certificate would be awarded from IMT Ghaziabad and a Master's degree in Business Administration shall be conferred upon by Clark University, US.

                  About Clark University

                  Why should you pursue Master of Business Administration from Clark University?

                  Clark University’s School of Management is among the Elite 5% Business Schools worldwide by virtue of its AACSB accreditation. It has been adjudged as the “Best Business School” (2021) as per Princeton Review. The program is created to produce the finest business leaders with a sense of social responsibility. Graduates will be positioned to become leaders who can make well-informed and sound decisions based on contemporary management practices and draw on interdisciplinary skills sought by new-age workplaces.

                  Here are several benefits of being on the Clark campus, such as: 
                  • Be guided by some of the top educators and industry leaders. 
                  • Choose from specializations best suited to your interest and career aspirations.
                  • Access to a robust student community.
                  • Receive career support.

                  Can international students work to pay for their educational expenses?

                  Although there are a limited number of part-time, on-campus jobs for international students, the income from these jobs is only sufficient to provide “pocket money”; you will not earn enough income to pay for a significant portion of your educational expenses. The U.S. government prohibits international students from working outside the University.

                  When will I go to Clark University?

                  Clark University will have 2 intakes for students coming through this route. The first intake of the year will be Jan (spring) intake and the second intake of the year will be the August (Fall) intake. Though the application process for Clark University will start during the IMT Ghaziabad online program, you will be able to go to Clark University in the nearest intake which is at least 3 months away from completion of your IMT Ghaziabad program.

                  When will I get Offer Letter from Clark University?

                  upGrad will apply for you in Clark University once all the documents are provided by you (as given in the offer letter issued to you by upGrad). Apart from the documents mentioned in the offer letter of Clark University, you will have to give proof of English proficiency for application of admission to Clark University. upGrad will support you to get your English proficiency scores within 3 months of the start of a batch to accelerate this process.

                  What are the list of documents which are required to make an application to Clark University for a final offer letter?

                  The list of documents which are required to make an application to Clark University for a final offer letter are:

                  • Class 10th & 12th marksheet and certificate
                  • Graduation all mark-sheets and Transcripts
                  • Graduation degree
                  • Statement of purpose
                  • Personal Statement
                  • Passport
                  • Two letters of recommendation
                  • Resume
                  • English Proficiency Score Card (IELTS/PTE/TOEFL/Duolingo)

                  What is the permissible length of OPT after this MBA course?

                  Learners enrolled in MBA Finance and MBA Information Management & Business Analytics  concentrations will be eligible for up to 36 months of OPT whereas learners enrolled in MBA with Accounting, Expanded Accounting, Management, Marketing, Social Change and Sustainability concentrations will be eligible for 12 months of OPT.

                  Visa

                  Will upGrad help me in writing Academic and Visa SOP?

                  Yes, upGrad will help with your Academic and Visa SOP and will also organize training on how to write a good SOP.

                  How much are living expenses for a year in the USA?

                  Living expenses in the USA for international students are approximately USD 20,000.  

                  Time Commitment

                  What is the time commitment expected for the program?

                  At least 12-15 hours per week of time commitment is expected to be able to graduate from the online program. The on-campus program in the US is full-time and will have an appropriate workload.

                  How will my doubts/questions be addressed in an online program?

                  Peer-to-peer discussion forum where you can post your queries and your peers/faculty/teaching assistants answer your queries within a day. Regular Q&A sessions with faculty to get clarification on conceptual doubts.

                  Refund Policy

                  Is there any deferral or refund policy for this program?

                  Refund Policy: (Programs with prep-session component) 

                   

                  • Students must pay applicable caution money for the enrolment to the Program. This caution amount will be adjustable against the total Program fee payable by the student.
                  • You can claim a refund for the amount paid towards the Program at any time, before the Cohort Commencement Date, by visiting www.upgrad.com and submitting your refund form via the "My Application" section under your profile. Processing fee of Rs. 20,000/- will be levied. If less than Rs. 20,000/- have been paid in total, the student shall not be eligible for any refund in such case.
                  • The student shall not be eligible for any refund under any circumstances if any such refund requests are raised post Cohort Commencement Date and student will continue to pay the EMI for the loan (if applicable) and such loan cannot be cancelled. This is also applicable for those students who could not complete their payment and could not be enrolled in the cohort opted for. However, the student can raise a request for Pre-Program deferral as per the policy defined below for the same.
                  • In case of a refund, the student will be solely responsible for any cancellation of the loan, including but not limited to applicable loan cancellation charges levied on the total cancelled loan amount.
                  • Students must pay the full fee within 7 days of payment of Caution Money or Cohort Commencement Date, whichever is earlier, otherwise, the admission letter will be rescinded.
                  • Request for refund must be sent via e-mail in the prescribed Refund Request Form. The refund will be processed within 30 working days of commencement of the program after being duly approved by the Academic Committee.

                   

                  Deferral Policy: (Pre- Program Commencement) 

                   

                  • If a student, due to unavoidable circumstances is unable to commence with the cohort and requests for a deferral before the cohort starts, we provide the opportunity for the student to defer to another batch.
                  • However, the student will be required to pay 50% of the total course fee amount (inclusive of taxes) before the deferral can be approved. Till this is completed, the student will be assumed to be continuing in the same cohort.
                  • A student can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the student enrolled for.
                  • The student has time till the current cohort launch date to make the payment of the 50% program fee, post which the deferral request will expire. Once the deferral window expires and the student now asks for a refund, the above-mentioned applicable refund policy will apply.
                  • The fee applicable to the deferred student will be as per prevailing fee for the batch student as opted to defer to (No additional deferral fee is required to be paid).

                   

                  Deferral Policy: (Post Program Commencement) 

                   

                  • If a student is facing severe issues in dedicating time to the course, we provide the opportunity for the student to defer to another batch.
                  • A student can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the student enrolled for.
                  • The student will be required to pay deferral fees of 10% of the total course amount fee + Taxes if any along with the differential program fees between the two cohorts.
                  • The deferral request will be approved once the deferral fee is paid.
                  • Till this is completed, the student will be assumed to be continuing in the same cohort.
                  • The student has 7 days (including holidays and weekends) from the date of deferral request to make the payment of the deferral fee post which the deferral request will expire, and the student will continue as part of the current cohort.
                  • If the student completes the deferral payment, the student’s login will be disabled, the student will leave the deferred cohort and the student will start learning on the new cohort from the point of the last assignment that was graded in the deferred cohort. All grades and progress till that point will be carried forward as it is to the new cohort. For clarification, the grades of the graded assignments will be carried forward, whether the student had submitted these grading during the initial stage.
                  • The deferral can only be requested during the batch for which the student has enrolled is ongoing. Once the batch has been completed, deferral requests shall not be entertained. For clarification, the batch completion here shall mean the “last grace deadline” as communicated by upGrad.

                  Payment

                  No cost CC EMI FAQ's

                  0% EMI with Finance partners /Credit card option availability will vary program wise.

                  1. Which banks allow using 0% Credit card EMI or Credit card EMI?
                  No cost EMI is available on credit cards from all major banks (American Express, Bank of Baroda, HDFC Bank, ICICI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered, Axis Bank, Yes Bank, State Bank of India, CITIBANK and HSBC)


                  2. Is there any minimum transaction limit ?
                  Yes. 50000 is the minimum.

                  3. Standard Chartered Bank offers 18 or 24 months No Cost EMI ?
                  No. ONLY 12 months is available irrespective of the Program enrolled.

                  4. Will I have to pay any extra amount for EMI transaction?
                  If you are availing 0% credit card EMI, upGrad will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI.

                  5. Are there any fees or down payment?
                  Certain banks charge nominal processing fees between INR 99 - 500 on 0% Credit Card EMI transaction. If charged, will be billed in the first repayment installment.

                  6. Can I use my International credit card for 0% credit EMI or Credit Card EMI?
                  Only the Indian bank credit cards can be used. But you can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions, this will be purely between you and your bank.

                  7. Are there any charges in case I opt for cancellation/refund from the course after paying balance with no cost EMI ?
                  Yes, there will be additional charges to the extent of interest paid by the upGrad to the bank, you will be refunded only Principal amount, i.e. the amount actually deducted/blocked from your card. This deduction will be in addition to the amount mentioned in the refund policy shared with your offer letter.

                  8. Can I Pay Using Multiple Credit Cards ?
                  Multiple cards can be used to complete the payments using Part payment option make sure to inform the learner, minimum transaction is INR 50000 to opt for 0% CC EMI E.g. Amount to be paid: 150000. I can pay using 2 Credit cards. Yes, Example :
                  HDFC Card – Part payment – INR 100000
                  ICICI Card – Part payment – INR 50000

                  9. How can I opt for Credit card EMI if my bank is not listed in the 0% Credit card EMI or Credit card EMI?
                  You can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions.

                  10. Why is the entire amount blocked on my credit card?
                  Initially your bank will block the entire amount from your available purchase limit and from your next billing cycle, you will be charged the EMI amount. As you start paying your EMI, your credit limit will be released accordingly. For example, if you have made a payment of ₹100000 on 6-months EMI and your credit limit is ₹200,000 then initially your bank will block your credit limit by ₹100000. After payment of your first month EMI of Rs.15000, the blocked amount will come down to ₹85000.

                  11. Why is interest getting charged on No Cost EMI?
                  Your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your payment, effectively giving you the benefit of a No cost EMI. The total amount paid during the entire EMI tenure to the bank will be equal to the amount to be paid to upGrad.

                  Eg. Amount payable to upGrad: INR 405000
                  Let's say Amount deducted at the time of transaction: INR 379850 (Principal amount) Bank charges interest of 12-15% per annum on INR 379850
                  [Note: Interest factor is reducing rate and not Flat rate]
                  EMI AMOUNT = INR 33750 x 12 = INR 405000
                  Effectively, you have taken loan on 379,850 instead of 405,000

                  DISCLAIMER

                  Disclaimer

                  • upGrad facilitates program delivery and is not a college/university in itself. Credits and credentials are awarded by the university. Please refer to relevant terms and conditions before applying. The University program is accredited/recognised in the country where the University is established.
                  • The student assumes full responsibility for all expenses associated with visas, travel, and related costs. upGrad does not provide any assurance or make representations regarding visa approval or the procurement of the visa.
                  • The above statistics depend on various factors and individual results may vary. Past performance is no guarantee of future results.