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Destinations
Exams
Resources
More
A STEM-designated master's program that blends psychology, data, and strategy to design healthier, high-performing workplaces and shape the future of organizational leadership.
Why choose MS in I/O Psychology at Touro University?
The program equips you with practical and psychological tools to boost workplace performance, foster motivation, and lead effectively. You will gain skills in team building, leadership, and organizational strategy preparing for roles in HR, consulting, research, academia, government or management.
Online Duration
5 Months
On-Campus Duration
12 Months
Internship
Included
STEM Designated
Yes
Earn an MS in I/O Psychology degree from Touro University.
Turn credits into milestones with an industry-shaped curriculum built for real-world skills.
1. Business Communication
2. Financial Management in Healthcare
3. Healthcare Marketing
4. Research Methodologies in Healthcare
5. Human Resource Management in Healthcare
1. Psychometric Theory
2. Introduction to I/O and O/D
3. I/O Consulting*
4. Professionalism and Ethics
5. Research & Statistics I*
6. Research & Statistics II
7. Practicum
8. Internship in I/O
Note: Course names are indicative and may vary due to character limits.
*9 credits will be waived off post the successful completion of the Advanced Certificate in Healthcare Management Program.
We’ve customized your study abroad journey — all you have to do is take the first step.
Significantly reduce tuition costs while gaining a world-class degree, global exposure, and strong career outcomes.
₹30.6 Lakhs ($34,560)
₹26.5 Lakhs ($30,000)
Merit-based
~₹57.1 Lakhs
Online Fee:
₹5.25 Lakhs ($5,924)
On Campus Fee:
₹22.9 Lakhs ($25,920)
Savings of ~₹2.45 Lakhs
On-Shore:
₹17.7 Lakhs ($20,000)
Savings of ~₹18.1 Lakhs
Merit-based
University discretion
~₹45.8 Lakhs
Savings of ~₹11.3 Lakhs
Check academic, language & work-ex requirements to determine your eligibility for this study abroad program.
Maximize your earning potential and get the same global career outcomes at an affordable cost.
Total Expense
Over 2 years
₹45.9 Lakhs
Total Earnings
In 3 years
₹4.2 Cr
Disclaimers
Important notes
1}Returns are calculated considering students work throughout the length of the PSW Visa.
2}Salary and stipend figures are approximate and represent a median value.
3}This is not a financial offering. Any references to returns are illustrative and indicate how you may potentially benefit from the Program.
4} The amounts shown are approximate values and may differ based on various factors. Living costs are approximately calculated for the length of on-shore component in/outside the campus.
5}Internship duration may vary from 3-6 months, wage/hour is taken as ~$15/hour for internship stipend.
A global hub for innovation, research, and real-world learning surrounded by opportunity, energy, and global ambition.
New York, the City that Never Sleeps, is a hub for finance, tech, culture & education with Wall Street, top firms & landmarks.
Living Cost
$20,000 per annum
upGrad Students
100+
upGrad USP
Alumni Support
$75,000
Avg salary
per annum
2,813+
Job
openings
HR Specialist skilled in recruitment, onboarding, employee relations, benefits, and training, leveraging insight into behavior and dynamics.
$82,000
Avg salary
per annum
2,602+
Job
openings
Training Manager design and implement training programs, assess learning needs, evaluate training effectiveness, help employees develop skills.
$115,000
Avg salary
per annum
99,867+
Job
openings
Applying psychological principles to create organization wide processes and policies.
$110,000
Avg salary
per annum
23,630+
Job
openings
Conduct applied research on workplace behavior, productivity, leadership, and team dynamics; analyze data; work in academia or corporate research.
$105,000
Avg salary
per annum
63,411+
Job
openings
Leadership Consultant Provide coaching and development for senior leaders, help build leadership capabilities, manage high-impact individual.
Applications, visas, counselling, and planning—everything in one place.
Get personalized expert guidance to simplify your journey — from university selection to application success.
upGrad learners receive exclusive scholarships of up to 40% to make their global education more accessible.
We offer IELTS prep by experienced individuals to help you reach the desired proficiency and achieve the required score.
Maximize your chances of funding with our expert guidance on third-party credit facility. Access loans at competitive interest rates.
Gain access to visa mocks and guidance to breeze through your visa process.
Use our free tools to calculate expenses, assess scores, know your loan EMI—before you apply.
Your admission journey, simplified and supported at every stage.
State-of-the-art labs, student clubs & career centers—fostering learning, leadership & community.
Hear from our learners who turned their study-abroad dreams into reality.
Everything you need to know about pathway program at Touro University, USA.
Located in the heart of New York City, Touro University benefits from its location in one of the most exciting and vibrant cities in the world. The university's building is charged with a distinct air of professionalism and includes all of the amenities for a comfortable and conducive learning environment: high-speed wireless internet, multimedia classrooms, a fully-equipped computer lab, Bloomberg terminals, student lounges, and a staffed Career Resource Center.
Touro University is accredited by the Middle States Commission on Higher Education (MSCHE), an agency recognized by the United States Secretary of Education and the Council for Higher Education Accreditation.
Touro University will have 2 intakes for students coming through this route. The intakes of the year will be in January, and September intake. Though the application process for Touro University will start during the online program, you will be able to go to Touro University in the nearest intake from completion of your Touro University online program.
upGrad will apply for you at Touro University once all the documents are provided by you (as given in the offer letter issued to you by upGrad). Apart from the documents mentioned in the offer letter from Touro University, you will have to give proof of English proficiency for application of admission to Touro University. If needed, upGrad will support you to get your English proficiency scores within 3 months of the start of the batch to accelerate this process.
An I-20 is issued by a Designated School Official (DSO) from the International Student Office at Touro University after you have been admitted to Touro University and you have demonstrated that you or your sponsor have sufficient financial resources for you to be an eligible student in the US at Touro University.
New York City has hundreds of diverse neighborhoods to explore for food and art lovers, thousands of companies and organizations for networking and enrichment, and unlimited options for entertainment. NYC is so big and diverse that students can choose to seek out a specific culture or spend a day avoiding their home culture (even the Americans can do this).Yet, despite being the biggest city in America, it is also the easiest to get around. New York City’s subway system boasts 27 subway lines and 472 stations, and the overall public transportation system covers everywhere including Northern New Jersey, Long Island, Westchester County, and Southwestern Connecticut (Together, with NYC, this total area is known as the Greater New York City Area.
This program is right for:
To be eligible for the program, the following criteria need to be fulfilled:
For GIM (Online):
For Touro University, USA (On-campus):
Work experience is not mandatory for admission; however, applicants with prior experience may share it.
There are 3 simple steps in the Admission Process which is detailed below:
STEP 1 - Application and Document Submission - Apply on upGrad.com and submit your documents.
STEP 2 - Shortlisting basis overall performance - Our admissions committee will review your profile. Upon qualifying, an offer letter will be sent to you.
STEP 3 - Enrollment for Access to Prep Content - Make a quick block payment of INR 25,000 to reserve your seat and receive immediate access to the prep content and begin your upGrad journey. Complete balance payment with assistance from our loan partners where required.
The list of documents that are required to make an application to the Touro University for a final offer letter are:
Up to 12-15 Hours/Week of time commitment is expected to be able to graduate from the Program.
Our Student Support is available. You can write to us via studentsupport@upgrad.com or for urgent queries, use the "Talk to Us" option on the Learn platform. Additionally, an upGrad buddy will enhance the learners’ experience by engaging with them to ensure they are on track with upcoming deadlines, and submissions. They will offer guidance, and resolve their non-academic queries. Peer-to-peer discussion forum where you can post your queries and your peers/faculty/teaching assistants answer them within a day. Regular Q&A sessions with faculty to get clarification on conceptual doubts.
Yes, upGrad will help with your Academic and Visa SOP and will also organize training on how to write a good SOP.
Living expenses in the USA for international students are approximately USD 20,000 per annum.
In such cases, continuation of the program online is subject to the university’s discretion and the applicable university terms (covering aspects such as fees, mode of study, validity of the degree, and whether it will be equivalent to the on-campus degree.
By virtue of your F-1 Visa, you are eligible to work part-time on-campus from Day 1 of your on-shore course commencement. You may be eligible to work off-campus subject to an additional annotation on your F-1 visa. You must meet other requirements, as advised by your institution or the US federal regulations.
0% EMI with 3rd Party Loan Facilitators /Credit card option availability will vary program wise.
1. Which banks allow using 0% Credit card EMI or Credit card EMI?
No cost EMI is available on credit cards from all major banks (American Express, Bank of Baroda, HDFC Bank, ICICI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered, Axis Bank, Yes Bank, State Bank of India, CITIBANK and HSBC)
2. Is there any minimum transaction limit ?
Yes. 50000 is the minimum.
3. Standard Chartered Bank offers 18 or 24 months No Cost EMI ?
No. ONLY 12 months is available irrespective of the Program enrolled.
4. Will I have to pay any extra amount for the EMI transaction?
If you are availing 0% credit card EMI, upGrad will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI.
5. Are there any fees or down payment?
Certain banks charge nominal processing fees between INR 99 - 500 on 0% Credit Card EMI transaction. If charged, will be billed in the first repayment installment.
6. Can I use my International credit card for 0% credit EMI or Credit Card EMI?
Only the Indian bank credit cards can be used. But you can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions, this will be purely between you and your bank.
7. Are there any charges in case I opt for cancellation/refund from the course after paying balance with no cost EMI ?
Yes, there will be additional charges to the extent of interest paid by the upGrad to the bank, you will be refunded only Principal amount, i.e. the amount actually deducted/blocked from your card. This deduction will be in addition to the amount mentioned in the refund policy shared with your offer letter.
8. Can I Pay Using Multiple Credit Cards ?
Multiple cards can be used to complete the payments using Part payment option make sure to inform the learner, minimum transaction is INR 50000 to opt for 0% CC EMI E.g. Amount to be paid: 150000. I can pay using 2 Credit cards. Yes, Example :
HDFC Card – Part payment – INR 100000
ICICI Card – Part payment – INR 50000
9. How can I opt for Credit card EMI if my bank is not listed in the 0% Credit card EMI or Credit card EMI?
You can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions.
10. Why is the entire amount blocked on my credit card?
Initially your bank will block the entire amount from your available purchase limit and from your next billing cycle, you will be charged the EMI amount. As you start paying your EMI, your credit limit will be released accordingly. For example, if you have made a payment of ₹100000 on 6-months EMI and your credit limit is ₹200,000 then initially your bank will block your credit limit by ₹100000. After payment of your first month EMI of Rs.15000, the blocked amount will come down to ₹85000.
11. Why is interest getting charged on No Cost EMI?
Your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your payment, effectively giving you the benefit of a No cost EMI. The total amount paid during the entire EMI tenure to the bank will be equal to the amount to be paid to upGrad.
Eg. Amount payable to upGrad: INR 405000
Let's say Amount deducted at the time of transaction: INR 379850 (Principal amount) Bank charges interest of 12-15% per annum on INR 379850
[Note: Interest factor is reducing rate and not Flat rate]
EMI AMOUNT = INR 33750 x 12 = INR 405000
Effectively, you have taken loan on 379,850 instead of 405,000
1. Refund Policy
1.1 Payment of Caution Amount: You must pay the applicable Caution Amount as mentioned in the Offer Letter issued to You for successful enrolment to the Program. This Caution Amount will be adjustable against the Total Program Fee payable by You.
1.2 Pre-Cohort Commencement: Once you have made a partial or full payment of Total Program Fee, You may claim a refund for the amount paid by You towards the Total Program Fee at any time before the Cohort Commencement Date by raising a refund request through “My Applications” page on the upGrad website (www.upgrad.com), stating the specific reason for the refund.
a. The refund shall be subject to a deduction of INR. 20,000/- towards processing fee (“Refund Processing Fee”) by upGrad.
b. In case you have paid less than INR. 20,000/-, You shall not be eligible for any refund in such a case. The amount already paid by you will be considered as the amount paid towards the Refund Processing Fee.
1.3 Post-Cohort Commencement: You shall not be eligible for refund (under any circumstances) if the refund request is raised post the Cohort Commencement Date.
a. In such a case, You will continue to pay the EMI of Your loan or any financing facility that You may have availed in respect of the Program from the third-party service provider (if applicable) as upGrad is not a party to any such arrangements between You and the third-party credit facility provider and holds no obligation in this regard.
b. However, You can request a Pre-Program Deferral as per the policy defined below for the same.
c. Refund Ineligibility Due to Discrepancies: You will not be eligible for a refund of any amount paid towards the Total Program Fee if any discrepancy is identified between Your application and self-attested documents. This includes, but is not limited to, incorrect details about Your grades or any other inaccurate information provided in Your application as part of the Eligibility Criteria for the Program.
1.4 Loan Cancellation Responsibility and Indemnity: In the event of a valid refund request after obtaining a loan and/or credit facility from a third-party credit facility provider, You will be solely responsible for cancelling the loan.
a. upGrad is not a party to any such arrangements between You and the third-party credit facility provider and holds no obligation in this regard.
b. You agree to indemnify, defend, and hold harmless upGrad, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, losses, damages, costs, or expenses (including legal fees) arising out of or in connection with Your loan arrangement, including but not limited to any failure to cancel the loan or any disputes with the third-party credit facility provider.
1.5 Deferred Enrolment Due to Incomplete Documentation: If You fail to submit the required documents within the timeline specified in the Offer Letter, Your enrolment will be deferred to the next cohort. You will not be eligible for any refunds in such a case.
2. Deferral Policy Pre-Program Commencement:
2.1 Pre-Program Deferral Option: If you are unable to start the Program as per the originally enrolled cohort due to unavoidable circumstances, you may request a deferral before the Cohort Commencement Date subject to upGrad’s approval. Please note that upGrad reserves the right to grant or deny such requests at its discretion. In such a case, you will have the option to defer to a later cohort for the Program.
2.2 Applicable Program Fee for Deferred Cohort: The Total Program Fee applicable to you will be based on the prevailing Total Program Fee for the cohort to which you have deferred. No additional deferral fee will be required.
2.3 Liability for Differential Program Fee: If there is a difference in the Total Program Fee between your originally enrolled cohort and the deferred cohort, you will be required to pay the differential amount.
Post Program Commencement:
2.4 Deferral Due to Time Constraints: If you are facing significant difficulties in dedicating time to the Program, you can request for a deferral to a subsequent cohort, subject to upGrad’s approval. Please note that upGrad reserves the right to grant or deny such requests at its discretion.
2.5 Deferral Request Limit and Timeline: You may request a deferral only once during the Program, and it must be to a cohort commencing within one year from the Cohort Commencement Date of your originally enrolled cohort.
2.6 One-Time Deferral Policy: You may avail the deferral option only once during the Program period. No subsequent deferral requests will be entertained by upGrad.
2.7 Post-Program Deferral Fee: To process your deferral request, you must pay an additional deferral fee of 10% of Total Program Fee, inclusive of taxes (“Post-Program Deferral Fee”). The Post -Program Deferral Fee is over and above the Total Program Fee and cannot be adjusted against it.The deferral request will be approved only after upGrad receives the Post-Program Deferral Fee.
2.8 Continuation in Originally enrolled Cohort Until Approval: Until the Post-Program Deferral Fee is paid, and the deferral request is approved by upGrad, you will be considered part of your originally enrolled cohort and must continue as per the Program requirements.
2.9 Payment Deadline for Post-Program Deferral Fee: You must complete the payment of the Post-Program Deferral Fee within seven days (including holidays and weekends) from the date of your deferral request. If the payment of the Post-Program Deferral Fee is not made within this period, the deferral request will expire, and you will continue as part of the originally enrolled cohort.
2.10 Liability for Differential Program Fee: If there is a difference in the Total Program Fee between your originally enrolled cohort and the deferred cohort, you will be required to pay the differential amount between the Program Fee paid by you and the Total Program Fee for the deferred cohort.
2.11 Deferral Confirmation and Learning Progress: Once you have completed the payment of the Post-Program Deferral Fee, your login access will be disabled for the originally enrolled cohort. You will exit the originally enrolled cohort and begin learning in the deferred cohort from the last graded assignment in the originally enrolled cohort. All grades and progress up to that point will be carried forward to the deferred cohort without any changes.
2.12 Deferral Request Deadline: A deferral request can only be made while your originally enrolled cohort is ongoing. Once the originally enrolled cohort has been completed, deferral requests will not be entertained. For clarification, cohort completion refers to the “last grace deadline” as communicated by upGrad.
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