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Post Graduate Certificate in Product Management

Duke CE

12 Months

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Post Graduate Certificate in Product Management

Duke CE

12 Months

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Post Graduate Certificate in Product Management

Duke CE

12 Months

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Post Graduate Certificate in Product Management

Duke CE

12 Months

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Post Graduate Certificate in Product Management

Duke CE

12 Months

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Master of Business Administration

The Master of Business Administration program commences with a rigorous 6-months online curriculum, delivered by Touro University, offering an academically enriching and flexible learning environment.. Upon completion of the online phase, students will engage in an intensive 12-months on-campus residency at Touro University in the United States. Touro's MBA curriculum features two internships, integrated into the curriculum, providing students with hands on industry experience roles at companies like Google, Amazon, PwC, Microsoft, IBM, and more. Students can also earn industry-specific certifications/licenses (e.g., SHRM, HRIS, Six Sigma) and connect with professional networks relevant to their discipline.

Pathway: 6 months
On-campus: 12 months

  • Pathway Start Date
    30th Apr'2025
  • Abroad Intake
    Jan'2026
Apply NowDownload Syllabus
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Unlock global career opportunities

Start in Vietnam, Complete in USA

  • 40% Reduction

    compare with 100% on-campus program

  • No Entrance Test

    Start today without a GMAT / GRE score

  • Upto 36 Months

    Eligible for PGWP/Post Study Work/OPT visa

  • EXCLUSIVE Scholarship for upGrad learners
  • 96% employability rate within 6 months of graduation, with top employers including Google, JP Morgan & Chase, Microsoft Azure, IBM, NBC Universal, Viacom, and many more.
  • Eligible to apply for up to 36-months STEM OPT after graduation
  • End-to-end application, counseling and visa application support from upGrad
  • In-built TOEFL/IELTS training and study abroad modules to meet U.S.A. study requirements
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Master of Business Administration

What Is This Course About?

About the program

  • This program emphasizes real-world case studies, internships, and hands-on experience, offering fully designated STEM tracks in Entrepreneurship, Forensic Accounting, General Management, Human Resource Management, Healthcare Management, International Business, Finance, and Marketing.
  • It fosters an entrepreneurial mindset by incorporating entrepreneurship courses and providing access to mentorship and business incubators. Touro's esteemed faculty, many of whom have held leadership positions in major corporations, offer invaluable insights into current business trends.

About Touro University

  • Located in the heart of New York City, Touro University benefits from its location in one of the most exciting and vibrant cities in the world.
  • Touro University is accredited by the Middle States Commission on Higher Education (MSCHE) in 2015, an agency recognized by the United States Secretary of Education and the Council for Higher Education Accreditation.
  • Touro University will have 3 intakes for students coming through this route. The intakes of the year will be in January, June, and September intake. Though the application process for Touro University will start during the online program, you will be able to go to Touro University in the nearest intake from completion of your Touro University online program.

University Ranking

  • U.S. News & World Report 2025: 171 in National Universities
  • Ranked #5 Best Value School in NYC and #119 Best Value School in the USA by US News and World Report 2025

Career Opportunity

  • Client Service Manager: USD 65,240
  • Brand Manager: USD 76,941 Annually
  • Operations Manager: USD 97,500 Annually
  • Digital Marketing Specialist: USD 53,580 Annually
  • Financial Analyst: USD 66,127 Annually
  • Management Consultant: USD 116,338 Annually
  • Product Manager: USD 100,000 Annually
  • Information Manager: USD 85,000 Annually
  • Senior Business Analyst: USD 88,827 Annually
  • Finance Manager: USD 150,000 Annually
  • Consultant: USD 140,000 Annually
  • Healthcare Administrator: USD 100,000 Annually
  • Hospital Administrator: USD 105,000 Annually
  • Marketing Manager: USD 101,000 Annually
  • Public Health Administrator: USD 85,000 Annually
  • Social Media Manager: USD 55,889 Annually
  • Advertising Manager: USD 69,814 Annually
  • Project Manager: USD 86,630 Annually
  • Data Analyst: USD 110,000 Annually

Certicate from Touro University

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Pathway Curriculum - Touro University

Master of Business Administration Term 1

Eligibility:
- All bachelor's degrees with minimum 60% or above marks are acceptable except General BA (without specialization) and should have less than 10 backlogs.
- In the case of a 3 Year degree, the awarding institution should be accredited by NAAC with A / A+ / A++ in the last four years.
- TOEFL of >=83 overall with sectional score on speaking no less than 20 and other sections no less than 18 or IELTS Academic >= 6.5 overall with no sectional score less than 6.0 or Duolingo -115 overall with no sectional score less than 100 or PTE - 64 overall with no sectional score below 55.

Vietnam
Online
Duration 6 Months
Download Brochure

Why Choose the DBA in Emerging Technologies Program

On-Campus Curriculum - Touro University

Master of Business Administration

Eligibility:
- The applicants need to complete the Master of Business Administration Term 1 (12 Credits) with a minimum score of B or 3.0 GPA in each class.

New York, USA
On-Campus
Duration 1 Year
USD 15,750 Tuition Fee
USD 22,000 per annum Cost of Living
Download Brochure

Class Profile

Whove enrolled for this course Whove enrolled for this course

How upGrad Supports You Throughout Your Study Abroad Journey

At upGrad, we provide end-to-end personalized support to ensure every learner not only chooses the right path but also transitions smoothly to studying overseas and beyond.

Choosing the Right Program, University, and Country
  • 1-on-1 personalized counseling sessions to understand learner's academic background, career aspirations, and financial situation.
  • Guidance on selecting the most suitable program (field of study, specialization).
  • Matching learners with the best-fit universities based on eligibility, program strength, global rankings, and post-study work opportunities.
  • Advising on destination country choice based on visa friendliness, career outcomes, and budget alignment.
  • Dedicated support in preparing strong Statements of Purpose (SOP) and supporting admission essays, customized to program and university expectations.
 
  • Access to professional IELTS trainers and structured preparation materials.
  • Personalized study plans focusing on learner's target score and university requirements.
  • Practice tests, writing evaluations, and speaking practice sessions included.
 
  • Visa document checklist tailored for each destination country.
  • Guidance on financial documentation and affidavit support if required.
  • Mock visa interview preparation sessions.
  • End-to-end application filing guidance to minimize errors and rejection risks.
 
  • Guidance on affordable and safe student housing options close to campus.
  • Support in understanding tuition payment plans, installment options, and scholarships.
  • Assistance in financial planning: MPower
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Pathway Pricing: : 170,000,000 VND

Blockseat: 12,000,000 VND

This price is for Pathway Duration

How to apply for Touro University - Master of Business Administration

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Frequently Asked Questions

1. What is the scope of the Master of Business Administration?

The Master of Business Administration is an engaging yet rigorous 6 months online (with Touro University, USA) and 12-months on-campus (Touro University, USA) program designed for learners to develop practical knowledge and skills, establish a professional network, and accelerate entry into the field of general management, Human Resource Management and International Business Finance.
The Master of Business Administration is an engaging yet rigorous 6 months online (with Touro University, USA) and 12-months on-campus (Touro University, USA) program designed for learners to develop practical knowledge and skills, establish a professional network, and accelerate entry into the field of general management, Human Resource Management and International Business Finance.
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Touro’s STEM-designated MBA is designed to meet this demand, empowering learners with leadership skills, analytical capabilities, and a global perspective. With six specialized tracks — Forensic Accounting, General Management, Human Resource Management, Healthcare Management, International Business Finance, and Marketing — the program equips graduates to excel in their chosen fields. Each specialization starts with core courses covering essential business concepts, followed by advanced learning in the selected area, culminating in a capstone project that applies real-world insights.
Touro’s STEM-designated MBA is designed to meet this demand, empowering learners with leadership skills, analytical capabilities, and a global perspective. With six specialized tracks — Forensic Accounting, General Management, Human Resource Management, Healthcare Management, International Business Finance, and Marketing — the program equips graduates to excel in their chosen fields. Each specialization starts with core courses covering essential business concepts, followed by advanced learning in the selected area, culminating in a capstone project that applies real-world insights.
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The program will be delivered on a Touro’s technology platform to create a superior learning experience for participants who want to be on the cutting edge of the management. With this program, Touro University, USA together seeks to develop the next generation of leaders. The topics that are going to be covered are Accounting for Strategic Management & Decision Making, Marketing: Branding & Differentiation, Ethics in the Global Marketplace,and more.
The program will be delivered on a Touro’s technology platform to create a superior learning experience for participants who want to be on the cutting edge of the management. With this program, Touro University, USA together seeks to develop the next generation of leaders. The topics that are going to be covered are Accounting for Strategic Management & Decision Making, Marketing: Branding & Differentiation, Ethics in the Global Marketplace,and more.
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The online learning experience will be a mix of interactive lectures from industry leaders as well as Touro’s faculty. Additionally, the program comprises live lectures dedicated to solving your academic queries and reinforcing learning. The on-campus learning experience will offer students the opportunity to engage directly with faculty.
 
The online learning experience will be a mix of interactive lectures from industry leaders as well as Touro’s faculty. Additionally, the program comprises live lectures dedicated to solving your academic queries and reinforcing learning. The on-campus learning experience will offer students the opportunity to engage directly with faculty.
 
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Post successful completion of the program, a Master of Business Administration degree shall be conferred upon by the Touro University.
Post successful completion of the program, a Master of Business Administration degree shall be conferred upon by the Touro University.
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No, the program is designed to be completed in its entirety, and cannot be taken as standalone modules.
No, the program is designed to be completed in its entirety, and cannot be taken as standalone modules.
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Yes, if needed upGrad will help you prepare for the English proficiency test to establish your current English proficiency to be eligible for the Master's program in the US.
Yes, if needed upGrad will help you prepare for the English proficiency test to establish your current English proficiency to be eligible for the Master's program in the US.
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1. Where is Touro University located?

Located in the heart of New York City, Touro University benefits from its location in one of the most exciting and vibrant cities in the world. The university's building is charged with a distinct air of professionalism and includes all of the amenities for a comfortable and conducive learning environment: high-speed wireless internet, multimedia classrooms, a fully-equipped computer lab, Bloomberg terminals, student lounges, and a staffed Career Resource Center.

Located in the heart of New York City, Touro University benefits from its location in one of the most exciting and vibrant cities in the world. The university's building is charged with a distinct air of professionalism and includes all of the amenities for a comfortable and conducive learning environment: high-speed wireless internet, multimedia classrooms, a fully-equipped computer lab, Bloomberg terminals, student lounges, and a staffed Career Resource Center.

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Touro University is accredited by the Middle States Commission on Higher Education (MSCHE) in 2015, an agency recognized by the United States Secretary of Education and the Council for Higher Education Accreditation.

Touro University is accredited by the Middle States Commission on Higher Education (MSCHE) in 2015, an agency recognized by the United States Secretary of Education and the Council for Higher Education Accreditation.

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Touro University will have 3 intakes for students coming through this route. The intakes of the year will be in January, June, and September intake. Though the application process for Touro University will start during the online program, you will be able to go to Touro University in the nearest intake from completion of your Touro University online program.

Touro University will have 3 intakes for students coming through this route. The intakes of the year will be in January, June, and September intake. Though the application process for Touro University will start during the online program, you will be able to go to Touro University in the nearest intake from completion of your Touro University online program.

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upGrad will apply for you at Touro University once all the documents are provided by you (as given in the offer letter issued to you by upGrad). Apart from the documents mentioned in the offer letter from Touro University, you will have to give proof of English proficiency for application of admission to Touro University. If needed, upGrad will support you to get your English proficiency scores within 3 months of the start of the batch to accelerate this process.

 

upGrad will apply for you at Touro University once all the documents are provided by you (as given in the offer letter issued to you by upGrad). Apart from the documents mentioned in the offer letter from Touro University, you will have to give proof of English proficiency for application of admission to Touro University. If needed, upGrad will support you to get your English proficiency scores within 3 months of the start of the batch to accelerate this process.

 
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An I-20 is issued by a Designated School Official (DSO) from the International Student Office at Touro University after you have been admitted to Touro University and you have demonstrated that you or your sponsor have sufficient financial resources for you to be an eligible student in the US at Touro University.

 

An I-20 is issued by a Designated School Official (DSO) from the International Student Office at Touro University after you have been admitted to Touro University and you have demonstrated that you or your sponsor have sufficient financial resources for you to be an eligible student in the US at Touro University.

 
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New York City has hundreds of diverse neighborhoods to explore for food and art lovers, thousands of companies and organizations for networking and enrichment, and unlimited options for entertainment. NYC is so big and diverse that students can choose to seek out a specific culture or spend a day avoiding their home culture (even the Americans can do this).Yet, despite being the biggest city in America, it is also the easiest to get around. New York City’s subway system boasts 27 subway lines and 472 stations, and the overall public transportation system covers everywhere including Northern New Jersey, Long Island, Westchester County, and Southwestern Connecticut (Together, with NYC, this total area is known as the Greater New York City Area.

 

New York City has hundreds of diverse neighborhoods to explore for food and art lovers, thousands of companies and organizations for networking and enrichment, and unlimited options for entertainment. NYC is so big and diverse that students can choose to seek out a specific culture or spend a day avoiding their home culture (even the Americans can do this).Yet, despite being the biggest city in America, it is also the easiest to get around. New York City’s subway system boasts 27 subway lines and 472 stations, and the overall public transportation system covers everywhere including Northern New Jersey, Long Island, Westchester County, and Southwestern Connecticut (Together, with NYC, this total area is known as the Greater New York City Area.

 
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1. How do I know if the program is right for me?

This program is right for:
  • Those with a strong academic foundation, offering a valuable edge in the Master of Business Administration program.
  • Individuals aspiring to excel in roles such as Quality Engineer, Industrial Automation Engineer,Operations Research Analyst, Logistics Engineer, etc.
  • Touro's Master of Business Administration program goes beyond traditional management education, equipping students with advanced financial expertise, strategic leadership skills, and a global economic perspective.
       
This program is right for:
  • Those with a strong academic foundation, offering a valuable edge in the Master of Business Administration program.
  • Individuals aspiring to excel in roles such as Quality Engineer, Industrial Automation Engineer,Operations Research Analyst, Logistics Engineer, etc.
  • Touro's Master of Business Administration program goes beyond traditional management education, equipping students with advanced financial expertise, strategic leadership skills, and a global economic perspective.
       
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For Touro University, USA (Online):
  • All bachelor’s degrees with minimum 60% or above marks are acceptable except General BA (without specialization) and should have less than 10 backlogs.
  • In the case of a 3 Year degree, the awarding institution should be accredited by NAAC with A / A+ / A++ in the last four years.
  • TOEFL of >=83 overall with sectional score on speaking no less than 20 and other sections no less than 18 or IELTS Academic >= 6.5 overall with no sectional score less than 6.0 or Duolingo -115 overall with no sectional score less than 100 or PTE - 64 overall with no sectional score below 55. 
For Touro University, USA (On-campus):
  • The applicants need to complete the Master of Business Administration Term 1 (12 Credits) with a minimum score of B or 3.0 GPA in each class.
For Touro University, USA (Online):
  • All bachelor’s degrees with minimum 60% or above marks are acceptable except General BA (without specialization) and should have less than 10 backlogs.
  • In the case of a 3 Year degree, the awarding institution should be accredited by NAAC with A / A+ / A++ in the last four years.
  • TOEFL of >=83 overall with sectional score on speaking no less than 20 and other sections no less than 18 or IELTS Academic >= 6.5 overall with no sectional score less than 6.0 or Duolingo -115 overall with no sectional score less than 100 or PTE - 64 overall with no sectional score below 55. 
For Touro University, USA (On-campus):
  • The applicants need to complete the Master of Business Administration Term 1 (12 Credits) with a minimum score of B or 3.0 GPA in each class.
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A relevant professional work experience is recommended but not required.
A relevant professional work experience is recommended but not required.
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The list of documents that are required to make an application to the Touro University for a final offer letter are:
  • Scanned copies of Passport (Name & Address Page)
  • Scanned copy of the Class 10th & 12th marksheet
  • Scanned copy of the Graduation all mark sheets and Transcript
  • Scanned copy of the Graduation Degree Certificate
  • One Page Personal Essay
  • Two letters of recommendation (Academic/Professional)
  • Latest Resume
  • Digital Photograph
  •  Proof of English Proficiency as per the criteria mentioned above in the document (IELTS/PTE/TOEFL/Duolingo)
 
The list of documents that are required to make an application to the Touro University for a final offer letter are:
  • Scanned copies of Passport (Name & Address Page)
  • Scanned copy of the Class 10th & 12th marksheet
  • Scanned copy of the Graduation all mark sheets and Transcript
  • Scanned copy of the Graduation Degree Certificate
  • One Page Personal Essay
  • Two letters of recommendation (Academic/Professional)
  • Latest Resume
  • Digital Photograph
  •  Proof of English Proficiency as per the criteria mentioned above in the document (IELTS/PTE/TOEFL/Duolingo)
 
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There are 3 simple steps in the Admission Process which is detailed below:

  • Step 1 - Application and Document Submission Apply on upGrad.com and submit your documents.
  • Step 2 - Shortlisting basis overall performanceOur admissions committee will review your profile. Upon qualifying, an offer letter will be sent to you.
  • Step 3 - Enrollment for Access to Prep ContentMake a quick block payment of INR 25,000 to reserve your seat and receive immediate access to the prep content and begin your upGrad journey. Complete balance payment with assistance from our loan partners where required.

There are 3 simple steps in the Admission Process which is detailed below:

  • Step 1 - Application and Document Submission Apply on upGrad.com and submit your documents.
  • Step 2 - Shortlisting basis overall performanceOur admissions committee will review your profile. Upon qualifying, an offer letter will be sent to you.
  • Step 3 - Enrollment for Access to Prep ContentMake a quick block payment of INR 25,000 to reserve your seat and receive immediate access to the prep content and begin your upGrad journey. Complete balance payment with assistance from our loan partners where required.
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1. Will upGrad help me in writing Academic and Visa SOP?

upGrad will help with your Academic and Visa SOP and organize training on how to write a good SOP.
upGrad will help with your Academic and Visa SOP and organize training on how to write a good SOP.
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Living expenses in the US for international students are USD 22,000.
 
Living expenses in the US for international students are USD 22,000.
 
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By virtue of your F-1 Visa, you are eligible to work part-time on-campus from Day 1 of your on-shore course commencement. You may be eligible to work off-campus subject to an additional annotation on your F-1 visa. You must meet other requirements, as advised by your institution or the US federal regulations.
 
By virtue of your F-1 Visa, you are eligible to work part-time on-campus from Day 1 of your on-shore course commencement. You may be eligible to work off-campus subject to an additional annotation on your F-1 visa. You must meet other requirements, as advised by your institution or the US federal regulations.
 
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1. What is the time commitment expected for the program?

Up to 12-15 Hours/Week of time commitment is expected to be able to graduate from the Program.
 
Up to 12-15 Hours/Week of time commitment is expected to be able to graduate from the Program.
 
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Our Student Support is available. You can write to us via studentsupport@upgrad.com or for urgent queries, use the "Talk to Us" option on the Learn platform. Additionally, an upGrad buddy will enhance the learners’ experience by engaging with them to ensure they are on track with upcoming deadlines, and submissions. They will offer guidance, and resolve their non-academic queries. Peer-to-peer discussion forum where you can post your queries and your peers/faculty/teaching assistants answer them within a day. Regular Q&A sessions with faculty to get clarification on conceptual doubts.
Our Student Support is available. You can write to us via studentsupport@upgrad.com or for urgent queries, use the "Talk to Us" option on the Learn platform. Additionally, an upGrad buddy will enhance the learners’ experience by engaging with them to ensure they are on track with upcoming deadlines, and submissions. They will offer guidance, and resolve their non-academic queries. Peer-to-peer discussion forum where you can post your queries and your peers/faculty/teaching assistants answer them within a day. Regular Q&A sessions with faculty to get clarification on conceptual doubts.
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1. No cost CC EMI FAQ's

0% EMI with Finance partners /Credit card option availability will vary program wise.
0% EMI with Finance partners /Credit card option availability will vary program wise.
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No cost EMI is available on credit cards from all major banks (American Express, Bank of Baroda, HDFC Bank, ICICI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered, Axis Bank, Yes Bank, State Bank of India, CITIBANK and HSBC)

No cost EMI is available on credit cards from all major banks (American Express, Bank of Baroda, HDFC Bank, ICICI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered, Axis Bank, Yes Bank, State Bank of India, CITIBANK and HSBC)

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Yes. 50000 is the minimum.
Yes. 50000 is the minimum.
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No. ONLY 12 months is available irrespective of the Program enrolled.
No. ONLY 12 months is available irrespective of the Program enrolled.
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If you are availing 0% credit card EMI, upGrad will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI.
If you are availing 0% credit card EMI, upGrad will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI.
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Certain banks charge nominal processing fees between INR 99 - 500 on 0% Credit Card EMI transaction. If charged, will be billed in the first repayment installment.
Certain banks charge nominal processing fees between INR 99 - 500 on 0% Credit Card EMI transaction. If charged, will be billed in the first repayment installment.
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Only the Indian bank credit cards can be used. But you can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions, this will be purely between you and your bank.
Only the Indian bank credit cards can be used. But you can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions, this will be purely between you and your bank.
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Yes, there will be additional charges to the extent of interest paid by the upGrad to the bank, you will be refunded only Principal amount, i.e. the amount actually deducted/blocked from your card. This deduction will be in addition to the amount mentioned in the refund policy shared with your offer letter.
Yes, there will be additional charges to the extent of interest paid by the upGrad to the bank, you will be refunded only Principal amount, i.e. the amount actually deducted/blocked from your card. This deduction will be in addition to the amount mentioned in the refund policy shared with your offer letter.
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Multiple cards can be used to complete the payments using Part payment option make sure to inform the learner, minimum transaction is INR 50000 to opt for 0% CC EMI E.g. Amount to be paid: 150000. I can pay using 2 Credit cards. Yes, Example :
HDFC Card – Part payment – INR 100000
ICICI Card – Part payment – INR 50000
Multiple cards can be used to complete the payments using Part payment option make sure to inform the learner, minimum transaction is INR 50000 to opt for 0% CC EMI E.g. Amount to be paid: 150000. I can pay using 2 Credit cards. Yes, Example :
HDFC Card – Part payment – INR 100000
ICICI Card – Part payment – INR 50000
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You can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions.
You can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions.
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Initially your bank will block the entire amount from your available purchase limit and from your next billing cycle, you will be charged the EMI amount. As you start paying your EMI, your credit limit will be released accordingly. For example, if you have made a payment of ₹100000 on 6-months EMI and your credit limit is ₹200,000 then initially your bank will block your credit limit by ₹100000. After payment of your first month EMI of Rs.15000, the blocked amount will come down to ₹85000.
Initially your bank will block the entire amount from your available purchase limit and from your next billing cycle, you will be charged the EMI amount. As you start paying your EMI, your credit limit will be released accordingly. For example, if you have made a payment of ₹100000 on 6-months EMI and your credit limit is ₹200,000 then initially your bank will block your credit limit by ₹100000. After payment of your first month EMI of Rs.15000, the blocked amount will come down to ₹85000.
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Your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your payment, effectively giving you the benefit of a No cost EMI. The total amount paid during the entire EMI tenure to the bank will be equal to the amount to be paid to upGrad.

Eg. Amount payable to upGrad: INR 405000
Let's say Amount deducted at the time of transaction: INR 379850 (Principal amount) Bank charges interest of 12-15% per annum on INR 379850
[Note: Interest factor is reducing rate and not Flat rate]
EMI AMOUNT = INR 33750 x 12 = INR 405000
Effectively, you have taken loan on 379,850 instead of 405,000
Your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your payment, effectively giving you the benefit of a No cost EMI. The total amount paid during the entire EMI tenure to the bank will be equal to the amount to be paid to upGrad.

Eg. Amount payable to upGrad: INR 405000
Let's say Amount deducted at the time of transaction: INR 379850 (Principal amount) Bank charges interest of 12-15% per annum on INR 379850
[Note: Interest factor is reducing rate and not Flat rate]
EMI AMOUNT = INR 33750 x 12 = INR 405000
Effectively, you have taken loan on 379,850 instead of 405,000
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1. Is there any deferral or refund policy for this program?

Refund Policy:
  • Students must pay an applicable Caution Amount for the enrollment to the Program. This Caution Amount will be adjustable against the total Program fee payable by the student.
  • Once the student has made a partial or full payment of Program fee, such student can claim a refund for this amount at any time before the cohort commencement date by raising a refund request through ‘My applications’ page on our website (www.upgrad.com), stating the specific reason for the refund. The refund shall be subject to a deduction of INR. 20,000/- towards processing fee. If less than INR. 20,000/- have been paid in total, students shall not be eligible for any refund in such a case.
  • Students shall not be eligible for a refund (under any circumstances) if the refund request is raised post-program/Batch Start Date. In such a case, the student will continue to pay the EMI of his loan (if applicable), as the loan cannot be canceled. This is also applicable to students who could not complete their payment and could not get enrolled in their opted cohort. However, the student can request a Pre-Program deferral as per the policy defined below for the same.
  • Student shall not be eligible for refund of any amount paid towards the Program in case any discrepancy is identified between your application and self-attested documents including but not limited to wrong details about your grades or any other incorrect information provided in your application.
  • In case of a valid refund request post obtaining the loan from a third party credit facility provider, we would like to clarify that the responsibility of canceling the loan will lie with the student as upGrad is not privy to such arrangements between the student and the third party credit facility provider.
  • If students do not provide documents as per the timeline mentioned in the offer letter, they will be deferred to the next batch but they will not be eligible for any refunds.
  • You shall not be eligible for refund of any amount paid towards the Program in case any discrepancy is identified between your application and self-attested documents including but not limiting to wrong details about your grades or any other incorrect information provided in your application.
Deferral Policy: (Pre- Program Commencement) 
  • If a student, due to unavoidable circumstances is unable to commence with the cohort and requests for a deferral before the cohort starts, we provide the opportunity for the student to defer to another batch.  However, if a student is deferring from his assigned cohort batch mentioned in the offer letter, the student will not be eligible for any refund post the deferral.
  • However, the student will be required to pay 50% of the total course fee amount (inclusive of taxes) before the deferral can be approved. Till this is completed, the student will be assumed to be continuing in the same cohort.
  • A student can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the student enrolled for.
  • The student has time till the current cohort launch date to make the payment of the 50% program fee, post which the deferral request will expire. Once the deferral window expires and the student now asks for a refund, the above-mentioned applicable refund policy will apply.
  • The fee applicable to the deferred student will be as per prevailing fee for the batch student as opted to defer to (No additional deferral fee is required to be paid).

 Deferral Policy: (Post Program Commencement) 
  • If a student is facing severe issues in dedicating time to the course, we provide the opportunity for the student to defer to another batch.
  • A student can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the student enrolled for.
  • The student will be required to pay deferral fees of 10% of the total course amount fee + Taxes if any along with the differential program fees between the two cohorts.
  • The deferral request will be approved once the deferral fee is paid.
  • Till this is completed, the student will be assumed to be continuing in the same cohort.
  • The student has 7 days (including holidays and weekends) from the date of deferral request to make the payment of the deferral fee post which the deferral request will expire, and the student will continue as part of the current cohort.
  • If the student completes the deferral payment, the student’s login will be disabled, the student will leave the deferred cohort and the student will start learning on the new cohort from the point of the last assignment that was graded in the deferred cohort. All grades and progress till that point will be carried forward as it is to the new cohort. For clarification, the grades of the graded assignments will be carried forward, whether the student had submitted these grading during the initial stage.
  • The deferral can only be requested during the batch for which the student has enrolled is ongoing. Once the batch has been completed, deferral requests shall not be entertained. For clarification, the batch completion here shall mean the “last grace deadline” as communicated by upGrad.
Deferral policy applicable only for International Institute of Information Technology, Bangalore (“IIIT Bangalore”) 
  • The first deferral request to any program offered by IIIT Bangalore (pre-program commencement or post-program commencement) shall be free for one time.
  • The Executive Post Graduate Program learners should complete the course in a maximum duration of 3 years from the initial batch start date.
  • The Advanced Certificate Program learners should complete the course in a maximum duration of 2 years from the initial batch start date.
  • The Professional Advanced Certificate Program learners should complete the course in a maximum duration of 2 years from the initial batch start date.
Refund Policy:
  • Students must pay an applicable Caution Amount for the enrollment to the Program. This Caution Amount will be adjustable against the total Program fee payable by the student.
  • Once the student has made a partial or full payment of Program fee, such student can claim a refund for this amount at any time before the cohort commencement date by raising a refund request through ‘My applications’ page on our website (www.upgrad.com), stating the specific reason for the refund. The refund shall be subject to a deduction of INR. 20,000/- towards processing fee. If less than INR. 20,000/- have been paid in total, students shall not be eligible for any refund in such a case.
  • Students shall not be eligible for a refund (under any circumstances) if the refund request is raised post-program/Batch Start Date. In such a case, the student will continue to pay the EMI of his loan (if applicable), as the loan cannot be canceled. This is also applicable to students who could not complete their payment and could not get enrolled in their opted cohort. However, the student can request a Pre-Program deferral as per the policy defined below for the same.
  • Student shall not be eligible for refund of any amount paid towards the Program in case any discrepancy is identified between your application and self-attested documents including but not limited to wrong details about your grades or any other incorrect information provided in your application.
  • In case of a valid refund request post obtaining the loan from a third party credit facility provider, we would like to clarify that the responsibility of canceling the loan will lie with the student as upGrad is not privy to such arrangements between the student and the third party credit facility provider.
  • If students do not provide documents as per the timeline mentioned in the offer letter, they will be deferred to the next batch but they will not be eligible for any refunds.
  • You shall not be eligible for refund of any amount paid towards the Program in case any discrepancy is identified between your application and self-attested documents including but not limiting to wrong details about your grades or any other incorrect information provided in your application.
Deferral Policy: (Pre- Program Commencement) 
  • If a student, due to unavoidable circumstances is unable to commence with the cohort and requests for a deferral before the cohort starts, we provide the opportunity for the student to defer to another batch.  However, if a student is deferring from his assigned cohort batch mentioned in the offer letter, the student will not be eligible for any refund post the deferral.
  • However, the student will be required to pay 50% of the total course fee amount (inclusive of taxes) before the deferral can be approved. Till this is completed, the student will be assumed to be continuing in the same cohort.
  • A student can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the student enrolled for.
  • The student has time till the current cohort launch date to make the payment of the 50% program fee, post which the deferral request will expire. Once the deferral window expires and the student now asks for a refund, the above-mentioned applicable refund policy will apply.
  • The fee applicable to the deferred student will be as per prevailing fee for the batch student as opted to defer to (No additional deferral fee is required to be paid).

 Deferral Policy: (Post Program Commencement) 
  • If a student is facing severe issues in dedicating time to the course, we provide the opportunity for the student to defer to another batch.
  • A student can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the student enrolled for.
  • The student will be required to pay deferral fees of 10% of the total course amount fee + Taxes if any along with the differential program fees between the two cohorts.
  • The deferral request will be approved once the deferral fee is paid.
  • Till this is completed, the student will be assumed to be continuing in the same cohort.
  • The student has 7 days (including holidays and weekends) from the date of deferral request to make the payment of the deferral fee post which the deferral request will expire, and the student will continue as part of the current cohort.
  • If the student completes the deferral payment, the student’s login will be disabled, the student will leave the deferred cohort and the student will start learning on the new cohort from the point of the last assignment that was graded in the deferred cohort. All grades and progress till that point will be carried forward as it is to the new cohort. For clarification, the grades of the graded assignments will be carried forward, whether the student had submitted these grading during the initial stage.
  • The deferral can only be requested during the batch for which the student has enrolled is ongoing. Once the batch has been completed, deferral requests shall not be entertained. For clarification, the batch completion here shall mean the “last grace deadline” as communicated by upGrad.
Deferral policy applicable only for International Institute of Information Technology, Bangalore (“IIIT Bangalore”) 
  • The first deferral request to any program offered by IIIT Bangalore (pre-program commencement or post-program commencement) shall be free for one time.
  • The Executive Post Graduate Program learners should complete the course in a maximum duration of 3 years from the initial batch start date.
  • The Advanced Certificate Program learners should complete the course in a maximum duration of 2 years from the initial batch start date.
  • The Professional Advanced Certificate Program learners should complete the course in a maximum duration of 2 years from the initial batch start date.
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Disclaimer

  1. The above statistics depend on various factors and individual results may vary. Past performance is no guarantee of future results.
  2. The student assumes full responsibility for all expenses associated with visas, travel, and related costs. upGrad does not provide any assurance or make representations regarding visa approval or the procurement of the visa.
  3. upGrad does not grant credit; credits are granted, accepted or transferred at the sole discretion of an educational institution. upGrad does not make any representations regarding the recognition or equivalence of the credits or credentials awarded, unless otherwise expressly stated. If you intend to pursue a post graduate or doctorate degree upon completion of this course or apply for employment which requires specific credits, we advise you to enquire further regarding the suitability of this degree for your academic and/or professional requirements before enrolling.
  4. Please note that the financial support provided by a third-party loan facilitator for the program is in the form of a Personal Loan, not an Educational Loan. This distinction means that the loan does not come with tax benefits or other amenities. We strongly advise all learners to carefully consider this information before proceeding with enrollment.
  5. The estimates provided on savings are indicative and may vary based on the program, scholarships, and promotions available. Actual savings will depend on individual circumstances.