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One degree, infinite global possibilities

Why choose MS FinTech Management at Northeastern University ?

MS Fintech Management at Northeastern University

The program blends financial management, analytics, and emerging technologies with electives in areas such as blockchain, AI, and digital payments, equipping students with the skills to drive innovation and lead transformation in the financial services sector. This program offers hands-on industrial experience with a Co-op for 3-12 months.

Online Duration

11 Months

On-Campus Duration

12 Months

Internship

Co-op Included

STEM Designated

Yes

Start online, complete on-campus in Boston

Earn your degree from Northeastern - Ranked 54 in the US and #1 for Co-op

Accreditations
AACSB and NECHE
USNWR 2025 Ranking
#1 for Co-op
USNWR 2025 Ranking
#54 Nationally
QS' 25 by Subject
Top 30
FT 2025 MBA Rankings
Top 100
Bloomberg Ranking'25
#65
Employability Rate
98%
Research
R1 Designated

Curriculum designed for your success

Turn credits into milestones with an industry-shaped curriculum built for real-world skills.

1. Marketing Management

  • Marketing Strategy

  • Consumer Behaviour

  • Marketing Channels

  • Project/ Assignment

2. Business Communication

  • Effective Communication

  • Building a Personal Brand

  • Project/ Assignment

3. Decision Sciences

  • Business Analytics Fundamentals

  • Hypothesis Testing

  • Regression Analysis

  • Project/ Assignment

4. Accounting and Finance*

  • Accounting Fundamentals - I

  • Accounting Fundamentals - II

  • Project Evaluation

  • New Heritage Doll Company Simulation

5. Business Economics

  • Micro Economics

  • Macro Economics

  • Project/ Assignment

6. Sales and Distribution

  • Fundamentals of Sales

  • Territory Management

  • Channel Management

  • Team and Customer Management

7. OB, HR Legal

  • Individual, Group & Organisational Behaviour

  • Human Resource Management

  • Business Law and Ethics

  • Project/ Assignment

8. Supply Chain Management

  • Operations Management

  • Supply Chain Management

  • Project/ Assignment

9. Business Strategy

  • Fundamentals of Strategy

  • Growth Strategy

10. Leadership, Engagement and People Performance

  • What defines a leader?

  • Leading teams effectively

  • Leadership as a way of life

11. Leading Change For Sustainable Future

  • Change Management from an individual perspective

  • Change Management from Organisational perspective

  • Reimagining Change

12. Enterprise and Risk Management

  • Understanding Risks in an organisation

  • Tackling Risks

13. Digital Business Innovation

  • Digital Innovation

  • Digital Business Transformation

  • Digital Businesses

1. Managing Organizations

  • Managing Ethics in the Workplace and Marketplace

2. Data-Driven Management

  • Investment Analytics

  • Fundamentals of Programming for Finance

  • Foundations of Data Analysis for Business*

3. Strategy and Growth

  • Enterprise Growth and Innovation*

4. Finance and Operations

  • Driving Marketing Performance

5. Electives (4 credits)*

  • Operations and Supply Chain Management

  • General Business Electives

6. Pre-Requisite*

  • Value Creation through Financial Decision Making

*8 credits will be waived off upon successful completion of IMT's AGMP.

Note: Accounting & Finance I and II from IMTG's AGMP will serve as a pre-requisite for MS in FinTech Management.

Your path to a global degree — simplified

Accelerate your study abroad journey to outperform peers in the nearest campus intake* with advanced academic standing.

Your global degree, with upGrad advantage

Significantly reduce tuition costs while gaining a world-class degree, global exposure, and strong career outcomes.

Student Logo
student
₹56 L
Saved ₹20.3 L
Regular student
₹76.4 L
arrow vector
21%
Total cost reduction
₹20.3 Lakhs*
Saved with upGrad

Expense Category

Tuition Fee
Living cost
Avg. Scholarships
Total

Regular Learner

₹47.8 Lakhs ($54,480)

₹28.8 Lakhs ($33,000)

Merit-based

~₹76.4 Lakhs

Student Logo

Learner

Online Fee:

₹5.25 Lakhs ($6,035)

On Campus Fee:

₹33.5 Lakhs ( $38,136)

Savings of ~₹9 Lakhs

On-Shore:

₹17.4 Lakhs ($20,000)

Savings of ~₹11.3 Lakhs

Merit-based

University discretion

~₹56 Lakhs

Savings of ~₹20.3 Lakhs

Eligibility Criteria

Check academic, language & work-ex requirements to determine your eligibility for this study abroad program.

Admission requirements for Online Phase:

  • Bachelors degree in BCOM/ BBA/ BAF / BFA / BTech / BSc with minimum 80% marks or equivalent GPA. No backlogs are allowed.
  • In case of a 3 Year degree, the awarding institution should be accredited by NAAC with A / A+ / A++ in the last four years.

Earning Potential

Maximize your earning potential and get the same global career outcomes at an affordable cost.

Total Expense

Over 2 years

₹56.2 Lakhs

Total Earnings

In 3 years

₹3.4 Cr

USD
INR
Program Fee
Expenses
-$44,127
-₹38.7 Lakhs
Cost of Living
-$20,000
-₹17.5 Lakhs
Annual Salary
Returns
+$125,000
+₹1.09 Cr
Internship stipend
+$14,400
+₹ 12.6 Lakhs
Average Return after Year 1 of PSW Visa
$75,272
₹66 Lakhs

Disclaimers

Important notes

1}Returns are calculated considering students work throughout the length of the PSW Visa.

2}Salary and stipend figures are approximate and represent a median value.

3}This is not a financial offering. Any references to returns are illustrative and indicate how you may potentially benefit from the Program.

4}The amounts shown are approximate values and may differ based on various factors. Living costs are approximately calculated for the length of on-shore component in/outside the campus.

5}Internship duration may vary from 3-6 months, wage/hour is taken as ~$15/hour for internship stipend.

University Campus

A global hub for innovation, research, and real-world learning surrounded by opportunity, energy, and global ambition.

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Miami

Miami’s Civic Center drives research, medical & biotech hubs, while its port, museums & theaters enrich a vibrant arts scene.

Living Cost

$20,000 per annum

upGrad Students

100+

upGrad USP

Alumni Support

Job Prospects

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Consultant

$125,000

Avg salary
per annum

50,600+

Job
openings

Consultants are responsible to analyze challenges, provide expert advice, recommend solutions, and support clients in achieving their goals.

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Product Manager

$100,000

Avg salary
per annum

13,300+

Job
openings

Product Managers are responsible to define vision, manage roadmaps, align teams, and deliver products that drive business growth and user value.

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Blockchain Engineer

$100,000

Avg salary
per annum

7,000

Job
openings

Join the US tech wave! Shape secure, future-ready systems as a Blockchain Engineer driving innovation in the decentralized era.

logo

Risk Analyst

$90,000

Avg salary
per annum

13,350+

Job
openings

Shape the future by spotting hidden threats & trends—be the strategic eye guiding risk-smart moves in the US market.

logo

Data Scientists

$110,000

Avg salary
per annum

11,300+

Job
openings

Data Scientists are responsible to analyze complex data, build predictive models, extract insights, and support data-driven business decisions.

logo

Financial Analyst

$80,000

Avg salary
per annum

7,200+

Job
openings

Financial Analysts are responsible to analyze financial data, prepare reports, forecast trends, and provide insights to support strategic decisions.

360° support system for upGrad learners

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1:1 profile evaluation & counseling

Get personalized expert guidance to simplify your journey — from university selection to application success.

Scholarship support

upGrad learners receive exclusive scholarships of up to 40% to make their global education more accessible.

IELTS preparation

We offer IELTS prep by experienced individuals to help you reach the desired proficiency and achieve the required score.

Educational loan assistance

Maximize your chances of funding with our expert guidance on third-party credit facility. Access loans at competitive interest rates.

Visa support

Gain access to visa mocks and guidance to breeze through your visa process.

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Your admission roadmap

Your admission journey, simplified and supported at every stage.

1

Eligibility

upGrad counselor assesses your academic background and documents to determine eligibility for the selected program and university.

2

Exam Waiver

Receive GMAT/GRE waiver through upGrad

3

IELTS Coaching

Begin a 6-week IELTS coaching program and submit your English proficiency test (EPT) scores for university requirements.

4

App Submission

Your complete application is submitted to the university, supported by the upGrad admissions team.

5

Loan and Visa

Arrange financial documentation, receive your I-20, and apply for your student visa with end-to-end assistance.

Life on-campus of an upGrad learner

State-of-the-art labs, student clubs & career centers—fostering learning, leadership & community.

From learners to achievers

Hear from our learners who turned their study-abroad dreams into reality.

Switching domains felt tough—upGrad made it seamless and structured.

Nischay Malik

BS in Information Technology

NU, USAUSA

Have questions? Get your answers here

Everything you need to know about pathway program at D'Amore-McKim School of Business, Northeastern University, USA

Course Curriculum

1. What is the scope of an MS FinTech Management program?

The MS FinTech Management program is a dynamic and rigorous 11-month online graduate course (in collaboration with IMT-Ghaziabad) followed by an 12-month on-campus experience at the D'Amore-McKim School of Business, Northeastern University, USA. This program is designed to equip students with practical knowledge and skills, build a strong professional network, and facilitate a smooth transition into careers in Data Analytics, Financial Data and FinTech and Investment Analysis. Upon completion, students will earn double credentials: an Advanced General Management Program certificate from IMT Ghaziabad and a Master's degree from the D'Amore-McKim School of Business, Northeastern University, USA.

2. What should I expect from a MS FinTech Management Program?

As technology continues to disrupt the financial sector, there has never been a better time to gain expertise in the rapidly evolving field of FinTech. The Master’s in Management focusing on FinTech Management is a STEM-designated program that equips learners with the skills and knowledge to navigate the intersection of finance and technology.This pioneering program is designed to prepare learners for leadership roles in the fintech industry, where technological innovations are reshaping how we shop, invest, make payments, lend, and raise capital. Learners will explore the core areas of data analytics, machine learning, artificial intelligence (AI).

With an industry-oriented curriculum and Northeastern’s experiential approach, learners will have the opportunity to work directly with industry leaders, collaborate with peers, and gain hands-on experience to develop their leadership capabilities in this dynamic field.

3. Which topics are going to be covered as part of the online coursework?

The programme will be delivered on a new technology platform to create a superior learning experience for participants who want to be on the cutting edge of the management. With this programme, IMT-G & D'Amore McKim School of Business, Northeastern University, U.S.A. together seek to develop the next generation of leaders. The topics that are going to be covered in the initial online program are Marketing Management, Business Communication, Accounting & Finance, OB, HR Management and Legal, Operations and Supply Chain, Business Economics, Sales and Distribution Management, Electives and Leadership, Engagement and People Performance.

4. What type of learning experience should I expect from the online coursework?

The online learning experience will be a mix of interactive lectures from globally-acclaimed faculty as well as industry leaders. Additionally, the program comprises live lectures dedicated to tutoring key concepts, solving your academic queries and reinforcing learning. The on-campus learning experience will offer students the opportunity to engage directly with faculty.

5. Is any certification granted at the end of the program?

Post successful completion of the online program, an Advanced General Management Program certificate would be awarded from IMT Ghaziabad and upon completion of the on-campus degree program, a MS FinTech Management degree shall be conferred upon by D'Amore McKim School of Business, Northeastern University, USA.

6. Can I sign up only for a few specific modules if I am interested in it?

No, the program is designed to be completed in its entirety, and cannot be taken as standalone modules.

7. Are there any prerequisites required to be eligible for the MS FinTech Management program?

Yes, to be eligible for the MS FinTech Management program, candidates must complete the " Accounting & Finance (Core) and Accounting & Finance II (Elective)" modules from the Advanced General Management program at IMT.

8. What is a co-op program at Northeastern University?

Co-op programs at Northeastern University, USA are academic programs that combine classroom learning with practical work experience in a professional setting. Students have the opportunity to gain real-world skills, industry connections, and enhance their resumes through immersive full-time work opportunities. Northeastern is a global leader in co-op education, consistently ranked as the #1 co-op program in the nation.

9. Does this course at Northeastern University offer a co-op component?

Yes, this program has a co-op component. Students enrolled in this course will have the opportunity to participate in a co-op experience, allowing them to apply their classroom knowledge in real-world work settings.

10. How do I enroll in the program, and when do I need to declare a Graduate Co-op track?

Once students are on campus, they should contact their graduate academic advisor to declare a Graduate Co-op concentration. Students start their first co-op the second semester of their sophomore year or during the summer after their sophomore year.

11. Will I be paid during the Graduate Co-op?

In many cases, co-op opportunities are paid positions. However, compensation varies depending on the industry, job market, or other special circumstances. Whether paid or unpaid, all of our co-ops offer unparalleled industry experience with a variety of employers.

12. What are the various work locations available for Graduate co-op opportunities at Northeastern University?

Northeastern University offers a wide range of work locations for Graduate co-op opportunities. These opportunities are available in over three dozen states across the United States and in approximately 90 countries worldwide. While many students opt to work in the Boston area, Northeastern encourages students to be open-minded and flexible about their work location to ensure a rewarding experience and to broaden their future career prospects. The university particularly emphasizes the benefits of international co-op experiences, which provide students with a unique perspective on their work and the chance to explore different parts of the world. Students are advised to consult with their co-op coordinator to explore the available options and understand the specific requirements associated with each location.

13. How much commitment does a co-op program require?

While full time co-op shall require a commitment of 32-40 hours/week over 3-6 months, Part-time co-op shall require a commitment of 15-31 hours/week over 3-6 months.

14. Are there any scholarships available?

D'Amore McKim School of Business and Northeastern University offer a variety of scholarships. As a Full-Time MS FinTech Management applicant, you'll automatically receive consideration for a merit scholarship. You can find the details of the merit based scholarships on the university website.

About the D'Amore-McKim School of Business, Northeastern University, USA

1. Why should you pursue an MS FinTech Management Program from D'Amore McKim School of Business, Northeastern University, USA?

  • Unparalleled Learning Opportunity: Earn Bloomberg Market Concepts (BMC) and Bloomberg Environmental, Social, and Governance (ESG) certifications.
  • STEM-Designated: This program offers a unique advantage by blending finance with advanced technology. Graduates are eligible for 36 months of Optional Practical Training (OPT) in the U.S., providing valuable work experience in a rapidly growing field.
  • Top B-School: D'Amore-McKim is AACSB accredited, which is the highest standard of achievement for business schools worldwide.
  • Cutting-Edge Curriculum: Dive into essential fintech technologies such as AI, machine learning, and data analytics, positioning yourself as a leader in this exciting and fast-growing field.
  • Experiential Learning: Benefit from Northeastern’s hands-on learning approach, with opportunities to work on real-world projects via micro-internships, virtual work experiences, and collaboration with industry experts and peers.
  • Global Network: As part of Northeastern’s global community, you'll connect with over 300,000 alumni and 3,500+ employer partners, gaining unparalleled career opportunities worldwide.

2. Can international students work to pay for their educational expenses?

All students in the USA with a valid F-1 Visa are not eligible to work off-campus. Rather, such students are eligible to work on-campus as graduate assistants or research assistants or other on-campus ad-hoc jobs and receive compensation, beginning in their first semester. The list of available positions will be provided in advance of the Fall semester (please note the number of these positions are limited and not guaranteed).

3. Will I be supported for TOEFL/IELTS/PTE or other English language exams during this program?

Yes, upGrad will help you prepare for the English proficiency test to establish your current English proficiency to be eligible for the Master's program in the USA.

4. When will I go to Northeastern University, U.S.A.?

D'Amore McKim School of Business, Northeastern University, U.S.A offers only 1 intake for students coming through the accelerator route. The only intake of the year will be the September (spring) intake. Though the application process for Northeastern University will start during the IMT Ghaziabad online program, you will be able to go to Northeastern University in the nearest intake year which is at least 3 months away from completion of your IMT Ghaziabad program.

5. When will I get an Offer Letter from Northeastern University?

upGrad will apply for you to D'Amore McKim School of Business, Northeastern University, USA, once all the documents are provided by you (as given in the offer letter issued to you by upGrad). Apart from the documents mentioned in the offer letter received from D'Amore McKim School of Business, Northeastern University, you will have to give proof of English proficiency for application of admission in Northeastern University. upGrad will support you to get your English proficiency scores to accelerate this process.

Selection Criteria

1. How do I know if the program is right for me?

  • Strong academic background is desirable, providing an advantage in the MS FinTech Management Program.
  • The program caters to individuals aspiring for diverse career opportunities such as Product Manager, Financial Analyst, Blockchain Engineer, and Data Scientist.
  • Through a hands-on learning approach, the MS FinTech Management program empowers learners to develop their unique management style, drive innovation, lead change, and achieve remarkable results within organizations.

2. Is there any minimum educational qualification required to take this program?

To be eligible for the program, the following criteria need to be fulfilled:
For IMT Ghaziabad:

  • Bachelors degree in BCOM/ BBA/ BAF / BFA / BTech / BSc with minimum 80% marks or equivalent GPA. No backlogs are allowed.
  • In case of a 3 Year degree, the awarding institution should be accredited by NAAC with A / A+ / A++ in the last four years.
  • Work Experience required: 1-5 years.

For Northeastern University:

  • Learners must complete IMT's Advanced General Management Program with an overall score of 70% and a minimum of 70% in each course
  • English Proficiency Requirements are TOEFL of >=100 overall with sectional score on speaking no less than 20 and other sections no less than 18 or IELTS Academic >= 7 overall with no sectional score less than 7.0 or Duolingo -125 overall with no sectional score less than 100 or PTE - 67 overall with no sectional score below 60.

3. Is work experience required for this course?

A relevant professional work experience of 1-5 years is mandatory at the time of application.

4. What is the selection process for this program?

There are 3 simple steps in the Admission Process which is detailed as.Step 1- Complete Application - Complete your application and submit the required details. The Admissions Committee will then review your application - which includes your work experience & educational background.Step 2- Get Shortlisted & Receive the Offer Letter- Upon qualifying, an Offer Letter will be sent to you confirming your admission to the course.Step 3- Block your Seat - Block your seat with an initial payment of INR 25,000 to enroll into the Program. Begin your leadership journey.

5. What are the lists of documents required for the application ?

  • Scanned Copy of the Class 10th and 12th Marksheet and Certificate
  • Scanned Copy of the Undergraduate Degree, Transcript and Semesters Marksheets
  • Scanned Copies of passport (Name & Address Page)
  • Digital Photo
  • Statement of Purpose
  • Two letters of recommendation (Academic/Professional)
  • Latest Resume
  • Proof of English Proficiency as per the criteria mentioned above in the document (TOEFL iBT, IELTS, PTE, etc.)

Time Commitment

1. What is the time commitment expected for the program?

At least 12-15 hours per week of time commitment is expected to be able to complete this program.

2. How will my doubts/questions be addressed in an online program?

Peer-to-peer discussion forum where you can post your queries and your peers/faculty/teaching assistants answer your queries within a day. Regular Q&A sessions with faculty to get clarification on conceptual doubts.

Visa

1. Will upGrad help me in writing Academic and Visa SOP?

Yes, upGrad will help with your Academic and Visa SOP and will also organize training on how to write a good SOP.

2. How much are the living expenses for a year in the USA?

Living expenses in the USA for international students are approximately USD 18,000 per annum. The same needs to be reflected in your bank account.

3. What will happen if I am unable to transfer abroad or if my VISA gets rejected?

In such cases, learners can continue to pursue the degree online and be conferred upon with an MS Fintech Management.

Payment

No cost CC EMI FAQ's

0% EMI with Third Party Credit Facilitators /Credit card option availability will vary program wise.

1. Which banks allow using 0% Credit card EMI or Credit card EMI?
No cost EMI is available on credit cards from all major banks (American Express, Bank of Baroda, HDFC Bank, ICICI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered, Axis Bank, Yes Bank, State Bank of India, CITIBANK and HSBC)

2. Is there any minimum transaction limit ?
Yes. 50000 is the minimum.

3. Standard Chartered Bank offers 18 or 24 months No Cost EMI ?
No. ONLY 12 months is available irrespective of the Program enrolled.

4. Will I have to pay any extra amount for the EMI transaction?
If you are availing 0% credit card EMI, upGrad will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI.

5. Are there any fees or down payment?
Certain banks charge nominal processing fees between INR 99 - 500 on 0% Credit Card EMI transaction. If charged, will be billed in the first repayment installment.

6. Can I use my International credit card for 0% credit EMI or Credit Card EMI?
Only the Indian bank credit cards can be used. But you can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions, this will be purely between you and your bank.

7. Are there any charges in case I opt for cancellation/refund from the course after paying balance with no cost EMI ?
Yes, there will be additional charges to the extent of interest paid by the upGrad to the bank, you will be refunded only Principal amount, i.e. the amount actually deducted/blocked from your card. This deduction will be in addition to the amount mentioned in the refund policy shared with your offer letter.

8. Can I Pay Using Multiple Credit Cards ?
Multiple cards can be used to complete the payments using Part payment option make sure to inform the student, minimum transaction is INR 50000 to opt for 0% CC EMI E.g. Amount to be paid: 150000. I can pay using 2 Credit cards. Yes, Example :
HDFC Card – Part payment – INR 100000
ICICI Card – Part payment – INR 50000

9. How can I opt for Credit card EMI if my bank is not listed in the 0% Credit card EMI or Credit card EMI?
You can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions.


10. Why is the entire amount blocked on my credit card?
Initially your bank will block the entire amount from your available purchase limit and from your next billing cycle, you will be charged the EMI amount. As you start paying your EMI, your credit limit will be released accordingly. For example, if you have made a payment of ₹100000 on 6-months EMI and your credit limit is ₹200,000 then initially your bank will block your credit limit by ₹100000. After payment of your first month EMI of Rs.15000, the blocked amount will come down to ₹85000.

11. Why is interest getting charged on No Cost EMI?
Your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your payment, effectively giving you the benefit of a No cost EMI. The total amount paid during the entire EMI tenure to the bank will be equal to the amount to be paid to upGrad.

Eg. Amount payable to upGrad: INR 405000
Let's say Amount deducted at the time of transaction: INR 379850 (Principal amount) Bank charges interest of 12-15% per annum on INR 379850
[Note: Interest factor is reducing rate and not Flat rate]
EMI AMOUNT = INR 33750 x 12 = INR 405000
Effectively, you have taken loan on 379,850 instead of 405,000

Refund Policy

1. Is there any deferral or refund policy for this program?

Refund Policy: (Programs with prep-session component)
- Students must pay applicable caution money for the enrolment to the Program. This caution amount will be adjustable against the total Program fee payable by the student.
- You can claim a refund for the amount paid towards the Program at any time, before the Cohort Commencement Date, by visiting www.upgrad.com and submitting your refund form via the "My Application" section under your profile. Processing fee of Rs. 20,000/- will be levied. If less than Rs. 20,000/- have been paid in total, the student shall not be eligible for any refund in such case.
- The student shall not be eligible for any refund under any circumstances if any such refund requests are raised post Cohort Commencement Date and student will continue to pay the EMI for the loan (if applicable) and such loan cannot be cancelled. This is also applicable for those students who could not complete their payment and could not be enrolled in the cohort opted for. However, the student can raise a request for Pre-Program deferral as per the policy defined below for the same.
- In case of a refund, the student will be solely responsible for any cancellation of the loan, including but not limited to applicable loan cancellation charges levied on the total cancelled loan amount.
- Students must pay the full fee within 7 days of payment of Caution Money or Cohort Commencement Date, whichever is earlier, otherwise, the admission letter will be rescinded.
- Request for refund must be sent via e-mail in the prescribed The refund will be processed within 30 working days of commencement of the program after being duly approved by the Academic Committee.

Deferral Policy: (Pre- Program Commencement)
-If a student, due to unavoidable circumstances is unable to commence with the cohort and requests for a deferral before the cohort starts, we provide the opportunity for the student to defer to another batch.
-However, the student will be required to pay 50% of the total course fee amount (inclusive of taxes) before the deferral can be approved. Till this is completed, the student will be assumed to be continuing in the same cohort.
-A student can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the student enrolled for.
- The student has time till the current cohort launch date to make the payment of the 50% program fee, post which the deferral request will expire. Once the deferral window expires and the student now asks for a refund, the above-mentioned applicable refund policy will apply.
- The fee applicable to the deferred student will be as per prevailing fee for the batch student as opted to defer to (No additional deferral fee is required to be paid).

Deferral Policy: (Post Program Commencement)
-If a student is facing severe issues in dedicating time to the course, we provide the opportunity for the student to defer to another batch.
-A student can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the student enrolled for.
-The student will be required to pay deferral fees of 10% of the total course amount fee + Taxes if any along with the differential program fees between the two cohorts.
-The deferral request will be approved once the deferral fee is paid.
-Till this is completed, the student will be assumed to be continuing in the same cohort.
- The student has 7 days (including holidays and weekends) from the date of deferral request to make the payment of the deferral fee post which the deferral request will expire, and the student will continue as part of the current cohort.
- If the student completes the deferral payment, the student’s login will be disabled, the student will leave the deferred cohort and the student will start learning on the new cohort from the point of the last assignment that was graded in the deferred cohort. All grades and progress till that point will be carried forward as it is to the new cohort. For clarification, the grades of the graded assignments will be carried forward, whether the student had submitted these grading during the initial stage.
- The deferral can only be requested during the batch for which the student has enrolled is ongoing. Once the batch has been completed, deferral requests shall not be entertained. For clarification, the batch completion here shall mean the “last grace deadline” as communicated by upGrad.

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Disclaimer

  1. Test requirements and waivers are subject to change and may vary by institution or applicant profile.

  2. Views expressed are solely those of the speaker and are not verified or endorsed by upGrad; The outcomes depend on various factors and individual results may vary. Past performance is no guarantee of future results

  3.  Learners are solely responsible for all expenses related to visa applications, , and Post Study Work Permits. upGrad and its partners do not guarantee a visa approval or permit issuance.

  4. Please note that the financial support provided by a third-party credit facility provider for the online component of the program is in the form of a Personal Loan, not an Educational Loan. This distinction means that this loan does not come with tax benefits or other amenities. Finance, No Cost EMI and Credit Card EMI options, are provided by third party credit facility providers / financial institutions. Terms and Conditions are subject to change at their discretion. Please verify details with the respective service provider before proceeding. We strongly advise all learners to carefully consider this information before proceeding with enrolment.

  5. Tuition fees are subject to change by the university during the course. upGrad has no control over such revisions. Learners are responsible for monitoring communications from the university regarding any fee modifications.

  6. This is not a financial offering. Any references to investments and returns are illustrative and indicate how you may potentially benefit from participation in the Program. The amounts shown are approximate estimates and may differ based on various factors.

  7. Cost-of-living estimates are indicative only and subject to variation based on personal lifestyle choices, location, exchange rates, and other factors. Actual expenses may differ from the stated figures. The estimates provided on savings are indicative and may vary based on the program, scholarships, and promotions available. Actual savings will depend on individual circumstances.

  8. upGrad does not grant credit; credits are granted, accepted or transferred at the sole discretion of an educational institution. upGrad is not a college or university in itself. The Universities providing the programs have relevant accreditation/recognition in the country where the University is located and are not recognized by the UGC.  If you intend to pursue a postgraduate or doctorate degree upon completion of this course or apply for employment which requires specific credits, we advise you to enquire further regarding the suitability of this degree for your academic and/or professional requirements before enrolling.

  9. This program does not constitute a dual, joint, or twinning degree program

  10. The placement statistics, are as reported by the respective University. upGrad does not independently verify these claims.

*The total cost savings (including savings on tuition and living expenses) are subject to the final program and country selection and may vary. Please visit the program pages to know more.

*Information regarding program timelines may vary. For the most accurate and updated details, please consult your designated upGrad counsellor.